{"id":207332,"date":"2026-04-01T00:04:00","date_gmt":"2026-04-01T04:04:00","guid":{"rendered":"https:\/\/milesopedia.com\/cards\/scotiabank\/"},"modified":"2026-04-01T14:44:08","modified_gmt":"2026-04-01T18:44:08","slug":"scotiabank","status":"publish","type":"page","link":"https:\/\/milesopedia.com\/en\/cards\/scotiabank\/","title":{"rendered":"The Best Scotiabank Credit Cards \u2013 April 2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text]<\/p>\n<p><strong>Scotiabank<\/strong>, one of Canada&#8217;s leading financial institutions, offers a wide range of credit cards designed to meet the changing needs of today&#8217;s consumers. With the rapid evolution of mobile banking, how we manage our finances has changed dramatically, and <strong>Scotiabank<\/strong> is at the forefront of this revolution.<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;]<\/p>\n<p>Below are <strong>Scotiabank&#8217;s best credit card offers, updated regularly:<\/strong><\/p>\n<ul>\n<li><a href=\"#voyages\">The best travel points credit cards<\/a><\/li>\n<li><a href=\"#remises\">The Best Scotiabank Cash Back Credit cards<\/a><\/li>\n<li><a href=\"#conversion\">The Best Scotiabank Credit Cards with no foreign exchange fees<\/a><\/li>\n<li><a href=\"#etudiants\">The Best Scotiabank Credit card for Students<\/a><\/li>\n<li><a href=\"#transfert\">The Best Scotiabank Credit Card For Balance Transfers<\/a><\/li>\n<li><a href=\"#pme\">The best Scotiabank Business credit cards<\/a><\/li>\n<\/ul>\n<p>If you are looking for information about Scotiabank&#8217;s accounts and Scotiabank&#8217;s digital banking (banking packages), <a href=\"https:\/\/milesopedia.com\/en\/offers\/bank-accounts\/forfaits-bancaires-scotia\/\">you will find them on this page.<\/a><\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--10 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637,22642,22640,22638,22647,22646,22645,22641,22639,434951\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div><div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"381456,360797,381463\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;Travel&#8221;][vc_column][vc_custom_heading text=&#8221;Scotiabank Travel Rewards Credit Cards&#8221; el_id=&#8221;scotiabank_travel_rewards_credit_cards&#8221;][vc_custom_heading text=&#8221;Scotiabank Passport\u2122 Visa Infinite* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotiabank_passport_visa_infinite_card&#8221;]<p>With this welcome offer for the <strong>Scotiabank Passport Visa Infinite Card<\/strong>, you get up to <strong>60,000 bonus Scene+ points<\/strong> (a <strong>$600 value<\/strong>):<\/p>\n<ul>\n<li><strong>40,000 points<\/strong> after $2,000 in purchases within the first three months<\/li>\n<li><strong>10,000 points<\/strong> after $10,000 in purchases within the first six months<\/li>\n<li>10,000 points after $40,000 in purchases in the first year<\/li>\n<\/ul>\n<p>Then, each year, if you make at least $40,000 in purchases on the card, you&rsquo;ll earn an annual bonus of at least 10,000 points, <strong>a value of $100<\/strong>. <\/p>\n<p>With the Scotiabank Passport Visa Infinite Card, you earn <strong>3 points per dollar spent<\/strong> at Sobeys, <strong>IGA<\/strong>, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 by IGA, Voil\u00e0 by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op. <\/p>\n<p>You&rsquo;ll also earn <strong>2 points for every dollar you spend, <\/strong>including on foreign purchases, in the following categories:<\/p>\n<ul>\n<li>Grocery shopping<\/li>\n<li>Restaurants<\/li>\n<li>Entertainment centers<\/li>\n<li>Transit<\/li>\n<\/ul>\n<p>The Scotiabank Visa Infinite Passport is an excellent Visa credit card for this type of purchase.<\/p>\n<p>These points can be used against any travel purchase at the rate of <strong><strong>1,000<\/strong> points = $10<\/strong> (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10. <\/p>\n<p>The Scotiabank Visa Infinite Passport also offers&nbsp;:<\/p>\n<ul>\n<li><strong>No fees for foreign currency transactions<\/strong><\/li>\n<li>6 access to VIP airport lounges<\/li>\n<li>Excellent insurance for your travels and purchases<\/li>\n<li>Concierge service<\/li>\n<\/ul>\n<p>We have named this credit card the <strong>Best Credit Card with No Foreign Transaction Fees<\/strong> in 2024, 2025, and 2026.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotiabank Gold American Express<sup>&reg;<\/sup> Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotiabank_gold_american_express_card&#8221;]<p>The <strong>Scotiabank Gold American Express Card<\/strong> offers an excellent welcome bonus.