{"id":116748,"date":"2025-01-05T05:15:00","date_gmt":"2025-01-05T10:15:00","guid":{"rendered":"https:\/\/milesopedia.com\/news\/theft-damage-car-rental-credit-cards\/"},"modified":"2025-05-07T20:14:00","modified_gmt":"2025-05-08T00:14:00","slug":"theft-damage-car-rental-credit-cards","status":"publish","type":"post","link":"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/","title":{"rendered":"Car Rental Insurance: How Does Credit Card Rental Insurance Work?"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>It&#8217;s a common occurrence among travellers: standing at the counter of a rental agency and not knowing whether or not you should take out the insurance offered to you.<\/p>\n<p>You should know that the counter agent earns a commission based on a number of factors:<\/p>\n<ul>\n<li>Paid upgrade to a premium car<\/li>\n<li>A full tank of gas on the way back<\/li>\n<li>Accessories (GPS, car seats, etc.)<\/li>\n<li><strong>Travel Insurance<\/strong><\/li>\n<\/ul>\n<p>Quite often, the rental company will play on your ignorance, the laws of the land and the natural fears that people have when they&#8217;re far from home.<\/p>\n<p>[\/vc_column_text][vc_single_image image=&#8221;62380&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>As for the insurance provided by your credit card, remember that you get what you pay for:<\/p>\n<ul>\n<li>With a card that has no annual fee from year to year, there&#8217;s a good chance that your insurance coverage, including car rental insurance, will be incomplete&#8230; or even non-existent.<\/li>\n<li>If your card has an annual fee, it would be expected that the insurance coverages are more complete. If not, it&#8217;s time to change your travel card!<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_custom_heading text=&#8221;Car Rental Insurance &#8211; Definition of Theft and Damage Insurance&#8221; css=&#8221;&#8221; el_id=&#8221;car_rental_insurance_-_definition_of_theft_and_damage_insurance&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Car rental theft and damage insurance offered by credit cards applies <strong>only to the vehicle rented by the credit card holder<\/strong>, and covers him\/her against theft or damage <strong>to that vehicle only<\/strong>.<\/p>\n<p>To benefit from this coverage, the credit card holder must <strong>REFUSE<\/strong> the theft and damage insurance offered by the rental company. This insurance is generally known as <em><strong>Collision Damage Waiver (CDW)<\/strong><\/em> and can cost up to $40 per day. <\/p>\n<p>Any damage to other vehicles, goods or people is covered by <strong>third-party liability insurance<\/strong>. <span style=\"text-decoration: underline\">Liability insurance is never included with credit cards<\/span>.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Car Rental Insurance &#8211; Who Is Covered?&#8221; css=&#8221;&#8221; el_id=&#8221;car_rental_insurance_-_who_is_covered_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The theft and damage insurance for rental cars offered by credit cards protects:<\/p>\n<ul>\n<li>The credit card <strong>holder<\/strong><\/li>\n<li>Other persons(<a href=\"https:\/\/milesopedia.com\/en\/guide\/car-rental-second-driver\/\" target=\"_blank\" rel=\"noopener\">additional drivers<\/a>) driving the vehicle with the owner&#8217;s authorization<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message color=&#8221;warning&#8221; message_box_color=&#8221;warning&#8221; icon_fontawesome=&#8221;fa fa-exclamation-triangle&#8221;]If you are a couple and each have a credit card linked to the same account (main card and additional card), make sure <strong>you use the credit card of the person who will be registered on the rental contract<\/strong>. For example, don&#8217;t use Mrs.&#8217;s credit card if it&#8217;s Mr. who is registered on the rental contract.[\/vc_message]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"270203\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>To be covered by your credit card&#8217;s theft and damage insurance, it is mandatory to have:<\/p>\n<ul>\n<li><strong>refused the insurance offered by the renter<\/strong><\/li>\n<li>paid the car rental <strong>in full<\/strong> with your credit card<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]As a general rule, <strong>pay the car rental in full<\/strong> with your credit card OR <strong>use the credit card affiliated with the loyalty program<\/strong> from which you are using the points.