{"id":117070,"date":"2026-02-05T08:30:00","date_gmt":"2026-02-05T13:30:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/koho-visa-prepaid-card\/"},"modified":"2026-02-05T08:50:18","modified_gmt":"2026-02-05T13:50:18","slug":"koho-mastercard-prepaid-card-offer","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/offers\/cards\/koho-mastercard-prepaid-card-offer\/","title":{"rendered":"Prepaid Mastercard: Get KOHO Extra free for 3 months + $20"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-start=\"258\" data-end=\"435\">Looking for a simple card with no hidden fees, no credit checks and cash back? The <a title=\"KOHO Extra Mastercard Prepaid Card\" href=\"https:\/\/milesopedia.com\/en\/go\/koho-premium-visa-prepaid-card\/\" rel=\"noindex\">KOHO Extra prepaid Mastercard<\/a> is an excellent option. It also offers several useful features, such as a Credit Building program, RoundUps and <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/koho-international-money-transfer\/\">International Money Transfer<\/a>. Right now, there&#8217;s an exclusive offer that lets you save from the moment you open your account. Find out more in this article.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;What is KOHO?&#8221; css=&#8221;&#8221; el_id=&#8221;what_is_koho_&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>KOHO cards are halfway between a debit card and a credit card:<\/p>\n<ul>\n<li>Like the debit card, the <a title=\"KOHO Extra Mastercard Prepaid Card\" href=\"https:\/\/milesopedia.com\/en\/go\/koho-premium-visa-prepaid-card\/\" rel=\"noindex\">KOHO Extra Prepaid Mastercard<sup><sup>&reg;<\/sup><\/sup><\/a> allows you to spend only what you have in your account;<\/li>\n<li>Like a credit card, the <a title=\"KOHO Extra Mastercard Prepaid Card\" href=\"https:\/\/milesopedia.com\/en\/go\/koho-premium-visa-prepaid-card\/\" rel=\"noindex\">KOHO Extra Prepaid Mastercard<sup><sup>&reg;<\/sup><\/sup><\/a> offers you rewards in the form of cash back.<\/li>\n<\/ul>\n<p>This type of card won&#8217;t affect your <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/read-credit-report-equifax\/\">credit file<\/a>. If you get one, there will be no impact. However, it won&#8217;t help you <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/improve-your-credit-score\/\">improve your credit score<\/a> either.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>KOHO prepaid Mastercard cards have a lot in common:<\/p>\n<ul>\n<li>Accepted worldwide through the <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/mastercard\/\">Mastercard<\/a> network (including at Costco);<\/li>\n<li>Up to 2% cash back on your purchases;<\/li>\n<li>Automatic savings;<\/li>\n<li>Interest rates up to 4% depending on the plan chosen;<\/li>\n<li>No interest fees on your purchases;<\/li>\n<li>Online bill payment;<\/li>\n<li>Available on Apple Pay, Samsung and Google Pay&nbsp;;<\/li>\n<li>And much more.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Exclusive offer: Get KOHO Everything Plan free for 2 months&#8221; css=&#8221;&#8221; el_id=&#8221;exclusive_offer_get_koho_everything_plan_free_for_2_months&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>With this new exclusive offer for new clients, get the <a title=\"KOHO Extra Mastercard Prepaid Card\" href=\"https:\/\/milesopedia.com\/en\/go\/koho-premium-visa-prepaid-card\/\" rel=\"noindex\">KOHO Everything Plan<\/a> free of charge for 2 months. Enter the code &#8220;EARNKOHO&#8221; when you apply.<\/p>\n<p>The KOHO Everything plan allows you to obtain, among other things, travel benefits:<\/p>\n<ul>\n<li>No FX fees;<\/li>\n<li>Free eSIM (3GB\/month)&nbsp;;<\/li>\n<li>Travel Insurance.<\/li>\n<\/ul>\n<p>But also, everyday benefits:<\/p>\n<ul>\n<li>2% cash back on groceries, eating &amp; drinking, and transportation;<\/li>\n<li>0.5% cash back on all other purchases;<\/li>\n<li>4% interest on your entire balance (eligible for CDIC protection up to $100,000)&nbsp;;<\/li>\n<li>Up to 6.5% extra cash back at selected merchants.<\/li>\n<\/ul>\n<p>And that&#8217;s not all. The Everything Plan allows you to take advantage of the full potential of your KOHO account, with other benefits such as&nbsp;:<\/p>\n<ul>\n<li>Credit Building for just $5 \/ month (to build your credit history);<\/li>\n<li>Instant e-Transfers;<\/li>\n<li>Unlimited Transactions;<\/li>\n<li>Save with features like RoundUps and Savings Goals.