{"id":185625,"date":"2026-02-22T08:00:00","date_gmt":"2026-02-22T13:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=185625"},"modified":"2026-02-03T07:41:20","modified_gmt":"2026-02-03T12:41:20","slug":"comparing-desjardins-national-bank-world-elite-mastercard-credit-cards","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparing-desjardins-national-bank-world-elite-mastercard-credit-cards\/","title":{"rendered":"Head-to-Head: Odyssey World Elite Mastercard Desjardins and National Bank World Elite Mastercard<sup>&reg;<\/sup>"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/cards\/desjardins\/\">Desjardins<\/a> and <a href=\"https:\/\/milesopedia.com\/en\/cards\/national-bank-of-canada\/\">National Bank<\/a> each offer a <strong>World Elite Mastercard credit card<\/strong> with travel rewards:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\">Desjardins Odyssey World Elite Mastercard<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a><\/li>\n<\/ul>\n<p>At first glance, they may seem to be identical, especially because of their name! But which one is the most advantageous?<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22712,401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;links&#8221;]<\/p>\n<p>Let&#8217;s look at each of their features in detail, to distinguish these two credit cards.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Bonus&#8221;][vc_column][vc_custom_heading text=&#8221;Welcome Bonus&#8221; el_id=&#8221;welcome_bonus&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Through Milesopedia, you can get up to 50,000 points with this <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/nbc-world-elite-mastercard-offer\/\">exclusive welcome offer<\/a> for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>:<\/p>\n<ul>\n<li><strong>10,000 reward points<\/strong> upon enrollment in your credit card payment protection, for a minimum of 3 months of membership.<\/li>\n<li><strong>10,000 points<\/strong> when you make $5,000 in net purchases within the first 3 months.<\/li>\n<li><strong>20,000 points<\/strong> when you reach $20,000 in purchases within the first 12 months.<\/li>\n<li><strong>10,000 points<\/strong> when you combine your credit card with the opening of your first current account within 7 days of your credit card application.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"324829\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;136394&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Desjardins never offers a welcome bonus.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579492398{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage&nbsp;: National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_national_bank_world_elite_mastercard&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>With this welcome bonus, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> is the winner! Its competitor never offers one, so it is best not to have false hopes for it. <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Annual Benefits&#8221; el_id=&#8221;annual_benefits&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><strong>Each calendar year,<\/strong> the holder of a <a class=\"thirstylink\" title=\"The National Bank's World Elite Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\" target=\"\" rel=\"noopener noreferrer\" data-linkid=\"26730\">National Bank World Elite Mastercard<\/a> has a total of $150 available on certain travel-related expenses:<\/p>\n<ul>\n<li>Airport parking<\/li>\n<li>Baggage fees<\/li>\n<li>Seat selection<\/li>\n<li><strong>Access to airport lounges<\/strong><\/li>\n<li><strong>Airline ticket upgrades<\/strong><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;136394&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Unlike the National Bank card, Desjardins does not offer annual credits for travel expenses.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579492398{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_national_bank_world_elite_mastercard&#8221;][vc_column_text]<\/p>\n<p>With the reimbursement of up to $150 in travel expenses, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> wins this round.<\/p>\n<p>It should be noted that these two cards share similar privileges, being <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/advantages-world-elite-mastercard\/\">Mastercard World Elite<\/a> cards:<\/p>\n<ul>\n<li>Membership of the DragonPass program, which provides access to over 1,000 airport lounges worldwide ($32 USD per person)<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/flexiroam-esim-mastercard\/\" target=\"_blank\" rel=\"noopener\">Free Wi-Fi access on the move<\/a>, anywhere in the world, thanks to <a href=\"https:\/\/redeem.boingo.com\/mccan\/?lang=fc\" target=\"_blank\" rel=\"noopener\">Boingo<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Earning Points&#8221;][vc_column][vc_custom_heading text=&#8221;Access to lounge airport VIP area Montreal-Trudeau&#8221; el_id=&#8221;access_to_lounge_airport_vip_area_montreal-trudeau&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The National Bank card gives you <strong>unlimited<\/strong> free access to lounge National Bank.<\/p>\n<p>The cardholder, 1 guest and up to 2 children (under 12) are admitted to lounge on presentation of the card. <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\" target=\"_blank\" rel=\"noopener\">National Bank World Elite Mastercard<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;136394&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>This card gives you <strong>8 free visits a year <\/strong>to the <a href=\"https:\/\/www.desjardins.com\/particuliers\/projets-evenements\/partir-voyage\/salon-odyssee\/\" target=\"_blank\" rel=\"noopener\">Odyss\u00e9e Desjardins lounge<\/a>.