{"id":207248,"date":"2026-04-01T00:01:00","date_gmt":"2026-04-01T04:01:00","guid":{"rendered":"https:\/\/milesopedia.com\/best-credit-cards-in-canada\/cash-back\/"},"modified":"2026-04-02T07:28:57","modified_gmt":"2026-04-02T11:28:57","slug":"cash-back","status":"publish","type":"page","link":"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/cash-back\/","title":{"rendered":"The best cash back credit cards \u2013 April 2026"},"content":{"rendered":"\n<p>These are excellent <strong>cash back<\/strong> credit cards in Canada.<\/p>\n\n<p>Here is a table summarizing the different offers. For more details, read on or click on the name of a card.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--5 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"270728,22637,22676,22695,329347\"\n\t\t\t\t\t\t\tdata-utm=\"cta-remise-argent\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"moi_rbc_visa_credit_card\">moi RBC Visa Credit Card<\/h3>\n\t\t\t\t<p>With the moi RBC Visa Card, you can earn a welcome bonus of <span class=\"nowrap\"><strong>5,000 points:<\/strong><\/span><\/p>\n<ul>\n<li>3,000 points upon your first purchase;<\/li>\n<li>2,000 additional points when you spend at least $500 in the first three months.<\/li>\n<\/ul>\n<p>With this <strong>no-annual-fee<\/strong> RBC credit card, you can earn <strong>2 points per dollar<\/strong> on:<\/p>\n<ul>\n<li>eligible purchases made at participating stores at Metro, Premi\u00e8re Moisson, and Brunet in Quebec, as well as at Jean Coutu in Quebec, Ontario, and New Brunswick when you present your Moi card and pay with your moi RBC Visa Credit Card<\/li>\n<li>Restaurants, gas and electric vehicle charging<\/li>\n<\/ul>\n<p>And 1 point per dollar for all other purchases.<\/p>\n<p>Plus, <strong>save 3\u00a2\/L on gas<\/strong> at Petro-Canada and earn 20% more points when you pay with a linked RBC card<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"270728\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"scotia_momentum_visa_infinite_card\">Scotia Momentum&reg; VISA Infinite* card<\/h3>\n\t\t\t\t<p>The Scotia Momentum Visa Infinite Card is recognized, year after year, as one of the best cash back credit cards in Canada. Milesopedia has even named it <strong>best cash back credit card in 2026<\/strong>. <\/p>\n<p>Currently, thanks to this promotional offer, the Scotia Momentum Visa Infinite Card has <strong>no annual fee for the first year,<\/strong> including on supplementary cards. And you can earn <strong>10% cash back on all purchases<\/strong> for the first three months (up to $2,000 in total purchases). <\/p>\n<p>With the Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* card, you get:<\/p>\n<ul>\n<li><strong>4% cash back on grocery purchases, recurring payments, and subscriptions<\/strong><\/li>\n<li>2% cash back on gas purchases, electric vehicle charging and public transit passes, including bus, taxi and ridesharing, as well as food delivery<\/li>\n<li>1% cash back on all other purchases<\/li>\n<\/ul>\n<p>For example, if you spend $1,000 per month on grocery purchases and\/or recurring payments, you will earn $40 in cash back per month, or <strong>$480 per year,<\/strong> with this card, for this purchase category! And that&rsquo;s not counting the other purchases you will make with this card and the benefits it offers (including its excellent insurance coverage). <\/p>\n<p>If you are a renter, you could for example use the Scotia Momentum Visa Infinite Card on the Chexy site to pay your rent and earn 4% cash back!<\/p>\n<p>Also note that <strong>you can use your cash back at any time<\/strong> (the cash back balance must be at least $25).