{"id":136258,"date":"2019-04-11T20:00:00","date_gmt":"2019-04-12T00:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\/"},"modified":"2024-10-30T10:39:12","modified_gmt":"2024-10-30T14:39:12","slug":"cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/guide\/tutorials\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\/","title":{"rendered":"Cobalt: Transferring points to Marriott Bonvoy&#8230; or not?"},"content":{"rendered":"<p>A recurring question in the milesopedia Facebook group: does it make sense to transfer Select Membership Rewards from <a class=\"thirstylink\" title=\"American Express Cobalt\u2122 Card\" href=\"https:\/\/milesopedia.com\/carte\/carte-american-express-cobalt\/\">the American Express Cobalt\u2122 Card<\/a> to Marriott Bonvoy, or should we <a target=\"_blank\" href=\"\/?p=10410\">use them as credit against hotel\/airbnb purchases<\/a>?<\/p>\n<p>\n<!--more-->\n<\/p>\n<h2>Reminder of the Cobalt card features<\/h2>\n<p><a href=\"https:\/\/milesopedia.com\/carte\/carte-american-express-cobalt\/\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-28295\" title=\"American_Express_Cobalt_Card\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2019\/05\/american_express_cobalt_card.png\" alt=\"american express cobalt card\" width=\"301\" height=\"190\"><\/a><\/p>\n<p><a class=\"thirstylink\" title=\"American Express Cobalt\u2122 Card\" href=\"https:\/\/milesopedia.com\/carte\/carte-american-express-cobalt\/\" target=\"\" rel=\"noopener noreferrer\">The American Express Cobalt\u2122 Card<\/a> is my favourite credit card in my wallet because it allows me to:<\/p>\n<ul>\n<li>earn 5 Membership Rewards at grocery stores, restaurant-bars, convenience stores <a href=\"https:\/\/milesopedia.com\/academie\/astuces-de-travel-hacking\/cartes-de-credit\/travel-hacking-cartes-cadeaux\/\">(think gift cards<\/a>)<\/li>\n<li>transfer points to Marriott Bonvoy (but not to airline programs such as Aeroplan&#8230; unless you deal through Marriott Bonvoy!)<\/li>\n<li>apply points directly <a href=\"\/?p=10410\">to travel purchases made on the card&#8230; like Airbnb<\/a>!<\/li>\n<\/ul>\n<p>And it offers an excellent welcome bonus that can amount to $<a href=\"https:\/\/milesopedia.com\/programmes-banques\/la-carte-cobalt-american-express-un-an-apres\"><strong>600 in the first year<\/strong><\/a> by spending in the 5 points\/$ categories<\/p>\n<p>In short, it is surely <a href=\"https:\/\/milesopedia.com\/programmes-banques\/la-carte-cobalt-american-express-un-an-apres\"> the best travel hacker credit card in Canada<\/a>.<\/p>\n<h3>Transferring Select Membership Rewards to Marriott Bonvoy<\/h3>\n<p>American Express Membership Rewards can be transferred to Marriott Bonvoy at a 1:1.2 (or 5:6 if you prefer) rate.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-43226\" title=\"cobalt-bonvoy-transfert\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2019\/05\/cobalt-bonvoy-transfert.jpg\" alt=\"cobalt bonvoy transfert\" width=\"809\" height=\"244\"><\/p>\n<p>This means that:<\/p>\n<ul>\n<li>10,000 Membership Rewards = 12,000 Marriott Bonvoy points<\/li>\n<li>50,000 Membership Rewards = 60,000 Marriott Bonvoy points<\/li>\n<\/ul>\n<p>Here is the <strong>Marriott Bonvoy rate chart for a free night&#8217;s stay<\/strong>, with the number of Membership Rewards required.<\/p>\n<table style=\"border-collapse: collapse;width: 100%;height: 198px\">\n<thead>\n<tr style=\"height: 22px\">\n<td style=\"width: 15.9294%;text-align: center;height: 22px\"><strong>Category<\/strong><\/td>\n<td style=\"width: 38.9896%;text-align: center;height: 22px\"><strong>Marriott Points<\/strong><\/td>\n<td style=\"width: 45.0809%;text-align: center;height: 22px\"><strong>Membership Rewards points<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"ninja_table_row_0 nt_row_id_598\" style=\"height: 22px\" data-row_id=\"598\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 15.9294%;text-align: center;height: 22px\">1<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 38.9896%;text-align: center;height: 22px\">7,500<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 45.0809%;text-align: center;height: 22px\">6,250<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_1 nt_row_id_599\" style=\"height: 22px\" data-row_id=\"599\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 15.9294%;text-align: center;height: 22px\">2<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 38.9896%;text-align: center;height: 22px\">12,500<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 45.0809%;text-align: center;height: 22px\">10,417<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_2 nt_row_id_600\" style=\"height: 22px\" data-row_id=\"600\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 15.9294%;text-align: center;height: 22px\">3<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 38.9896%;text-align: center;height: 22px\">17,500<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 45.0809%;text-align: center;height: 22px\">14,583<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_3 nt_row_id_601\" style=\"height: 22px\" data-row_id=\"601\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 15.9294%;text-align: center;height: 22px\">4<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 