{"id":328730,"date":"2024-06-06T04:20:00","date_gmt":"2024-06-06T08:20:00","guid":{"rendered":"https:\/\/milesopedia.com\/?page_id=328730"},"modified":"2026-04-01T14:32:40","modified_gmt":"2026-04-01T18:32:40","slug":"business","status":"publish","type":"page","link":"https:\/\/milesopedia.com\/en\/business\/","title":{"rendered":"Business &amp; Credit Cards"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>As we all know, financial efficiency and flexibility are crucial to a company&#8217;s success, and using <strong>businesss credit cards<\/strong> is an essential strategic lever. Corporate cards offer many benefits, including earning points that can be converted into valuable rewards, such as free travel or cash back.<\/p>\n<p>Whether you&#8217;re a small, medium-sized or large company operating in the local, provincial or international market, the importance of optimal management of your credit card spending is undeniable. It will be important to choose your business card carefully based on your needs and what you are looking for in terms of <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/guides\/voyager-points-miles-bilan-vancouver\/\" title=\"Traveling with points &amp; miles \u2013 Vancouver trip report\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1045\">points<\/a> accumulation so that they do not sit at the back of a drawer.<\/p>\n<p>In this context, we have gathered all our articles and tips dedicated to businesses here to help you make the most of your business <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aventura-visa-infinite-card\/\" title=\"CIBC Aventura&lt;sup&gt;MD&lt;\/sup&gt; Visa Infinite* Card\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1041\">credit cards<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='l'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--l container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90592\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\n    <div class=\"post-preview-thumbnail\">\n\t    <div class=\"shimmer shimmer-dark shimmer-image\"><\/div>\n    <\/div>\n\n    <div class=\"post-preview-content shimmer-post-preview-content\">\n        <div class=\"simmer-bar-group\">\n            <div class=\"shimmer shimmer-dark shimmer-bar\"><\/div>\n            <div class=\"shimmer shimmer-dark shimmer-bar\"><\/div>\n            <div class=\"shimmer shimmer-dark shimmer-bar\"><\/div>\n        <\/div>\n\n    <\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;cashback&#8221;][vc_column][vc_custom_heading text=&#8221;Owning a business in Quebec and Canada&#8221; el_id=&#8221;owning_a_business_in_quebec_and_canada&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Before discussing business credit cards, we have written several general articles to help entrepreneurs who wish to <a href=\"https:\/\/milesopedia.com\/en\/small-business\/starting-business-quebec-guide\/\">start their business<\/a> in Quebec.<\/p>\n<p>This involves many financial and legal considerations, and one of the first steps is to choose the <a href=\"https:\/\/milesopedia.com\/en\/small-business\/choose-legal-form-business-quebec-guide\/\">legal structure<\/a> of your business, which can be a sole proprietorship, a corporation or a partnership. Each structure has its own tax and administrative implications.<\/p>\n<p>Furthermore, Quebec <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/rewards\/special-offers\/american-express-turo-credit-offer\/\" title=\"American Express Offer with Turo: Get a $50 Statement Credit\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1050\">offers<\/a> several financial assistance programs for businesses, including grants, loans, and tax credits. It&#8217;s a good idea to find out about these options to optimize the financing of your business.<\/p>\n<p>Finally, if you are considering opening a business in <a target=\"_blank\" href=\"https:\/\/www.quebec.ca\/gouvernement\/ministeres-et-organismes\/registraire-entreprises\/lois-reglements\">Quebec<\/a> or <a target=\"_blank\" href=\"https:\/\/www.canada.ca\/fr\/services\/entreprises\/permis\/activitessocitesreglementationfederale.html\">Canada<\/a>, it is crucial to familiarize yourself with the local laws and regulations governing businesses. This includes laws on business licenses, sales taxes, employment and consumer protection.<\/p>\n<p><strong>Business credit cards<\/strong> are a valuable tool, as we&#8217;ll see later. Several financial institutions offer cards tailored to the diverse needs of businesses. So, comparing offers and choosing the best credit card for your business is essential.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--6 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"308650,302828,455608,302777,86839,308490\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;Understanding Business Credit Cards in Canada&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;understanding_business_credit_cards_in_canada&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Why apply for a business <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/compare\/credit-cards\/\" title=\"Credit Cards\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1040\">credit card<\/a>? Simply because they are invaluable management tools:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/entreprises\/business-credit-card-cash-flow-management\/\">cash flows,<\/a><\/li>\n<li>business expenses,<\/li>\n<li>and even to win awards.