{"id":175447,"date":"2025-07-01T08:22:00","date_gmt":"2025-07-01T12:22:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=175447"},"modified":"2025-06-30T16:10:25","modified_gmt":"2025-06-30T20:10:25","slug":"home-insurance-know-how-canada","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/","title":{"rendered":"Guide to Home Insurance in Canada: Everything You Need to Know"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Do you need to buy or renew your <strong>home insurance<\/strong> soon? Whether you are a homeowner, renter, or condo owner, there are many types of insurance coverage and options available. It can often be difficult to sort through them all. This article explains, among other things, the types of home insurance in Canada, strategies for reducing your insurance premiums and tools for <a href=\"https:\/\/milesopedia.com\/en\/compare-home-insurance\/\">comparing home insurance<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;What Is Home Insurance in Canada?&#8221; css=&#8221;&#8221; el_id=&#8221;what_is_home_insurance_in_canada_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Canadian law does not require you to take out <strong>home insurance<\/strong>, but mortgage lenders and banks do require it for properties that are not fully paid off. Specifically, you must provide proof of insurance to obtain a loan or a mortgage line to guarantee that your property is protected against risk.<\/p>\n<p>[\/vc_column_text][vc_message css=&#8221;&#8221;]<\/p>\n<p>Home insurance laws in Canada may differ by province or territory. Therefore, it is essential to familiarize yourself with the rules that apply in your area.<\/p>\n<p>[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Why Is It Important to Get Home Insurance?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;why_is_it_important_to_get_home_insurance_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>For many of us, buying a home is the biggest investment of our lives. But while there are many advantages to becoming a <strong>homeowner<\/strong>, it&#8217;s essential to protect your investment. That&#8217;s where home insurance comes in! It provides a safety net by covering repair or replacement costs in the event of unforeseen circumstances.<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Home insurance protects not only your home, but also your personal property and any civil liability claims. This is important for:<\/p>\n<ul>\n<li>Homeowners with a mortgage<\/li>\n<li>Homeowners without a mortgage<\/li>\n<li>Condo owners<\/li>\n<li>Owners of vacation home or cottage<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Although home insurance is not compulsory for <strong>tenants<\/strong>, it is nonetheless important. Renters&#8217; insurance protects your personal belongings against the unexpected: theft, vandalism, water and fire. What&#8217;s more, the building owner&#8217;s insurance policy will not cover your personal belongings.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"179973,179990,179962,179994,179969\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t\t\t\t<button type=\"button\" class=\"deferred_button\" data-page=\"1\" data-per_page=\"4\">\n\t\t\t\t<i class=\"fas fa-spinner-third fa-spin\"><\/i>\n\t\t\t\tLoad More\t\t\t<\/button>\n\t\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;What Is Covered by Home Insurance?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;what_is_covered_by_home_insurance_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Home insurance policies in Canada are fairly comprehensive, generally covering housing, personal property, liability, living expenses and detached structures. But you can also add options to customize your policy to suit your needs.<\/p>\n<p>Items generally covered include:<\/p>\n<ul>\n<li><strong>Dwelling<\/strong>: Protection for the physical structure of your home, including foundations, walls and roof.<\/li>\n<li><strong>Personal belongings<\/strong>: Protection against loss or damage to your possessions due to covered risks.<\/li>\n<li><strong>Civil liability<\/strong>: Protection against possible legal action for accidental injury or property damage caused by you or members of your household.<\/li>\n<li><strong>Living expenses <\/strong>: Financial support for expenses incurred if you are temporarily unable to live in your home due to damage.<\/li>\n<li><strong>Detached structures<\/strong>: Insurance for structures on your property that are not connected to the main dwelling, such as a garden shed or garage.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Optional protection options generally include:<\/p>\n<ul>\n<li><strong>Water damage<\/strong>: Protection against water-related damage, such as sewer backup and surface water &#8211; optional protection<\/li>\n<li><strong>Theft and burglary<\/strong>: Reimbursement in the event of theft or burglary-related damage &#8211; optional coverage<\/li>\n<li><strong>Earthquakes<\/strong>: Protection against damage caused by seismic shocks and associated events &#8211; optional protection<\/li>\n<li><strong>Identity theft<\/strong>: Security against identity fraud, covering legal costs and the recovery of your identity &#8211; optional protection<\/li>\n<\/ul>\n<p>For each of these coverages, conditions and limits apply. Check with your insurer.