<\/p>\n<p><strong>Until July 1, 2026<\/strong>, you can get up to <strong>45,000 Scene+ points<\/strong> as a bonus, distributed as follows:<\/p>\n<ul>\n<li><strong>25,000 Scene+ points<\/strong> by spending $2,000 on the card within the first 3 months<\/li>\n<li><strong>20,000 Scene+ points<\/strong> by making $7,500 in purchases on the card in the first year<\/li>\n<\/ul>\n<p>This represents <strong>a value of up to $450<\/strong> for travel (including Airbnb). <\/p>\n<p>With the Scotiabank Gold American Express Card, you earn <strong>6 points per dollar spent<\/strong> at Sobeys, IGA, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 par IGA, Voil\u00e0 by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op.<\/p>\n<p>Also, you earn <strong>5 points per dollar<\/strong> for:<\/p>\n<ul>\n<li>Grocery stores<\/li>\n<li>Restaurants<\/li>\n<li>Entertainment centers<\/li>\n<\/ul>\n<p>And <strong>3 points per dollar<\/strong> on gas, transit and streaming services purchases.<\/p>\n<p>You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). You can also use your points as cash back rewards with Scene+.<\/p>\n<p>The Scotiabank Gold American Express Card also offers <strong>no foreign transaction fees<\/strong>, excellent insurance for your travel or purchases, concierge service, exclusive American Express benefits like the Front of the Line program.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotiabank Platinum American Express<sup>&reg;<\/sup> Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotiabank_platinum_american_express_card&#8221;]<p>For a limited time, by subscribing to Scotiabank Platinum American Express\u00ae Card, you can earn up to <strong>80,000 points<\/strong>. That&rsquo;s <strong>a value of $800<\/strong> for trips including Airbnb.<\/p>\n<p>With Scotiabank Platinum American Express\u00ae Card, you earn <strong>2 points per dollar spent on all your purchases<\/strong>. You can redeem your points on travel purchases (flights, hotels, all-inclusive and even Airbnb). And you can also use them for other rewards in the Scene+ program, such as cash back.<\/p>\n<p>What&rsquo;s more, with this card you pay <strong>no fees for foreign currency transactions<\/strong>, and you get 10 free accesses to airport VIP lounges like Priority Pass and Premium Plaza.<\/p>\n<p>And you get excellent insurance for your travels or purchases, concierge service, and exclusive American Express Offers (American Express Invites Program).<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22641\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotiabank Passport Visa Infinite Privilege Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;scotiabank_passport_visa_infinite_privilege_card&#8221;]<p>With this welcome offer for the Scotia Passport Visa Infinite Privilege Card, you can earn up to <strong>100,000 bonus Scene+ points<\/strong> (a $1,000 value):<\/p>\n<ul>\n<li>30,000 points by making at least $3,000 in everyday eligible purchases in your first 3 months.<\/li>\n<li>45,000 points after $20,000 in purchases in the first six months<\/li>\n<li>25,000 points by making an eligible purchase in the 14th month after account opening<\/li>\n<\/ul>\n<p>With the Scotiabank Passport Visa Infinite Privilege Card, you earn:<\/p>\n<ul>\n<li><strong>3X Scene+ points<\/strong> for every $1 in <strong>eligible travel<\/strong> purchases<\/li>\n<li><strong>2X Scene+ points<\/strong> for every $1 in eligible purchases at <strong>dining<\/strong> and <strong>entertainment<\/strong> establishments<\/li>\n<li>1X Scene+ points for every dollar spent on all other eligible purchases<\/li>\n<\/ul>\n<p><strong>Including on foreign purchases<\/strong>, with no foreign transaction fees.<\/p>\n<p>The Scotiabank Passport Visa Infinite Privilege Card is an excellent Visa credit card for this type of purchase.<\/p>\n<p>These points can be used against any travel purchase at the rate of <strong><strong>1,000<\/strong> points = <strong>$10<\/strong><\/strong> (flights, hotels, all-inclusives and even Airbnb). You can also redeem your points for cash back at Scene+, for example, at your local grocery store checkout at the same rate of 1,000 points = $10.