38.9896%;text-align: center;height: 22px\">25,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 45.0809%;text-align: center;height: 22px\">20,833<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_4 nt_row_id_602\" style=\"height: 22px\" data-row_id=\"602\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 15.9294%;text-align: center;height: 22px\">5<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 38.9896%;text-align: center;height: 22px\">35,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 45.0809%;text-align: center;height: 22px\">29,167<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_5 nt_row_id_603\" style=\"height: 22px\" data-row_id=\"603\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 15.9294%;text-align: center;height: 22px\">6<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 38.9896%;text-align: center;height: 22px\">50,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 45.0809%;text-align: center;height: 22px\">41,667<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_6 nt_row_id_604\" style=\"height: 22px\" data-row_id=\"604\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 15.9294%;text-align: center;height: 22px\">7<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 38.9896%;text-align: center;height: 22px\">60,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 45.0809%;text-align: center;height: 22px\">50,000<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_7 nt_row_id_605\" style=\"height: 22px\" data-row_id=\"605\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 15.9294%;text-align: center;height: 22px\">8<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 38.9896%;text-align: center;height: 22px\">85,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 45.0809%;text-align: center;height: 22px\">70,833<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<p>But what is particularly interesting with Marriott Bonvoy, <a href=\"https:\/\/milesopedia.com\/guides\/tutoriels\/la-cinquieme-nuit-gratuite-avec-les-points-marriott-bonvoy\/\">is when you stay 5 nights for the price of 4<\/a>! It means you&#8217;re saving <strong>almost 20% in points<\/strong> on the whole stay.<\/p>\n<p>So here is the <strong>Marriott Bonvoy rate chart for 5 nights in a hotel<\/strong>, with the number of Membership Rewards required.<\/p>\n<table style=\"border-collapse: collapse;width: 100%;height: 198px\">\n<thead>\n<tr style=\"height: 22px\">\n<td style=\"width: 16.147%;text-align: center;height: 22px\"><strong>Category<\/strong><\/td>\n<td style=\"width: 39.4246%;text-align: center;height: 22px\"><strong>Marriott points &#8211; 5 nights<\/strong><\/td>\n<td style=\"width: 44.4283%;text-align: center;height: 22px\"><strong>Membership Rewards &#8211; 5 nights<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"ninja_table_row_0 nt_row_id_606\" data-row_id=\"606\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 16.147%;text-align: center\">1<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 39.4246%;text-align: center\">30,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 44.4283%;text-align: center\">25,000<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_1 nt_row_id_607\" data-row_id=\"607\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 16.147%;text-align: center\">2<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 39.4246%;text-align: center\">50,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 44.4283%;text-align: center\">41,666<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_2 nt_row_id_608\" data-row_id=\"608\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 16.147%;text-align: center\">3<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 39.4246%;text-align: center\">70,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 44.4283%;text-align: center\">58,333<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_3 nt_row_id_609\" data-row_id=\"609\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 16.147%;text-align: center\">4<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 39.4246%;text-align: center\">100,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 44.4283%;text-align: center\">83,333<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_4 nt_row_id_610\" data-row_id=\"610\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 16.147%;text-align: center\">5<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 39.4246%;text-align: center\">140,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 44.4283%;text-align: center\">116,667<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_5 nt_row_id_611\" data-row_id=\"611\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 16.147%;text-align: center\">6<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 39.4246%;text-align: center\">200,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 44.4283%;text-align: center\">166,667<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_6 nt_row_id_612\" data-row_id=\"612\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 16.147%;text-align: center\">7<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 39.4246%;text-align: center\">240,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 44.4283%;text-align: center\">200,000<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_7 nt_row_id_613\" data-row_id=\"613\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 16.147%;text-align: center\">8<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 39.4246%;text-align: center\">340,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison footable-last-visible\" style=\"width: 44.4283%;text-align: center\">283,333<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3>Using points for a travel credit<\/h3>\n<p>American Express Membership Rewards can also be used as travel credits at the rate of 1,000 points = $10.