<\/li>\n<\/ul>\n<p>Take advantage of this offer today!<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"371882\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;KOHO plans&#8221; css=&#8221;&#8221; el_id=&#8221;koho_plans&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>There are three KOHO plans to suit your needs:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"117031,371882,117023\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Key features of KOHO plans&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;key_features_of_koho_plans&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>Here are the main features of KOHO plans:<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;455707&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][vc_single_image image=&#8221;455711&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][vc_single_image image=&#8221;455709&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>Among the above cards, the <a title=\"KOHO Extra Mastercard Prepaid Card\" href=\"https:\/\/milesopedia.com\/en\/go\/koho-premium-visa-prepaid-card\/\" rel=\"noindex\">KOHO Extra Prepaid Mastercard<sup><sup>&reg;<\/sup><\/sup><\/a> was named the <strong>best prepaid card in Canada<\/strong> in 2022, 2023 and 2024. Not least because it offers 1.5% cash back on groceries, transportation, food and beverages. What&#8217;s more, it doesn&#8217;t have <strong>foreign transaction fees<\/strong>.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/prepaid-mastercard-koho-essential\/\">KOHO Essential Prepaid Mastercard<sup><sup>&reg;<\/sup><\/sup><\/a> was named the <strong>best card for newcomers to<\/strong> Canada in 2024. Firstly, because it requires <strong>no credit history<\/strong> in Canada. But also because it offers a credit score building program and an <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/koho-international-money-transfer\/\">international money transfer<\/a> service.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"452239,360139\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;KOHO prepaid card fees&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;koho_prepaid_card_fees&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>KOHO charges a monthly fee for the <a title=\"KOHO Prepaid Mastercard\" href=\"https:\/\/milesopedia.com\/go\/koho-standard\/\" rel=\"noindex\">KOHO Mastercard Prepaid Card<\/a> according to the plan selected.<\/p>\n<p>There are no interest charges, insufficient funds charges or wire transfer fees. Here&#8217;s a summary of fees:<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 120px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 19.6181%; height: 24px; text-align: center;\"><strong>Package<\/strong><\/td>\n<td style=\"width: 20.0955%; text-align: center;\"><strong>Monthly<\/strong><\/td>\n<td style=\"width: 10.0478%; text-align: center;\"><strong>Yearly<\/strong><\/td>\n<td style=\"width: 10.0478%; text-align: center;\"><strong>FX Fees<\/strong><\/td>\n<td style=\"width: 40.191%; height: 24px; text-align: center;\"><strong>International ATM Fees<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 19.6181%; height: 24px; text-align: center;\"><strong>Essential<\/strong><\/td>\n<td style=\"width: 20.0955%; text-align: center;\"><span class=\"nowrap\">$0<\/span> or<span class=\"nowrap\"> $4\/month<\/span><\/td>\n<td style=\"width: 10.0478%; text-align: center;\"><span class=\"nowrap\">$48\/year<\/span><\/td>\n<td style=\"width: 10.0478%; text-align: center;\"><span class=\"nowrap\">1.5%<\/span><\/td>\n<td style=\"width: 40.191%; height: 24px; text-align: center;\">0<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 19.6181%; height: 24px; text-align: center;\"><strong>Extra<\/strong><\/td>\n<td style=\"width: 20.0955%; text-align: center;\"><span class=\"nowrap\">$18\/month<\/span><\/td>\n<td style=\"width: 10.0478%; text-align: center;\"><span class=\"nowrap\">$144\/year<\/span><\/td>\n<td style=\"width: 10.0478%; text-align: center;\"><span class=\"nowrap\">0%<\/span><\/td>\n<td style=\"width: 40.191%; height: 24px; text-align: center;\"><span class=\"nowrap\">1\/month<\/span><\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 19.6181%; height: 24px; text-align: center;\"><strong>Everything<\/strong><\/td>\n<td style=\"width: 