<\/p>\n<p>An AIR MILES credit card when using AIR MILES miles or a Aeroplan credit card when using Aeroplan miles![\/vc_message][vc_empty_space][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Car Rental Insurance &#8211; Covered by Theft and Damage Insurance&#8221; css=&#8221;&#8221; el_id=&#8221;car_rental_insurance_-_covered_by_theft_and_damage_insurance&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The theft and damage insurance for rental cars offered by credit cards covers:<\/p>\n<ul>\n<li><strong>the cost of repairing<\/strong> a rented vehicle that has been accidented or vandalized<\/li>\n<li><strong>the loss of use of the vehicle<\/strong> by the car rental agency during the time of repair<\/li>\n<li><strong>the total cost of the vehicle<\/strong> in case of theft or total loss<\/li>\n<\/ul>\n<p>All this will be within a limit corresponding to the <strong>price of the vehicle sold new<\/strong> (between $65,000 and $85,000, depending on the credit card).<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Car Rental Insurance &#8211; Not Covered by Theft and Damage Insurance&#8221; el_id=&#8221;car_rental_insurance_-_not_covered_by_theft_and_damage_insurance&#8221;][vc_custom_heading text=&#8221;Situations Not Covered&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;situations_not_covered&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;red-cross&#8221;]<\/p>\n<p>Theft and damage insurance for rental cars offered by credit cards <strong>WILL NOT COVER<\/strong>:<\/p>\n<ul>\n<li><strong>Civil liability<\/strong><\/li>\n<li>bodily injury or property damage (other than to the rented vehicle)<\/li>\n<li>Loss or damage to devices used to enter the vehicle (keys, remote controls, etc.)<\/li>\n<li>Damage intentionally caused to the rental car by the cardholder<\/li>\n<li>Driving of the car by the cardholder or an eligible person who is under the influence of intoxicating or narcotic substances obtained illegally or on prescription<\/li>\n<li>Dishonest, fraudulent or criminal acts committed by any eligible person<\/li>\n<li>Participation in a race or speed event<\/li>\n<li>The use of fuel of a type or octane rating other than that recommended by the manufacturer<\/li>\n<li>Normal wear and tear, gradual deterioration, flat tire, mechanical or electrical breakdown or failure.<\/li>\n<li>Use of the rental car in violation of the terms and conditions of the rental agreement<\/li>\n<li>Transportation of contraband or illicit items<\/li>\n<li>Civil or foreign war, hostile or warlike acts, insurrection, rebellion, revolution<\/li>\n<li>Transporting goods or passengers for remuneration<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]While most of these non-covered situations are normal, make note of the <strong>lack of liability insurance<\/strong>. It is your responsibility to check your personal insurance coverage OR to accept the rental company&#8217;s liability insurance.[\/vc_message][vc_custom_heading text=&#8221;Vehicles Not Covered&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;vehicles_not_covered&#8221;][vc_column_text el_class=&#8221;red-cross&#8221;]<\/p>\n<p>Also, as a general rule, certain types of rental cars <strong>are excluded: <\/strong><\/p>\n<ul>\n<li>Cars with a new value of over $65,000 (American Express covers up to $85,000)<\/li>\n<li>&#8220;Exotic&#8221; cars such as Aston Martin, Ferrari, and Porsche.<\/li>\n<li>Commercial vans<\/li>\n<li>Trucks and vans<\/li>\n<li>Limousines<\/li>\n<li>Off-road vehicles<\/li>\n<li>Motorcycles, mopeds and motorbikes<\/li>\n<li>Trailers, camper units, recreational vehicles<\/li>\n<li>Minibuses or buses<\/li>\n<li>Older cars (more than 20 years old) or cars that have not been manufactured for at least 10 years.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]As a general rule, <strong>only cars, minivans and SUVs<\/strong> are covered by credit card rental car theft and damage insurance.[\/vc_message][vc_empty_space][vc_custom_heading text=&#8221;Countries Not Covered&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;countries_not_covered&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]Finally, some credit cards do not cover specific countries or even certain regions of a country.<\/p>\n<p>In order to know if the country in which the rented vehicle will travel is covered, it is up to you to:<\/p>\n<ul>\n<li><strong>consult the booklet detailing the coverage<\/strong> provided with your card<\/li>\n<li>or call the card issuer in case of doubt<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_message]Before leaving on a trip and renting a car, <strong>consult your credit card&#8217;s insurance booklet<\/strong> to find out about your coverage![\/vc_message][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Car Rental Insurance &#8211; Make a Claim&#8221; el_id=&#8221;car_rental_insurance_-_make_a_claim&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]You had an accident? Your rental car was stolen?