{"id":153615,"date":"2025-10-31T05:07:00","date_gmt":"2025-10-31T09:07:00","guid":{"rendered":"https:\/\/milesopedia.com\/?p=153615"},"modified":"2025-10-31T09:27:31","modified_gmt":"2025-10-31T13:27:31","slug":"comparison-amex-platinum-aeroplan-reserve-cards","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/comparison-amex-platinum-aeroplan-reserve-cards\/","title":{"rendered":"Head-to-Head: AMEX Platinum Card vs AMEX Aeroplan Reserve Card"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]American Express Canada offers two cards for frequent travellers:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22616,108763\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card-compare--offer-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--value-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<div class=\"card-compare--fee-heading\">\n    <div class=\"card-compare-v-item-heading\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-2\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-2\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;links&#8221;]Let&#8217;s analyze the major differences between these credit and charge cards.[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Bonus&#8221;][vc_column][vc_custom_heading text=&#8221;Welcome Bonus&#8221; el_id=&#8221;welcome_bonus&#8221;][vc_column_text]The welcome bonus offered by each of these cards varies according to the promotions.<\/p>\n<p> Here&#8217;s how the current offer is structured:[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With this welcome offer, you can earn up to <strong>100,000 Membership Rewards points<\/strong>.<\/p>\n<p>Here&#8217;s how:<\/p>\n<ul>\n<li><strong>70,000 points<\/strong> after charging $10,000 to your Card in the first 3 months of membership<\/li>\n<li><strong>30,000<\/strong> additional points for purchases made within 14 to 17 months of Cardmembership<\/li>\n<\/ul>\n<p>Based on our Membership Rewards points <a href=\"https:\/\/milesopedia.com\/en\/points-miles-value-canada\/\">valuation<\/a> (1.7 cents per point), this welcome bonus corresponds to a value of <strong><span class=\"nowrap\">$1,700<\/span><\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With this welcome offer for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan Reserve Card,<\/a> you can earn up to <strong>85,000 Aeroplan points. <\/strong>It&#8217;s the best offer in a long time!<\/p>\n<p>Here&#8217;s how:<\/p>\n<ul>\n<li><strong><span class=\"nowrap\">60,000<\/span> Aeroplan points<\/strong> after charging <span class=\"nowrap\">$7,500<\/span> to your Card in the first 3 months<br \/><u><\/u><\/li>\n<li><strong><span class=\"nowrap\">25,000<\/span><\/strong> additional <strong>Aeroplan points<\/strong> with a purchase in the 13th month<\/li>\n<\/ul>\n<p>Based on our <a href=\"https:\/\/milesopedia.com\/en\/points-miles-value-canada\/\">valuation<\/a> of Aeroplan points (2 cents per point), <strong>this welcome bonus corresponds to an approximate value of <span class=\"nowrap\">$1,700<\/span><\/strong>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1625129765214{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_platinum_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Offer values are the same for both cards!<\/p>\n<p>But if you have high expenses in the next few months, you&#8217;d be better off with the <a title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-platinum-card\/\" rel=\"noindex\">American Express Platinum Card<sup>MD<\/sup><\/a> offer, which is more lucrative in the short term.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Income&#8221;][vc_column][vc_custom_heading text=&#8221;Minimum Income&#8221; el_id=&#8221;minimum_income&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> requires no minimum income.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> requires no minimum income.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1625130006692{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Draw&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;draw&#8221;][vc_column_text]Like the vast majority of American Express cards, these two cards require no minimum income, unlike other high-end cards such as Visa Infinite Privilege, which require a family income of $200,000.<\/p>\n<p> If you&#8217;re looking for travel benefits, but don&#8217;t have a very high income, either of these cards could be for you.[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Fees&#8221;][vc_column][vc_custom_heading text=&#8221;Annual Fee&#8221; el_id=&#8221;annual_fee&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> has an annual fee of $799.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> has an annual fee of $599.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Aeroplan Reserve Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; css=&#8221;&#8221; el_id=&#8221;advantage_american_express_aeroplan_reserve_card&#8221;][vc_column_text]<\/p>\n<p>On paper, the annual fee for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> is $200 more than the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a>.