20.0955%; text-align: center;\"><span class=\"nowrap\">$22\/month<\/span><\/td>\n<td style=\"width: 10.0478%; text-align: center;\"><span class=\"nowrap\">$177\/year<\/span><\/td>\n<td style=\"width: 10.0478%; text-align: center;\"><span class=\"nowrap\">0%<\/span><\/td>\n<td style=\"width: 40.191%; height: 24px; text-align: center;\"><span class=\"nowrap\">1\/month<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a target=\"_blank\" href=\"https:\/\/help.koho.ca\/fr\/articles\/8733309-comment-obtenir-essential-pour-0\">Essential plan is available free of charge<\/a> to new users, provided they&nbsp;:<\/p>\n<div class=\"intercom-interblocks-paragraph no-margin intercom-interblocks-align-left\">\n<ul>\n<li>Receive a direct deposit of any amount into your account;<\/li>\n<li>Transfer $1,000 or more to your KOHO account each month.<\/li>\n<\/ul>\n<\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;KOHO Prepaid Mastercard<sup>&reg;<\/sup> Essential Plan&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;koho_prepaid_mastercard_essential_plan&#8221;]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"117023\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><p><span style=\"font-size: 12pt\"><strong>Special Offer: <\/strong><\/span><\/p>\n<ul>\n<li>Enter the code <strong>MILESOPEDIA<\/strong> when you apply for your card<\/li>\n<li><strong>Get $20 when you open a KOHO account<\/strong> and make your first purchase within 30 days of signing up.<\/li>\n<\/ul>\n<p>The features of the <strong>KOHO Prepaid Mastercard with the Essential Plan <\/strong>are as follows:<\/p>\n<ul>\n<li>Earn 1% cash back on on groceries, eating &#038; drinking, and transportation<\/li>\n<li>Accepted at Costco<\/li>\n<li>Get 2% interest on your spending and savings account. Your funds will also be eligible for CDIC insurance. Interest rates are annual, calculated daily, paid monthly and may be changed at any time without notice.<\/li>\n<li>Automate your savings with Goals and RoundUps. Rounding off every purchase allows you to set aside savings, while goals make it easier to save for the things that make you happy.<\/li>\n<li>Lock in savings with Vault that keeps the funds you don\u2019t want to spend separate from your spendable balance<\/li>\n<li>Create custom budgets and track your spending habits. Know where you&rsquo;re at in real time with instant notifications every time you spend.<\/li>\n<li>Strengthen your credit rating with our 6-month Credit Enhancement Program for only $10\/month<\/li>\n<li>Get access to a cash advance of up to $250 at 0% interest with KOHO Cover<\/li>\n<\/ul>\n[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;KOHO Prepaid Mastercard Extra Plan&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;koho_prepaid_mastercard_extra_plan&#8221;]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"117031\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><p class=\"p1\"><b>Special offer:<\/b><\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">Enter the code <b>KOHOMILES<\/b> when applying for your card.<\/li>\n<li class=\"li1\"><b>Get 3 months of Extra Plan for free<\/b> ($18 off per month) and <b>$20 cash back<\/b><\/li>\n<\/ul>\n<p class=\"p1\">The <b>KOHO Prepaid Mastercard with Extra Plan<\/b> (formerly KOHO Premium Prepaid Mastercard) gives you more cash back:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">1.5% on food, drinks, groceries, and transportation<\/li>\n<li class=\"li1\">0.25% on all other purchases<\/li>\n<li class=\"li1\">Up to 5% cash back at selected partner merchants<\/li>\n<\/ul>\n<p class=\"p1\">Your funds earn <b>2.5% interest<\/b> (calculated daily, paid monthly) and are protected by CDIC. The card is also accepted at <b>Costco<\/b>.<\/p>\n<p class=\"p1\">For your travels, take advantage of <b>zero FX fees<\/b> on foreign purchases.<\/p>\n<p class=\"p1\">Choose between two payment options for the <b>Extra Plan<\/b>:<\/p>\n<ul class=\"ul1\">\n<li class=\"li1\">$18\/month, billed monthly<\/li>\n<li class=\"li1\">$144\/year, billed annually (equivalent to $12\/month)<\/li>\n<\/ul>\n[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;KOHO Prepaid Mastercard<sup>&reg;<\/sup> Everything Plan&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;koho_prepaid_mastercard_everything_plan&#8221;]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"371882\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><p><span style=\"font-size: 12pt\"><strong>Special offer: <\/strong><\/span><\/p>\n<ul>\n<li>Enter the code <strong>EARNKOHO<\/strong> when applying for your card.