{"id":303254,"date":"2026-04-01T00:03:00","date_gmt":"2026-04-01T04:03:00","guid":{"rendered":"https:\/\/milesopedia.com\/?page_id=303254"},"modified":"2026-04-01T14:39:40","modified_gmt":"2026-04-01T18:39:40","slug":"best-cash-back-cards","status":"publish","type":"page","link":"https:\/\/milesopedia.com\/en\/offers\/best-cash-back-cards\/","title":{"rendered":"Top 3 \u2013 Best Cash Back Credit Cards \u2013 April 2026"},"content":{"rendered":"

[vc_row][vc_column][vc_column_text css=””]<\/p>\n

Here are our top 3 exclusive offers for cash back credit cards:<\/p>\n

[\/vc_column_text]

\t\t\n\t\t\n
\n
<\/div>\n
<\/div>\n <\/div>\n\n\n
\n\n\t
\n\n\t\t
\n\t\t\t
<\/div>\n\t\t<\/div>\n\n\t\t
\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n
\n\n\t
\n\n\t\t
\n\t\t\t
<\/div>\n\t\t<\/div>\n\n\t\t
\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n
\n\n\t
\n\n\t\t
\n\t\t\t
<\/div>\n\t\t<\/div>\n\n\t\t
\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t
\n\t\t\t
\n\t\t\t\t
<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”BMO CashBack®<\/sup> World Elite®<\/sup>* Mastercard®<\/sup>*” el_id=”bmo_cashback_world_elite_mastercard_”]

BMO CashBack\u00ae World Elite\u00ae* Mastercard\u00ae* is one of Canada’s best cash back Mastercard credit cards<\/strong>.<\/p>\n

Currently, for a limited time, you could receive up to $480 in cash back in the first year<\/strong>. In fact, you will receive $40 in cash back for each monthly period in which you make $2,000 in purchases on your card. <\/p>\n

Plus, there is no annual fee<\/strong> for the first year!<\/p>\n

Additionally, you benefit from a 0% introductory interest rate on balance transfers<\/strong> for 12 months, as well as a 2% balance transfer fee.<\/p>\n

With BMO CashBack\u00ae World Elite\u00ae* Mastercard\u00ae*, you get between 2% and 5% cash back<\/strong> on many categories of purchases:<\/p>\n

    \n
  • 5% on grocery purchases<\/strong> (on the first $500 you spend monthly)<\/li>\n
  • 4% on transit<\/strong> (on the first $300 you spend monthly)<\/li>\n
  • 3% on gas and electric vehicle charging<\/strong> (on the first $300 you spend monthly)<\/li>\n
  • 2% on recurring bill payments<\/strong> (on the first $500 you spend monthly)<\/li>\n<\/ul>\n

    Everywhere else, you’ll earn 1% cash back, including at Costco. It is also one of the only credit cards in its category to offer a 2 additional years extended warranty<\/strong>.<\/p>\n

    Finally, enjoy six months of Instacart+ membership<\/strong> and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.<\/p>\n

    \t\t\n\t\t
    \n\t
    \n\n\t\t
    \n\t\t\t
    \n\t\t\t\t
    <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
    \n\t\t\t
    \n\t\t\t\t
    <\/div>\n\t\t\t\t
    <\/div>\n\t\t\t<\/div>\n\t\t\t
    \n\t\t\t\t
    <\/div>\n\t\t\t\t
    <\/div>\n\t\t\t\t
    <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
    \n\t\t\t
    \n\t\t\t\t
    <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=”cashback”][vc_column][vc_custom_heading text=”Scotia Momentum®<\/sup> VISA Infinite* Card” el_id=”scotia_momentum_visa_infinite_card”]

    The Scotia Momentum Visa Infinite Card is recognized, year after year, as one of the best cash back credit cards in Canada. Milesopedia has even named it best cash back credit card in 2026<\/strong>. <\/p>\n

    Currently, thanks to this promotional offer, the Scotia Momentum Visa Infinite Card has no annual fee for the first year,<\/strong> including on supplementary cards. And you can earn 10% cash back on all purchases<\/strong> for the first three months (up to $2,000 in total purchases). <\/p>\n

    With the Scotia Momentum\u00ae VISA Infinite* card, you get:<\/p>\n

      \n
    • 4% cash back on grocery purchases, recurring payments, and subscriptions<\/strong><\/li>\n
    • 2% cash back on gas purchases, electric vehicle charging and public transit passes, including bus, taxi and ridesharing, as well as food delivery<\/li>\n
    • 1% cash back on all other purchases<\/li>\n<\/ul>\n