<\/p>\n<p>The Scotiabank Passport Visa Infinite Privilege Card also offers:<\/p>\n<ul>\n<li><strong>No fees for foreign currency transactions<\/strong><\/li>\n<li>10 complimentary airport lounge visits per year<\/li>\n<li>$250 annual travel credit<\/li>\n<li>Excellent insurance for your travels and purchases<\/li>\n<li>Concierge service<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"434951\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotiabank American Express<sup>&reg;<\/sup> Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotiabank_american_express_card&#8221;]<p>Scotiabank American Express\u00ae Card is one of the best no-annual-fee credit cards in Canada. <\/p>\n<p>For a limited time, you can earn up to<strong><span class=\"nowrap\"> 5,000<\/span> points<\/strong> in the first three months, which represents <strong>a <span class=\"nowrap\">$50<\/span> value<\/strong> for travel (including Airbnb)&nbsp;:<\/p>\n<ul>\n<li><strong>2,500 Scene+ points<\/strong> after $250 spent in the first three months<\/li>\n<li><strong>2,500 Scene+ points<\/strong> after $1000 spent in the first three months<\/li>\n<\/ul>\n<p>With Scotiabank American Express\u00ae Card, you earn <strong>3 points per dollar spent<\/strong> at Sobeys, IGA, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 by IGA, Voil\u00e0 by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op. <\/p>\n<p>Also, you get <strong>2 points per dollar<\/strong> for:<\/p>\n<ul>\n<li>Grocery stores<\/li>\n<li>Restaurants<\/li>\n<li>Entertainment centers<\/li>\n<li>Gas stations<\/li>\n<li>local transportation<\/li>\n<li>streaming services<\/li>\n<\/ul>\n<p>And <strong>1 point per dollar of purchase<\/strong> for all other purchases.<\/p>\n<p>These points can be used against any travel purchase (air tickets, hotels, all-inclusives and even Airbnb) or with Scene+ partners for cash back.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22639\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;cashback&#8221;][vc_column][vc_custom_heading text=&#8221;Scotiabank Cash Back Credit Cards&#8221; el_id=&#8221;scotiabank_cash_back_credit_cards&#8221;][vc_custom_heading text=&#8221;Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotia_momentum_visa_infinite_card&#8221;]<p>The Scotia Momentum Visa Infinite Card is recognized, year after year, as one of the best cash back credit cards in Canada. Milesopedia has even named it <strong>best cash back credit card in 2026<\/strong>. <\/p>\n<p>Currently, thanks to this promotional offer, the Scotia Momentum Visa Infinite Card has <strong>no annual fee for the first year,<\/strong> including on supplementary cards. And you can earn <strong>10% cash back on all purchases<\/strong> for the first three months (up to $2,000 in total purchases). <\/p>\n<p>With the Scotia Momentum\u00ae VISA Infinite* card, you get:<\/p>\n<ul>\n<li><strong>4% cash back on grocery purchases, recurring payments, and subscriptions<\/strong><\/li>\n<li>2% cash back on gas purchases, electric vehicle charging and public transit passes, including bus, taxi and ridesharing, as well as food delivery<\/li>\n<li>1% cash back on all other purchases<\/li>\n<\/ul>\n<p>For example, if you spend $1,000 per month on grocery purchases and\/or recurring payments, you will earn $40 in cash back per month, or <strong>$480 per year,<\/strong> with this card, for this purchase category! And that&rsquo;s not counting the other purchases you will make with this card and the benefits it offers (including its excellent insurance coverage). <\/p>\n<p>If you are a renter, you could for example use the Scotia Momentum Visa Infinite Card on the Chexy site to pay your rent and earn 4% cash back!<\/p>\n<p>Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotia Momentum&lt;sup&gt;<sup>&reg;<\/sup>&lt;\/sup&gt; VISA* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotia_momentum_lt_sup_gt_lt_sup_gt_visa_card&#8221;]<p>The Scotiabank Momentum Visa Card is an excellent <strong>cash back credit card<\/strong> in Canada.  <\/p>\n<p>With the Scotiabank Momentum Visa Card, you get:<\/p>\n<ul>\n<li>2% cash back on purchases at <strong>grocery stores<\/strong> and <strong>drugstores<\/strong>, and on <strong>meal delivery<\/strong> services and meal kit subscriptions<\/li>\n<li>2% cash back on <strong>gas<\/strong>, electric vehicle charging, and <strong>public transit<\/strong> such as bus, taxi, and rideshare trips<\/li>\n<li>2% cash back on eligible <strong>recurring bill payments<\/strong> such as utilities and <strong>fitness club memberships<\/strong><\/li>\n<li>2% cash back on eligible subscriptions such as <strong>video streaming services<\/strong> or music streaming<\/li>\n<li>1% cash back on all other eligible purchases<\/li>\n<\/ul>\n<p>It is a very good Visa credit card for cash back. Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n<p>Plus, you can benefit from an introductory rate of <strong>2.99% with 0% fees on balance transfers for the first six months<\/strong>.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22646\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;conversion&#8221;][vc_column][vc_custom_heading text=&#8221;Scotiabank No Foreign Transaction Fees Credit Cards&#8221; el_id=&#8221;scotiabank_no_foreign_transaction_fees_credit_cards&#8221;][vc_column_text open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The three best Scotia credit cards for travellers have no conversion fees for foreign currency transactions:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<\/ul>\n<p>That&#8217;s a saving of <strong>2.5% on each transaction! <\/strong><\/p>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640,22642,22641\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;students&#8221;][vc_column][vc_custom_heading text=&#8221;Scotiabank Student Credit Cards&#8221; el_id=&#8221;scotiabank_student_credit_cards&#8221;][vc_custom_heading text=&#8221;SCENE<sup>&reg;<\/sup> VISA* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scene_visa_card&#8221;]<p>Are you looking for a Scene+ credit card with no annual fee? The Scotiabank\u00ae Scene+\u2122 Visa* Card is ideal for students or those who do not wish to pay annual fees.<\/p>\n<p>For a limited time, you can get up to <strong>10,000 Scene+ points after spending $1,000<\/strong> in the first three months. This is enough to give you $100 towards travel or your grocery purchases.<\/p>\n<p>With the Scotiabank\u00ae Scene+\u2122 Visa* Card, you get <strong>2 points per dollar spent<\/strong> at Sobeys, IGA, Safeway, Foodland, FreshCo, Voil\u00e0 by Sobeys, Voil\u00e0 par IGA, Voil\u00e0 by Safeway, Chalo! grocery stores. FreshCo, Thrifty Foods, IGA West, Les March\u00e9s Tradition, Rachelle B\u00e9ry and Co-Op.<\/p>\n<p>You&rsquo;ll also earn <strong>2 points for every dollar you spend<\/strong> at Home Hardware stores!<\/p>\n<p>And you get 1 point Scene+ on all your other purchases.<\/p>\n<p>It&rsquo;s a great Visa credit card with no annual fee to get Scene+ points.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22638\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;transfer&#8221;][vc_column][vc_custom_heading text=&#8221;Scotiabank Credit Cards for Balance Transfer&#8221; el_id=&#8221;scotiabank_credit_cards_for_balance_transfer&#8221;][vc_custom_heading text=&#8221;Scotiabank Value<sup>&reg;<\/sup> Visa* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotiabank_value_visa_card&#8221;]<p>Scotia Value Visa Card is <strong>one of the best credit cards for cash advances<\/strong> (including balance transfers) in Canada.<\/p>\n<p>You can get an <strong>introductory interest rate of <span class=\"nowrap\">0.99%<\/span> on cash advances<\/strong> for the first nine months (including balance transfers, with a <span class=\"nowrap\">2%<\/span> transfer fee). You pay <strong>no annual fee for the first year<\/strong> with this Visa credit card. <\/p>\n<p>What&rsquo;s more, this Visa credit card offers a low interest rate: <span class=\"nowrap\">13.99%<\/span> on purchases, balance transfers and cash advances.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22647\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;no-fee&#8221;][vc_column][vc_custom_heading text=&#8221;Scotia Momentum&lt;sup&gt;<sup>&reg;<\/sup>&lt;\/sup&gt; No-Fee VISA* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;scotia_momentum_lt_sup_gt_lt_sup_gt_no-fee_visa_card&#8221;]<p>The Scotiabank Momentum No Annual Fee Visa Card is an excellent<strong> cash back credit card<\/strong> in Canada. Right now, you can get <strong>5% cash back on all your purchases<\/strong> for the first three months (up to $2,000 in total purchases).<\/p>\n<p>With the Scotiabank Momentum No Annual Fee Visa Card, you get:<\/p>\n<ul>\n<li>1% cash back on purchases at <strong>grocery stores<\/strong> and <strong>pharmacies<\/strong>, as well as on <strong>meal delivery<\/strong> services and subscriptions to ready-to-cook meal services<\/li>\n<li>1% cash back on <strong>gas<\/strong>, electric vehicle charging, and <strong>public transit<\/strong> such as bus, taxi, and ridesharing trips<\/li>\n<li>1% cash back on eligible <strong>recurring bill payments<\/strong> such as utilities and <strong>gym memberships<\/strong><\/li>\n<li>1% cash back on eligible subscriptions such as <strong>video streaming<\/strong> or music streaming services<\/li>\n<li>0.5% cash back on all other eligible purchases<\/li>\n<\/ul>\n<p>It is an excellent no annual fee Visa credit card for cash back. Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n<p>In addition, you can benefit from an introductory rate of <strong>0% on balance transfers for the first six months<\/strong>. A 2% fee applies to cash advances.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22645\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;sme&#8221;][vc_column][vc_custom_heading text=&#8221;Scotiabank Business Credit Cards&#8221; css=&#8221;&#8221; el_id=&#8221;scotiabank_business_credit_cards&#8221;][vc_custom_heading text=&#8221;Scotiabank Passport Visa Infinite Business Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;scotiabank_passport_visa_infinite_business_card&#8221;]<p>With the Scotiabank Passport\u1d39\u1d30 Visa Infinite Business* Card, you can get <strong>up to 40,000 Scene+ points as a welcome bonus and the first year free<\/strong>:<\/p>\n<ul>\n<li>30,000 points after $5,000 in purchases during the first 3 months<\/li>\n<li>10,000 points after $60,000 in purchases during the first 12 months<\/li>\n<\/ul>\n<p>With the Scotiabank Passport\u1d39\u1d30 Visa Infinite Business* Card, you pay <strong>no foreign transaction fees<\/strong>.<\/p>\n<p>Additionally, you receive <strong>six complimentary annual airport lounge accesses<\/strong> worldwide.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"381456\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotia Momentum<sup>&reg;<\/sup> for business Visa* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;scotia_momentum_for_business_visa_card&#8221;]<p>The Scotia Momentum for business Visa Card is one of the best cash back options for business owners in Canada.<\/p>\n<p>You can earn up to <strong>3%<\/strong> <strong>cash back<\/strong> <strong>on your business expenses<\/strong>:<\/p>\n<ul>\n<li>3% cash back on eligible purchases at <strong>gas stations<\/strong>, <strong>restaurants<\/strong>, <strong>office supply<\/strong> stores, and <strong>electric vehicle charging stations<\/strong><\/li>\n<li>2% cash back on eligible <strong>shipping services<\/strong> and <strong>accounting or bookkeeping services<\/strong>, as well as on <strong>eligible recurring bill payments<\/strong><\/li>\n<li>1% cash back on all other eligible purchases<\/li>\n<\/ul>\n<p>Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n<p>What&rsquo;s more, you currently benefit from an introductory rate of <strong>2.99% on balance transfers<\/strong> for the first six months.<\/p>\n<p>With the Scotia Momentum for business Visa Card, you also benefit from protections for your purchases:<\/p>\n<ul>\n<li>Purchase Protection<\/li>\n<li>Extended warranty<\/li>\n<\/ul>\n<p>The card also offers practical financial management tools for your business:<\/p>\n<ul>\n<li>Detailed expense reports<\/li>\n<li>Flexible payment options<\/li>\n<li>Interest-free grace period of up to 25 days<\/li>\n<li>Access to online statements<\/li>\n<li>Possibility of adding additional cards for your employees ($29 per card)<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"381463\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Scotia Home Hardware PRO Visa Business Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;scotia_home_hardware_pro_visa_business_card&#8221;]<p>With the Scotia Home Hardware PRO Visa* Business Card, you can earn up to<strong><span class=\"nowrap\"> 7,500<\/span> bonus Scene+ points in the first year<\/strong> (that&rsquo;s up to <span class=\"nowrap\">$75<\/span> in rewards) by making at least <span class=\"nowrap\">$1,500<\/span> in purchases at Home Hardware within the first 3 months of membership. <\/p>\n<p>With this card, you earn <strong>1 Scene+ point for every dollar of eligible business purchases at Home Hardware<\/strong>, redeemable for business rewards such as business travel, home renovations, entertainment, groceries, gift cards, technology or statement credits.<\/p>\n<p>With the Scotia\u00ae Home Hardware PRO Visa* Business Card, you benefit from a <strong>21-day interest-free grace period<\/strong> on new purchases, savings on purchases with Visa SavingsEdge, and up to 25% off AVIS and Budget car rentals.