<\/li>\n<li>Get 2 months of the <b>Everything Pla<\/b><strong>n<\/strong> for free<\/li>\n<\/ul>\n<p>The <strong>KOHO Prepaid Mastercard with Everything Plan<\/strong> gives you more <strong>cash back<\/strong>:<\/p>\n<ul>\n<li>2% on food, beverages and bills<\/li>\n<li>0.5% on all other purchases<\/li>\n<li>Up to 5% cash back at selected partner merchants<\/li>\n<\/ul>\n<p>Your funds earn <strong>3.5% interest<\/strong> (calculated daily, paid monthly) and are protected by CDIC. The card is also accepted at <strong>Costco<\/strong>.<\/p>\n<p>For your travels, enjoy <strong>zero conversion charges on foreign purchases<\/strong> and one free withdrawal per month from international ATMs.<\/p>\n<p>Choose between two payment options for the Everything Plan:<\/p>\n<ul>\n<li>$22\/month, billed monthly<\/li>\n<li>$177\/year, billed annually (equivalent to $14.75\/month)<\/li>\n<\/ul>\n[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;KOHO Extra &#8211; Earn interest with a high-interest savings account&#8221; css=&#8221;&#8221; el_id=&#8221;koho_extra_-_earn_interest_with_a_high-interest_savings_account&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Depending on the plan you choose, you&#8217;ll earn up to <span class=\"nowrap\">4%<\/span> interest with a KOHO High Interest Savings Account. That&#8217;s one of the best interest rates in Canada! Plus, there are no minimum balances or promotional rates. Interest is calculated daily on your entire balance and paid monthly.<\/p>\n<p>The money deposited in the savings account is not frozen; you can use it as you need it. In addition to being eligible for <a href=\"https:\/\/www.cdic.ca\/\" target=\"_blank\" rel=\"noopener\">CDIC<\/a> protection up to $100,000.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;455707&#8243; img_size=&#8221;large&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row el_id=&#8221;roundup&#8221;][vc_column][vc_custom_heading text=&#8221;KOHO Extra &#8211; Save effortlessly: RoundUps&#8221; css=&#8221;&#8221; el_id=&#8221;koho_extra_-_save_effortlessly_roundups&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>KOHO prepaid cards feature an automatic savings program called <a href=\"https:\/\/help.koho.ca\/fr\/articles\/2030298-le-programme-montants-arrondis-qu-est-ce-que-c-est\" target=\"_blank\" rel=\"noopener\">RoundUps<\/a>. When you make a purchase with your KOHO card, the amount is rounded up to the nearest <span class=\"nowrap\">$1<\/span>, <span class=\"nowrap\">$2<\/span>, <span class=\"nowrap\">$5<\/span> or <span class=\"nowrap\">$10<\/span> (you choose the amount). The extra change goes into your savings account.<\/p>\n<p>For example, if your purchase is $3 and you&#8217;ve chosen $5 as the rounding amount, KOHO will save you $2.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;460526&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;][\/vc_column][\/vc_row][vc_row el_id=&#8221;powerup&#8221;][vc_column][vc_custom_heading text=&#8221;KOHO Extra &#8211; Get cash back on your purchases&#8221; css=&#8221;&#8221; el_id=&#8221;koho_extra_-_get_cash_back_on_your_purchases&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>KOHO also offers a cash back program on your everyday purchases, the percentage of which varies according to the plan chosen:<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<\/p>\n<table style=\"border-collapse: collapse; width: 100%; height: 120px;\">\n<thead>\n<tr style=\"height: 24px;\">\n<td style=\"width: 19.6181%; height: 24px; text-align: center;\"><strong>Plan<\/strong><\/td>\n<td style=\"width: 80.382%; height: 24px; text-align: center;\"><strong>Cash back<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 24px;\">\n<td style=\"width: 19.6181%; height: 24px; text-align: center;\"><strong>Essential<\/strong><\/td>\n<td style=\"width: 80.382%; height: 24px; text-align: center;\"><span class=\"nowrap\">1%<\/span> unlimited cash back on groceries, transportation, food and drinks.<br \/>\n<span class=\"nowrap\">0%<\/span> unlimited cash back on everything else.