{"id":176375,"date":"2021-11-03T09:44:00","date_gmt":"2021-11-03T13:44:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/save-birth-baby\/"},"modified":"2024-10-03T06:30:37","modified_gmt":"2024-10-03T10:30:37","slug":"save-birth-baby","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/strategy\/save-birth-baby\/","title":{"rendered":"How to save money after the birth of a baby (and earn reward points)"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text el_class=”checkmarks”]The birth of a baby<\/strong> can surely affect the family budget<\/strong><\/a>. To reduce the bill, we must minimize unnecessary expenses and maximize the return on those that are essential.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Resisting marketing” google_fonts=”” el_id=”resisting_marketing”][vc_column_text el_class=”checkmarks”]Advertisements can easily strike a chord with new parents. So the first step is to make a list of everything you really need.<\/p>\n

When it comes to toys, a newborn<\/strong> doesn’t need a lot to entertain himself. By going gradually, we avoid turning the living room into a game store![\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Buy used” font_container=”tag:h3|text_align:left” google_fonts=”” el_id=”buy_used”][vc_column_text el_class=”checkmarks”]You have to try to get everything you can second-hand. In fact, toddler items are flooding thrift stores<\/strong> and FacebookMarketplace<\/em><\/strong><\/a>.<\/p>\n

On our side, I was surprised to be able to furnish and decorate my baby’s room almost entirely with second-hand<\/strong> items. Leaving buying new items until the very end prevents impulse buying.[\/vc_column_text][vc_single_image image=”174476″ img_size=”large” add_caption=”yes” alignment=”center” style=”vc_box_rounded”][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Buy less” font_container=”tag:h3|text_align:left” google_fonts=”” el_id=”buy_less”][vc_column_text el_class=”checkmarks”]It is also advisable not to buy too much, especially on the wardrobe side. Babies grow up fast. They will sometimes clothes for a short time or even miss their chance to use them.<\/p>\n

When it comes to saving money, buying<\/strong> a few more pairs of pajamas is better than putting them away when they are still new.<\/p>\n

This advice applies to clothing as much as to other items. In my case, I had received a nursing pillow as a gift, but it is still in its original packaging. I preferred using a regular pillow that we already had at home!<\/p>\n

It is tempting to want to equip yourself entirely before the birth, but you should restrict yourself to the essentials and complete them<\/strong> as you go along.[\/vc_column_text][vc_single_image image=”174478″ img_size=”large” add_caption=”yes” alignment=”center” style=”vc_box_rounded”][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Planning expenses” google_fonts=”” el_id=”planning_expenses”][vc_custom_heading text=”Cloth diapers and breastfeeding” font_container=”tag:h3|text_align:left” google_fonts=”” el_id=”cloth_diapers_and_breastfeeding”][vc_column_text el_class=”checkmarks”]Cloth diapers can be expensive at first, but they are much more economical and environmentally friendly in the long run. There are even grants<\/strong> for purchasing them. You should check if your municipality participates<\/a> in this program, and know that the financial assistance differs from one place to another.<\/p>\n

For women who want to breastfeed, I suggest you wait before getting a breast pump and a complete wardrobe of nursing clothes.<\/p>\n

Indeed, a friend of mine wanted to breastfeed, but she was unable to do so despite her best efforts. For my part, I was able to find several clothes in my existing wardrobe that allowed me to breastfeed.[\/vc_column_text][vc_single_image image=”174491″ img_size=”large” add_caption=”yes” alignment=”center” style=”vc_box_rounded”][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Disposable diapers and formula” font_container=”tag:h3|text_align:left” google_fonts=”” el_id=”disposable_diapers_and_formula”][vc_column_text el_class=”checkmarks”]One box of diapers and two jars of formula per month? These new expenses<\/strong> can add to a budget! On the other hand, there are some very interesting tricks to make these purchases profitable<\/strong>.<\/p>\n

The first step would be to sign up for the various companies’ newsletters<\/strong> to get recurring coupons. Then, get a credit card<\/a> that gives the maximum rewards according to your habits (and don’t forget to sign up for our newsletter<\/a>)![\/vc_column_text][vc_custom_heading text=”Food and groceries” font_container=”tag:h3|text_align:left” google_fonts=”” el_id=”food_and_groceries”][vc_column_text]From the age of 6 months, milk is no longer sufficient to meet a baby’s needs. This little guy doesn’t eat much, but the grocery bill<\/strong> will slowly start to balloon. This is unavoidable no matter what method of introducing food is chosen.<\/p>\n

Homemade purees, commercial purees, cereals, child-led diversification, etc. there will always be something to buy. Once again, with the right credit card<\/a>, our savings add up.[\/vc_column_text][vc_message]For example, Les pur\u00e9es de la M\u00e8re Poule can be found in many places. By choosing to buy them in grocery stores or at Walmart, you will earn more points.[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Our strategy and points” google_fonts=”” el_id=”our_strategy_and_points”][vc_column_text]<\/p>\n

Our family’s strategy? There is no such thing as the best credit card, but a combination of at least two cards<\/strong> is the optimal strategy.<\/p>\n

The American Express Cobalt®<\/sup> Card<\/a> is the card in excellence<\/strong> in our household. Then there’s the National Bank’s World Elite Mastercard®<\/sup><\/a> as a secondary card<\/strong> for stores that don’t accept American Express (to also earn 5X NBC Rewards points<\/a> per dollar at the grocery store).<\/p>\n

The vast majority of our baby shopping is done at Costco<\/a>, Walmart<\/a>, Maxi, IGA<\/a> and on Amazon<\/a>. We will always get a lot of points on these purchases (especially using the gift card technique<\/a>).<\/p>\n

This is possible without changing your consumption habits<\/strong> and without forcing you to buy items from one business more than another!<\/p>\n

Did you know that there is a great credit card comparison tool<\/a> for your needs?<\/p>\n

[\/vc_column_text][vc_column_text]With the American Express Cobalt®<\/sup> Card<\/a>, every dollar spent in a classified grocery store earns 5 American Express Membership Rewards points<\/strong>.<\/p>\n

These points can be used in a variety of ways and are extremely flexible.<\/strong>[\/vc_column_text][vc_column_text]Here are examples of the return on $1 in groceries:<\/p>\n