<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='3'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"360797\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Awards Earned&#8221; el_id=&#8221;awards_earned&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Here are the awards received in the <a href=\"https:\/\/milesopedia.com\/?p=424932\">Milesopedia ranking of the best credit cards in Canada in 2025<\/a>:<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;community-cashback&#8221;][vc_column][vc_custom_heading text=&#8221;Best Cash Back Credit Card According to the Milesopedia Community&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; css=&#8221;&#8221; el_id=&#8221;best_cash_back_credit_card_according_to_the_milesopedia_community&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;424987&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> is the <strong>best cash back credit card according to the Milesopedia community<\/strong> in 2025 for these reasons:<\/p>\n<ul>\n<li>6 points per dollar at IGA or Sobeys and 5 points per dollar at other grocery stores<\/li>\n<li>Flexible Scene+ rewards program<\/li>\n<li>No Foreign Transaction Fee<\/li>\n<li>Full travel insurance<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;no-fx-fee&#8221;][vc_column][vc_custom_heading text=&#8221;Best No-FX Fee Credit Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;best_no-fx_fee_credit_card&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;424975&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a> is the <strong>Best No Foreign Conversion Fee Credit Card<\/strong> in 2025 in Canada for these reasons:<\/p>\n<ul>\n<li>No Foreign Transaction Fee<\/li>\n<li>6 annual airport lounge visits<\/li>\n<li>Travel and purchase insurance<\/li>\n<li>Accepted at almost every retailer worldwide<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22642,22642\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;grocery&#8221;][vc_column][vc_custom_heading text=&#8221;Best Credit Card For Groceries&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;best_credit_card_for_groceries&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;424949&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a> is the <strong>best credit card for groceries<\/strong> in Canada in 2025 for these reasons:<\/p>\n<ul>\n<li>6 points per dollar at IGA or Sobeys and 5 points per dollar at other grocery stores<\/li>\n<li>Flexible rewards<\/li>\n<li>No Foreign Transaction Fee<\/li>\n<li>Full travel insurance<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22640\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Best Credit Card For Recurring Payments&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;best_credit_card_for_recurring_payments&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;424963&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card<\/a> is the <strong>Best Credit Card for Recurring Payments <\/strong>in 2025 in Canada for these reasons:<\/p>\n<ul>\n<li>4% cash back on groceries, bill payments and subscriptions<\/li>\n<li>2% On Gas and Daily Transit<\/li>\n<li>Travel and purchase insurance<\/li>\n<li>Accepted at almost every retailer worldwide<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;low-rate-interet&#8221;][vc_column][vc_custom_heading text=&#8221;Best Low-Interest Credit Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;best_low-interest_credit_card&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;424955&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-value-visa-card\/\">Scotiabank Value<sup>&reg;<\/sup> Visa* Card<\/a> is the <strong>Best Low-Interest Rate Credit Card<\/strong> in Canada in 2025 for these reasons:<\/p>\n<ul>\n<li>Low annual interest rate of 13.99% on purchases, cash advances and balance transfers<\/li>\n<li>Welcome interest rate of 0% for the first 10 months on cash advances<\/li>\n<li>Accepted at almost every retailer worldwide<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"68383,22647\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column el_class=&#8221;faq&#8221;][vc_custom_heading text=&#8221;Frequently Asked Questions&#8221; el_id=&#8221;frequently_asked_questions&#8221;][vc_column_text]Here are some frequently asked questions in <a class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"https:\/\/milesopedia.com\/en\/go\/fbgroupe\/\" rel=\"nofollow noindex\">the milesopedia community<\/a> about Scotiabank credit cards.[\/vc_column_text][vc_toggle title=&#8221;How to apply for a Scotiabank credit card?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>To apply for a Scotiabank credit card, use one of our secure links on this page or elsewhere on Milesopedia.