<\/p>\n<p>You will need to contact your credit card insurance company <strong>as soon as possible<\/strong> to make a claim. Make sure you have all supporting documents on hand:<\/p>\n<ul>\n<li><strong>Rental agreement<\/strong> indicating that you have declined the insurance offered by the agency (CDW)<\/li>\n<li>Police reports<\/li>\n<li>Photos in case of damage<\/li>\n<li>Repair cost estimates<\/li>\n<\/ul>\n<p>Afterwards, <strong>your credit card insurance will take over<\/strong> from the car rental agency to resolve the situation.[\/vc_column_text][vc_message]<strong>Get into the habit of taking a few photos BEFORE taking possession of the vehicle<\/strong>: any damage to the bodywork and a photo of the rental contract (if you only have a paper version)!<\/p>\n<p>If the vehicle is stolen with the contract in the glove compartment, you&#8217;ll have a version on your phone![\/vc_message][vc_empty_space][vc_single_image image=&#8221;62411&#8243; img_size=&#8221;large&#8221; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_shadow&#8221;][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Car Rental Insurance &#8211; Recommended Credit Cards&#8221; el_id=&#8221;car_rental_insurance_-_recommended_credit_cards&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Not all credit cards are created equal when it comes to rental car theft and damage insurance.<\/p>\n<p>As a general rule, credit cards offering theft and damage insurance for rental cars will differ in <strong>4 aspects<\/strong>:<\/p>\n<ul>\n<li><strong>The coverages offered<\/strong> (theft and damage, towing costs, loss or theft of personal effects, accidental death or dismemberment&#8230;)<\/li>\n<li><strong>The amount covered<\/strong> (maximum amount of the vehicle, personal effects, or compensation for death or dismemberment)<\/li>\n<li><strong>The coverage period<\/strong> (up to 48 days for the best cards)<\/li>\n<li><strong>The rental conditions<\/strong> (total or partial amount on the card)<\/li>\n<\/ul>\n<p>Here are <strong>5 credit cards<\/strong> we recommend <strong>for car rental theft or damage insurance<\/strong>, based on different income levels. Please note that it is your responsibility to read your credit card&#8217;s certificate of insurance carefully, as these conditions may change at any time: <\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;National Bank World Elite Mastercard&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;national_bank_world_elite_mastercard&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a class=\"thirstylink\" title=\"The National Bank's World Elite Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-world-elite-mastercard\/\">The National Bank World Elite Mastercard<\/a> offers a wide range of attractive travel and purchase insurances, which we have <a href=\"https:\/\/milesopedia.com\/en\/offres\/cartes\/nbc-world-elite-mastercard-offer\/\">detailed here<\/a>.<\/p>\n<p>In terms of rental car theft and damage insurance, this card includes <strong>personal belongings<\/strong> and covers rentals lasting <strong>up to 48 consecutive days<\/strong>:<\/p>\n<table style=\"border-collapse: collapse;width: 100%;height: 110px\">\n<thead>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.7224%;height: 22px;text-align: left\"><strong>Special features<\/strong><\/td>\n<td style=\"width: 66.2776%;height: 22px;text-align: left\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.7224%;height: 22px;text-align: left\"><strong>Coverages offered<\/strong><\/td>\n<td style=\"width: 66.2776%;height: 22px;text-align: left\"> <\/td>\n<\/tr>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.7224%;height: 22px;text-align: left\">Theft or damage<\/td>\n<td style=\"width: 66.2776%;height: 22px;text-align: left\">up to $65,000<\/td>\n<\/tr>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.7224%;height: 22px;text-align: left\">Personal effects<\/td>\n<td style=\"width: 66.2776%;height: 22px;text-align: left\">up to $1,000 per insured<br \/>($2,000 per account)<\/td>\n<\/tr>\n<tr>\n<strong><\/p>\n<td style=\"width: 33.7224%;text-align: left\">Coverage period<\/td>\n<p> <\/strong><\/p>\n<td style=\"width: 66.2776%;text-align: left\">up to 48 consecutive days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.7224%;text-align: left\"><strong>Rental conditions<\/strong><\/td>\n<td style=\"width: 66.2776%;text-align: left\">Eligible vehicle rental made by the cardholder and <strong>paid for in full<\/strong> with the card or using card rewards points<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"401432\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"324829\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotiabank Passport Visa Infinite Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotiabank_passport_visa_infinite_card&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a> was the first card from a major Canadian bank, <a href=\"https:\/\/milesopedia.com\/en\/cards\/scotiabank\/\">Scotiabank<\/a>, to charge <strong><a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/forex\/\">no conversion fees<\/a> for foreign currency transactions<\/strong>. So you can charge your car rental to this card and save <strong>2.5% in fees<\/strong> charged by most credit cards!