<\/p>\n<p>However, as you will see below, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> comes with an <a href=\"https:\/\/milesopedia.com\/en\/guides\/tutoriels\/american-express-annual-travel-credit\/\"><strong>Annual Travel Credit of $200 <\/strong><\/a>as well as <strong>a $200 Annual Dining Credit for certain restaurants<\/strong>, virtually reducing the net cost of the membership to $399.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Earning Points&#8221;][vc_column][vc_custom_heading text=&#8221;Earning Points&#8221; el_id=&#8221;earning_points&#8221;][vc_column_text]The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> each offer 3 levels of point accumulation.[\/vc_column_text][vc_custom_heading text=&#8221;Maximum Earning Level&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;maximum_earning_level&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> you can earn <strong>3 points<\/strong> per dollar spent on:<\/p>\n<ul>\n<li>accommodation and car rental bookings made with Amex travel services<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card <\/a>you can earn <strong>3 points<\/strong> per dollar spent on:<\/p>\n<ul>\n<li>purchases from Air Canada and Air Canada Vacations<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_platinum_card&#8221;][vc_column_text]<\/p>\n<p>Here, we could have declared a draw. However, the fact that the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> restricts this category to Air Canada and Air Canada Vacations means that you&#8217;ll probably earn more points with the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> during the year for other trips booked via the American Express platform. <\/p>\n<p>Unless, of course, you spend a lot of money with Air Canada and Air Canada Vacations (but if you choose the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> you&#8217;ll still earn 2 points per dollar, the same level offered by Aeroplan Visa Infinite Privilege credit cards)!<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Intermediate Earning Level&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;intermediate_earning_level&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> you can earn <strong>2 points per dollar spent on:<\/strong><\/p>\n<ul>\n<li>restaurants, bars, food delivery services<\/li>\n<li>Travel (flights, hotel nights, Airbnb, car rentals, etc.)<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> you can earn <strong>2 points for every dollar you spend on:<\/strong><\/p>\n<ul>\n<li>restaurants, bars, food delivery services<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_platinum_card&#8221;][vc_column_text]<\/p>\n<p>Travel expenses (plane tickets, hotels, Airbnb, cruises, car rentals, etc.) are generally higher than restaurant expenses. As a result, you&#8217;ll earn more points with the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> than with the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a>. <\/p>\n<p>Here too, you should analyze your annual expenses to know which card to choose according to your personal situation.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Basic Earning Level&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;basic_earning_level&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup> <\/a>you can earn <strong>1 point per dollar spent on all other purchases.<\/strong>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card <\/a>you can earn <strong>1.25 points per dollar spent on all other purchases.<\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579508645{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: American Express Aeroplan Reserve Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_american_express_aeroplan_reserve_card&#8221;][vc_column_text]<\/p>\n<p>0.25 points that make a difference for those who make a lot of purchases outside of the bonus categories. The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> will therefore be more advantageous here. <\/p>\n<p>We would like American Express to offer 1.25 points for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> like it does for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> (and the <a class=\"thirstylink\" title=\"Business Platinum Card<sup>&reg;<\/sup> from American Express\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-business-platinum-card\/\" rel=\"nofollow sponsored\">Business Platinum Card<sup>&reg;<\/sup> from American Express<\/a>).<\/p>\n<p>[\/vc_column_text][vc_message]<\/p>\n<h6>Aeroplan 25K Elite Status<\/h6>\n<p>If you\u2019d like to earn Aeroplan 25K status through your spending (to benefit from <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/aeroplan-eupgrades-business-class\/\">eUpgrades<\/a> credits, for example), your best bet is to get the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a>. Points earned through your Card purchases will count towards your Elite status. This is not the case for points transfers made to Aeroplan from the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a>.