<\/p>\n<p>Each person entering the Salon Odyss\u00e9e Desjardins with the card is entitled to one entry, including children over 3.<\/p>\n<p>Then, after the 9th visit, a 50% discount is granted. Before taxes, regular admission is $42 for adults and $26 for children.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage&nbsp;: National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_national_bank_world_elite_mastercard&#8221;][vc_column_text]<\/p>\n<p>For unlimited access, the advantage is for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>. This is especially convenient for the cardholder and their family.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Fees&#8221;][vc_column][vc_custom_heading text=&#8221;Earning Reward Points&#8221; el_id=&#8221;earning_reward_points&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a>, you can earn <strong>up to 5 points per dollar<\/strong>:<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<thead>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Category<\/td>\n<td style=\"width: 50%; text-align: center;\">Points<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Grocery and Restaurant<\/td>\n<td style=\"width: 50%; text-align: center;\">5*<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Gas and electric recharging<\/td>\n<td style=\"width: 50%; text-align: center;\">2<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Recurring bill<\/td>\n<td style=\"width: 50%; text-align: center;\">2<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">\u00c0 la carte Travel<\/td>\n<td style=\"width: 50%; text-align: center;\">2<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\">Other purchase<\/td>\n<td style=\"width: 50%; text-align: center;\">1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>For the Grocery and Restaurant category, you can earn 5 points per dollar up to $2,500 in total monthly card purchases.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;136394&#8243; alignment=&#8221;center&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Accrual rates for the BONUSDOLLARS <a class=\"thirstylink\" title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\" target=\"_blank\" rel=\"noopener\">Odyssey World Elite Mastercard<\/a> program are as follows:<\/p>\n<ul>\n<li>3% at BONUSDOLLARS at grocery stores*<\/li>\n<li>2% at BONUSDOLLARS restaurants*, entertainment and public transport<\/li>\n<li>1% in BONUSDOLLARS for everything else<\/li>\n<\/ul>\n<p>* Between January 1st and December 31st of each year, cumulative annual spending in the &#8220;Grocery&#8221; category leads to the following accumulation:<\/p>\n<ul>\n<li>Spending between $0 and $10,000: <strong>3%<\/strong> earning at the grocery store<\/li>\n<li>$10,001 and more: <strong>1%<\/strong> accumulation for the rest of the year<\/li>\n<\/ul>\n<p>Next, annual cumulative spending in the &#8220;Restaurant&#8221; category earns the following:<\/p>\n<ul>\n<li>Between $0 and $6,000: <strong>2%<\/strong> earning<\/li>\n<li>$6,001 and more: <strong>1%<\/strong> accumulation for the rest of the year<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage&nbsp;: National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_national_bank_world_elite_mastercard&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>With an earn rate of up to 5 points per dollar, <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/nbc-world-elite-mastercard-5x-points-abroad\/\">even internationally<\/a>, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> outperforms the card offered by Desjardins.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Insurance&#8221;][vc_column][vc_custom_heading text=&#8221;Insurance&#8221; el_id=&#8221;insurance&#8221;][vc_column_text]<\/p>\n<p>Both cards are known to have <strong>excellent insurance<\/strong> of all kinds.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"National Bank World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> is one of the only credit cards in Canada to cover you even if you <strong>only pay a portion of the cost of your trip<\/strong>.<\/p>\n<p>This travel coverage only protects the policyholder, his\/her spouse and their dependent children.<\/p>\n<h3 class=\"vc_custom_heading\">Medical and theft\/loss\/damage of luggage insurance<\/h3>\n<p>The <a class=\"thirstylink\" title=\"National Bank World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> offers coverage of <strong>up to $5,000,000<\/strong> per person, as follows:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 118px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Age<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">Maximum trip duration<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\">54 years or less<\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>60 days<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">55-64 years<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">31 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">65-75 years<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">15 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">76 and over<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">no coverage<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>For the luggage portion, the amount is a maximum of $ 1,000 per person.<\/p>\n<h3 class=\"vc_custom_heading\">Flight Cancellation<\/h3>\n<p>Coverage will be provided if at least a portion of the cost of the trip has been charged to the account.