{"id":90626,"date":"2026-04-01T00:01:00","date_gmt":"2026-04-01T04:01:00","guid":{"rendered":"https:\/\/milesopedia.com\/best-credit-cards-in-canada\/beginners\/"},"modified":"2026-04-01T14:35:32","modified_gmt":"2026-04-01T18:35:32","slug":"beginners","status":"publish","type":"page","link":"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/beginners\/","title":{"rendered":"The Best Credit Cards for Beginners \u2013 April 2026"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text]These credit cards are ideal for beginners.<\/b><\/p>\n

It is therefore recommended to keep them, year after year, to improve your credit history<\/a>.[\/vc_column_text][vc_column_text]Here is a table summarizing the different offers. For more details, read on or click on the name of a card.[\/vc_column_text]

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The Tangerine Money-Back Credit Card has no annual fee<\/strong> and offers cash back.<\/p>\n

With this limited-time welcome offer, you can earn an additional 10%<\/span> cash back<\/strong> (up to $100<\/span>) when you spend up to $1,000<\/span> on everyday purchases during the first 2 months.<\/p>\n

You can choose two to three purchase categories that interest you (groceries, gas, home furnishings, renovations, recurring bills, pharmacy, etc.) to earn 2%<\/span> cash back <\/strong>! And there’s no annual cash-back limit. It is one of the best credit cards for renovations<\/strong>.<\/p>\n

In addition, the Tangerine Mastercard offers several insurance coverages for your purchases <\/strong>:<\/p>\n

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  • 90 days purchase insurance<\/li>\n
  • One year extended warranty<\/li>\n<\/ul>\n

    Finally, during the first 30 days you hold the card, transfer credit card balances and pay only 1.95%<\/span> interest on these balances for the first 6 months<\/strong>.<\/p>\n

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    The PC\u00ae<\/sup> Mastercard\u00ae<\/sup> offers a 20,000 PC Optimum\u2122<\/sup> welcome bonus<\/strong> after you spend $50 in the first two months, all with no annual fee<\/strong>. It\u2019s an ideal entry-level card to start earning points within the Loblaw ecosystem.<\/p>\n

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    • 1% back in points<\/strong> at Loblaw banner grocery stores, including LoblawsMD<\/sup><\/strong>, No FrillsMD<\/sup><\/strong>, Real Canadian SuperstoreMD<\/sup><\/strong>, MaxiMD<\/sup><\/strong>, and other locations3<\/sup>.<\/li>\n
    • At least 3\u00a2 <\/strong> per litre <\/strong>back in points on fuel at Esso<\/strong> and Mobil<\/strong> stations<\/li>\n
    • 2.5% back in points<\/strong> at Shoppers Drug Mart<\/strong> and Pharmaprix<\/strong><\/li>\n
    • 1% back in points<\/strong> at Joe Fresh<\/strong><\/li>\n
    • 1% back in points<\/strong> everywhere else<\/li>\n<\/ul>\n

      This way, you earn between 1% and 3% back<\/strong> on your purchases at PC Optimum stores. Your points can then be redeemed for discounts at checkout<\/strong> or a $7 credit per 10,000 points<\/strong> applied directly to your card balance.<\/p>\n

      With its 90-day purchase assurance<\/strong>, extended warranty<\/strong>, and Mastercard Global Service<\/strong>, this card offers valuable protections for a no-annual-fee card.<\/p>\n

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      <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Rogers Mastercard®<\/sup>” font_container=”tag:h3|text_align:left” el_id=”rogers_mastercard_”]

      The Rogers Red Mastercard is one of the best no-annual-fee credit cards in Canada, especially for Rogers, Fido, Comwave, or Shaw customers.<\/p>\n

      With the Rogers Red Mastercard, and by having at least one<\/strong> eligible service with Rogers, Fido, Comwave, or Shaw, you can earn 2% cash back on all your eligible purchases<\/strong>.<\/p>\n

      Additionally, you get 1.5 times more cash back<\/strong> every time you redeem for eligible Rogers, Fido, Comwave or Shaw purchases, which represents cash back valued at 3%.<\/p>\n

      Furthermore, as a Rogers Red Mastercard holder, you will get access to Roam Like Home<\/strong> for 5 days free, every year<\/strong>, for eligible Rogers mobile plans.<\/p>\n

