{"id":130338,"date":"2023-12-28T08:02:00","date_gmt":"2023-12-28T13:02:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/cancellation-interruption-travel-credit-cards\/"},"modified":"2024-05-31T14:39:23","modified_gmt":"2024-05-31T18:39:23","slug":"cancellation-interruption-travel-credit-cards","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/","title":{"rendered":"Insurance: How does credit card trip cancellation\/interruption insurance work?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading text=&#8221;Trip Cancellation\/Interruption Insurance&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;trip_cancellation_interruption_insurance&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Trip <strong>Cancellation<\/strong> Insurance and Trip <strong>Interruption<\/strong> Insurance are two types of coverage that credit cards sometimes offer.<\/p>\n<p>With these coverages,<strong> you could be reimbursed for all expenses that are normally non-refundable<\/strong>, should your trip be:<\/p>\n<ul>\n<li>cancelled before departure (cancellation insurance)<\/li>\n<li>interrupted after it started (interruption insurance)<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_single_image image=&#8221;22916&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_custom_heading text=&#8221;Definition of Trip Cancellation\/Trip Interruption Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;definition_of_trip_cancellation_trip_interruption_insurance&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<strong>Trip cancellation insurance<\/strong> can be triggered under certain conditions:<\/p>\n<ul>\n<li>between the moment you book your trip<\/li>\n<li>and <strong>BEFORE<\/strong> it begins<\/li>\n<\/ul>\n<p><strong>Trip Interruption Insurance<\/strong> may be triggered under certain conditions:<\/p>\n<ul>\n<li><strong>during<\/strong> your trip<\/li>\n<li>and <strong>before the scheduled return date<\/strong><\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_empty_space][vc_single_image image=&#8221;62301&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Insured people&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;insured_people&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]The trip cancellation\/interruption insurance offered by credit cards protects:<\/p>\n<ul>\n<li><strong>credit<\/strong> card holder<\/li>\n<li>Close family travelling <strong>with the credit card holder <\/strong> <em>(will vary depending on each credit card)<\/em><\/li>\n<\/ul>\n<p>As a general rule, insurance may apply to the principal holder, their spouse and their dependent child or children.<\/p>\n<p>To be covered by your credit card &#8216;s Trip Cancellation\/Trip Interruption Insurance, you must have <strong>paid in full for<\/strong> the trip with your credit card (<em>(except for certain cards such as <a class=\"thirstylink\" title=\"The National Bank's World Elite Mastercard<sup>&reg;<\/sup>\" href=\"\/?p=22653\">the National Bank&#8217;s World Elite Mastercard<sup>&reg;<\/sup><\/a>, which requires partial payment, or <a class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">the Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>, which requires 75% of the cost of the trip to be charged to the card).<\/em>[\/vc_column_text][vc_message color=&#8221;warning&#8221; message_box_color=&#8221;warning&#8221; icon_fontawesome=&#8221;fa fa-exclamation-triangle&#8221;]If you are paying for the trip for someone close to you (a spouse or child), but you are not travelling with them, <strong>they will not be covered by your Trip Cancellation\/Trip Interruption Insurance<\/strong>.[\/vc_message][vc_empty_space][vc_single_image image=&#8221;48190&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_icon icon_fontawesome=&#8221;fa fa-check-circle&#8221; color=&#8221;green&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1571781041579{margin-bottom: -20px&nbsp;!important;}&#8221;][vc_custom_heading text=&#8221;Covered by Trip Cancellation\/Trip Interruption Insurance&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;covered_by_trip_cancellation_trip_interruption_insurance&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The trip cancellation\/interruption insurance offered by credit cards <strong>WILL COVER:<\/strong><\/p>\n<ul>\n<li>The Insured Person&#8217;s Medical Emergency<\/li>\n<li>The insured person&#8217;s death<\/li>\n<li>The insured person&#8217;s relative&#8217;s (family, work partner) medical emergency<\/li>\n<li>The insured person&#8217;s relative&#8217;s death<\/li>\n<li>The insured person&#8217;s host&#8217;s death (at destination)<\/li>\n<li>A government warning, after your travel purchase, advising travellers not to travel to the intended destination<\/li>\n<li>Loss of employment or transfer<\/li>\n<li>An event rendering the insured person&#8217;s principal residence uninhabitable or the insured person&#8217;s business place unusable.<\/li>\n<li>The delay of a private car or a carrier due to external conditions (traffic accident, bad weather, roadblock, etc.) preventing an insured person from starting their trip <em>(trip interruption insurance only<\/em>).<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]In order to make a claim for trip cancellation\/interruption insurance, the cause of this must be <strong>particularly important and justifiable<\/strong>.