<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 72px;\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Trip cancellation (prior to departure)<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">up to $2,500 per insured person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Trip interruption (after departure)<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">up to $5,000 per insured person<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 class=\"vc_custom_heading\">Travel Assistance Service<\/h3>\n<p>In addition, a travel assistance service is available for help if there is a problem:<\/p>\n<ul>\n<li>loss of documents (passport, identity papers, etc)<\/li>\n<li>loss of travel documents (such as an airline ticket)<\/li>\n<li>need a medical emergency, an interpreter or legal assistance<\/li>\n<li>need an emergency transfer of funds<\/li>\n<\/ul>\n<h3 class=\"vc_custom_heading\">Extended Warranty<\/h3>\n<p>Theft and breakage coverage is valid for <strong>180 days<\/strong> from the date of purchase. In addition, an extended warranty <strong>triples<\/strong> the length of the original manufacturer&#8217;s warranty for up to 3 years, under certain conditions.<\/p>\n<h3 class=\"vc_custom_heading\">Insurance for Mobile Devices<\/h3>\n<p>Up to $1,000 in compensation for a smartphone or tablet&#8217;s loss, theft, accidental damage or mechanical failure.<\/p>\n<p>For full details, please refer to the <a href=\"https:\/\/www.bnc.ca\/content\/dam\/bnc\/particuliers\/pdf\/assurance\/certificat-713705-3.pdf\" target=\"_blank\" rel=\"noopener\">National Bank World Elite Mastercard<sup>&reg;<\/sup> Certificate of Insurance<\/a>.<\/p>\n<p>&nbsp;<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;124478&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>All these coverages are valid for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\">Desjardins Odyssey World Elite Mastercard<\/a> credit cardholder, his\/her spouse and dependent children. Even grandchildren benefit from the intergenerational coverage at no cost, when they travel with the holder.<\/p>\n<h3 class=\"vc_custom_heading\">Medical and theft\/loss\/damage of luggage insurance<\/h3>\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n<div class=\"wpb_wrapper\">\n<p>Emergency Health Care coverage is <strong>up to $ 5,000,000<\/strong> per person. The duration of these protections depends on the age of the traveller:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 118px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Age<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">Maximum trip duration<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\">59 years or less<\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>60 days<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">60-64 years<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">31 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">65-75 years<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">15 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">76 and over<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">no coverage<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>For baggage, the maximum amount is $1,000 per person.<\/p>\n<\/div>\n<\/div>\n<h3 class=\"vc_custom_heading\"><span id=\"Annulation_de_voyage\" class=\"ez-toc-section\"><\/span>Flight Cancellation<\/h3>\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n<div class=\"wpb_wrapper\">\n<table style=\"border-collapse: collapse; width: 100%; height: 72px;\">\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Trip cancellation (prior to departure)<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">up to $2,500 per insured person<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 41.8138%; height: 24px; text-align: center;\">Trip interruption (after departure)<\/td>\n<td style=\"width: 58.1862%; height: 24px; text-align: center;\">Unlimited coverage<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<\/div>\n<h3 class=\"vc_custom_heading\">Travel Assistance Service<\/h3>\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n<div class=\"wpb_wrapper\">\n<p>In addition, a travel assistance service is available for help if there is a problem:<\/p>\n<ul>\n<li>loss of documents (passport, identity papers, etc)<\/li>\n<li>loss of travel documents (such as an airline ticket)<\/li>\n<li>need a medical emergency or legal assistance<\/li>\n<\/ul>\n<div class=\"vc_row wpb_row vc_row-fluid\">\n<div class=\"wpb_column vc_column_container vc_col-sm-12\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<h3 class=\"vc_custom_heading\"> Extended warranty<\/h3>\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n<div class=\"wpb_wrapper\">\n<p>Coverage for loss or damage is valid for <strong>120 days<\/strong> from the date of purchase. In addition, an extended warranty <strong>doubles<\/strong> the duration of the original manufacturer&#8217;s warranty for up to 2 years, under certain conditions.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc_row wpb_row vc_row-fluid\">\n<div class=\"wpb_column vc_column_container vc_col-sm-12\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<h3 class=\"vc_custom_heading\"><span id=\"Assurance_pour_les_appareils_mobiles\" class=\"ez-toc-section\"><\/span>Insurance for Mobile Devices<\/h3>\n<div class=\"wpb_text_column wpb_content_element checkmarks\">\n<div class=\"wpb_wrapper\">\n<p>Up to $1,500 in compensation for loss, theft, accidental damage or mechanical failure of a smartphone or tablet.