<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 19.6181%; height: 24px; text-align: center;\"><strong>Extra<\/strong><\/td>\n<td style=\"width: 80.382%; height: 24px; text-align: center;\"><span class=\"nowrap\">1.5%<\/span> unlimited cash back on groceries, transportation, food and drinks.<br \/>\n<span class=\"nowrap\">0.25%<\/span> unlimited cash back on everything else.<\/td>\n<\/tr>\n<tr style=\"height: 24px;\">\n<td style=\"width: 19.6181%; height: 24px; text-align: center;\"><strong>Everything<\/strong><\/td>\n<td style=\"width: 80.382%; height: 24px; text-align: center;\"><span class=\"nowrap\">2%<\/span> unlimited cash back on groceries, transportation, food and drinks.<br \/>\n<span class=\"nowrap\">0.5%<\/span> unlimited cash back on everything else.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>You could also earn an additional <span class=\"nowrap\">6.5%<\/span> cash back at <a target=\"_blank\" href=\"https:\/\/www.koho.ca\/fr\/powerups\/\">selected KOHO retail partners<\/a> via the app.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;KOHO Extra &#8211; Check and improve your credit score&#8221; css=&#8221;&#8221; el_id=&#8221;koho_extra_-_check_and_improve_your_credit_score&#8221;][vc_custom_heading text=&#8221;Check your credit score for free&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;check_your_credit_score_for_free&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a title=\"KOHO\" href=\"https:\/\/milesopedia.com\/en\/go\/koho\/\" rel=\"noindex\">KOHO<\/a> lets you check your <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/101-credit-score\/\">credit score<\/a> for free. Simply create a KOHO account and take advantage of a 30-day trial period.<\/p>\n<p>Here&#8217;s how it works:<\/p>\n<ul>\n<li>Download the KOHO app and open an account (free 30-day trial);<\/li>\n<li>Check your identity;<\/li>\n<li>Check your credit score for free with <a title=\"Equifax\" href=\"https:\/\/milesopedia.com\/en\/go\/equifax\/\" rel=\"noindex\">Equifax<\/a>.<\/li>\n<\/ul>\n<p>Please note that your credit score will be updated every month. After the free trial, you&#8217;ll need to pay the monthly subscription fee for one of the plans to continue obtaining your credit score.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"86318\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Improve your credit score: Credit Building Program&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;improve_your_credit_score_credit_building_program&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">A <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/good-credit-score-canada\/\">good credit report<\/a> is essential in Canada; it reflects your financial health and lets us know how well you manage your money and pay off your debts on time.<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">If you need to <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/improve-your-credit-score\/\">improve your credit score<\/a>, KOHO can help. For just $10 a month (rebates for Extra and Everything plans), KOHO&#8217;s <a target=\"_blank\" href=\"https:\/\/www.koho.ca\/fr\/credit-building\/\">credit building<\/a> program helps you build or improve your credit history by demonstrating sound financial management.<\/p>\n<p data-placeholder-blurred=\"R\u00e9digez un contenu\" data-placeholder-focused=\"R\u00e9digez un contenu ou saisissez \u00ab \/ \u00bb pour r\u00e9diger avec l'AI+ Content\">As soon as you register, you&#8217;ll receive a credit line that will appear in your credit file. Each month, you&#8217;ll make payments to this account. KOHO, in turn, will report your payments to <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/read-credit-report-equifax\/\">Equifax<\/a>, one of Canada&#8217;s leading credit bureaus. This way, you can improve your credit score.<\/p>\n<p>With our credit enhancement service, you also have access to an in-house financial coach to help you every step of the way.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;460510&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_rounded&#8221; css=&#8221;&#8221;]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"210569,63994\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Get a cash advance&#8221; css=&#8221;&#8221; el_id=&#8221;get_a_cash_advance&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><a target=\"_blank\" href=\"https:\/\/www.koho.ca\/fr\/cover\/\">KOHO Cover<\/a> gives you access to an interest-free cash advance of up to $250. Access to this overdraft protection service costs <span class=\"nowrap\">$2<\/span> per month.