[\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_empty_space][vc_single_image image=&#8221;62365&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_icon icon_fontawesome=&#8221;fa fa-times-circle-o&#8221; color=&#8221;juicy_pink&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1571781166515{margin-bottom: -20px&nbsp;!important;}&#8221;][vc_custom_heading text=&#8221;Not covered by Trip Cancellation\/Trip Interruption Insurance&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;not_covered_by_trip_cancellation_trip_interruption_insurance&#8221;][vc_custom_heading text=&#8221;Situations not covered&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;situations_not_covered&#8221;][vc_column_text]Trip Cancellation\/Trip Interruption Insurance offered by credit cards WILL <strong>NOT COVER<\/strong>:<\/p>\n<ul>\n<li>A pre-existing health problem<\/li>\n<li>Participating in sports activities as a professional<\/li>\n<li>Participating in dangerous activities, such as sky diving<\/li>\n<li>Voluntary self-harm<\/li>\n<li>Criminal Acts<\/li>\n<li>Abuse of medication, drugs or alcohol<\/li>\n<li>Mental or psychological problems<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]The general rule is this: <strong>any problem<\/strong> you were aware of <strong>BEFORE<\/strong> you booked your trip (cancellation insurance) or that you might have <strong>DURING<\/strong> your trip (interruption insurance) may not allow you to make a claim under these insurances.[\/vc_message][vc_custom_heading text=&#8221;Countries not covered&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;countries_not_covered&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Finally, some credit cards do not cover specific countries or even certain regions of a country.<\/p>\n<p>In order to know if the country in which the rented vehicle will travel is covered, it is up to you to:<\/p>\n<ul>\n<li><strong>consult the booklet detaling the coverage<\/strong> provided with your card<\/li>\n<li>or call the card issuer in case of doubt<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]Before you leave on your trip, check your <strong>credit card insurance booklet<\/strong> to find out about your coverage![\/vc_message][vc_empty_space][vc_single_image image=&#8221;62363&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_icon icon_fontawesome=&#8221;fa fa-money&#8221; color=&#8221;green&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1571846789347{margin-bottom: -20px&nbsp;!important;}&#8221;][vc_custom_heading text=&#8221;Refunds&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;refunds&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]The coverage provided by your credit card will depend on the date of cancellation\/interruption of your trip and the expenses incurred as a result of this trip.<\/p>\n<p><strong>For trip cancellation insurance<\/strong>, you could:<\/p>\n<ul>\n<li>be reimbursed for the non-refundable portion of your travel expenses (up to a certain limit).<\/li>\n<\/ul>\n<p><strong>For trip interruption insurance<\/strong>, you may:<\/p>\n<ul>\n<li>be reimbursed for the non-refundable <strong>AND unused<\/strong> portion of your travel expenses (up to a certain limit);<\/li>\n<li>be reimbursed for the costs incurred by your hasty return.<\/li>\n<\/ul>\n<p><strong>Compensation<\/strong> will vary depending on credit cards<\/p>\n<ul>\n<li>between $500 and $2,500 per insured person<\/li>\n<li>with a maximum amount for the whole family<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]Credit cards will differ in terms of <strong>the coverage offered<\/strong> (cancellation AND\/OR interruption) and <strong>the amount covered<\/strong> (per person, per trip).<\/p>\n<p>As a general rule, the higher your annual credit card fee, the better is the coverage! But <a class=\"thirstylink\" title=\"the BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>*.\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">some first-year free cards<\/a> already have excellent coverage.[\/vc_message][vc_empty_space][vc_single_image image=&#8221;62390&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_icon icon_fontawesome=&#8221;fa fa-file-text&#8221; color=&#8221;sandy_brown&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1571781947091{margin-bottom: -20px&nbsp;!important;}&#8221;][vc_custom_heading text=&#8221;Make a claim&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;make_a_claim&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Need to cancel your trip? Or do you have to interrupt your trip en route?<\/p>\n<p>You will need to contact your credit card insurance company <strong>as soon as possible<\/strong> to make a claim. Trip Cancellation\/Trip Interruption Insurance covers you for all non-refundable parts of your trip <strong>up to a certain limit<\/strong>.<\/p>\n<p>If you cancel your trip well in advance, there is a good chance that many parts can be reimbursed directly without using the insurance (e.g. hotel or car rental that can be cancelled without charge). And you&#8217;d have a better chance of getting your airfare refunded <strong>without going over the maximum limit<\/strong>.