<\/p>\n<p>You can then apply for a Scotiabank credit card on the Scotiabank website. Make sure that the information given is identical to that in your credit file (especially the home address).<\/p>\n<p>Scotiabank also regularly verifies that the reported revenues are in line with your actual income.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What is Scotiabank&apos;s credit card application checklist?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Scotiabank analyzes several criteria to determine whether to approve your application for a Scotiabank credit card:<\/p>\n<ul>\n<li>Minimum personal income (between $12,000 and $60,000 depending on the credit card)<\/li>\n<li>A Residential Address Known to TransUnion<\/li>\n<li>Absence of personal bankruptcy<\/li>\n<li>Age of majority<\/li>\n<li>Status in Canada (Canadian citizen or permanent resident)<\/li>\n<li>Your credit score<\/li>\n<\/ul>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Which credit bureau is verified by Scotiabank?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Scotiabank partners with <a href=\"https:\/\/milesopedia.com\/en\/personal-finance\/credit-score\/read-credit-report-transunion\/\">Transunion<\/a> to check your credit report when you apply for a Scotiabank Credit card .<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do I get an annual fee rebate with Scotiabank Credit Cards?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a class=\"thirstylink\" title=\"Scotiabank Ultimate Package\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-ultimate-package\/\" rel=\"nofollow noindex\">Scotiabank Ultimate Package<\/a> is a banking package that offers an annual fee rebate for the following Scotia credit cards:<\/p>\n<ul>\n<li><a class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-gold-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"nofollow noindex\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotiabank Value<sup>&reg;<\/sup> Visa* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-value-visa-card\/\" rel=\"nofollow noindex\">Scotiabank Value<sup>&reg;<\/sup> Visa* Card<\/a><\/li>\n<\/ul>\n<p>To learn more about Scotiabank&#8217;s Ultimate Package, <a href=\"https:\/\/milesopedia.com\/en\/offers\/bank-accounts\/forfaits-bancaires-scotia\/\">read this post.<\/a><\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What are Scotiabank travel points credit cards?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Scotiabank offers several Travel <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/sceneplus\/\">credit cards<\/a> through its Scene+ program:<\/p>\n<ul>\n<li><a class=\"thirstylink\" title=\"Scotiabank Passport\u2122 Visa Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-passport-visa-infinite-card\/\" rel=\"nofollow noindex\">Scotiabank Passport\u2122 Visa Infinite* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scene-visa-card\/\">Scotiabank<sup>&reg;<\/sup> Scene+\u2122 Visa* Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-gold-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotiabank Platinum American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-platinum-american-express\/\" rel=\"nofollow noindex\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<\/ul>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-passport-visa-infinite-card\/\">Scotiabank Passport Visa Infinite Card<\/a> is one of Scotiabank&#8217;s best travel points credit cards. It offers 6 complimentary annual airport lounge visits and has no foreign transaction fees. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What are Scotiabank&apos;s cash back credit cards?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Scotiabank has several <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/cash-back\/\">cash back<\/a> credit cards:<\/p>\n<ul>\n<li><a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> VISA* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-momentum-visa-card\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> VISA* Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> No-Fee VISA* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-momentum-no-fee-visa-card\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> No-Fee VISA* Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-momentum-mastercard\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a><\/li>\n<\/ul>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/\">Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* card<\/a> is Scotiabank&#8217;s best cashback credit card. You will get cash back and there is often a first-year annual fee rebate.