      For example, if you spend $1,000 per month on grocery purchases and\/or recurring payments, you will earn $40 in cash back per month, or $480 per year,<\/strong> with this card, for this purchase category! And that’s not counting the other purchases you will make with this card and the benefits it offers (including its excellent insurance coverage). <\/p>\n

      If you are a renter, you could for example use the Scotia Momentum Visa Infinite Card on the Chexy site to pay your rent and earn 4% cash back!<\/p>\n

      Also note that you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n

      \t\t\n\t\t
      \n\t
      \n\n\t\t
      \n\t\t\t
      \n\t\t\t\t
      <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
      \n\t\t\t
      \n\t\t\t\t
      <\/div>\n\t\t\t\t
      <\/div>\n\t\t\t<\/div>\n\t\t\t
      \n\t\t\t\t
      <\/div>\n\t\t\t\t
      <\/div>\n\t\t\t\t
      <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
      \n\t\t\t
      \n\t\t\t\t
      <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=”cash”][vc_column][vc_custom_heading text=”CIBC Dividend®<\/sup> Visa Infinite* Card” el_id=”cibc_dividend_visa_infinite_card”]

      The CIBC Dividend\u00ae Visa Infinite* Card is one of the best Visa credit cards<\/strong> with cash back<\/strong> in Canada.<\/p>\n

      Right now, with this welcome offer, get a 10%<\/span> welcome bonus<\/strong> in the form of up to $250<\/span><\/strong> cash back (period covered by your first 4 statements) and a rebate on your first year’s annual fees<\/strong><\/strong>\u2020<\/sup>!<\/p>\n

      Plus, receive $50<\/span> cash back<\/strong> when you set up a pre-authorized payment<\/strong> within the first 4 months.<\/p>\n

      With this CIBC cash back credit card, you earn:<\/p>\n

        \n
      • 4% cash back on eligible gas, electric vehicle charging, and grocery purchases\u2020<\/sup><\/li>\n
      • 2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments\u2020<\/sup><\/li>\n
      • 1% cash back on all other purchases\u2020<\/sup><\/li>\n<\/ul>\n

        For example, if you spend $1,000<\/span> per month on groceries and\/or gas and\/or electric vehicle charging, you\u2019ll earn $40<\/span> cash back per month or $480<\/span> cash back per year<\/strong> with this card for this category of purchases!<\/p>\n

        And that’s not counting the other purchases you’ll make with this card and the advantages it offers (particularly in terms of insurance).<\/p>\n

        And this CIBC Cash Back Credit Card offers many insurance coverages<\/strong>:<\/p>\n

          \n
        • Auto Rental Collision\/Loss Damage Insurance<\/li>\n
        • $500,000 Common Carrier Accident Insurance<\/li>\n
        • Out-of-Province Emergency Travel Medical Insurance<\/li>\n
        • Purchase Security and Extended Protection Insurance<\/li>\n<\/ul>\n
          \t\t\n\t\t
          \n\t
          \n\n\t\t
          \n\t\t\t
          \n\t\t\t\t
          <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
          \n\t\t\t
          \n\t\t\t\t
          <\/div>\n\t\t\t\t
          <\/div>\n\t\t\t<\/div>\n\t\t\t
          \n\t\t\t\t
          <\/div>\n\t\t\t\t
          <\/div>\n\t\t\t\t
          <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t
          \n\t\t\t
          \n\t\t\t\t
          <\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