<\/li>\n<\/ul>\n<p>They can be used for a wide range of expenses, from travel costs to office supply purchases.<\/p>\n<p>However, not all offer the same benefits: some allow you to accumulate loyalty points or airline miles, while others offer <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/strategies-earn-cash-back\/\" title=\"Our strategies to easily earn cash back\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1061\">cash back<\/a>. Some have <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guides\/tutoriels\/exoneration-des-frais-de-carte-de-credit\/\" title=\"How to obtain a waiver or refund of credit card annual fees?\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1056\">annual fees<\/a>, while others are no-fee.  Choosing the <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-card-travel-purchase\/\" title=\"How to choose the best credit card to buy my trip?\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1047\">best card<\/a> depends on your business activity and your specific needs.<\/p>\n<p>Have a clear objective and take these few points into consideration before choosing a credit card for your company:<\/p>\n<ul>\n<li><strong>Business expenses<\/strong>: Some cards offer higher <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/start-year-well-reward-programs\/\" title=\"How To Get Off to a Good Start in 2025 With Rewards Programs\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1060\">reward<\/a> rates for common spending categories like office supplies or travel expenses.<\/li>\n<li><strong>The rewards program<\/strong>: Points, airline <a target=\"_blank\" class=\"wpil_keyword_link\" href=\"\/?p=430\" title=\"Booking a car with miles\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1043\">miles<\/a>, or cash back can be attractive, but ensure you fully understand how the rewards system works before applying for a credit card. For example, if you apply for a credit card with travel points such as an <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/beginner-aeroplan\/\" title=\"Beginner's guide to the Aeroplan program: everything you need to know\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1049\">Aeroplan<\/a> business credit card, the accumulated points cannot be transferred to a partner and must be redeemed for travel.<\/li>\n<li><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/pay-credit-card-annual-fee\/\" title=\"Should You Ever Pay a Credit Card Annual Fee in Canada?\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1059\">Annual fees<\/a>:<\/strong> If your business spends enough to justify a card&#8217;s annual fees, it may be worth it. Otherwise, a <a target=\"_blank\" class=\"wpil_keyword_link\" href=\"\/?p=247140\" title=\"The 12 Best No-Annual-Fee Credit Cards for the First Year \u2013 July 2025\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1046\">no-fee card<\/a> may be a better option.<\/li>\n<li><strong>The interest rate<\/strong>: If you plan to carry a balance from month to month, the card&#8217;s interest rate will be a key factor to <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/compare\/chequing-accounts\/\" title=\"Chequing account\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1052\">consider<\/a>.<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90592,109304\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"303523,168079\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;The advantages of business credit cards&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;the_advantages_of_business_credit_cards&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Corporate credit cards offer <a href=\"https:\/\/milesopedia.com\/en\/small-business\/business-credit-card-pros-cons\/\">several advantages<\/a> that can make financial management more accessible and help your business grow.<\/p>\n<ul>\n<li><strong>Expense control<\/strong>: Business <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/reviews\/credit-cards\/how-credit-cards-work-in-canada\/\" title=\"How Credit Cards Work in Canada\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1062\">credit cards<\/a> make it easy to distinguish professional expenses from personal ones, facilitating accounting and expense management.<\/li>\n<li><strong>Financial flexibility<\/strong>: They provide an immediate source of cash to cover current or unforeseen expenses.<\/li>\n<li><strong>Rewards and benefits<\/strong>: Many corporate credit cards offer rewards programs that earn points, airline miles or cash back on purchases.<\/li>\n<li><strong>Improved cash flow<\/strong>: They often offer extended payment terms, which can help improve <a href=\"https:\/\/milesopedia.com\/en\/entreprises\/business-credit-card-cash-flow-management\/\">cash management.<\/a><\/li>\n<li><strong>Included insurance<\/strong>: Some business credit cards also offer travel insurance protections and other guarantees at no additional cost.<\/li>\n<\/ul>\n<p>These benefits may vary depending on the card and the financial institution you choose, so assess your needs carefully before making your choice.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='8'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--5 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"152356,274356,196774,303815,132097,343459,343333\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;How do I get a business credit card online?