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;What Is Not Covered by Home Insurance?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;what_is_not_covered_by_home_insurance_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Although home insurance offers comprehensive coverage, it does have its limitations. Home insurance policies in Canada generally do not cover damage caused by lack of maintenance, normal wear and tear, pest infestations, mold, rot, intentional damage, commercial activities, high-value items exceeding standard limits, vehicles and unoccupied homes.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;What Are the Types of Home Insurance in Canada?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;what_are_the_types_of_home_insurance_in_canada_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">In Canada, there are generally three types of home insurance: basic, extended and comprehensive. They differ in their level of protection.<\/p>\n<ul>\n<li><strong>Basic home insurance<\/strong>: Basic home insurance provides coverage limited to the risks listed in your insurance policy. Although more affordable, you should be prepared to cover the cost of any damage not included.<\/li>\n<li><strong>Comprehensive home insurance<\/strong>: Comprehensive (all-risk) home insurance offers the broadest coverage, including fire, theft, vandalism, natural disasters and civil liability. Although more expensive, it provides optimum protection for your home and personal belongings.<\/li>\n<li><strong>Extended home insurance<\/strong>: Extended home insurance is a compromise between basic and comprehensive coverage. While not as complete as comprehensive coverage, it offers relatively broad protection at an affordable price. It can be interesting for those who want better protection without exceeding their budget.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">To make the right choice, assess your needs and determine what you can afford to pay in the event of an uncovered claim. Then, find a balance between coverage and cost based on your financial situation. Also check the limits and conditions for covered items.<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">If necessary, don&#8217;t hesitate to talk to an insurance agent or a property and casualty insurance broker like <a title=\"ClicAssure\" href=\"https:\/\/milesopedia.com\/en\/go\/clicassure\/\" rel=\"noindex\">ClicAssure<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"179984\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;How Is the Cost of Home Insurance Calculated?&#8221; css=&#8221;&#8221; el_id=&#8221;how_is_the_cost_of_home_insurance_calculated_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">The cost of home insurance in Canada varies according to a number of criteria:<\/p>\n<ul>\n<li>Location of your home<\/li>\n<li>Type of property (house, condo, rental)<\/li>\n<li>Type of coverage (basic, extended, comprehensive)<\/li>\n<li>Characteristics and value of your home<\/li>\n<li>Value of your personal belongings<\/li>\n<li>Additional options (theft, water damage, earthquakes, etc.)<\/li>\n<li>Insurance claim history<\/li>\n<li>Etc.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Tips to Reduce Your Home Insurance Premiums&#8221; css=&#8221;&#8221; el_id=&#8221;tips_to_reduce_your_home_insurance_premiums&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Here are a few tips and tricks to help you reduce your home insurance premiums.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bundle Your Home and Auto Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;bundle_your_home_and_auto_insurance&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>First of all, you can combine your home and <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/car-insurance-canada-guide\/\">car insurance<\/a> with the same insurance company. In this way, you can obtain a discount or a customized offer. For example, with <a title=\"ClicAssure\" href=\"https:\/\/milesopedia.com\/en\/go\/clicassure\/\" rel=\"noindex\">ClicAssure<\/a>, you can save up to an additional 15% when you combine your home and auto insurance.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Compare Home Insurance Premiums Online&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;compare_home_insurance_premiums_online&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can compare and even take out a home insurance policy yourself online. This method has many advantages, because you control exactly what you&#8217;re looking for. However, as insurance is a complicated subject, you may want to talk to a professional to explain the terms and conditions of the different offers. You can use our <a href=\"https:\/\/milesopedia.com\/en\/compare-home-insurance\/\">home insurance comparator<\/a> to get several home insurance quotes.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Get Quotes from Multiple Home Insurance Companies&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;get_quotes_from_multiple_home_insurance_companies&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Don&#8217;t make the mistake of renewing your home insurance policy without getting several quotes. Don&#8217;t settle for the first quote you receive. Conversely, get several <a href=\"https:\/\/milesopedia.com\/en\/compare-home-insurance\/\">home insurance quotes<\/a> and compare them before making a decision. For most insurance companies, you can get quotes online or over the phone.