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-43227 \" title=\"cobalt-credit-voyage\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2019\/05\/cobalt-credit-voyage-1.jpg\" alt=\"cobalt credit voyage 1\" width=\"831\" height=\"212\"><\/p>\n<p>This means that:<\/p>\n<ul>\n<li>10,000 Membership Rewards = $100<\/li>\n<li>50,000 Membership Rewards = $500<\/li>\n<\/ul>\n<p>The big advantage of this solution is that <strong>Membership Rewards points can be applied to any type of travel purchase:<\/strong><\/p>\n<ul>\n<li>airplane tickets,<\/li>\n<li>car rental,<\/li>\n<li>hotels&#8230;<\/li>\n<li><a target=\"_blank\" href=\"\/?p=10410\">and even airbnb<\/a>!<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-33025\" title=\"cobalt airbnb\" src=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2019\/05\/cobalt-airbnb.png\" alt=\"cobalt airbnb\" width=\"999\" height=\"242\"><\/p>\n<p>Now that we know more about the two possibilities, let&#8217;s see in which case it becomes interesting:<\/p>\n<ul>\n<li><strong>transfer<\/strong> Select Membership Rewards to Marriott Bonvoy points<\/li>\n<li>or <strong>redeem them<\/strong> as travel credits<\/li>\n<\/ul>\n<h3>Transferring or redeeming for credit: a difficult choice!<\/h3>\n<p>It will be up to you to calculate if it&#8217;s best to transfer towards Marriott Bonvoy or to redeem them for credit.<\/p>\n<p>To help you, here are 2 tables which more detailed than the previous ones, to which I added <strong>the value of the points if they were used as a travel credit<\/strong>. This will allow you to easily determine the best solution FOR YOU!<\/p>\n<p>There are several things to consider:<\/p>\n<ul>\n<li>the price of your hotel room including all taxes <strong>in Canadian dollars<\/strong><\/li>\n<li>savings on 5 hotel nights <a href=\"https:\/\/milesopedia.com\/guides\/tutoriels\/la-cinquieme-nuit-gratuite-avec-les-points-marriott-bonvoy\/\">with the advantage of the fifth night free<\/a><\/li>\n<li>promotions available, if your stay is paid in cash rather than points<\/li>\n<li><strong>alternative accommodation solutions<\/strong> (after all, there is more than Marriott! Your Membership Rewards can be applied to all hotels <a target=\"_blank\" href=\"\/?p=10410\">and even airbnb rentals<\/a>)<\/li>\n<\/ul>\n<p><strong>For 1 night in a Marriott Bonvoy hotel:<\/strong><\/p>\n<table style=\"border-collapse: collapse;width: 100%\">\n<thead>\n<tr>\n<td style=\"width: 10.7868%;text-align: center\"><strong>Category<\/strong><\/td>\n<td style=\"width: 29.7861%;text-align: center\"><strong>Marriott Bonvoy points<\/strong><\/td>\n<td style=\"width: 32.0341%;text-align: center\"><strong>Membership Rewards points<\/strong><\/td>\n<td style=\"width: 27.393%;text-align: center\"><strong>Travel credit<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"ninja_table_row_0 nt_row_id_614\" data-row_id=\"614\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">1<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.7861%;text-align: center\">7,500<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.0341%;text-align: center\">6,250<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_valeur_en_credit_voyage footable-last-visible\" style=\"width: 27.393%;text-align: center\">$62.50<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_1 nt_row_id_615\" data-row_id=\"615\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">2<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.7861%;text-align: center\">12,500<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.0341%;text-align: center\">10,417<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_valeur_en_credit_voyage footable-last-visible\" style=\"width: 27.393%;text-align: center\">$104.17<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_2 nt_row_id_616\" data-row_id=\"616\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">3<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.7861%;text-align: center\">17,500<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.0341%;text-align: center\">14,583<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_valeur_en_credit_voyage footable-last-visible\" style=\"width: 27.393%;text-align: center\">$145.83<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_3 nt_row_id_617\" data-row_id=\"617\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">4<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.7861%;text-align: center\">25,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.0341%;text-align: center\">20,833<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_valeur_en_credit_voyage footable-last-visible\" style=\"width: 