&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;how_do_i_get_a_business_credit_card_online_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You can fill out an online application on the website of your chosen financial institution and obtain easy approval for your business credit card. The application should include information about you and your company.<\/p>\n<p>Once the application has been submitted, the financial institution will review it. If you meet the eligibility criteria, your application will be approved and you will receive your new business credit card at home.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"253379,168086,192400\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;Insurance&#8221;][vc_column][vc_custom_heading text=&#8221;How do you choose the best credit card for your new business?&#8221; el_id=&#8221;how_do_you_choose_the_best_credit_card_for_your_new_business_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h3>Business credit card selection criteria<\/h3>\n<p>When selecting a business credit card, take into account the points mentioned above (types of rewards, annual fees, interest rates, and the insurance program), bank offers, and evaluate compatibility with your business needs.<\/p>\n<p>The best business credit card will depend on your company&#8217;s specific needs. For example, a business with high business travel expenses may find it advantageous to use a card like the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/american-express-aeroplan-business-reserve-card\/\">American Express<sup>&reg;<\/sup>* Aeroplan<sup>&reg;<\/sup> Business Reserve Card<\/a> offering travel points or airport lounge access.<\/p>\n<h3>Compare Offers From Different Banks<\/h3>\n<p>To facilitate your search for business credit card(s), Milesopedia offers detailed comparisons of the <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/business\/\">best credit card offers<\/a> in Canada as well as a <a href=\"https:\/\/milesopedia.com\/en\/?p=131131&#038;_card_public=entreprise&#038;_is_partner=1\">credit card comparison tool<\/a> where you can select the SME search field located in the &#8220;You&#8221; then &#8220;Public&#8221; section to see only the selection of cards dedicated to entrepreneurs.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"196706\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h3>Secure credit cards for business<\/h3>\n<p>Credit card issuers offer a variety of protections against fraud and loss, including:<\/p>\n<ul data-sourcepos=\"3:1-6:0\">\n<li data-sourcepos=\"3:1-3:199\"><strong>Protection against <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/banking-security-canada\/\">fraud<\/a> for lost or stolen cards<\/strong>: in the event of loss or theft of the card, the card issuer is responsible for fraudulent transactions made with the card.<\/li>\n<li data-sourcepos=\"4:1-4:200\"><strong>Online fraud protection<\/strong>: card issuers generally offer online fraud protection, which covers fraudulent transactions made over the Internet.<\/li>\n<li data-sourcepos=\"5:1-6:0\"><strong>Protection against counterfeiting<\/strong>: credit cards are equipped with advanced security technologies that make them difficult to counterfeit.<\/li>\n<\/ul>\n<p data-sourcepos=\"7:1-7:141\">However, there is always a risk of fraud associated with using a credit card. Here are a few tips to reduce the risk:<\/p>\n<ul data-sourcepos=\"9:1-12:0\">\n<li data-sourcepos=\"9:1-9:127\"><strong>Keep your card safe<\/strong>: don&#8217;t leave it unattended or share it with anyone.<\/li>\n<li data-sourcepos=\"10:1-10:155\"><strong>Be vigilant when making online transactions<\/strong>: make sure that the website on which you are making the transaction is secure. You will know if a padlock icon appears.<\/li>\n<li data-sourcepos=\"11:1-12:0\"><strong>Monitor your credit card statements<\/strong>: regularly check your credit card statements to detect any fraudulent transactions. If you believe your credit card has been used fraudulently, contact the <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-contact-online-issuer-credit-card\/\" title=\"How to contact a credit card issuer online?\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1053\">card issuer<\/a> immediately. <\/li>\n<\/ul>\n<p data-sourcepos=\"15:1-15:77\">Here are a few additional tips to protect your credit card:<\/p>\n<ul data-sourcepos=\"17:1-20:0\">\n<li data-sourcepos=\"17:1-17:199\"><strong>Enable two-factor authentication (2FA)<\/strong>: 2FA adds an extra layer of security to your account by requiring an additional code to be entered in addition to your password.<\/li>\n<li data-sourcepos=\"18:1-18:175\"><strong>Use a password manager<\/strong>: a password manager, such as Bitwarden, will help you generate and store strong, unique passwords for all your accounts.<\/li>\n<li data-sourcepos=\"19:1-20:0\"><strong>Update your software<\/strong>: keep your software, including your web browser, up to date with the latest security updates.<\/li>\n<\/ul>\n<p data-sourcepos=\"21:1-21:92\">By following these tips, you can help protect your credit card and your <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guide\/101-personal-finance-canada\/\" title=\"Personal Finance in Canada: Everything You Need to Know\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1063\">finances<\/a>.