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Contact a Home Insurance Broker&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;contact_a_home_insurance_broker&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>To reduce the number of quotes, you could contact a damage insurance broker such as <a title=\"ClicAssure\" href=\"https:\/\/milesopedia.com\/en\/go\/clicassure\/\" rel=\"noindex\">ClicAssure<\/a>. Insurance brokers have access to several insurers and will usually present you with the best offer. Plus, they often have access to exclusive discounts.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Maintain Your Home&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;maintain_your_home&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">When your home is well maintained, you&#8217;ll be in a better position to pay less for insurance over time. Although some events are beyond your control, regular maintenance can certainly help reduce your insurance costs. As a rule of thumb, you should budget between 3% and 5% of your home&#8217;s value each year for maintenance or <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/how-to-save-home-improvements-credit-cards\/\" target=\"_blank\" rel=\"noopener\">renovations<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"137507,210596\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Increase Your Insurance Deductible&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;increase_your_insurance_deductible&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Increasing your insurance deductible is another excellent way to reduce your insurance premiums. Of course, your deductible in the event of a claim will be higher. But, if you maintain your home, the likelihood of a claim will be reduced, and your monthly premiums will be lower. Consult your insurance company to find out about the different deductible options available to you.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"179984\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Pay Your Insurance Premium in a Single Payment&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;pay_your_insurance_premium_in_a_single_payment&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">When you pay your home insurance for the year in one lump sum, some home insurance companies offer a discount. This way, you can reduce your home insurance premium. Check with your insurer.<\/p>\n<p>[\/vc_column_text][vc_message css=&#8221;&#8221;]<\/p>\n<p><strong>Tip<\/strong>: Some home insurance companies accept credit card payments. Others only accept payment of your home insurance premium in a lump sum. Where applicable, you can earn reward points and even unlock generous <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/\">welcome bonuses<\/a>.<\/p>\n<p>[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Tips for Filing an Insurance Claim&#8221; css=&#8221;&#8221; el_id=&#8221;tips_for_filing_an_insurance_claim&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Filing an insurance claim can be stressful, especially if your property has been damaged. Here are some useful tips to help you:<\/p>\n<ul>\n<li>Prepare your information: insurance company, policy number, date and time of claim, etc. Take photos and document as much as possible.<\/li>\n<li>Call your insurance company as soon as possible to report your claim.<\/li>\n<li>Provide your insurer or adjuster with as many details as possible.<\/li>\n<li>Discuss the limits of your coverage and your deductible (the amount you pay in the event of a claim).<\/li>\n<li>Keep all receipts for additional living expenses, if you have to leave your home for an extended period.<\/li>\n<li>Take photos before and after the work begins.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">Service standards may vary from company to company, depending on the extent of the damage. So keep these tips in mind if you need to submit a claim.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Although not mandatory, home insurance is essential to protect your home and personal belongings. In this guide, we&#8217;ve explained the types of protection and costs to help you choose the best coverage for your needs. Now, the next step could be to <a href=\"https:\/\/milesopedia.com\/en\/compare-home-insurance\/\">compare home insurance with our tool<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Frequently Asked Questions About Home Insurance&#8221; css=&#8221;&#8221; el_id=&#8221;frequently_asked_questions_about_home_insurance&#8221;][vc_toggle title=&#8221;Is home insurance legally required?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">No. Canadian law does not require you to take out home insurance, but mortgage lenders and banks do require it for properties that are not fully paid off. For tenants, home insurance is still important, because the building owner&#8217;s insurance policy won&#8217;t cover your personal belongings against the unexpected: theft, vandalism, water and fire.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What is the average price of home insurance in Quebec and Ontario?