      If you are not a Rogers, Fido, Comwave, or Shaw customer, you will get 2% cash back on your eligible purchases in U.S. dollars and 1% cash back on all other eligible purchases.<\/p>\n

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      With the RBC ION Visa Card<\/strong>, earn a bonus of 11,000 Avion points<\/strong>:<\/p>\n

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      • Get 4,000 Avion points upon approval<\/strong> and 7,000 points after spending $500<\/strong> in the first three months, which could represent a total value of $75 in gift cards<\/strong>.<\/li>\n<\/ul>\n

        With this no-annual-fee<\/strong> RBC credit card, you earn 1.5 Avion points per dollar<\/strong> for :<\/p>\n

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        • Groceries<\/li>\n
        • Travel, gas and EV charging<\/li>\n
        • Streaming, digital games and subscriptions<\/li>\n<\/ul>\n

          And 1 Avion point per dollar for all other purchases. Plus, save 3\u00a2\/L<\/span> on gas<\/strong> at Petro-Canada and earn 20%<\/span> more points when you pay with a linked RBC card.<\/p>\n

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          The American Express Cobalt\u00ae Card is the best credit card from American Express<\/strong>, whether you want points for travel or cash back.<\/p>\n

          The welcome bonus is distributed monthly for the first 12 months. You’ll earn 1,250<\/span> Membership Rewards points for every $750<\/span> in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That’s up to 15,000<\/span> Membership Rewards points<\/strong>.<\/p>\n

          You can easily use these points as statement credits<\/strong> for everyday or travel purchases. The value is the same for both: 1,000<\/span> points = $10<\/span>.<\/p>\n

          Alternatively, transfer them to Aeroplan points, Avios (British Airways\/Qatar Airways), Flying Blue, Marriott Bonvoy, or Hilton Honors.<\/p>\n

          For example, with this welcome offer, if you decide to transfer your Membership Rewards points<\/strong> to a partner loyalty program, you would have the choice of earning up to:<\/p>\n

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          • 15,000 Aeroplan points<\/li>\n
          • 15,000 Avios points<\/li>\n
          • 15,000 Flying Blue Miles<\/li>\n
          • 18,000 Marriott Bonvoy points<\/li>\n<\/ul>\n

            With the American Express Cobalt\u00ae Card, you can earn between 1 and 5 points per dollar: <\/strong><\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n
            Category<\/td>\nPoints per dollar<\/td>\n<\/tr>\n<\/thead>\n
            Grocery (M\u00e9tro, IGA, Sobeys, Super C, etc.)<\/td>\n5<\/td>\n<\/tr>\n
            Home food delivery<\/td>\n5<\/td>\n<\/tr>\n
            Restaurants and bars<\/td>\n5<\/td>\n<\/tr>\n
            Convenience stores<\/td>\n5<\/td>\n<\/tr>\n
            Streaming services<\/td>\n3<\/td>\n<\/tr>\n
            Service station<\/td>\n2<\/td>\n<\/tr>\n
            Transport<\/td>\n2<\/td>\n<\/tr>\n
            Travel<\/td>\n1<\/td>\n<\/tr>\n
            Other<\/td>\n1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

            This is a 1 to 5%<\/span> return<\/strong> on all these purchases.<\/p>\n

            For example, if you spend $1,000<\/span> per month on groceries and\/or restaurants and\/or food delivery, you\u2019ll earn $50 cash back per month, or $600<\/span> cash back per year<\/strong> with this card for this category of purchases!<\/p>\n

            And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!<\/p>\n

            In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, $250,000<\/span> travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.<\/p>\n

            Like all American Express Canada Cards, there is no minimum income requirement<\/strong>.<\/p>\n

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            Do you want a cash back credit card with no annual fee<\/strong> that earns travel points? Here’s an option for you: American Express\u00ae Green Card.<\/p>\n

            By signing up for the American Express\u00ae Green Card, you can earn 10,000<\/span> Membership Rewards Welcome Bonus Points<\/strong> when you charge $1,000<\/span> in purchases to your Card in the first 3 months of Cardmembership. This is a $100<\/span> value for travel or any purchase on the Card.<\/p>\n

            You can also transfer your points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, etc.) and hotel partners (Marriott Bonvoy, Hilton Honors).<\/p>\n

            For example, with this welcome offer, if you decide to transfer your Membership Rewards points<\/strong> to a partner loyalty program, you would have the choice of earning:<\/p>\n