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"309209,210568\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Comparison of reward programs&#8221; el_id=&#8221;comparison_of_reward_programs&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Once you&#8217;ve assessed the criteria for selecting a business credit card, it&#8217;s essential to look at the points programs offered by the various cards. These programs may vary according to issuer and card type.<\/p>\n<p>First, we have <strong>travel-related<\/strong> points programs, such as <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/aeroplan\/\">Aeroplan points<\/a> or <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/how-to-use-points-rbc-avion-travel-rewards\/\">RBC Avion Rewards points<\/a>. These points can be used to reduce the cost of business travel.<\/p>\n<p>Secondly, some points programs are geared towards <strong>cash back<\/strong>. These programs, such as the <a href=\"https:\/\/milesopedia.com\/en\/cards\/bmo\/#cartes-de-credit-bmo-entreprise\">BMO Rewards<\/a> program, allow you to get a percentage of your spending (on gas, office supplies, and phone and internet bill payments) back in the form of cash back.<\/p>\n<p>Finally, there are flexible points programs, which allow you to use your points as you wish, whether for travel, hotel nights, <a target=\"_blank\" class=\"wpil_keyword_link\" href=\"\/?p=256298\" title=\"What to do with your AIR MILES: answers from the Milesopedia community\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1039\">AIR MILES<\/a>, cash back, or even office supply purchases.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"90592\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='page'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_page container_template--s-h container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"page_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"162101,207423,217456\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;Points and rewards management tools&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;points_and_rewards_management_tools&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>There are several ways to effectively manage your points and rewards:<\/p>\n<ul>\n<li><strong>Points tracking:<\/strong> Many banks offer online platforms or mobile apps that make it easy to track the accumulation of points and rewards.<\/li>\n<li><strong>Points redemption:<\/strong> These tools also allow you to redeem your points for a variety of rewards, including travel, merchandise, gift cards, or even cash back.<\/li>\n<li><strong><a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/liste-principaux-programmes-transfert-points-canada\/\" title=\"Tutorial: List of major points transfer programs in Canada\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1038\">Points transfer<\/a><\/strong>: Some credit cards allow you to transfer points between different cards or share them with other people.<\/li>\n<\/ul>\n<p>Understanding how your card&#8217;s points program works is essential to getting the most out of it. This may include details on how and where you can <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/best-ways-earn-scene-points\/\" title=\"The 6 best ways to earn Scene+ points quickly\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1057\">accumulate points<\/a>, as well as the various options for redeeming them.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"195835,84684\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_custom_heading text=&#8221;Tips and tricks for collecting points and rewards&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;tips_and_tricks_for_collecting_points_and_rewards&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>For optimal management of your business credit card, keep these tips and tricks in mind:<\/p>\n<ul>\n<li><strong>Use your card regularly<\/strong>: The more you use your card for everyday expenses, the more points you&#8217;ll earn.<\/li>\n<li><strong>Pay your bills on time<\/strong>: Avoid unnecessary interest charges by paying your balance on time.<\/li>\n<li><strong>Check your statements regularly:<\/strong> Prevent <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/guide\/airlines-pricing-errors\/\" title=\"Airline pricing errors\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1042\">errors<\/a> and fraud by checking your transactions regularly.<\/li>\n<li><strong>Take advantage of promotional offers:<\/strong> Many cards offer special deals for new customers, such as bonus points or annual fee discounts.<\/li>\n<li><strong>Manage your points carefully:<\/strong> Keep track of your points and plan in advance how you want to use them to maximize their value.<\/li>\n<li><strong>Choose the right card for your business:<\/strong> Benefits may differ&amp;nbsp;for small businesses or start-ups.<\/li>\n<li><strong>Consider <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-add-supplementary-credit-card\/\">additional cards<\/a>:<\/strong> Depending on the promotions, they can sometimes be reimbursed. Once you&#8217;ve got them, you can:\n<ul>\n<li>simplify the management of employee expenses,<\/li>\n<li>to accumulate more points in the same place and faster,<\/li>\n<li>reach spending thresholds faster to earn <a href=\"https:\/\/milesopedia.com\/en\/guides\/strategies\/tips-unlock-bonus\/\">welcome bonuses,<\/a><\/li>\n<li>double certain card benefits.