<\/p>\n<p>For full details, please refer to the <a href=\"https:\/\/www.desjardins.com\/ressources\/pdf\/b10-67207164F-access.pdf?resVer=1601983507000&amp;navigMW=la\" target=\"_blank\" rel=\"noopener\">Desjardins Odyssey World Elite Mastercard Certificate of Insurance<\/a>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579523801{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Draw&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;draw&#8221;][vc_column_text]<\/p>\n<p>At this level, we can&#8217;t decide. In general, the insurances of the 2 cards are similar, with some differences. It&#8217;s up to you and your needs.<\/p>\n<p>In fact, if you&#8217;re using Reward Points to pay for part of the cost of your trip, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> is perfect for you. In addition, it has an extended warranty period and longer protection for loss and damage.<\/p>\n<p>Conversely, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\">Desjardins Odyssey World Elite Mastercard<\/a> offers insurance for mobile devices that its competitor does not. Or if you&#8217;re between 55 and 59 and travel medical insurance is important, you&#8217;re better off with Desjardins.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Income&#8221;][vc_column][vc_custom_heading text=&#8221;Minimum Income&#8221; el_id=&#8221;minimum_income&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;341958&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> requires:<\/p>\n<ul>\n<li>$80,000 individual income<\/li>\n<li>$150,000 household income<\/li>\n<li>or assets under management of $400,000 or more<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;124478&#8243; alignment=&#8221;center&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You must have one of the following criteria to get a <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\">Desjardins Odyssey World Elite Mastercard<\/a>:<\/p>\n<ul>\n<li>$80,000 individual income<\/li>\n<li>$150,000 household income<\/li>\n<li>or assets under management of $400,000 or more<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-top: 1em&nbsp;!important;padding-right: 1.5em&nbsp;!important;padding-bottom: 1em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Draw&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;draw&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Both World Elite Mastercard cards require the same criteria to qualify.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>So? Which Card is the winner?<\/p>\n<p>First of all, it&#8217;s worth noting that both are excellent <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/best-credit-cards-for-costco\/\" target=\"_blank\" rel=\"noopener\">credit cards to use at Costco<\/a>!<\/p>\n<p>But in general, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">National Bank World Elite Mastercard<\/a> has a head start in&nbsp;:<\/p>\n<ul>\n<li>Its high rate of accumulation for certain categories of purchases<\/li>\n<li>Unlimited access to its airport VIP lounge (<a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/national-bank-airport-lounge-montreal-trudeau\/\" target=\"_blank\" rel=\"noopener\">National Bank Lounge<\/a> at Montreal YUL)<\/li>\n<li>Its annual $150 reimbursement for travel expenses<\/li>\n<li>Longer protection and extended warranty<\/li>\n<li>Its insurance even applies if you only charge part of the trip to your credit card<\/li>\n<\/ul>\n<p>Conversely, the <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/compare-credit-cards-desjardins\/\" target=\"_blank\" rel=\"noopener\">Desjardins Odyssey World Elite Mastercard<\/a> has&nbsp;:<\/p>\n<ul>\n<li>More advantageous medical insurance for people aged 55 to 59<\/li>\n<li>Several free accesses to its airport VIP lounge (<a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/salon-odyssee-desjardins-montreal\/\" target=\"_blank\" rel=\"noopener\">Desjardins Odyssey Lounge<\/a> at Montreal YUL)<\/li>\n<li>Better mobile device insurance coverage<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;links&#8221;]<\/p>\n<p>If you&#8217;ve ever had one of these two cards, what are your comments? Come and point them out in the <a href=\"https:\/\/www.facebook.com\/groups\/milesopedia\" target=\"_blank\" rel=\"noopener\">Milesopedia Facebook group<\/a>.<\/p>\n<p>To see the other cards, check out our ranking of the <a href=\"https:\/\/milesopedia.com\/en\/?p=107986\" target=\"_blank\" rel=\"noopener\">best travel credit card offers in Canada<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22712,401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-3\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"165408,7858\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element 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Desjardins Odyssey World Elite Mastercard and the National Bank World Elite Mastercard\u00ae.<\/p>","protected":false},"author":3,"featured_media":349129,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[45817],"tags":[],"mc_loyalty_program":[],"class_list":["post-185625","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cartes-credit","mc_issuer-desjardins-en","mc_issuer-national-bank-of-canada","mc_market-all-of-canada","tutorial-comparisons"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Head-to-Head: Desjardins Odyssey World Elite Mastercard vs National Bank World Elite Mastercard | Milesopedia<\/title>\n<meta name=\"description\" content=\"Here&#039;s our detailed comparison of the Desjardins Odyssey World Elite Mastercard and the National Bank World Elite Mastercard.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/comparing-desjardins-national-bank-world-elite-mastercard-credit-cards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Head-to-Head: Odyssey World Elite Mastercard Desjardins and National Bank World Elite Mastercard\u00ae\" \/>\n<meta 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