<\/p>\n<p>[\/vc_message][\/vc_column][\/vc_row][vc_row el_id=&#8221;use&#8221;][vc_column][vc_custom_heading text=&#8221;Redeeming Points&#8221; el_id=&#8221;redeeming_points&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Both cards are made for travellers.<\/p>\n<p>However, their loyalty programs are completely different:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/membership-rewards-american-express\/\">American Express Membership Rewards points<\/a> for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a>.<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/aeroplan\/\">Aeroplan<\/a> for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a><\/li>\n<\/ul>\n<p>This means that the ways you can redeem your points are different.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;For Travel&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;for_travel&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a>\u00c0 la carte Travel card, you can apply Membership Rewards points to travel purchases charged to the card (plane tickets, hotels, Airbnb, car rentals, etc.).<\/p>\n<p>The usage rate is <strong>1,000 points = $10<\/strong>.<\/p>\n<p>You can also use the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/american-express-fixed-points-travel-program\/\">American Express fixed rate chart<\/a> for specific flights.<\/p>\n<p>The usage rate is<strong> 1,000 points = $20<\/strong>.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card <\/a>you can use your points to purchase flights with Air Canada, Star Alliance and partner airlines.<\/p>\n<p>In this case, please refer to the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/air-canada-aeroplan-flight-rewards-rules\/\">Aeroplan Flight Rewards Chart.<\/a><\/p>\n<p>1,000 points could be worth as little as $5 for economy travel, or as much as $40 for business or first class (or specific flights).<\/p>\n<p>You can also use your Aeroplan points to book hotels, car rentals or vacation packages. Generally, you will be able to earn a value of <strong>1,000 points = $10<\/strong>.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579610554{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_platinum_card&#8221;][vc_column_text]The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> has one undeniable advantage: flexibility. With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card <\/a>you can use your points via the Aeroplan program. <\/p>\n<p>Whereas with the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup> <\/a>you can book your trip wherever you like.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;For Everyday Shopping&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;for_everyday_shopping&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a>, you can apply Membership Rewards points to everyday purchases charged to the card.<\/p>\n<p>The usage rate is <strong>1,000 points = $10<\/strong>.<\/p>\n<p><strong>A minimum of 1,000 points<\/strong> (minimum $10) must be applied.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>No options are available for everyday purchases with the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> (except for buying gift cards with Aeroplan points).<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579610554{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_platinum_card&#8221;][vc_column_text]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a>, whether you want to use your points for travel or for everyday purchases, you&#8217;ll get the same value: 1,000 points = $10.<\/p>\n<p> Whereas with the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card <\/a>you don&#8217;t have this option.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Transfers to Other Programs&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;transfers_to_other_programs&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup> <\/a>you can transfer your points to other rewards programs:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/aeroplan\/\">Aeroplan<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/flying-blue\/\">Air France KLM Flying Blue<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/british-airways-club\/\">British Airways Club<\/a><\/li>\n<li>Delta Skymiles<\/li>\n<li>Asia Miles<\/li>\n<li>Etihad Guest<\/li>\n<li>Alitalia Millemiglia<\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/marriott-bonvoy\/\">Marriott Bonvoy<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/programme-fidelite\/hilton-honors\/\">Hilton Honors<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card <\/a>you cannot transfer your points to other programs.<\/p>\n<p>Once you have Aeroplan points in your Aeroplan account, you have no way out: you must use them in the Aeroplan program.<\/p>\n<p>The only other option is to have Elite Aeroplan status, in order to <a href=\"\/?p=406175\" target=\"_blank\" rel=\"noopener\">transfer Aeroplan points to the Marriott Bonvoy program<\/a>.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579610554{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_platinum_card&#8221;][vc_column_text]Not only can you transfer Aeroplan points, but you can also transfer them to other programs (or use them for travel or cash back, as mentioned above). <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup> <\/a>points, but you can also transfer them to other programs (or use them for travel or cash back, as described above).