27.393%;text-align: center\">$208.33<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_4 nt_row_id_618\" data-row_id=\"618\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">5<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.7861%;text-align: center\">35,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.0341%;text-align: center\">29,167<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_valeur_en_credit_voyage footable-last-visible\" style=\"width: 27.393%;text-align: center\">$291.67<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_5 nt_row_id_619\" data-row_id=\"619\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">6<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.7861%;text-align: center\">50,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.0341%;text-align: center\">41,667<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_valeur_en_credit_voyage footable-last-visible\" style=\"width: 27.393%;text-align: center\">$416.67<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_6 nt_row_id_620\" data-row_id=\"620\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">7<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.7861%;text-align: center\">60,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.0341%;text-align: center\">50,000<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_valeur_en_credit_voyage footable-last-visible\" style=\"width: 27.393%;text-align: center\">$500.00<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_7 nt_row_id_621\" data-row_id=\"621\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">8<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.7861%;text-align: center\">85,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.0341%;text-align: center\">70,833<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_valeur_en_credit_voyage footable-last-visible\" style=\"width: 27.393%;text-align: center\">$708.33<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>So, let&#8217;s take the example of a night in a category 4 hotel. You would need 25,000 Marriott Bonvoy points, which you could get by transferring 20,833 Membership Rewards.<\/p>\n<p>Since these 20,833 Membership Rewards have a value of $208.33 if used as travel credits, <strong>your stay at this hotel<\/strong> &#8211; OR any alternative accommodation that suits you &#8211; would have to <strong>cost more than $208.33<\/strong>!<\/p>\n<p><strong>For 5 nights in a Marriott Bonvoy hotel:<\/strong><\/p>\n<table style=\"border-collapse: collapse;width: 100%\">\n<thead>\n<tr>\n<td style=\"width: 10.7868%;text-align: center\"><strong>Category<\/strong><\/td>\n<td style=\"width: 29.496%;text-align: center\"><strong>Points Marriott Bonvoy &#8211; 5 nights<\/strong><\/td>\n<td style=\"width: 32.9043%;text-align: center\"><strong>Membership Rewards &#8211; 5 nights<\/strong><\/td>\n<td style=\"width: 26.8129%;text-align: center\"><strong>Travel credit<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr class=\"ninja_table_row_0 nt_row_id_622\" data-row_id=\"622\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">1<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.496%;text-align: center\">30,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.9043%;text-align: center\">25,000<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_credit_voyage footable-last-visible\" style=\"width: 26.8129%;text-align: center\">$250.00<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_1 nt_row_id_623\" data-row_id=\"623\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">2<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.496%;text-align: center\">50,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.9043%;text-align: center\">41,667<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_credit_voyage footable-last-visible\" style=\"width: 26.8129%;text-align: center\">$416.67<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_2 nt_row_id_624\" data-row_id=\"624\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">3<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.496%;text-align: center\">70,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.9043%;text-align: center\">58,333<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_credit_voyage footable-last-visible\" style=\"width: 26.8129%;text-align: center\">$583.33<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_3 nt_row_id_625\" data-row_id=\"625\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">4<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.496%;text-align: center\">100,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.9043%;text-align: center\">83,333<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_credit_voyage footable-last-visible\" style=\"width: 26.8129%;text-align: center\">$833.33<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_4 nt_row_id_626\" data-row_id=\"626\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">5<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.496%;text-align: center\">140,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.9043%;text-align: center\">116,667<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_credit_voyage footable-last-visible\" style=\"width: 26.8129%;text-align: center\">$1166.67<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_5 nt_row_id_627\" data-row_id=\"627\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">6<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.496%;text-align: center\">200,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.9043%;text-align: center\">166,667<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_credit_voyage footable-last-visible\" style=\"width: 26.8129%;text-align: center\">$1666.67<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_6 nt_row_id_628\" data-row_id=\"628\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">7<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.496%;text-align: center\">240,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.9043%;text-align: center\">200,000<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_credit_voyage footable-last-visible\" style=\"width: 26.8129%;text-align: center\">$2000.00<\/td>\n<\/tr>\n<tr class=\"ninja_table_row_7 nt_row_id_629\" data-row_id=\"629\">\n<td class=\"ninja_column_0 ninja_clmn_nm_categorie footable-first-visible\" style=\"width: 10.7868%;text-align: center\">8<\/td>\n<td class=\"ninja_column_1 ninja_clmn_nm_standard\" style=\"width: 29.496%;text-align: center\">340,000<\/td>\n<td class=\"ninja_column_2 ninja_clmn_nm_basse_saison\" style=\"width: 32.9043%;text-align: center\">283,333<\/td>\n<td class=\"ninja_column_3 ninja_clmn_nm_credit_voyage footable-last-visible\" style=\"width: 26.8129%;text-align: center\">$2833.33<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>So let&#8217;s take the example of 5 nights in a category 4 hotel. You would need 100,000 Marriott Bonvoy points, which you could get by transferring 83,333 Membership Rewards.<\/p>\n<p>Since these 83,333 Membership Rewards have a value of $833.33 if used as travel credits, <strong>your stay at this hotel<\/strong> &#8211; OR at any alternative accommodation that suits you &#8211; would have to <strong>cost more than $833.33<\/strong>!<\/p>\n<h2>Conclusion<\/h2>\n<p>Being a travel hacker means knowing how to calculate to avoid making mistakes by transferring points unnecessarily&#8230; or by not taking advantage of the flexibility offered by them by booking the accommodation that suits YOU!<\/p>\n<p>If you want to learn more about <a class=\"thirstylink\" title=\"American Express Cobalt\u2122 Card\" href=\"https:\/\/milesopedia.com\/carte\/carte-american-express-cobalt\/\">the American Express Cobalt\u2122 Card<\/a>, check out <a href=\"https:\/\/milesopedia.com\/programmes-banques\/la-carte-cobalt-american-express-un-an-apres\">this article that details it<\/a>!<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>A recurring question in the milesopedia Facebook group: does it make sense to transfer Select Membership Rewards from the American Express Cobalt\u2122 Card to Marriott Bonvoy, or should we use them as credit against hotel\/airbnb purchases?<\/p>","protected":false},"author":3,"featured_media":34395,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48139],"tags":[],"mc_loyalty_program":[742],"class_list":["post-136258","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tutorials","mc_loyalty_program-marriott-bonvoy-en"],"acf":{"mc_approved_badge":false,"mc_card_used":null,"mc_featured_card_specific":22621,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Cobalt: Transferring points to Marriott Bonvoy... or not? | Milesopedia<\/title>\n<meta name=\"description\" content=\"Is it better to transfer Membership Rewards to Marriott Bonvoy points or to redeem them for a credit to the account for travel purchases?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cobalt: Transferring points to Marriott Bonvoy... or not?\" \/>\n<meta property=\"og:description\" content=\"Is it better to transfer Membership Rewards to Marriott Bonvoy points or to redeem them for a credit to the account for travel purchases?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:published_time\" content=\"2019-04-12T00:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-10-30T14:39:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/milesopedia.com\/wp-content\/uploads\/2019\/05\/american_express_cobalt_card.png\" \/>\n<meta name=\"author\" content=\"Jean-Maximilien Voisine\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@milesopedia\" \/>\n<meta name=\"twitter:site\" content=\"@milesopedia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\\\/\"},\"author\":{\"name\":\"Jean-Maximilien Voisine\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/person\\\/910fb721150b290316f16836cc905cad\"},\"headline\":\"Cobalt: Transferring points to Marriott Bonvoy&#8230; or not?\",\"datePublished\":\"2019-04-12T00:00:00+00:00\",\"dateModified\":\"2024-10-30T14:39:12+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\\\/\"},\"wordCount\":712,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2019\\\/05\\\/Marriott-Bonvoy-Featured-18.jpg\",\"articleSection\":[\"Tutorials\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/guide\\\/tutorials\\\/cobalt-transfert-points-marriott-bonvoy-ou-credit-voyage\\\/\",\"name\":\"Cobalt: Transferring points to Marriott Bonvoy... or not? 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