<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22637\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"pc_world_elite_mastercard_\">PC&reg; World Elite&reg; Mastercard&reg;<\/h3>\n\t\t\t\t<p>The PC World Elite Mastercard currently offers a <strong>20,000 PC Optimum points welcome bonus<\/strong> after spending $50 in the first two months, <strong>with no annual fee<\/strong>. With this Card:<\/p>\n<ul>\n<li>4.5% back in points at <strong>Shoppers Drug Mart<sup><sup>&reg;<\/sup><\/sup><\/strong> and <strong>Pharmaprix<sup><sup>&reg;<\/sup>5<\/sup><\/strong><\/li>\n<li><strong>Get 3% back in points<\/strong> at Loblaw banner grocery stores including <strong>Loblaws<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>No Frills<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>Real Canadian Superstore<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>Maxi<sup><sup>&reg;<\/sup><\/sup><\/strong> and at <strong>Joe Fresh<\/strong>.<\/li>\n<li><strong>At least 3\u00a2 per litre back in points<\/strong> on fuel at <strong>Esso<\/strong> and <strong>Mobil<\/strong><\/li>\n<li><strong>1% back in points<\/strong> per dollar spent <strong>everywhere else<\/strong><\/li>\n<\/ul>\n<p>This means you get between <strong>1% and 4.5% back<\/strong> on your purchases made at PC Optimum stores. You can then use your points for <strong>discounts at checkout<\/strong> or convert them into <strong>$7 credit per 10,000 points<\/strong> directly on your card balance. <\/p>\n<p>Additionally, this card includes <strong>travel medical insurance<\/strong>, <strong>rental car collision insurance<\/strong>, a <strong>concierge service<\/strong>, and <strong>90-day purchase assurance<\/strong>\u2014rare benefits for a no-annual-fee card.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"329347\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"bmo_cashback_mastercard_world_elite_\">BMO CashBack&reg; Mastercard&reg;* World Elite&#7481;&#7472;*<\/h3>\n\t\t\t\t<p>BMO CashBack<sup>&reg;<\/sup> World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>* is one of Canada&rsquo;s <strong>best cash back Mastercard credit cards<\/strong>.<\/p>\n<p>Currently, for a limited time, you could receive <strong>up to $480 in cash back in the first year<\/strong>. In fact, you will receive $40 in cash back for each monthly period in which you make $2,000 in purchases on your card. <\/p>\n<p>Plus, there is <strong>no annual fee<\/strong> for the first year!<\/p>\n<p>Additionally, you benefit from a <strong>0% introductory interest rate on balance transfers<\/strong> for 12 months, as well as a 2% balance transfer fee.<\/p>\n<p>With BMO CashBack<sup>&reg;<\/sup> World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*, you get between <strong>2% and 5% cash back<\/strong> on many categories of purchases:<\/p>\n<ul>\n<li><strong>5% on grocery purchases<\/strong> (on the first $500 you spend monthly)<\/li>\n<li><strong>4% on transit<\/strong> (on the first $300 you spend monthly)<\/li>\n<li><strong>3% on gas and electric vehicle charging<\/strong> (on the first $300 you spend monthly)<\/li>\n<li><strong>2% on recurring bill payments<\/strong> (on the first $500 you spend monthly)<\/li>\n<\/ul>\n<p>Everywhere else, you&rsquo;ll earn 1% cash back, including at Costco. It is also one of the only credit cards in its category to offer a <strong>2 additional years extended warranty<\/strong>.<\/p>\n<p>Finally, enjoy <strong>six months of Instacart+ membership<\/strong> and a monthly $10 Instacart credit when you sign up with your eligible BMO credit card.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22676\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"td_cash_back_visa_infinite_card\">TD Cash Back Visa Infinite* Card<\/h3>\n\t\t\t\t<p>With the TD Cash Back Visa Infinite* Card, you earn <strong>3% in Cash Back Dollars<\/strong> on:<\/p>\n<ul>\n<li>Grocery stores<\/li>\n<li>Gas, EV charging and public transit<\/li>\n<li>Recurring bills, streaming services, digital media and games<\/li>\n<\/ul>\n<p>And 1% cash back on all other purchases.<\/p>\n<p>It&rsquo;s the best TD cash back credit card, especially for gas purchases.<\/p>\n<p>With this new welcome offer, you could earn <strong>10% cash back on gas and grocery purchases and pre-authorized payments <\/strong>for the first three months (up to $3,500 in purchases). So you can <strong>earn up to $350 cash back<\/strong>!