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;368323&#8243; img_size=&#8221;large&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>To obtain KOHO Cover&nbsp;:<\/p>\n<ul>\n<li>Open a KOHO account, then sign up for the Cover bundle;<\/li>\n<li>Get an instant cash advance when you subscribe to the offer (<span class=\"whitespace-nowrap\">$2<\/span> per month, with no additional interest);<\/li>\n<li>Also get access to a free credit report and financial coaching.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;KOHO Extra &#8211; Send an international money transfer&#8221; css=&#8221;&#8221; el_id=&#8221;koho_extra_-_send_an_international_money_transfer&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/koho-international-money-transfer\/\">KOHO&#8217;s international money transfer<\/a> service lets you easily send money to recipients abroad, without having to visit a bank branch or Western Union office.<\/p>\n<p>With this feature, you simply use the Canadian dollars you have in your KOHO account, convert them into one or more foreign currencies, then deposit them into the recipient&#8217;s bank account, wherever they may be in the world.<\/p>\n<p>As a KOHO customer, you can send money via an international money transfer with no hidden fees and some of the best exchange rates on the market.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"452239\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; css=&#8221;&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p data-start=\"146\" data-end=\"330\">The <a title=\"KOHO Extra Mastercard Prepaid Card\" href=\"https:\/\/milesopedia.com\/en\/go\/koho-premium-visa-prepaid-card\/\" rel=\"noindex\">KOHO Extra prepaid Mastercard<\/a> stands out for its simplicity and benefits, such as cash back and the credit enhancement program.<\/p>\n<p data-start=\"332\" data-end=\"449\">With the current offer of 3 months free and $20 cash back, now is the perfect time to try it out.<\/p>\n<p data-start=\"451\" data-end=\"612\">Whether you&#8217;re looking to better manage your money, save, earn cash back or build your credit, KOHO offers you an accessible and effective solution.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"117031\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column el_class=&#8221;faq&#8221;][vc_toggle title=&#8221;What is the difference between the KOHO Extra Mastercard Prepaid Card and the KOHO Premium Mastercard Prepaid Card?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p>Previously, the <a title=\"KOHO Extra Mastercard Prepaid Card\" href=\"https:\/\/milesopedia.com\/en\/go\/koho-premium-visa-prepaid-card\/\" rel=\"noindex\">KOHO Extra Mastercard Prepaid<\/a> Card was called <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/prepaid-mastercard-koho-extra\/\">KOHO Premium Mastercard Prepaid Card<\/a>. It&#8217;s the same card, but with a new name and added features.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Is the KOHO Prepaid Card a credit card?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p>As its name suggests, the KOHO Prepaid Card is a prepaid card. So there&#8217;s no credit limit or credit check to obtain it.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do I activate the KOHO card?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p>To activate the KOHO Prepaid Card, go to the KOHO mobile application or the <a title=\"KOHO\" href=\"https:\/\/milesopedia.com\/en\/go\/koho\/\" rel=\"noindex\">KOHO website<\/a>.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do I use KOHO?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p>You can use KOHO for any purchase. Simply top up your KOHO prepaid card before making a purchase.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How to contact KOHO?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221;]<\/p>\n<p>To contact KOHO, go to your KOHO mobile app or the <a target=\"_blank\" href=\"https:\/\/www.koho.ca\/\">KOHO website<\/a>.<\/p>\n<p>[\/vc_toggle][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Get 3 months free and $20 cash back with the KOHO Extra prepaid card, a flexible solution for managing your day-to-day 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