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">The average cost of a home insurance policy varies according to a number of criteria, including place of residence, type of property (house, condo, rental) and type of coverage (basic, extended, comprehensive). At Quebec and in Ontario, the average cost of home insurance is $87 ($1044\/year) for a house, $31\/month ($372\/year) for a condo and $23.50\/month ($282\/year) for a rental.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What&#8217;s the best home insurance?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p>The best insurance to cover your home and personal belongings is comprehensive home insurance, but it&#8217;s also the most expensive. What&#8217;s more, the cost of home insurance varies according to a number of criteria, such as where you live, the type of property you own, the type of coverage you have, and the value of your home and personal belongings.<\/p>\n<p>[\/vc_toggle][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Learn everything about home insurance in Canada: types of coverage, claims, how to choose, and ways to save.<\/p>","protected":false},"author":2488,"featured_media":389890,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[46371,46377],"tags":[],"mc_loyalty_program":[],"class_list":["post-175447","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-assurances","category-insurance","mc_market-all-of-canada"],"acf":{"mc_approved_badge":false,"mc_card_used":"","mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Guide to Home Insurance in Canada: Everything You Need to Know | Milesopedia<\/title>\n<meta name=\"description\" content=\"Find out all about home insurance in Canada: types of coverage, claims, how to choose and save.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Guide to Home Insurance in Canada: Everything You Need to Know\" \/>\n<meta property=\"og:description\" content=\"Find out all about home insurance in Canada: types of coverage, claims, how to choose and save.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-01T12:22:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/06\/Assurance-habitation-2400x1260-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2400\" \/>\n\t<meta property=\"og:image:height\" content=\"1260\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Vincent Morin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:site\" content=\"@milesopedia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/\"},\"author\":{\"name\":\"Vincent Morin\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/37a68e7a77f09265c60e10254d4bdd27\"},\"headline\":\"Guide to Home Insurance in Canada: Everything You Need to Know\",\"datePublished\":\"2025-07-01T12:22:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/\"},\"wordCount\":2401,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/Assurance-habitation-2400x1260-1.jpg\",\"articleSection\":[\"Assurances\",\"Insurance\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/\",\"name\":\"Guide to Home Insurance in Canada: Everything You Need to Know | Milesopedia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/Assurance-habitation-2400x1260-1.jpg\",\"datePublished\":\"2025-07-01T12:22:00+00:00\",\"description\":\"Find out all about home insurance in Canada: types of coverage, claims, how to choose and save.\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/finances-personnelles\\\/assurances\\\/home-insurance-know-how-canada\\\/#primaryimage\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/Assurance-habitation-2400x1260-1.jpg\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/Assurance-habitation-2400x1260-1.jpg\",\"width\":2400,\"height\":1260,\"caption\":\"Assurance habitation\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\",\"name\":\"Milesopedia Canada\",\"alternateName\":\"Milesopedia\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"width\":1600,\"height\":261,\"caption\":\"Milesopedia Canada\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/www.tiktok.com\\\/@milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/37a68e7a77f09265c60e10254d4bdd27\",\"name\":\"Vincent Morin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/PXL-20251211-142555297-3-150x200.jpg\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/PXL-20251211-142555297-3-150x200.jpg\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2026\\\/01\\\/PXL-20251211-142555297-3-150x200.jpg\",\"caption\":\"Vincent Morin\"},\"description\":\"Vincent a atteint l'ind\u00e9pendance financi\u00e8re et pris sa retraite anticip\u00e9e (FIRE) \u00e0 l'\u00e2ge de 35 ans. Apr\u00e8s une carri\u00e8re en technologies financi\u00e8res pour une grande banque d\u2019investissement am\u00e9ricaine, il a fond\u00e9 Retraite101, un site de finances personnelles qui rejoint plus de 350 000 visiteurs uniques par ann\u00e9e et qui a plus de 40 000 abonn\u00e9s sur les r\u00e9seaux sociaux. Passionn\u00e9 par la finance, la lecture, le v\u00e9lo, les randonn\u00e9es et les voyages, il continue d\u2019\u00e9crire sur plusieurs m\u00e9dias qu\u00e9b\u00e9cois pour inspirer et motiver celles et ceux qui veulent prendre leurs finances en main.\",\"sameAs\":[\"https:\\\/\\\/retraite101.com\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/in\\\/mvincentmorin\\\/\"],\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/author\\\/vincent\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Guide to Home Insurance in Canada: Everything You Need to Know | Milesopedia","description":"Find out all about home insurance in Canada: types of coverage, claims, how to choose and save.