<\/p>\n<p>Plus, <strong>a first-year annual fee rebate<\/strong> for the Primary and Additional Cardholders.<\/p>\n<p>Finally, you have <strong>good insurance coverage<\/strong>, such as travel medical insurance, delayed or lost baggage insurance, collision\/loss damage insurance for car rentals and mobile device insurance.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"225991\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"cibc_dividend_visa_infinite_card\">CIBC Dividend&reg; Visa Infinite* Card<\/h3>\n\t\t\t\t<p>The CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card is one of the <strong>best Visa credit cards<\/strong> <strong>with cash back<\/strong> in Canada.<\/p>\n<p>Right now, with this welcome offer, <strong>get a <span class=\"nowrap\">10%<\/span> welcome bonus<\/strong> in the form of <strong>up to <span class=\"nowrap\">$250<\/span><\/strong> cash back (period covered by your first 4 statements) and a <strong>rebate on your first year&rsquo;s <strong>annual fees<\/strong><\/strong><sup>\u2020<\/sup>!<\/p>\n<p>Plus, receive <strong> <span class=\"nowrap\">$50<\/span> cash back<\/strong> when you set up a <strong>pre-authorized payment<\/strong> within the first 4 months.<\/p>\n<p>With this CIBC cash back credit card, you earn:<\/p>\n<ul>\n<li>4% cash back on eligible gas, electric vehicle charging, and grocery purchases<sup>\u2020<\/sup><\/li>\n<li>2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments<sup>\u2020<\/sup><\/li>\n<li>1% cash back on all other purchases<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>For example, if you spend <span class=\"nowrap\">$1,000<\/span> per month on groceries and\/or gas and\/or electric vehicle charging, you\u2019ll earn <span class=\"nowrap\">$40<\/span> cash back per month or <strong><span class=\"nowrap\">$480<\/span> cash back per year<\/strong> with this card for this category of purchases!<\/p>\n<p>And that&rsquo;s not counting the other purchases you&rsquo;ll make with this card and the advantages it offers (particularly in terms of insurance).<\/p>\n<p>And this CIBC Cash Back Credit Card offers <strong>many insurance coverages<\/strong>:<\/p>\n<ul>\n<li>Auto Rental Collision\/Loss Damage Insurance<\/li>\n<li>$500,000 Common Carrier Accident Insurance<\/li>\n<li>Out-of-Province Emergency Travel Medical Insurance<\/li>\n<li>Purchase Security and Extended Protection Insurance<\/li>\n<\/ul>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22695\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"american_express_cobalt_card\">American Express Cobalt&reg; Card<\/h3>\n\t\t\t\t<p>The American Express Cobalt<sup>&reg;<\/sup> Card is <strong>the best credit card from American Express<\/strong>, whether you want points for travel or cash back.<\/p>\n<p>The welcome bonus is distributed monthly for the first 12 months. You&rsquo;ll earn <span class=\"nowrap\">1,250<\/span> Membership Rewards points for every <span class=\"nowrap\">$750<\/span> in purchases charged to your card during the month (whether in the 1X, 2X, 3X or 5X category). That&rsquo;s up to <strong><span class=\"nowrap\">15,000<\/span> Membership Rewards points<\/strong>.<\/p>\n<p>You can easily use these points as <strong>statement credits<\/strong> for everyday or travel purchases. The value is the same for both: <span class=\"nowrap\">1,000<\/span> points = <span class=\"nowrap\">$10<\/span>.<\/p>\n<p>Alternatively, transfer them to Aeroplan points, Avios (British Airways\/Qatar Airways), Flying Blue, Marriott Bonvoy, or Hilton Honors.<\/p>\n<p>For example, with this welcome offer, if you decide to <strong>transfer your Membership Rewards points<\/strong> to a partner loyalty program, you would have the choice of earning up to:<\/p>\n<ul>\n<li>15,000 Aeroplan points<\/li>\n<li>15,000 Avios points<\/li>\n<li>15,000 Flying Blue Miles<\/li>\n<li>18,000 Marriott Bonvoy points<\/li>\n<\/ul>\n<p>With the American Express Cobalt<sup>&reg;<\/sup> Card, you can earn <strong>between 1 and 5 points per dollar: <\/strong><\/p>\n<table style=\"border-collapse: collapse;width: 100%\">\n<thead>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Category<\/td>\n<td style=\"width: 39.3858%;text-align: center\">Points per dollar<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Grocery (M\u00e9tro, IGA, Sobeys, Super C, etc.)