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Is there a Scotiabank American Express credit card?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Yes, there are Scotia American Express credit cards.<\/p>\n<p>Scotiabank is the only Canadian bank &#8211; outside of <a href=\"https:\/\/milesopedia.com\/en\/cards\/american-express-canada\/\">American Express Canada<\/a> &#8211; to offer <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/amex\/\">American Express credit cards<\/a>:<\/p>\n<ul>\n<li><a class=\"thirstylink\" title=\"Scotiabank American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotiabank Gold American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-gold-american-express-card\/\" rel=\"nofollow noindex\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<li><a class=\"thirstylink\" title=\"Scotiabank Platinum American Express<sup>&reg;<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotiabank-platinum-american-express\/\" rel=\"nofollow noindex\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n<\/ul>\n<p>We recommend the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a>, which offers travel points or cash back (for your groceries at IGA, for example). Indeed, you earn up to 5 points per dollar on groceries and restaurants. And this Scotiabank credit card has no foreign transaction fees.  <\/p>\n<p>If you travel regularly, we recommend the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-platinum-american-express\/\">Scotiabank Platinum American Express<sup>&reg;<\/sup> Card<\/a>. This Scotiabank credit card comes with a DragonPass membership and 10 annual DragonPass airport lounge visits. <\/p>\n<p>In fact, it&#8217;s one of the last credit cards to offer a DragonPass subscription with so much annual access to DragonPass lounges around the world. And this Scotia credit card has no conversion fees for foreign currency transactions. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Is there a Scotiabank Mastercard credit card?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Yes, there is a Scotiabank Mastercard credit card: the <a class=\"thirstylink\" title=\"Scotia Momentum<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-momentum-mastercard\/\" rel=\"nofollow noindex\">Scotia Momentum<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a>. You can use it at Costco, like <a target=\"_blank\" href=\"\/?page_id=90435\">all Mastercard credit cards for Costco.<\/a><\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Is there a low-interest Scotia credit card available?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Yes, there is a low-interest Scotia credit card: the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-value-visa-card\/\">Scotia Value Visa<\/a>.<\/p>\n<p>With this Scotia credit card, you get an interest rate of only 12.99%. What&#8217;s more, this low-interest Scotia credit card is regularly promoted with a discount on the first year&#8217;s annual fee. As well as an introductory promotional interest rate for cash advances or balance transfers.  <\/p>\n<p>[\/vc_toggle][\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Bottom Line&#8221; el_id=&#8221;bottom_line&#8221;][vc_column_text]Scotiabank continues to innovate in the credit card arena, offering consumers powerful tools to manage their finances in today&#8217;s digital world. With seamless mobile banking integration, simplified banking, and unmatched security, Scotiabank credit cards are truly up to the demands of the 21st century.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text] Scotiabank, one of Canada&#8217;s leading financial institutions, offers a wide range of credit cards designed to meet the changing needs of today&#8217;s consumers. With the rapid evolution of mobile banking, how we manage our finances has changed dramatically, and Scotiabank is at the forefront of this revolution. [\/vc_column_text][vc_column_text css=&#8221;&#8221; el_class=&#8221;links&#8221;] Below are Scotiabank&#8217;s best [&hellip;]<\/p>","protected":false},"author":3,"featured_media":430795,"parent":207239,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-toc.php","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"tags":[],"mc_loyalty_program":[],"class_list":["post-207332","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best Scotiabank credit cards | April 2026 | Milesopedia<\/title>\n<meta name=\"description\" content=\"Discover the best Scotiabank credit cards. 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