<\/p>\n<p>Make sure you have all supporting documents on hand:<\/p>\n<ul>\n<li><b>Flight tickets<\/b><\/li>\n<li>Hotel reservations<\/li>\n<li>Car rental booking<\/li>\n<li>Medical records<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]<b>Keep ALL your proofs. <\/b>And most importantly, make sure you keep your credit card open until the end of your trip! If you cancel your credit card <strong>you won&#8217;t be ableto take out insurance<\/strong>, even if you paid for the entire trip with it![\/vc_message][vc_empty_space][vc_single_image image=&#8221;62324&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_icon icon_fontawesome=&#8221;fa fa-credit-card&#8221; color=&#8221;sky&#8221; size=&#8221;lg&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1571781937499{margin-bottom: -20px&nbsp;!important;}&#8221;][vc_custom_heading text=&#8221;Credit cards milesopedia recommends&#8221; font_container=&#8221;tag:h3|text_align:center&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;credit_cards_milesopedia_recommends&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Not all credit cards are equal when it comes to trip cancellation\/interruption insurance.<\/p>\n<p>As a general rule, credit cards offering trip cancellation\/interruption insurance will differ in <strong>3 aspects<\/strong>:<\/p>\n<ul>\n<li><strong>Coverages offered<\/strong> (cancellation AND\/OR interruption)<\/li>\n<li><strong>The amount covered<\/strong> (per person, per trip)<\/li>\n<li><strong>Booking conditions<\/strong> (total or partial amount on the card)<\/li>\n<\/ul>\n<p>Here are <strong>5 credit cards<\/strong> that we recommend <strong>for trip cancellation\/interruption insurance<\/strong>, based on different income levels:[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;The National Bank&#8217;s World Elite Mastercard<sup>&reg;<\/sup>&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;the_national_bank_s_world_elite_mastercard_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a class=\"thirstylink\" title=\"The National Bank's World Elite Mastercard<sup>&reg;<\/sup>\" href=\"\/?p=22653\">National Bank&#8217;s World Elite Mastercard<sup>&reg;<\/sup><\/a> offers a number of attractive travel and purchase insurances, <a target=\"_blank\" href=\"\/?p=7858\">which we have detailed here<\/a>.<\/p>\n<p>Its special feature is to be valid, <strong>even if only part of the trip has been taken to account.<\/strong> What&#8217;s more, its reimbursements are particularly generous: <strong>up to $5,000<\/strong> per insured person.<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<thead>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Flight Cancellation<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $2,500 per insured<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Trip Interruption Insurance<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $5,000 per insured<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Booking conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">The coverage will reimburse the following costs <strong>if at least part<\/strong> of the cost has been charged to the account:<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;BMO Ascend World Elite Mastercard&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;bmo_ascend_world_elite_mastercard&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a class=\"thirstylink\" title=\"the BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>*.\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">The BMO Ascend World Elite Mastercard<\/a> is one of those rare credit cards that <strong>allows partial payment<\/strong> to be covered. It&#8217;s practical for those who pay for a trip partly in cash and partly in points!<\/p>\n<p>In addition, it offers <strong>excellent coverage<\/strong> for trip cancellation\/interruption insurance:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<thead>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Flight Cancellation<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $1,500 per insured or $5,000 per trip<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Trip Interruption Insurance<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $2,000 per insured or $10,000 per trip<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Booking conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">Coverage applies only when <strong>all or part of the cost of travel plans<\/strong> has been charged to the credit card.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;The Scotiabank Passport\u2122 Visa Infinite*&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;the_scotiabank_passport_visa_infinite_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\">The Scotiabank Passport\u2122 Visa Infinite* Card<\/a> <strong>charges no conversion fees for foreign currency transactions<\/strong>. So you can charge your travel purchases such as car rental, airfare abroad without paying the <strong>2.5% fees<\/strong> charged by most credit cards!<\/p>\n<p><a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a> requires an individual income of $60,000 or a family income of $100,000.