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\"><\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"251339,248270,328000,136029\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Focus on the different corporate credit cards on the market&#8221; el_id=&#8221;focus_on_the_different_corporate_credit_cards_on_the_market&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h3>American Express Credit Cards<\/h3>\n<p>When it comes to corporate credit cards, <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/membership-rewards-american-express\/\"><b>American Express offers<\/b><\/a> five cards:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='5'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_tax\"\n\t\t\t\t\t\t\tdata-mc_public=\"627\"\n\t\t\t\t\t\t\tdata-mc_issuer=\"542\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h4>American Express offers<\/h4>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"102616,323133,47646\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h4>Earning American Express Membership Rewards points<\/h4>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"314246,135038,81010,238087\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h4>Using American Express Membership Rewards points<\/h4>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"299436,130325,259748,75010\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h3>BMO Mastercard for Business credit cards<\/h3>\n<p>Regarding business credit cards, <b><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/bmo-rewards\/\">BMO<\/a> <\/b>offers three cards to entrepreneurs:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_tax\"\n\t\t\t\t\t\t\tdata-mc_issuer=\"650\"\n\t\t\t\t\t\t\tdata-mc_best_of=\"47048\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h4>BMO offers for businesses<\/h4>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"83889,117615,310240\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h4>Accumulating BMO Rewards points<\/h4>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"217326,204006,195867\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h4>Using BMO Rewards points<\/h4>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--2'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"195867,197629,271811\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h3>RBC Business credit cards<\/h3>\n<p>Regarding business credit cards, <strong><a target=\"_blank\" class=\"wpil_keyword_link\" href=\"\/?p=391625\" title=\"Partnership between RBC and Nova Credit to help newcomers to Canada\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1051\">RBC<\/a> Business<\/strong> offers a range of options to meet the specific needs of businesses of all sizes:<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='5'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--5 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_tax\"\n\t\t\t\t\t\t\tdata-mc_public=\"627\"\n\t\t\t\t\t\t\tdata-mc_issuer=\"674\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t\t\t\t<button type=\"button\" class=\"deferred_button\" data-page=\"1\" data-per_page=\"5\">\n\t\t\t\t<i class=\"fas fa-spinner-third fa-spin\"><\/i>\n\t\t\t\tLoad More\t\t\t<\/button>\n\t\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>RBC also offers useful tools and resources for businesses such as:<\/p>\n<ul>\n<li>a business loan calculator,<\/li>\n<li>a cash flow calculation tool,<\/li>\n<li>and a business planning tool.<\/li>\n<\/ul>\n<p>[\/vc_column_text][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h4>RBC offers<\/h4>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"190372\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h4>Accumulating RBC Avion Rewards points<\/h4>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"194645,91408\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h4>Using RBC Avion Rewards points<\/h4>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"246648,260359,260277,284653,68038,247131\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t\t\t\t<button type=\"button\" class=\"deferred_button\" data-page=\"1\" data-per_page=\"4\">\n\t\t\t\t<i class=\"fas fa-spinner-third fa-spin\"><\/i>\n\t\t\t\tLoad More\t\t\t<\/button>\n\t\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<h3>Desjardins credit cards for businesses<\/h3>\n<p>Regarding business credit cards, <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/?page_id=475319\" title=\"Desjardins Best Chequing Accounts\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1054\">Desjardins<\/a> offers several choices for businesses:<\/p>\n<ul>\n<li>The Desjardins <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aerogold-visa-card-for-business\/\" title=\"CIBC Aeroplan<sup>&reg;<\/sup>&lt;sup&gt;MD&lt;\/sup&gt; Visa* Business Card\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1048\">Visa Business<\/a> Card<\/li>\n<li>Desjardins Visa Business Card Advantages<\/li>\n<li>Desjardins Visa Corporate Card<\/li>\n<\/ul>\n<p>Desjardins generally does not offer a <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/offres\/cartes\/small-msr\/\" title=\"Credit Cards: The Best Welcome Bonuses With a Small Minimum Spending Requirement\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1055\">welcome bonus<\/a> for its credit cards, and accumulation rates are lower compared to other credit cards on the Canadian market. However, some Desjardins cards offer attractive travel insurance coverage.<\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"190372,319929,307077,129889\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;How to use your reward points?