<\/td>\n<td style=\"width: 39.3858%;text-align: center\">5<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Home food delivery<\/td>\n<td style=\"width: 39.3858%;text-align: center\">5<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Restaurants and bars<\/td>\n<td style=\"width: 39.3858%;text-align: center\">5<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Convenience stores<\/td>\n<td style=\"width: 39.3858%;text-align: center\">5<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Streaming services<\/td>\n<td style=\"width: 39.3858%;text-align: center\">3<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Service station<\/td>\n<td style=\"width: 39.3858%;text-align: center\">2<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Transport<\/td>\n<td style=\"width: 39.3858%;text-align: center\">2<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Travel<\/td>\n<td style=\"width: 39.3858%;text-align: center\">1<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 60.6142%;text-align: center\">Other<\/td>\n<td style=\"width: 39.3858%;text-align: center\">1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This is a <strong><span class=\"nowrap\">1 to 5%<\/span> return<\/strong> on all these purchases.<\/p>\n<p>For example, if you spend <span class=\"nowrap\">$1,000<\/span> per month on groceries and\/or restaurants and\/or food delivery, you\u2019ll earn $50 cash back per month, or <strong><span class=\"nowrap\">$600<\/span> cash back per year<\/strong> with this card for this category of purchases!<\/p>\n<p>And if you decide to transfer your points to other programs like Aeroplan, you could get even more value!<\/p>\n<p>In addition, this card provides excellent insurance coverage: rental car theft and damage, baggage delay, lost or stolen baggage, flight delay, <span class=\"nowrap\">$250,000<\/span> travel accident, hotel or motel burglary, Mobile Device Insurance, Purchase Security, Purchase Protection Insurance.<\/p>\n<p>Like all American Express Canada Cards, there is <strong>no minimum income requirement<\/strong>.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22621\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h3 id=\"mbna_rewards_world_elite_mastercard_quebec_\">MBNA Rewards World Elite&reg; Mastercard&reg; (Quebec)<\/h3>\n\t\t\t\t<p>With the MBNA Rewards World Elite<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup>, you can earn <strong>5 points per dollar of purchases<\/strong> for:<\/p>\n<ul>\n<li>Dining<\/li>\n<li>Grocery purchases<\/li>\n<li>Digital media purchases (Netflix, Spotify, etc.)<\/li>\n<li>Memberships<\/li>\n<li>Household utility purchases (electricity, etc.)<\/li>\n<\/ul>\n<p>Everywhere else, you will get <strong>1 point per dollar<\/strong>.<\/p>\n<p>Enough to make the MBNA Rewards World Elite Mastercard the best MBNA credit card for restaurants, groceries, digital media, subscriptions and household utilities.<\/p>\n<p>Knowing that Mastercard recognizes Walmart Supercenters as grocery stores, this is the best credit card for Walmart customers!<\/p>\n<p>Plus, depending on your province of residence, you&rsquo;ll get a welcome bonus of between 20,000 and 30,000 points, a value of $200 to $300!<\/p>\n<p>And each year, you will receive <strong>Birthday Bonus Points equal to 10%<\/strong> of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"25774\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n<aside class=\"component component__promo__banner wp-block-milesgutenberg-promo-banner\">\n\t<i class=\"fontawesome-icon\">\n<svg width=\"16\" height=\"16\" viewBox=\"0 0 512 512\" aria-hidden=\"true\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t   <path fill=\"currentColor\" d=\"M48 64C21.5 64 0 85.5 0 112c0 15.1 7.1 29.3 19.2 38.4L236.8 313.6c11.4 8.5 27 8.5 38.4 0L492.8 150.4c12.1-9.1 19.2-23.3 19.2-38.4c0-26.5-21.5-48-48-48L48 64zM0 176L0 384c0 35.3 28.7 64 64 64l384 0c35.3 0 64-28.7 64-64l0-208L294.4 339.2c-22.8 17.1-54 17.1-76.8 0L0 176z\"\/>\n\t\t  \t<\/svg>\n<\/i>\t<div class=\"component__promo__banner__content\">\n\t\t<div>\n\t\t\t\t\t\t\t<span class=\"component__promo__banner__title\">\n\t\t\t\t\tNe ratez rien&nbsp;!