{"id":125194,"date":"2026-02-10T11:20:00","date_gmt":"2026-02-10T16:20:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/american-express-cobalt-card-welcome-offer\/"},"modified":"2026-02-10T11:40:53","modified_gmt":"2026-02-10T16:40:53","slug":"new-offer-american-express-cobalt","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/offers\/cards\/new-offer-american-express-cobalt\/","title":{"rendered":"American Express Cobalt Card: Earn Up to 15,000 Bonus Points!"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_custom_heading text=&#8221;American Express Cobalt Card &#8211; Welcome Offer&#8221; el_id=&#8221;american_express_cobalt_card_-_welcome_offer&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>New <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Cardmembers<\/a> can earn up to <strong>15,000 points as a welcome bonus<\/strong>.<\/p>\n<p>This corresponds to a value of $150 using your points for any purchase made with the Card. And up to $300 when you use <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/american-express-fixed-points-travel-program\/\">the American Express fixed-point travel program<\/a> to book flights! You can even transfer your points to numerous partners such as Aeroplan or Marriott Bonvoy.<\/p>\n<p>With American Express credit cards <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/american-express-cards-acceptance-canada-quebec\/\">increasingly accepted<\/a> in many stores in Quebec (including <a href=\"https:\/\/milesopedia.com\/en\/news\/programs\/iga-grocery-american-express\/\">some IGA grocery stores<\/a>) and across Canada, there is no longer any reason not to get <strong>the best 5X card in Canada<\/strong>!<\/p>\n<p><strong>For your information, this credit card requires <span style=\"text-decoration: underline;\">no minimum income<\/span><\/strong>!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;American Express Cobalt Card &#8211; How to Maximize the Welcome Offer&#8221; el_id=&#8221;american_express_cobalt_card_-_how_to_maximize_the_welcome_offer&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The welcome bonus is split monthly <strong>for the first 12 months<\/strong>. You&#8217;ll earn <strong>1,250 Membership Rewards points for every $750 in purchases<\/strong> charged to your card during the month (whether in the 1X, 2X, 3X or 5X category).<\/p>\n<p>For the monthly welcome bonus, it is best to shop in the 5X categories:<\/p>\n<ul>\n<li>1,250 points for the monthly welcome bonus<\/li>\n<li>3,750 points for these purchases in a 5X category<\/li>\n<li>That&#8217;s 5,000 points per month between the welcome bonus and the points earned through your purchases.<\/li>\n<\/ul>\n<p><strong>That&#8217;s a minimum return of about 6.7%<\/strong> for the first 12 months on each of your first $750 in purchases in 5X categories like groceries.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;63155&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Here&#8217;s how you can earn <strong>60,000 points<\/strong> in your first year by optimizing your purchases in the 5 points-per-dollar categories:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 336px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; height: 24px; text-align: center;\">Month<\/td>\n<td style=\"width: 11.072144288577153%; height: 24px; text-align: center;\">Purchases<\/td>\n<td style=\"width: 15.7815631262525%; height: 24px; text-align: center;\">Category 5x<\/td>\n<td style=\"width: 18.111222444889783%; height: 24px; text-align: center;\">Bonus<\/td>\n<td style=\"width: 26.189879759519037%; height: 24px; text-align: center;\">Total<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">1<\/span><\/td>\n<td style=\"width: 11.072144288577153%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">2<\/span><\/td>\n<td style=\"width: 11.072144288577153%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">3<\/span><\/td>\n<td style=\"width: 11.072144288577153%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; height: 24px; text-align: center;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">4<\/span><\/td>\n<td style=\"width: 11.072144288577153%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5<\/span><\/td>\n<td style=\"width: 11.072144288577153%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">6<\/span><\/td>\n<td style=\"width: 11.072144288577153%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">7<\/span><\/td>\n<td style=\"width: 11.072144288577153%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">8<\/span><\/td>\n<td style=\"width: 11.072144288577153%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">9<\/span><\/td>\n<td style=\"width: 11.072144288577153%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">10<\/span><\/td>\n<td style=\"width: 11.072144288577153%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">11<\/span><\/td>\n<td style=\"width: 11.072144288577153%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">12<\/span><\/td>\n<td style=\"width: 11.072144288577153%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">$750<\/span><\/td>\n<td style=\"width: 15.7815631262525%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">3,750 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">1,250 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; text-align: center; height: 24px;\"><span style=\"font-size: 10pt;\">5,000 