&#8221; el_id=&#8221;how_to_use_your_reward_points_&#8221;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Once you&#8217;ve earned enough points, it&#8217;s time to look at how to use them. Check out our various articles, our guides to online booking tools or our <a href=\"https:\/\/milesopedia.com\/en\/travel-within-a-family\/\">Family file to help you plan your travels.<\/a><\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--4'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"322329,318432,293935,304589,228285,136147,232255,224940,311315\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t\t\t\t<button type=\"button\" class=\"deferred_button\" data-page=\"1\" data-per_page=\"4\">\n\t\t\t\t<i class=\"fas fa-spinner-third fa-spin\"><\/i>\n\t\t\t\tLoad More\t\t\t<\/button>\n\t\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text]<\/p>\n<p>In conclusion, using <strong>credit cards for business<\/strong> can offer significant benefits if they are well managed. <strong>They can help build a solid credit history for your business<\/strong>, proving your reliability as a borrower. What&#8217;s more, they offer a convenient way to manage business expenses, and can even offer valuable rewards such as cash back or reward points.<\/p>\n<p>Beyond these advantages, corporate credit cards can also offer interest-free grace periods, allowing greater control over cash flow. However, these cards require careful management to avoid high-interest charges and the risk of over-indebtedness.<\/p>\n<p>Finally, it is crucial to fully understand the terms and conditions of your business credit card, including interest rates, annual fees, and reward conditions. This will enable you to maximize the benefits while minimizing the potential risks.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Frequently Asked Questions&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;frequently_asked_questions&#8221;][vc_toggle title=&#8221;What is a business credit card?&#8221;]<\/p>\n<p>A business credit card is a payment tool dedicated to professional expenses. It offers benefits such as expense management, reward point accumulation and insurance coverage.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Who can apply for a business credit card?&#8221;]<\/p>\n<p>Any business owner, whether a small, medium, or large enterprise, can <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-card-authorization-forms\/\" title=\"Credit card payment authorization forms and their best alternatives\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1058\">apply for a business credit card<\/a>. This includes self-employed workers and contractors.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do I choose the best credit card for my business?&#8221;]<\/p>\n<p>The <a class=\"wpil_keyword_link\" href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-privilege-card\/\" title=\"Scotiabank Passport<sup>&reg;<\/sup>&lt;sup&gt;MD&lt;\/sup&gt; Visa Infinite Privilege* Card\" data-wpil-keyword-link=\"linked\" data-wpil-monitor-id=\"1044\">best credit card<\/a> for your business depends on your specific needs. It is recommended to compare offers from different banks, taking into account the type of rewards, annual fees, interest rate, and insurance offered.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do corporate credit cards work?&#8221;]<\/p>\n<p>Business credit cards are designed to meet the specific financial needs of businesses, large or small. They function similarly to personal credit cards, but with features and benefits tailored to the business world.  For example, you can:<\/p>\n<ul>\n<li>separate business and personal expenses,<\/li>\n<li>obtain higher credit limits,<\/li>\n<li>earn reward points,<\/li>\n<li>gain access to expense management tools.<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How can I effectively manage my corporate credit card points and rewards?&#8221;]<\/p>\n<p>Effective management of points and rewards depends on understanding your card&#8217;s rewards program. It&#8217;s essential to exploit the company&#8217;s day-to-day expenses to maximize point accumulation.<\/p>\n<p>[\/vc_toggle][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text el_class=&#8221;checkmarks&#8221;] As we all know, financial efficiency and flexibility are crucial to a company&#8217;s success, and using businesss credit cards is an essential strategic lever. Corporate cards offer many benefits, including earning points that can be converted into valuable rewards, such as free travel or cash back. Whether you&#8217;re a small, medium-sized or large [&hellip;]<\/p>","protected":false},"author":3,"featured_media":251656,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-toc.php","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"tags":[],"mc_loyalty_program":[],"class_list":["post-328730","page","type-page","status-publish","has-post-thumbnail","hentry","mc_market-all-of-canada"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Business and Credit Cards | 2026 | Milesopedia<\/title>\n<meta name=\"description\" content=\"Our dedicated Business section: Discover how to launch a business in Quebec and how to choose your business credit card.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/milesopedia.com\/en\/business\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business &amp; 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