              \n
            • 10,000 Aeroplan points<\/li>\n
            • 10,000 Avios points<\/li>\n
            • 10,000 Flying Blue Miles<\/li>\n
            • 12,000 Marriott Bonvoy points<\/li>\n<\/ul>\n

              That’s a nice welcome bonus for a credit card with no annual fee.<\/p>\n

              You\u2019ll also have access to online promotional offers to earn points or rebates on your purchases with this no annual fee credit card.<\/p>\n

              Like all American Express Canada Cards, there is no minimum income requirement<\/strong>.<\/p>\n

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              <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”RBC Avion Visa Infinite Card” font_container=”tag:h3|text_align:left” el_id=”rbc_avion_visa_infinite_card”]

              With this offer for the RBC Avion Visa Infinite Card<\/strong>, you can earn up to 55,000 Avion points as a welcome bonus<\/strong>. Receive 35,000 welcome points upon approval<\/strong> and earn an additional 20,000 points<\/strong> when you spend $5,000 on the card within the first six months of approval.<\/p>\n

              You can use your Avion points for travel or convert them to other loyalty programs such as:<\/p>\n

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              • American Airlines AAdvantage<\/li>\n
              • The British Airways Club (and Qatar Airways Privilege Club)<\/li>\n
              • Cathay Pacific Asia Miles<\/li>\n
              • WestJet Rewards<\/li>\n<\/ul>\n

                The current welcome offer lets you earn the equivalent of up to 55,000 British Airways Avios<\/strong> or 55,000 WestJet dollars<\/strong>.<\/p>\n

                With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.<\/p>\n

                What’s more, you’ll benefit from a wide range of insurances: trip cancellation and interruption insurance, out-of-province or out-of-country emergency medical care insurance, collision and damage insurance for rental vehicles, and mobile device insurance.<\/p>\n

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                <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Marriott Bonvoy®<\/sup> American Express®<\/sup>* Card” font_container=”tag:h3|text_align:left” el_id=”marriott_bonvoy_american_express_card”]

                The Marriott Bonvoy\u00ae American Express\u00ae* Card is the best credit card for free hotel nights<\/strong>.<\/p>\n

                With this exceptional welcome offer ending on April 7, 2026<\/strong>, you can earn up to 110,000 Marriott Bonvoy points<\/strong>:<\/p>\n

                  \n
                • Earn 80,000 points <\/strong>after you spend $6,000 on your Card in your first 6 months of Cardmembership. <\/li>\n
                • Plus, earn 30,000 points<\/strong> when you make a purchase in your 15th month of Cardmembership.<\/li>\n<\/ul>\n

                  It’s a card we recommend you keep, because each year at renewal, you’ll get an Annual Free Night Award<\/strong> for up to 35,000 points, plus 15 Elite nights<\/strong> per year, counting towards your Marriott Bonvoy Elite status.<\/p>\n

                  With this Card, you earn 5 points per dollar<\/strong> on all purchases at Marriott Bonvoy properties and 2 points per dollar on all other purchases<\/strong>.<\/p>\n

                  Last but not least, this Card comes with a wide range of insurance coverages<\/strong>: baggage delay, baggage loss or theft, $500,000 travel accident, flight delay, hotel\/motel burglary, rental car theft and damage, Purchase Security, Purchase Protection.<\/p>\n

                  Like all American Express Canada Cards, there is no minimum income requirement<\/strong>. <\/p>\n

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                  <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=”Travel”][vc_column][vc_custom_heading text=”Scotiabank Passport\u2122 Visa Infinite* Card” font_container=”tag:h3|text_align:left” el_id=”scotiabank_passport_visa_infinite_card”]

                  With this welcome offer for the Scotiabank Passport Visa Infinite Card<\/strong>, you get up to 60,000 bonus Scene+ points<\/strong> (a $600 value<\/strong>):<\/p>\n

                    \n
                  • 40,000 points<\/strong> after $2,000 in purchases within the first three months<\/li>\n
                  • 10,000 points<\/strong> after $10,000 in purchases within the first six months<\/li>\n
                  • 10,000 points after $40,000 in purchases in the first year<\/li>\n<\/ul>\n

                    Then, each year, if you make at least $40,000 in purchases on the card, you’ll earn an annual bonus of at least 10,000 points, a value of $100<\/strong>. <\/p>\n