<\/p>\n<p> This is a flexibility that the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> doesn&#8217;t have.[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Advantage&#8221;][vc_column][vc_custom_heading text=&#8221;The Benefits&#8221; el_id=&#8221;the_benefits&#8221;][vc_custom_heading text=&#8221;Access to airport lounges&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;access_to_airport_lounges&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a class=\"thirstylink\" title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\" rel=\"nofollow sponsored\">American Express Platinum Card<sup>&reg;<\/sup> <\/a>you and a guest have free access to many airport lounges around the world:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"https:\/\/www.prioritypass.com\/\">Priority Pass Lounges<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.executivelounges.com\/airport-lounges\/montreal-airport-swissport-lounge\">National Bank Lounge Montreal-Trudeau<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.aeroportdequebec.com\/fr\/pages\/salon-vip\">V.I.P Lounge at Jean Lesage International Airport Quebec<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.executivelounges.com\/\">Executive Lounges by Swissport<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.plazapremiumlounge.com\/en-uk\">Plaza Premium Lounge<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/www.delta.com\/us\/en\/delta-sky-club\/overview\">Delta Sky Club<\/a><\/li>\n<li><a target=\"_blank\" href=\"http:\/\/www.airspacelounge.com\/\">Airspace Lounges<\/a><\/li>\n<li><a target=\"_blank\" href=\"http:\/\/www.escapelounges.com\/\">Escape Lounges<\/a><\/li>\n<li><a target=\"_blank\" href=\"https:\/\/thecenturionlounge.com\/\">Centurion Lounges<\/a><\/li>\n<li><a href=\"https:\/\/www.americanexpress.com\/fr-ca\/travel\/lounges\/the-platinum-card\/#\">American Express International lounges<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card <\/a>you have free access to Air Canada&#8217;s Maple Leaf lounges in North America.<\/p>\n<p>You have a complimentary Priority Pass membership. However, you will have to pay for each access.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579523801{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_platinum_card&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>If you regularly travel internationally, it&#8217;s easy: the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> will open the doors to many lounges around the world for you and one guest (or even up to two children <a href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/benefits-unique-platinum-american-express-card\/#Les_avantages_voyages_de_la_Carte_de_PlatineMD\">, depending on the lounge<\/a>), as well as in Canada in the <a target=\"_blank\" href=\"\/?p=141478\">Plaza Premium<\/a> lounges, the lounge National Bank or the <a href=\"https:\/\/milesopedia.com\/en\/reviews\/airport-lounges\/westjet-elevation-lounge-yyc\/\">WestJet Elevation Lounge<\/a>.<\/p>\n<p>On the other hand, if you&#8217;re traveling exclusively within Canada or even the United States on Air Canada, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> may be the Card of choice: you&#8217;ll enjoy free access to all Maple Leaf lounges in North America (as well as the <a href=\"https:\/\/milesopedia.com\/en\/news\/airports\/cafe-air-canada-aeroport-montreal-yul\/\" target=\"_blank\" rel=\"noopener\">Air Canada Caf\u00e9 at Montreal<\/a>, for example).<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Other Benefits&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;other_benefits&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a class=\"thirstylink\" title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\" rel=\"nofollow sponsored\">American Express Platinum Card<sup>&reg;<\/sup><\/a>, you enjoy the following benefits:<\/p>\n<ul>\n<li>$200 Annual Travel Credit<\/li>\n<li>$200 Annual Dining Credit for certain restaurants<\/li>\n<li>$100 NEXUS membership credit<\/li>\n<li>Pearson Priority Security Control<\/li>\n<li>Access to over 1,300 airport lounges (including American Express Centurion)<\/li>\n<li>Free access to Priority Pass lounges for cardholder and one guest<\/li>\n<li>Hilton Honors Gold status<\/li>\n<li>Marriott Bonvoy Elite Gold Status<\/li>\n<li>Fine Hotels Resorts Program<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card <\/a>you benefit from the following advantages:<\/p>\n<ul>\n<li>Annual Companion Pass (after $25,000 in purchases)<\/li>\n<li>Pearson Priority Security Control<\/li>\n<li>Access to Maple Leaf lounges in North America<\/li>\n<li>Paid access to Priority Pass lounges<\/li>\n<li>Air Canada benefits: priority check-in, priority boarding and priority baggage handling<\/li>\n<li>Free first checked bag for you and up to 8 companions<\/li>\n<li>Earn Qualifying Miles at Aeroplan with your purchases.