\t\t\t\t<\/span>\n\t\t\t\t\t\t\n\t\t\t\n\n<p>News, great deals, and updates directly to your inbox.<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<div>\n\t\t\t\t<a class=\"inline-btn component__promo__banner__button\" href=\"https:\/\/milesopedia.com\/infolettre\/\" target=\"_blank\" rel=\"noopener noreferrer external\" title=\"Recevez notre newsletter chaque semaine&nbsp;!\">\n\t\t\t\t\tJe m&#039;inscris\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t<div class=\"miles-clouds\"><img decoding=\"async\" src=\"https:\/\/milesopedia.com\/wp-content\/themes\/milesopedia\/images\/clouds.png\" alt=\"Milesopedia\" loading=\"lazy\"><\/div><\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-questions-frequentes-sur-les-cartes-de-credit-avec-remise-en-argent\">Frequent Asked Questions about credit cards<\/h2>\n\n<p>Here are some frequently asked questions in <a title=\"the milesopedia facebook group\" href=\"https:\/\/milesopedia.com\/go\/fbgroupe\/\" rel=\"nofollow noindex\" class=\"thirstylink\">the milesopedia community<\/a> about credit cards in Canada.<\/p>\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"why_choose_a_credit_card_with_cash_back_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhy choose a credit card with cash back?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p><span data-sheets-value=\"{\" chaque=\"\" dollar=\"\" d=\"\" votre=\"\" carte=\"\" de=\"\" cr=\"\" avec=\"\" remises=\"\" en=\"\" argent=\"\" vous=\"\" offre=\"\" une=\"\" remise=\"\" qui=\"\" peut=\"\" varier=\"\" voire=\"\" m=\"\" il=\"\" est=\"\" donc=\"\" tr=\"\" important=\"\" bien=\"\" choisir=\"\" car=\"\" celle-ci=\"\" pourrait=\"\" faire=\"\" beaucoup=\"\" plus=\"\" qu=\"\" ces=\"\" concurrentes.=\"\" data-sheets-userformat=\"{\">For every dollar you spend, your cash back credit card gives you a discount that can range from 0.5% to 10%! That&#8217;s why it&#8217;s so important to choose your cash back credit card carefully, because it could save you a lot more than one of its competitors. <\/span><\/p>\n\n\n\n<p><span data-sheets-value=\"{\" chaque=\"\" dollar=\"\" d=\"\" votre=\"\" carte=\"\" de=\"\" cr=\"\" avec=\"\" remises=\"\" en=\"\" argent=\"\" vous=\"\" offre=\"\" une=\"\" remise=\"\" qui=\"\" peut=\"\" varier=\"\" voire=\"\" m=\"\" il=\"\" est=\"\" donc=\"\" tr=\"\" important=\"\" bien=\"\" choisir=\"\" car=\"\" celle-ci=\"\" pourrait=\"\" faire=\"\" beaucoup=\"\" plus=\"\" qu=\"\" ces=\"\" concurrentes.=\"\" data-sheets-userformat=\"{\">Here are some great cash-back credit cards in Canada:<\/span><\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/simplycash-preferred-from-american-express\/\">SimplyCash<sup>&reg;<\/sup> Preferred Card from American Express<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/td-cash-back-visa-infinite-card\/\">TD Cash Back Visa Infinite* Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-cashback-world-elite-mastercard\/\">BMO CashBack<sup>&reg;<\/sup> World Elite<sup>&reg;<\/sup>* Mastercard<sup>&reg;<\/sup>*<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/scotiabank-gold-american-express-card\/\">Scotiabank Gold American Express<sup>&reg;<\/sup> Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/bmo-eclipse-visa-infinite-card\/\">BMO eclipse Visa Infinite* Card<\/a><\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"when_would_i_receive_my_credit_card_cash_back_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhen would I receive my credit card cash back?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Depending on the financial institution, your cashback will either be deposited in your bank account or applied to your credit card statement. Different institutions, different conditions that will influence your choice.