<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<thead>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Flight Cancellation<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $1,500 per insured<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Trip Interruption Insurance<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $2,500 per insured<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Booking conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">Coverage applies only <strong>if you pay at least 75% of each person&#8217;s travel expenses<\/strong> with your <a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;BMO<sup>&reg;<\/sup> AIR MILES<sup>&reg;<\/sup> World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;bmo_air_miles_world_elite_mastercard_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a target=\"_blank\" class=\"thirstylink\" title=\"BMO<sup>&reg;<\/sup> AIR MILES<sup>&reg;<\/sup> World Elite<sup>&reg;<\/sup>* Mastercard\" href=\"\/?p=22663\">The BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* AIR MILES Mastercard<\/a> is one of the only credit cards to <strong>offer partial payment<\/strong> coverage.<\/p>\n<p>In addition, it offers <strong>excellent coverage<\/strong> for trip cancellation\/interruption insurance:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<thead>\n<tr style=\"height: 22px;\">\n<td style=\"width: 45.4831%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 54.5169%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 45.4831%; height: 22px; text-align: center;\"><strong>Flight Cancellation<\/strong><\/td>\n<td style=\"width: 54.5169%; height: 22px; text-align: center;\">up to $1,500 per insured or a maximum of $5,000 per trip<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 45.4831%; height: 22px; text-align: center;\"><strong>Trip Interruption Insurance<\/strong><\/td>\n<td style=\"width: 54.5169%; height: 22px; text-align: center;\">up to $2,000 per insured u maximum $10,000 per trip<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 45.4831%; text-align: center;\"><strong>Booking conditions<\/strong><\/td>\n<td style=\"width: 54.5169%; text-align: center;\">Coverage applies only if the <strong>full or partial cost of the trip<\/strong> has been paid by the cardholder.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\"><\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotiabank Gold American Express<sup>&reg;<\/sup> Card&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;scotiabank_gold_american_express_card&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">The Scotiabank American Express Gold card<\/a> also does not charge <strong>conversion fees <\/strong>for foreign currency transactions. So you can charge your travel purchases such as car rentals and airline tickets abroad without paying the <strong>2.5% fee<\/strong> charged by most credit cards!<\/p>\n<p><a class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">The Scotiabank American Express Gold card<\/a> only requires an annual income of $12,000.<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<thead>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Flight Cancellation<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $1,500 per insured<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Trip Interruption Insurance<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $1,500 per insured<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Booking conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">Coverage applies only <strong>if you pay at least 75% of each person&#8217;s travel expenses<\/strong> with your <a class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank American Express Card <\/a>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"88339\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_custom_heading text=&#8221;The Scotiabank American Express Card&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;the_scotiabank_american_express_card&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a class=\"thirstylink\" title=\"The Scotiabank American Express Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-american-express-card\/\">The Scotiabank American Express Card<\/a> is one of the only cards in Canada, with <strong>no annual fee<\/strong>, year after year, to offer Trip Interruption Insurance (but it does not have Trip Cancellation Insurance).<\/p>\n<p><strong>It&#8217;s an excellent card for those who are <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/travel-hacking-canada\/\">new to travel hacking<\/a><\/strong> and want to benefit from this type of insurance without paying an annual fee!<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<thead>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Flight Cancellation<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">&#8211;<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Trip Interruption Insurance<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $2,500 per insured<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Booking conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">Coverage applies only <strong>if you pay at least 75% of each person&#8217;s travel expenses<\/strong> with your <a class=\"thirstylink\" title=\"The Scotiabank American Express Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-american-express-card\/\">Scotiabank American Express Card <\/a>.