<\/p>\n<p>Plus, it offers <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/lounges\/\">6 VIP airport lounges<\/a> and earns <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/sceneplus\/\">Scene+ points<\/a>.<\/p>\n<table style=\"border-collapse: collapse;width: 100%;height: 110px\">\n<thead>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.3333%;height: 22px;text-align: left\"><strong>Special features<\/strong><\/td>\n<td style=\"width: 66.6667%;height: 22px;text-align: left\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.3333%;height: 22px;text-align: left\"><strong>Coverages offered<\/strong><\/td>\n<td style=\"width: 66.6667%;height: 22px;text-align: left\"> <\/td>\n<\/tr>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.3333%;height: 22px;text-align: left\">Theft or damage<\/td>\n<td style=\"width: 66.6667%;height: 22px;text-align: left\">up to $65,000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%;text-align: left\"><strong>Coverage period<\/strong> <\/td>\n<td style=\"width: 66.6667%;text-align: left\">up to 48 consecutive days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.3333%;text-align: left\"><strong>Rental Conditions<\/strong><\/td>\n<td style=\"width: 66.6667%;text-align: left\">\n<ul>\n<li>You rent the vehicle in your own name<\/li>\n<li>Charge the full cost of the rental to your account or use your Points Scene+ to pay the<strong style=\"font-family: inherit;font-size: inherit\"> full<\/strong> <span style=\"font-family: inherit;font-size: inherit\">or partial cost of the rental, provided that, if only part of the cost of the rental is paid using Points Scene+, the other part is charged to your account.<\/span><\/li>\n<li>You refuse to purchase the Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) or any other similar provision offered by the rental agency;<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"80520\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;BMO Ascend World Elite Mastercard&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;bmo_ascend_world_elite_mastercard&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"the BMO Ascend World Elite Mastercard<sup>&reg;<\/sup>*.\" href=\"https:\/\/milesopedia.com\/cartes-de-credit\/carte-mastercard-bmo-ascend-world-elite\/\">BMO Ascend\u2122 World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*<\/a> offers excellent car rental theft and damage insurance <strong>coverage<\/strong> for rentals of <strong>up to 48 consecutive days<\/strong>:<\/p>\n<table style=\"height: 110px;width: 100%;border-collapse: collapse\">\n<thead>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.1388%;height: 22px\"><strong>Special features<\/strong><\/td>\n<td style=\"width: 66.8612%;height: 22px\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.1388%;height: 22px\"><strong>Coverages offered<\/strong><\/td>\n<td style=\"width: 66.8612%;height: 22px\"> <\/td>\n<\/tr>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.1388%;height: 22px\">Theft or damage<\/td>\n<td style=\"width: 66.8612%;height: 22px\">up to $65,000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.1388%\"><strong>Coverage period <\/strong><\/td>\n<td style=\"width: 66.8612%\">up to 48 consecutive days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.1388%\"><strong>Rental Conditions<\/strong><\/td>\n<td style=\"width: 66.8612%\">The <strong>total cost<\/strong> (&#8230;) must be charged to the cardholder&#8217;s credit card. An eligible <strong>rental car<\/strong> included in a prepaid travel package is covered if the full cost of the travel package has been charged to the account. You must decline the collision damage waiver coverage offered by the rental agency (where not prohibited by law). If the car rental contract does not provide space to decline this coverage, you must write on the contract &#8220;I decline the rental agency&#8217;s collision damage waiver&#8221;. The insured person who is authorized to drive and whose name appears on the rental contract must be behind the wheel of the rental car at the time of the loss.    <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22672\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"193920\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;American Express Cobalt<sup>&reg;<\/sup> Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;american_express_cobalt_card&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> is one of <a href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/cobalt-card-best-card-canada\/\">Canada&#8217;s preferred credit cards<\/a>.<\/p>\n<p>In addition to its exceptional accumulation of points, it also has very good insurance, notably for theft and damage to rental cars, covering <strong>up to $85,000<\/strong> (compared with $65,000 for most credit cards) and for a period of <strong>48 consecutive days<\/strong>!<\/p>\n<p>What&#8217;s more, unlike the other cards, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-cobalt-card\/\">American Express Cobalt<sup>&reg;<\/sup> Card<\/a> requires <strong>no minimum income<\/strong>. This is an <a href=\"https:\/\/milesopedia.com\/en\/cards\/american-express-canada\/\">American Express<\/a> <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/membership-rewards\/\">Membership Rewards credit card<\/a>.<\/p>\n<table style=\"border-collapse: collapse;width: 100%;height: 110px\">\n<thead>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.6576%;height: 22px;text-align: left\"><strong>Special features<\/strong><\/td>\n<td style=\"width: 66.3424%;height: 22px;text-align: left\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.6576%;height: 22px;text-align: left\"><strong>Coverages offered<\/strong><\/td>\n<td style=\"width: 66.3424%;height: 22px;text-align: left\"> <\/td>\n<\/tr>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.6576%;height: 22px;text-align: left\">Theft or damage<\/td>\n<td style=\"width: 66.3424%;height: 22px;text-align: left\">up to $85,000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6576%;text-align: left\"><strong>Coverage period <\/strong><\/td>\n<td style=\"width: 66.3424%;text-align: left\">up to 48 consecutive days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.6576%;text-align: left\"><strong>Rental Conditions<\/strong><\/td>\n<td style=\"width: 66.3424%;text-align: left\"><strong>The total cost<\/strong> of the rental (&#8230;) must be charged to the eligible card (&#8230;).<br \/> If the Cardholder uses <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/membership-rewards-american-express\/\">Membership Rewards points<\/a> to pay for the rental and the taxes are charged to the Card, the Cardholder is covered; however, if only a portion of the rental is paid with Membership Rewards points, the Cardholder must charge the entire rental balance, including taxes, to the Card in order to be covered. <strong>Note<\/strong>: Car rentals will not be covered against theft or damage if paid for with points from a rewards program other than Membership Rewards. The Cardholder must decline the rental agency&#8217;s Collision Damage Waiver or Loss Damage Waiver, or their equivalent, which<br \/>are offered in the rental contract.  <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"64086\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotiabank Gold American Express Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;scotiabank_gold_american_express_card&#8221;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-gold-american-express-card\/\" rel=\"noindex\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> is one of the only credit cards in Canada to offer car rental theft and damage insurance, with <strong>no annual fee<\/strong>, year after year. It is a <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/sceneplus\/\"> Scene+ credit card<\/a>. <\/p>\n<p>A card that saves you the <a href=\"https:\/\/milesopedia.com\/en\/avis\/cartes-credit\/best-no-foreign-transaction-fees-cards\/\" target=\"_blank\" rel=\"noopener\">2.5% foreign currency conversion fee<\/a> when you travel.<\/p>\n<table style=\"border-collapse: collapse;width: 100%;height: 110px\">\n<thead>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.7224%;height: 22px;text-align: left\"><strong>Special features<\/strong><\/td>\n<td style=\"width: 66.2776%;height: 22px;text-align: left\"><strong>Details<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.7224%;height: 22px;text-align: left\"><strong>Coverages offered<\/strong><\/td>\n<td style=\"width: 66.2776%;height: 22px;text-align: left\"> <\/td>\n<\/tr>\n<tr style=\"height: 22px\">\n<td style=\"width: 33.7224%;height: 22px;text-align: left\">Theft or damage<\/td>\n<td style=\"width: 66.2776%;height: 22px;text-align: left\">up to $65,000<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.7224%;text-align: left\"><strong>Coverage period <\/strong><\/td>\n<td style=\"width: 66.2776%;text-align: left\">up to 48 consecutive days<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 33.7224%;text-align: left\"><strong>Rental conditions<\/strong><\/td>\n<td style=\"width: 66.2776%;text-align: left\">\n<ul>\n<li>You lease the vehicle in your own name and charge the total cost of the lease to your account<\/li>\n<li>You can use your Points <a style=\"font-family: inherit;font-size: inherit\" href=\"https:\/\/milesopedia.com\/en\/reward-program\/sceneplus\/\">Scene+<\/a><span style=\"font-family: inherit;font-size: inherit\"> to pay<\/span><strong style=\"font-family: inherit;font-size: inherit\"> for all <\/strong><span style=\"font-family: inherit;font-size: inherit\">or part of the rental, provided that, if only part of the rental cost is paid with Points Scene+, the other part is credited to your account.