points<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 12.374749498997998%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\">Total<\/span><\/td>\n<td style=\"width: 11.072144288577153%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\">$9,000<\/span><\/td>\n<td style=\"width: 15.7815631262525%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\">45,000 points<\/span><\/td>\n<td style=\"width: 18.111222444889783%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\">15,000 points<\/span><\/td>\n<td style=\"width: 26.189879759519037%; height: 24px; text-align: center;\"><span style=\"font-size: 12pt;\"><strong>60,000 points<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>60,000 points for $9,000 in purchases over 12 months, that&#8217;s a <strong>minimum return of about 6.7%<\/strong> if you use your points for a statement credit on any purchase. <strong>That&#8217;s a value of $600<\/strong>!<\/p>\n<p>Removing the cost of the card fee ($12.99 per month, or $155.88 over 12 months, or $150 in Quebec), you get <strong>a net value of around $444 in the first year <\/strong>!<\/p>\n<p>One way to do this is through your grocery shopping. And if you don&#8217;t have $500 to $1,000 worth of groceries a month, you could <a href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/5-points-stores\/\">buy gift cards<\/a> for other stores you frequent regularly, like Amazon, SAQ, GAP, Old Navy, etc. Which is an alternative way to accumulate <strong>5x points<\/strong> for these purchases. <\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"143408\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;What about Aeroplan?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;what_about_aeroplan_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you can transfer your points to Air Canada\u2019s <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/aeroplan\/\">Aeroplan<\/a> loyalty program. The conversion rate is 1:1. So, 10,000 points = 10,000 Aeroplan points.  <\/p>\n<p>The welcome bonus of 15,000 points is equivalent to 15,000 Aeroplan points.<\/p>\n<p>By taking into account your minimum spending over the first 12 months and optimizing your purchases in the 5 points per dollar categories, you could earn up to 60,000 points in the first year, which represents a value of <strong>60,000 Aeroplan points<\/strong>!<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;What about Flying Blue?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;what_about_flying_blue_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you can transfer your points to the Air France KLM frequent flyer program: <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/flying-blue\/\">Flying Blue<\/a>. The conversion rate is 1:0.75. So 10,000 points = 7,500 Flying Blue Miles.<\/p>\n<p>The welcome bonus of 15,000 points is equivalent to 11,250 Flying Blue Miles.<\/p>\n<p>Taking into account the minimum spend in the first 12 months and optimizing your purchases in the 5 points per dollar categories, you could earn up to 60,000 points in the first year, which represents a value of <strong>45,000 Flying Blue Miles<\/strong>!<\/p>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;What about Marriott Bonvoy?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;what_about_marriott_bonvoy_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you can transfer your points to <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/marriott-bonvoy-points\/\">Marriott Bonvoy<\/a>. The conversion rate is 1:1.2. Thus, 10,000 points = 12,000 Marriott Bonvoy points.<\/p>\n<p>The 15,000-point welcome bonus is equivalent to 18,000 Marriott Bonvoy points.<\/p>\n<p>By taking into account your minimum spending in the first 12 months and optimizing your purchases in the 5 points per dollar categories, you could earn up to 60,000 points in the first year, which represents a value of <strong>72,000 Marriott Bonvoy points<\/strong>!<\/p>\n<p>Learn more in this article:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"125811\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;American Express Cobalt Card &#8211; Features&#8221; el_id=&#8221;american_express_cobalt_card_-_features&#8221;][vc_custom_heading text=&#8221;American Express Cobalt Card &#8211; Earning Points&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;american_express_cobalt_card_-_earning_points&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a>, you can earn <strong>between 1 and 5 points per dollar<\/strong>:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 240px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Category<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">Points per dollar<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Grocery<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">5<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Home food delivery<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">5<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Restaurants and bars<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">5<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Convenience stores<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">5<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Streaming services<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">3<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Service station<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Transport<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">2<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Travel<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">1<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 50%; text-align: center; height: 24px;\">Other<\/td>\n<td style=\"width: 50%; text-align: center; height: 24px;\">1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>To maximize the use of your card, you can purchase gift cards (Amazon, SAQ, Netflix, etc.) at grocery stores or Couche-Tard convenience stores. You will earn 5x points for these purchases, for a maximum of $30,000 in purchases per membership year in this category.