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22639\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_custom_heading font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;tag_h4_text_align_left&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Like <a class=\"thirstylink\" title=\"the BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>*.\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-ascend-world-elite-mastercard\/\">the BMO Ascend World Elite Mastercard<\/a>, <a target=\"_blank\" href=\"\/?p=22663\">the BMO AIR MILES World Elite Mastercard<sup>&reg;<\/sup>*<\/a> allows you to<strong> pay part of<\/strong> the rental in order to be covered.<\/p>\n<p>In addition, it offers <strong>excellent rental car theft and damage insurance coverage<\/strong> &#8211; including <strong>personal effects<\/strong> &#8211; for rentals of <strong>up to 48 consecutive days<\/strong>:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Coverages offered<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">\u00a0<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\">Theft or damage<\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $65,000<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\">Personal belongings<\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $1,000 per insured<br \/>\n($2,000 per account)<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\">Accidental Death or Dismemberment<\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $300,000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Period of Coverage<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">up to 48 consecutive days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Rental conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">Rental fees (&#8230;) must have been charged in whole <strong>or in part<\/strong> to the Account, or paid for with loyalty points earned under the Mastercard \/ AIR MILES Rewards Program.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_custom_heading text=&#8221;Scotiabank Passport\u2122 Visa Infinite* Card&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;scotiabank_passport_visa_infinite_card&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\">The Scotiabank Passport\u2122 Visa Infinite*<\/a> was the first card from a major Canadian bank to charge no conversion fees for foreign <strong>currency transactions.<\/strong> So you can carry your car rental on this card by saving <strong>2.5% fees<\/strong> charged by most credit cards!<\/p>\n<p>In addition, it offers 6 passes to Priority Pass airport lounges.<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Coverages offered<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">\u00a0<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\">Theft or damage<\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $65,000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Period of Coverage<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">up to 48 consecutive days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Rental conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">You lease the vehicle in your name; and i) charge the<br \/>\ntotal cost of the lease to your account; or ii) use<br \/>\nyour Scotia Rewards points to pay<strong> the total cost<\/strong>.<br \/>\nor part of the rental on condition that, if only a<br \/>\npart of the cost of the rental is paid using<br \/>\nScotia Rewards points, and the other party is<br \/>\ncharged to your account.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row disable_element=&#8221;yes&#8221;][vc_column][vc_custom_heading text=&#8221;American Express Gold Rewards card&#8221; font_container=&#8221;tag:h4|text_align:left&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;american_express_gold_rewards_card&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<a href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\">The American Express<sup>&reg;<\/sup> Gold Rewards Card<\/a> appeals to travellers because it allows you to earn 2 Membership Rewards points per dollar on all travel purchases, such as car rentals!<\/p>\n<p>It has very good insurance, especially for car rental theft and damage, covering <strong>up to $85,000<\/strong> (compared to $65,000 for most credit cards ) and for a period of <strong>48 consecutive days<\/strong>!<\/p>\n<p>In addition, unlike other cards, <a href=\"https:\/\/milesopedia.com\/en\/go\/amex-gold-rewards-card\/\">the American Express<sup>&reg;<\/sup> Gold Rewards Card<\/a> does not require a <strong>minimum income<\/strong>.<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 110px;\">\n<tbody>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Specificities<\/strong><\/td>\n<td style=\"width: 50%; text-align: center; height: 22px;\"><strong>Details<\/strong><\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\"><strong>Coverages offered<\/strong><\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">\u00a0<\/td>\n<\/tr>\n<tr style=\"height: 22px;\">\n<td style=\"width: 50%; height: 22px; text-align: center;\">Theft or damage<\/td>\n<td style=\"width: 50%; height: 22px; text-align: center;\">up to $85,000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Period of Coverage<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\">up to 48 consecutive days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%; text-align: center;\"><strong>Rental conditions<\/strong><\/td>\n<td style=\"width: 50%; text-align: center;\"><strong>The total cost<\/strong> of the rental (&#8230;) must be charged to the eligible card (&#8230;).