                    With the Scotiabank Passport Visa Infinite Card, you earn 3 points per dollar spent<\/strong> at Sobeys, IGA<\/strong>, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 by IGA, Voil\u00e0 by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op. <\/p>\n

                    You’ll also earn 2 points for every dollar you spend, <\/strong>including on foreign purchases, in the following categories:<\/p>\n

                      \n
                    • Grocery shopping<\/li>\n
                    • Restaurants<\/li>\n
                    • Entertainment centers<\/li>\n
                    • Transit<\/li>\n<\/ul>\n

                      The Scotiabank Visa Infinite Passport is an excellent Visa credit card for this type of purchase.<\/p>\n

                      These points can be used against any travel purchase at the rate of 1,000<\/strong> points = $10<\/strong> (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10. <\/p>\n

                      The Scotiabank Visa Infinite Passport also offers :<\/p>\n

                        \n
                      • No fees for foreign currency transactions<\/strong><\/li>\n
                      • 6 access to VIP airport lounges<\/li>\n
                      • Excellent insurance for your travels and purchases<\/li>\n
                      • Concierge service<\/li>\n<\/ul>\n

                        We have named this credit card the Best Credit Card with No Foreign Transaction Fees<\/strong> in 2024, 2025, and 2026.<\/p>\n

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                        <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”National Bank Platinum Mastercard” font_container=”tag:h3|text_align:left” el_id=”national_bank_platinum_mastercard”]

                        With the National Bank Platinum Mastercard\u00ae<\/strong>, you can earn 2 points per dollar<\/strong> on grocery and restaurant purchases, and 1.5 points per dollar<\/strong> on gas, EV charging, recurring bills and \u00c0 la carte Travel.<\/p>\n

                        Since it is an NBC mycredit Mastercard<\/strong>, you can use it at Costco.<\/p>\n

                        Unlike the other two National Bank travel rewards cards, the National Bank Platinum Mastercard\u00ae does not require a minimum income<\/strong>.<\/p>\n

                        What’s more, you can take advantage of a wide range of insurances<\/strong> usually reserved for high-end credit cards:<\/p>\n

                          \n
                        • 180-day Purchase protection in the event of theft or damage<\/li>\n
                        • Possibility of tripling the manufacturer\u2019s warranty (up to 2 additional years)<\/li>\n
                        • Trip Cancellation Insurance<\/li>\n
                        • Trip Interruption Insurance<\/li>\n
                        • Out-of-province hospital insurance<\/li>\n
                        • Flight Delay Insurance<\/li>\n
                        • Baggage insurance in case of delay, theft or loss<\/li>\n
                        • Car rental insurance<\/li>\n
                        • Mobile Device Insurance<\/li>\n<\/ul>\n

                          We voted the National Bank Platinum Mastercard\u00ae as the best credit card for young professionals in 2024<\/strong>.<\/p>\n

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                          <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”BMO eclipse rise Visa* Card” font_container=”tag:h3|text_align:left” el_id=”bmo_eclipse_rise_visa_card”]

                          The new BMO eclipse rise Visa* Card is a no-annual-fee<\/strong> credit card with travel points, requiring no minimum income<\/strong>.<\/p>\n

                          With this offer, you can earn up to 25,000 points<\/strong><\/span> as a welcome bonus:<\/p>\n

                            \n
                          • 20,000 points<\/strong> after $1,500<\/span> in purchases in the first 3 months<\/li>\n
                          • 2,500 points<\/strong> when you redeem 12,000 points with the Pay with Points option over a 12-month period<\/li>\n
                          • 2,500 points<\/strong> when you pay the balance on time for 12 months<\/li>\n<\/ul>\n

                            What’s more, you can benefit from an interest rate of 0.99%<\/span> on balance transfers for nine months<\/strong> (a 2% balance transfer fee applies).<\/p>\n

                            With the new BMO eclipse rise Visa* Card, you earn :<\/p>\n

                              \n
                            • 5 points<\/strong> for every two dollars spent on recurring bill payments<\/li>\n
                            • 5 points<\/strong> for every two dollars spent at the grocery store<\/li>\n
                            • 5 points<\/strong> for every two dollars spent at restaurant and for takeaway<\/li>\n
                            • 1 point<\/strong> per two dollars of purchases for all other purchase categories<\/li>\n<\/ul>\n

                              You can use BMO Rewards points for all travel purchases made through the agency or website of your choice<\/strong> (plane tickets, hotels, rental cars, all-inclusive packages, Airbnb, etc.) or for rewards and gift cards on the BMO Rewards platform.<\/p>\n