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;70939&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;American Express Cobalt Card &#8211; Redeem Points&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;american_express_cobalt_card_-_redeem_points&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can use the<strong> <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\"> <\/a><\/strong>in a variety of ways:<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<thead>\n<tr>\n<td style=\"width: 50%;\">Use<\/td>\n<td style=\"width: 50%;\">Points<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">Airline ticket purchases (American Express fixed-point program)<\/span><\/td>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">Up to 10,000 points = $200<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">Travel Purchases with the Card<\/span><\/td>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">10,000 points = $100<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">Transfer points to Aeroplan<\/span><\/td>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">10,000 points = 10,000 Aeroplan points<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">Transfer points to British Airways Club<\/span><\/td>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">10,000 points = 10,000 Avios miles<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">Transfer points to Marriott Bonvoy<\/span><\/td>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">10,000 points = 12,000 Marriott Bonvoy points<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">Transfer points to Hilton Honors<\/span><\/td>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">10,000 points = 10,000 Hilton Honors points<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">Other card purchases<\/span><\/td>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">10,000 points = $100<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">Buy with points on Amazon.ca<\/span><\/td>\n<td style=\"width: 50%;\"><span style=\"font-size: 10pt;\">10,000 points = $70<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>You could even use the Marriott Bonvoy program to transfer your points to other airline programs: 50,000 Membership Rewards points = 60,000 Marriott Bonvoy points = 25,000 miles.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;American Express Cobalt Card &#8211; Insurance&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;american_express_cobalt_card_-_insurance&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With American Express Cobalt<sup>&reg;<\/sup> Card, you benefit from a wide range of insurances:<\/p>\n<ul>\n<li>Mobile Device Insurance<\/li>\n<li>Car Rental Theft and Damage Insurance<\/li>\n<li>Baggage Delay Insurance<\/li>\n<li>Lost or Stolen Baggage Insurance<\/li>\n<li>Flight Delay Insurance<\/li>\n<li>$250,000 Travel Accident Insurance<\/li>\n<li>Hotel\/motel burglary insurance<\/li>\n<li>Buyer\u2019s Assurance Protection Plan<\/li>\n<li>Buyer\u2019s Assurance<sup>&reg;<\/sup> Protection Plan<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> is one of our favourite cards for all the aspects mentioned above.<\/p>\n<p>Every time someone asks &#8220;Which credit card should I apply for?&#8221; <a class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"https:\/\/milesopedia.com\/en\/go\/fbgroupe\/\">in the Facebook group<\/a>, many enthusiastic members are quick to praise the <a title=\"American Express Cobalt<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> !<\/p>\n<p>Especially since it is accessible to everyone, as there is <strong>no minimum income requirement<\/strong>.<\/p>\n<p>If you don\u2019t have this Card yet, don\u2019t hesitate to apply with this welcome offer and start earning up to 5 points per dollar on your everyday purchases like groceries!<\/p>\n<p><strong><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">Would you like to apply for this Card and support Milesopedia at the same time? Click here!<\/a><\/strong><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>With this welcome offer, new American Express Cobalt Cardholders can earn up to 15,000 bonus points!<\/p>","protected":false},"author":2464,"featured_media":162056,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[48126],"tags":[],"mc_loyalty_program":[],"class_list":["post-125194","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cards","mc_issuer-american-express-canada-en","tutorial-american-express-en"],"acf":{"mc_approved_badge":false,"mc_card_used":22621,"mc_featured_card_specific":22621,"mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- 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