<\/li>\n<li>Unallocated Aeroplan Elite Qualifying Miles and unused eUpgrades credits are carried over to the following year.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579523801{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_platinum_card&#8221;][vc_column_text]The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> is aimed at <strong>all frequent flyers<\/strong>, whether they travel with Air Canada or other airlines. But also for those staying at Marriott or Hilton hotels, luxury hotels belonging to the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/fine-hotels-resorts-american-express\/\">Fine Hotels &amp; Resorts<\/a> program. <\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> is aimed primarily at <strong>frequent Air Canada travellers<\/strong>. You&#8217;ll benefit from numerous advantages with the company.  But that&#8217;s where it ends.<\/p>\n<p>As with every aspect of these cards, the answer will be up to you depending on your personal situation. But if you&#8217;re not a frequent Air Canada traveller, we recommend that you purchase the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a class=\"thirstylink\" title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\" rel=\"nofollow sponsored\">American Express Platinum Card<sup>&reg;<\/sup> <\/a>holders were able to take advantage of certain promotional offers:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/?p=87404\">$250 credit for groceries<\/a><\/li>\n<li>$200 credit for groceries<\/li>\n<li><a target=\"_blank\" href=\"\/?p=165387\">$175 credit for restaurants<\/a><\/li>\n<li>$50 credit during each Shop Small events<\/li>\n<li>$200 credit at the Duty Free in YYZ<\/li>\n<li>$100 credit at Birks<\/li>\n<li>Numerous online offers each month <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/american-express-offers\/\">through promotional offers<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card <\/a>holders were able to take advantage of certain promotional offers:<\/p>\n<ul>\n<li><a target=\"_blank\" href=\"\/?p=145860\">$250 credit with Air Canada<\/a><\/li>\n<li>$150 credit for groceries<\/li>\n<li>Numerous online offers each month <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/american-express-offers\/\">through promotional offers<\/a><\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221; css=&#8221;.vc_custom_1747842283187{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_column_text]The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> is the American Express Premium Card: it&#8217;s usually on this card that the most generous offers are made.<\/p>\n<p>However, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> hasn&#8217;t fallen short since its inception (November 2020), with many interesting offers. To date, these have proven to be somewhat less lucrative, or &#8220;closed&#8221; with Air Canada.[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;Insurance&#8221;][vc_column][vc_custom_heading text=&#8221;Insurance&#8221; el_id=&#8221;insurance&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 336px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Insurance<\/td>\n<td style=\"width: 33.3333%; height: 24px;\"><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2020\/02\/new-platinum-card-200x127.png\" alt=\"New Platinum Card\" width=\"200\" height=\"127\"><\/a><\/td>\n<td style=\"width: 33.3333%; height: 24px;\"><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2020\/08\/amex-prestige-aeroplan-200x127.png\" alt=\"amex aeroplan reserve\" width=\"200\" height=\"127\"><\/a><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Trip Cancellation Insurance<\/td>\n<td style=\"width: 33.3333%; height: 24px;\"><strong>up to $5,000<\/strong><\/td>\n<td style=\"width: 33.3333%; height: 24px;\">up to $3,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Trip interruption insurance<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">up to $6,000<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">up to $6,000<\/td>\n<\/tr>\n<tr style=\"height: 48px;\">\n<td style=\"width: 33.3333%; height: 48px;\">Out-of-Province\/Country Emergency Medical Insurance<\/td>\n<td style=\"width: 33.3333%; height: 48px;\">Up to $5,000,000<br \/>\n15 days<\/td>\n<p><\/p>\n<td style=\"width: 33.3333%; height: 48px;\">Up to $5,000,000<br \/>15 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Flight delay insurance<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">Up to $1,000 after 4 hours<\/td>\n<p><\/p>\n<td style=\"width: 33.3333%; height: 24px;\">Up to $1,000<br \/>after 4 hours<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Misdirected Baggage Insurance<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">Up to $1,000<br \/>after 6 hours<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">Up to $1,000<br \/>after 6 hours<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Baggage loss or theft insurance<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">up to $1,000<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">up to $1,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Hotel burglary insurance<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">up