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/","og_locale":"en_US","og_type":"article","og_title":"Guide to Home Insurance in Canada: Everything You Need to Know","og_description":"Find out all about home insurance in Canada: types of coverage, claims, how to choose and save.","og_url":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/","og_site_name":"Milesopedia","article_publisher":"https:\/\/www.facebook.com\/milesopedia","article_published_time":"2025-07-01T12:22:00+00:00","og_image":[{"width":2400,"height":1260,"url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/06\/Assurance-habitation-2400x1260-1.jpg","type":"image\/jpeg"}],"author":"Vincent Morin","twitter_card":"summary_large_image","twitter_creator":"@milesopedia","twitter_site":"@milesopedia","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/#article","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/"},"author":{"name":"Vincent Morin","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/37a68e7a77f09265c60e10254d4bdd27"},"headline":"Guide to Home Insurance in Canada: Everything You Need to Know","datePublished":"2025-07-01T12:22:00+00:00","mainEntityOfPage":{"@id":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/"},"wordCount":2401,"commentCount":0,"publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"image":{"@id":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/06\/Assurance-habitation-2400x1260-1.jpg","articleSection":["Assurances","Insurance"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/","url":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/","name":"Guide to Home Insurance in Canada: Everything You Need to Know | Milesopedia","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/#primaryimage"},"image":{"@id":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/#primaryimage"},"thumbnailUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/06\/Assurance-habitation-2400x1260-1.jpg","datePublished":"2025-07-01T12:22:00+00:00","description":"Find out all about home insurance in Canada: types of coverage, claims, how to choose and save.","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/"]}]},{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/finances-personnelles\/assurances\/home-insurance-know-how-canada\/#primaryimage","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/06\/Assurance-habitation-2400x1260-1.jpg","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2024\/06\/Assurance-habitation-2400x1260-1.jpg","width":2400,"height":1260,"caption":"Assurance habitation"},{"@type":"WebSite","@id":"https:\/\/milesopedia.com\/en\/#website","url":"https:\/\/milesopedia.com\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/milesopedia.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/milesopedia.com\/en\/#organization","name":"Milesopedia Canada","alternateName":"Milesopedia","url":"https:\/\/milesopedia.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","width":1600,"height":261,"caption":"Milesopedia Canada"},"image":{"@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/www.tiktok.com\/@milesopedia","https:\/\/www.youtube.com\/milesopedia"]},{"@type":"Person","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/person\/37a68e7a77f09265c60e10254d4bdd27","name":"Vincent Morin","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/01\/PXL-20251211-142555297-3-150x200.jpg","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/01\/PXL-20251211-142555297-3-150x200.jpg","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2026\/01\/PXL-20251211-142555297-3-150x200.jpg","caption":"Vincent Morin"},"description":"Vincent a atteint l'ind\u00e9pendance financi\u00e8re et pris sa retraite anticip\u00e9e (FIRE) \u00e0 l'\u00e2ge de 35 ans. Apr\u00e8s une carri\u00e8re en technologies financi\u00e8res pour une grande banque d\u2019investissement am\u00e9ricaine, il a fond\u00e9 Retraite101, un site de finances personnelles qui rejoint plus de 350 000 visiteurs uniques par ann\u00e9e et qui a plus de 40 000 abonn\u00e9s sur les r\u00e9seaux sociaux. Passionn\u00e9 par la finance, la lecture, le v\u00e9lo, les randonn\u00e9es et les voyages, il continue d\u2019\u00e9crire sur plusieurs m\u00e9dias qu\u00e9b\u00e9cois pour inspirer et motiver celles et ceux qui veulent prendre leurs finances en main.","sameAs":["https:\/\/retraite101.com\/","https:\/\/www.linkedin.com\/in\/mvincentmorin\/"],"url":"https:\/\/milesopedia.com\/en\/author\/vincent\/"}]}},"_links":{"self":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/175447","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/users\/2488"}],"replies":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/comments?post=175447"}],"version-history":[{"count":6,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/175447\/revisions"}],"predecessor-version":[{"id":453037,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/posts\/175447\/revisions\/453037"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media\/389890"}],"wp:attachment":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media?parent=175447"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/categories?post=175447"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/tags?post=175447"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=175447"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}