                              The new BMO eclipse rise Visa* Card also offers:<\/p>\n

                                \n
                              • Mobile Device Insurance<\/li>\n
                              • Purchase Protection<\/li>\n
                              • Extended warranty insurance<\/li>\n<\/ul>\n

                                Finally, enjoy three months of Instacart+ membership<\/strong> and a $5 monthly Instacart credit when you sign up with your eligible BMO credit card.<\/p>\n

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                                <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Scotiabank American Express®<\/sup> Card” font_container=”tag:h3|text_align:left” el_id=”scotiabank_american_express_card”]

                                Scotiabank American Express\u00ae Card is one of the best no-annual-fee credit cards in Canada. <\/p>\n

                                For a limited time, you can earn up to 5,000<\/span> points<\/strong> in the first three months, which represents a $50<\/span> value<\/strong> for travel (including Airbnb) :<\/p>\n

                                  \n
                                • 2,500 Scene+ points<\/strong> after $250 spent in the first three months<\/li>\n
                                • 2,500 Scene+ points<\/strong> after $1000 spent in the first three months<\/li>\n<\/ul>\n

                                  With Scotiabank American Express\u00ae Card, you earn 3 points per dollar spent<\/strong> at Sobeys, IGA, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 by IGA, Voil\u00e0 by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op. <\/p>\n

                                  Also, you get 2 points per dollar<\/strong> for:<\/p>\n

                                    \n
                                  • Grocery stores<\/li>\n
                                  • Restaurants<\/li>\n
                                  • Entertainment centers<\/li>\n
                                  • Gas stations<\/li>\n
                                  • local transportation<\/li>\n
                                  • streaming services<\/li>\n<\/ul>\n

                                    And 1 point per dollar of purchase<\/strong> for all other purchases.<\/p>\n

                                    These points can be used against any travel purchase (air tickets, hotels, all-inclusives and even Airbnb) or with Scene+ partners for cash back.<\/p>\n

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                                    <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”American Express®<\/sup> Aeroplan®<\/sup>* Card” font_container=”tag:h3|text_align:left” el_id=”american_express_aeroplan_card”]

                                    With this welcome offer for the American Express\u00ae Aeroplan\u00ae* Card, you can earn up to 45,000 Aeroplan points.<\/strong> Here’s how:<\/p>\n

                                      \n
                                    • Earn 35,000 Aeroplan points<\/strong> after charging $7,500 to your Card within the first 6 months.<\/li>\n
                                    • Plus, earn an additional 10,000 Aeroplan points when you spend $1,000 in the 13th month.<\/li>\n<\/ul>\n

                                      With this Card, you earn 2x the points<\/strong> on purchases with Air Canada and Air Canada Vacations.<\/p>\n

                                      And 1.5x the points <\/strong>for dining and food delivery services in Canada. Anywhere else, you will earn 1X the points.<\/p>\n

                                      Enjoy your first checked bag free (up to 23kg\/50lb) for up to 9 people travelling on the same reservation on Air Canada\u00ae* flights.<\/p>\n

                                      Like all American Express Canada Cards, there is no minimum income requirement<\/strong>. <\/p>\n

                                      \u00a0<\/p>\n

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                                      [vc_row][vc_column][vc_column_text]These credit cards are ideal for beginners. It is therefore recommended to keep them, year after year, to improve your credit history.[\/vc_column_text][vc_column_text]Here is a table summarizing the different offers. For more details, read on or click on the name of a card.[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Tangerine Money-Back Credit Card” font_container=”tag:h3|text_align:left” el_id=”tangerine_money-back_credit_card”][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”PC Mastercard” css=”” el_id=”pc_mastercard”][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”Rogers Mastercard®” font_container=”tag:h3|text_align:left” […]<\/p>","protected":false},"author":3,"featured_media":352207,"parent":207228,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-toc.php","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"tags":[],"mc_loyalty_program":[],"class_list":["post-90626","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nBest Credit Cards for Beginners | April 2026 | Milesopedia<\/title>\n<meta name=\"description\" content=\"The best credit cards for beginners in April 2026. Guide and comparison to get started on Milesopedia.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/beginners\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Best Credit Cards for Beginners \u2013 April 2026\" \/>\n<meta property=\"og:description\" content=\"The best credit cards for beginners in April 2026. 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