to $1,000<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">up to $1,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Rental car theft and damage insurance<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">up to $85,000<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">up to $85,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Travel accident insurance<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">$500,000<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">$500,000<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Purchase Protection<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">1 additional year<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">1 additional year<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Purchase Guarantee<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">Up to $1,000 <strong>120 days<\/strong><\/td>\n<p><\/p>\n<td style=\"width: 33.3333%; height: 24px;\">Up to $1,000<br \/>90 days<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 33.3333%; height: 24px;\">Standby medical concierge service<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">Included<\/td>\n<td style=\"width: 33.3333%; height: 24px;\">&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1605579523801{padding-right: 1.5em&nbsp;!important;padding-left: 1.5em&nbsp;!important;background-color: #e1eaef&nbsp;!important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Advantage: Platinum Card&#8221; font_container=&#8221;tag:h5|text_align:center&#8221; el_id=&#8221;advantage_platinum_card&#8221;][vc_column_text]The insurance cover offered by the two cards is almost identical.<\/p>\n<p> However, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> has better coverage for <strong>Trip Cancellation<\/strong> and <strong>Purchase Protection<\/strong>.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>So? Which Card is the winner?<\/p>\n<p>The <a title=\"American Express Platinum Card<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-platinum-card\/\" rel=\"noindex\">American Express Platinum Card<sup>&reg;<\/sup><\/a> has a head start, mainly because of the flexibility of points and the advantages it offers for frequent travellers. However, if you travel frequently with Air Canada, the <a title=\"American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card\" href=\"https:\/\/milesopedia.com\/en\/go\/amex-aeroplan-reserve\/\" rel=\"noindex\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> would probably be better for you. <\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;80221&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/the-platinum-card\/\">American Express Platinum Card<sup>&reg;<\/sup><\/a> stands out thanks to:<\/p>\n<ul>\n<li>Flexible points;<\/li>\n<li>A better accumulation rate for all types of travel;<\/li>\n<li>A wide range of airline and hotel partners to transfer points to various rewards programs;<\/li>\n<li>A vast choice of airport lounges worldwide.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;98003&#8243; alignment=&#8221;center&#8221; onclick=&#8221;custom_link&#8221; link=&#8221;https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-reserve-card\/\">American Express<sup>&reg;<\/sup> Aeroplan<sup>&reg;<\/sup>* Reserve Card<\/a> stands out for:<\/p>\n<ul>\n<li>Its excellent and profitable welcome offer;<\/li>\n<li>Many advantages with Air Canada;<\/li>\n<li>An unparalleled 3 points per dollar accumulation rate for Air Canada and Air Canada Vacations;<\/li>\n<li>A rate of 1.25 points per dollar for all purchases;<\/li>\n<li>Access to Maple Leaf lounges in North America.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-v'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='2'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-v container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22616,108763\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-3\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-3\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n<!-- Card Image \/ Title -->\n<div class=\"card-compare--card card-compare--card-1\">\n    <div class=\"card-compare-v-item\">\n\n        <div class=\"shimmer shimmer-circle\"><\/div>\n\n        \n<!-- Title -->\n        <div class=\"card-compare-v-title\">\n            <div class=\"shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n        \n<!-- Card Image -->\n        <div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n        \n<!-- CTA -->\n        <div class=\"shimmer shimmer-btn\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Welcome offer -->\n<div class=\"card-compare--offer card-compare--offer-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Value -->\n<div class=\"card-compare--value card-compare--value-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\n\n<!-- Annual Fee -->\n<div class=\"card-compare--annual-fee card-compare--annual-fee-1\">\n    <div class=\"card-compare-v-item\">\n        <div class=\"shimmer-dark shimmer-bar\"><\/div>\n    <\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element 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