          [vc_row][vc_column][vc_column_text css=””] Here are our top 3 exclusive offers for cash back credit cards: [\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=”BMO CashBack® World Elite®* Mastercard®*” el_id=”bmo_cashback_world_elite_mastercard_”][\/vc_column][\/vc_row][vc_row el_id=”cashback”][vc_column][vc_custom_heading text=”Scotia Momentum® VISA Infinite* Card” el_id=”scotia_momentum_visa_infinite_card”][\/vc_column][\/vc_row][vc_row el_id=”cash”][vc_column][vc_custom_heading text=”CIBC Dividend® Visa Infinite* Card” el_id=”cibc_dividend_visa_infinite_card”][\/vc_column][\/vc_row]<\/p>","protected":false},"author":3,"featured_media":0,"parent":304409,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-ads.php","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"Yoast SEO Relevanssi index exclude","footnotes":""},"tags":[],"mc_loyalty_program":[],"class_list":["post-303254","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nBest Cash Back Credit Cards in Canada | April 2026 | Milesopedia<\/title>\n<meta name=\"description\" content=\"Are you looking for the best cash back credit cards in Canada? Here are our top picks for credit cards to save money!\" \/>\n<meta name=\"robots\" content=\"noindex, nofollow\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 3 \u2013 Best Cash Back Credit Cards \u2013 April 2026\" \/>\n<meta property=\"og:description\" content=\"Are you looking for the best cash back credit cards in Canada? Here are our top picks for credit cards to save money!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/milesopedia.com\/en\/offers\/best-cash-back-cards\/\" \/>\n<meta property=\"og:site_name\" content=\"Milesopedia\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/milesopedia\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-01T18:39:40+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@milesopedia\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/offers\\\/best-cash-back-cards\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/offers\\\/best-cash-back-cards\\\/\",\"name\":\"Best Cash Back Credit Cards in Canada | April 2026 | Milesopedia\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\"},\"datePublished\":\"2026-04-01T04:03:00+00:00\",\"dateModified\":\"2026-04-01T18:39:40+00:00\",\"description\":\"Are you looking for the best cash back credit cards in Canada? Here are our top picks for credit cards to save money!\",\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/milesopedia.com\\\/en\\\/offers\\\/best-cash-back-cards\\\/\"]}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"name\":\"Milesopedia\",\"description\":\"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada\",\"publisher\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#organization\",\"name\":\"Milesopedia Canada\",\"alternateName\":\"Milesopedia\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"contentUrl\":\"https:\\\/\\\/milesopedia.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/MILESOPEDIA-logo-cmjn-black-V3@4x.png\",\"width\":1600,\"height\":261,\"caption\":\"Milesopedia Canada\"},\"image\":{\"@id\":\"https:\\\/\\\/milesopedia.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/milesopedia\",\"https:\\\/\\\/x.com\\\/milesopedia\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/milesopedia\",\"https:\\\/\\\/www.tiktok.com\\\/@milesopedia\",\"https:\\\/\\\/www.youtube.com\\\/milesopedia\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Best Cash Back Credit Cards in Canada | April 2026 | Milesopedia","description":"Are you looking for the best cash back credit cards in Canada? Here are our top picks for credit cards to save money!","robots":{"index":"noindex","follow":"nofollow"},"og_locale":"en_US","og_type":"article","og_title":"Top 3 \u2013 Best Cash Back Credit Cards \u2013 April 2026","og_description":"Are you looking for the best cash back credit cards in Canada? Here are our top picks for credit cards to save money!","og_url":"https:\/\/milesopedia.com\/en\/offers\/best-cash-back-cards\/","og_site_name":"Milesopedia","article_publisher":"https:\/\/www.facebook.com\/milesopedia","article_modified_time":"2026-04-01T18:39:40+00:00","twitter_card":"summary_large_image","twitter_site":"@milesopedia","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/milesopedia.com\/en\/offers\/best-cash-back-cards\/","url":"https:\/\/milesopedia.com\/en\/offers\/best-cash-back-cards\/","name":"Best Cash Back Credit Cards in Canada | April 2026 | Milesopedia","isPartOf":{"@id":"https:\/\/milesopedia.com\/en\/#website"},"datePublished":"2026-04-01T04:03:00+00:00","dateModified":"2026-04-01T18:39:40+00:00","description":"Are you looking for the best cash back credit cards in Canada? Here are our top picks for credit cards to save money!","inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/milesopedia.com\/en\/offers\/best-cash-back-cards\/"]}]},{"@type":"WebSite","@id":"https:\/\/milesopedia.com\/en\/#website","url":"https:\/\/milesopedia.com\/en\/","name":"Milesopedia","description":"Programmes de fid\u00e9lit\u00e9 et cartes de cr\u00e9dit au Canada","publisher":{"@id":"https:\/\/milesopedia.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/milesopedia.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":"Organization","@id":"https:\/\/milesopedia.com\/en\/#organization","name":"Milesopedia Canada","alternateName":"Milesopedia","url":"https:\/\/milesopedia.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","contentUrl":"https:\/\/milesopedia.com\/wp-content\/uploads\/2023\/01\/MILESOPEDIA-logo-cmjn-black-V3@4x.png","width":1600,"height":261,"caption":"Milesopedia Canada"},"image":{"@id":"https:\/\/milesopedia.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/milesopedia","https:\/\/x.com\/milesopedia","https:\/\/www.linkedin.com\/company\/milesopedia","https:\/\/www.tiktok.com\/@milesopedia","https:\/\/www.youtube.com\/milesopedia"]}]}},"_links":{"self":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/pages\/303254","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/comments?post=303254"}],"version-history":[{"count":1,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/pages\/303254\/revisions"}],"predecessor-version":[{"id":490229,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/pages\/303254\/revisions\/490229"}],"up":[{"embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/pages\/304409"}],"wp:attachment":[{"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/media?parent=303254"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/tags?post=303254"},{"taxonomy":"mc_loyalty_program","embeddable":true,"href":"https:\/\/milesopedia.com\/en\/wp-json\/wp\/v2\/mc_loyalty_program?post=303254"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}