<\/p>\n\n\n\n<p>Some banks offer annual rebates, others monthly, and still others at any time once a minimum rebate amount of $10 to $25 has been reached.<\/p>\n\n\n\n<p><a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/how-to-redeem-cash-back-bmo-credit-card-balance\/\">Check out this guide<\/a> to get your cash back with BMO.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"why_choose_a_cash_back_credit_card_with_an_annual_fee_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhy choose a cash back credit card with an annual fee?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>An annual fee comes with benefits. Depending on the offer, you\u2019ll find: a welcome bonus, a higher percentage of discounts, no or lower limits on eligible purchases, <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/insurance\/\">better insurance<\/a>, and specific benefits, for example, in the <a href=\"https:\/\/milesopedia.com\/en\/guide\/tutorials\/visa-infinite-luxury-hotels-collection\/\">hotel sector.<\/a> This is the case, for example, with the <a class=\"thirstylink\" title=\"Scotia Momentum&#xAE; VISA Infinite* Card\" href=\"https:\/\/milesopedia.com\/en\/go\/scotia-momentum-visa-infinite-card\/\" rel=\"nofollow sponsored\">Scotia Momentum Visa Infinite Card<\/a> or the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a>.<\/p>\n\n\n\n<p><a href=\"https:\/\/milesopedia.com\/en\/?p=131131\">Compare cards<\/a> to match your lifestyle.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"is_it_worthwhile_to_pay_some_interest_fess_on_a_cash_back_credit_card_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tIs it worthwhile to pay some interest fess on a cash back credit card?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p><span data-sheets-value=\"{\" tout=\"\" type=\"\" de=\"\" cartes=\"\" cr=\"\" pour=\"\" profiter=\"\" des=\"\" avantages=\"\" il=\"\" faut=\"\" remettre=\"\" le=\"\" solde=\"\" chaque=\"\" mois.=\"\" aucune=\"\" remise=\"\" en=\"\" argent=\"\" ne=\"\" pourrait=\"\" compenser=\"\" les=\"\" frais=\"\" d=\"\" encourus.=\"\" data-sheets-userformat=\"{\">As with other types of credit card, to take advantage of the benefits, you must reset the balance to 0 each month. No cashback could offset the interest costs incurred.<\/span><\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"whats_the_best_credit_card_in_canada_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat&#8217;s the best credit card in Canada?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>There are over 200 credit cards in Canada. There is no &#8220;one best credit card&#8221; in Canada.<\/p>\n\n\n\n<p>Several credit cards can match your needs:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/cash-back\/\">The Best Cash Back Credit Cards<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/insurance\/\">Best Credit Cards With Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/airbnb\/\">The Best Credit cards For Airbnb<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/hotels\/\">The Best Credit Cards for Hotels<\/a><\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>These are excellent cash back credit cards in Canada. Here is a table summarizing the different offers. For more details, read on or click on the name of a card. Frequent Asked Questions about credit cards Here are some frequently asked questions in the milesopedia community about credit cards in Canada.<\/p>","protected":false},"author":3,"featured_media":352226,"parent":207228,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-toc.php","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"tags":[],"mc_loyalty_program":[],"class_list":["post-207248","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best Cash Back Credit Cards in Canada | April 2026 | Milesopedia<\/title>\n<meta name=\"description\" content=\"Discover the best cash back credit cards. 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