<\/span><\/li>\n<li>You refuse to purchase the Collision Damage Waiver (CDW) or Loss Damage Waiver (LDW) or any other similar provision offered by the rental agency;<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>By choosing the right credit card, you could avoid paying significant amounts in unnecessary rental car theft or damage insurance! As you&#8217;ve seen, there are plenty choices!<\/p>\n<p>In any case, remember to <strong>consult the insurance booklet<\/strong> supplied with your credit card BEFORE renting a car. If you have any questions, don&#8217;t hesitate to call your financial institution and get something in writing to validate your understanding. <\/p>\n<p>[\/vc_column_text]\n<div class=\"series-of-posts open-sop\">\n\t<input class=\"series-checkbox\" id=\"series-250\" type=\"checkbox\" name=\"expand-text\"  checked='checked'\/>\n\t<label class=\"series-title\" for=\"series-250\">\n\t\t\tLes assurances des cartes de cr\u00e9dit\t<\/label>\n\t<div class=\"series-of-posts-links\">\n\t\t\n\t\t<ol>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/best-cards-credit-rewards-insurance\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: The Best Credit Cards for Travel Insurance When Using Rewards Points\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/travel-insurance-65-and-over\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: What You Need to Know About Travel Insurance for Ages 65 and Over\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/medical-emergency-credit-card-insurance\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tHow does credit cards emergency medical insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/how-to-cancel-trip-refund\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tHow to cancel a trip and get a refund?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/save-travel-insurance\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How to choose and save on travel insurance?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-card-travel-purchase\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tHow do I choose the best credit card to pay for my trip?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/travel-insurance-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: Credit card travel insurance\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/theft-damage-car-rental-credit-cards\/\"\n\t\t\t\t\t   class=\"series-link--active\">\n\t\t\t\t\t\tCar Rental Insurance: How Does Credit Card Rental Insurance Work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/cancellation-interruption-travel-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How does credit card trip cancellation\/interruption insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/extended-warranty-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How does credit card extended warranty insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t\t\t\t<li>\n\t\t\t\t\t<a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/insurance\/flight-delay-insurance-credit-cards\/\"\n\t\t\t\t\t   class=\"\">\n\t\t\t\t\t\tInsurance: How does credit card flight delay insurance work?\t\t\t\t\t<\/a>\n\t\t\t\t<\/li>\n\t\t\t\t\t<\/ol>\n\t<\/div>\n\n<\/div>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90597\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Would you like to save on car rental insurance when you travel? Learn how to distinguish different credit card offers!<\/p>","protected":false},"author":3,"featured_media":419202,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[46377],"tags":[],"mc_loyalty_program":[],"class_list":["post-116748","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-insurance","post_series-credit-cards-insurance","tutorial-insurance"],"acf":{"mc_approved_badge":false,"mc_card_used":401432,"mc_featured_card_specific":"","mc_hide_featured_card":false,"mc_post_checklist":{"mc_post_checklist_true":null,"mc_post_checklist_false":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Does Credit Card Rental Insurance Work? 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