<br \/>\nIf the cardholder uses Membership Rewards points to pay for rentals and taxes are charged to the Card, the cardholder is covered.<br \/>\nHowever, if only a portion of the cost of the rental is paid with Membership Rewards points, the full balance of the rental, including taxes, must be charged to the Card to be covered.<br \/>\n<strong>Note<\/strong>: Car rentals will not be covered against theft and damage if paid for with points from a reward program other than Membership Rewards Points.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22620\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; google_fonts=&#8221;&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text]<\/p>\n<p>Remember, it&#8217;s <strong>your responsibility to read<\/strong> your credit card&#8217;s certificate of insurance carefully. Some details may change over time.<\/p>\n<p>By simply choosing the right credit card to book, you could avoid losing money on your travel budget in the event of cancellation or interruption.<\/p>\n<p>If the above credit cards don&#8217;t suit you, there is another option. <a href=\"https:\/\/milesopedia.com\/en\/go\/sonomad\/?utm_source=milesopedia&#038;utm_medium=referral&#038;utm_content=annulation-interruption-de-voyage-des-cartes-de-credit\/&#038;utm_campaign=sonomad\">soNomad<\/a> offers affordable <a href=\"https:\/\/milesopedia.com\/en\/reviews\/products\/sonomad-insurance-travel-affordable\/\" target=\"_blank\" rel=\"noopener\">cancellation and interruption insurance.<\/a><\/p>\n<p>[\/vc_column_text]\n<div class=\"series-of-posts open-sop\">\n\t<input class=\"series-checkbox\" id=\"series-527\" type=\"checkbox\" name=\"expand-text\"  checked='checked'\/>\n\t<label class=\"series-title\" for=\"series-527\">\n\t\t\tLes assurances des cartes de cr\u00e9dit\t<\/label>\n\t<div class=\"series-of-posts-links\">\n\t\t\n\t\t<ol>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/best-cards-credit-rewards-insurance\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: The Best Credit Cards for Travel Insurance When Using Rewards Points\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/travel-insurance-65-and-over\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: What You Need to Know About Travel Insurance for Ages 65 and Over\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/medical-emergency-credit-card-insurance\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tHow does credit cards emergency medical insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/how-to-cancel-trip-refund\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tHow to cancel a trip and get a refund?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/save-travel-insurance\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How to choose and save on travel insurance?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-card-travel-purchase\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tHow do I choose the best credit card to pay for my trip?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/travel-insurance-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: Credit card travel insurance\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tCar Rental Insurance: How Does Credit Card Rental Insurance Work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/\"\n\t\t\t\t\t   class=\"series-link--active\">\n\t\t\t\t\t\tInsurance: How does credit card trip cancellation\/interruption insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/extended-warranty-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How does credit card extended warranty insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/flight-delay-insurance-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How does credit card flight delay insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ol>\n\t<\/div>\n\n<\/div>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"291252\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>To benefit from trip cancellation and interruption insurance, find out which credit cards offer the best protection.<\/p>","protected":false},"author":3,"featured_media":67563,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[46377],"tags":[],"mc_loyalty_program":[],"class_list":["post-130338","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","post_series-credit-cards-insurance","tutorial-insurance"],"acf":{"mc_approved_badge":false,"mc_card_used":401432,"mc_featured_card_specific":null,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Insurance: How does credit card trip cancellation\/interruption insurance work?<\/title>\n<meta name=\"description\" content=\"To benefit from trip cancellation and interruption insurance, find out which credit cards offer the best protection.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Insurance: How does credit card trip cancellation\/interruption insurance work?\" \/>\n<meta property=\"og:description\" content=\"To benefit from trip cancellation and interruption 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