{"id":155142,"date":"2026-04-01T00:04:00","date_gmt":"2026-04-01T04:04:00","guid":{"rendered":"https:\/\/milesopedia.com\/cards\/cibc-2\/"},"modified":"2026-04-01T14:42:35","modified_gmt":"2026-04-01T18:42:35","slug":"cibc","status":"publish","type":"page","link":"https:\/\/milesopedia.com\/en\/cards\/cibc\/","title":{"rendered":"The Best CIBC Credit Cards \u2013 April 2026"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row][vc_column][vc_column_text open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]Below are the <strong>best CIBC credit card offers<\/strong>.<\/p>\n<ul>\n<li><a href=\"#cash\">The Best CIBC Credit Cards with Cashback<\/a><\/li>\n<li><a href=\"#travel\">The Best CIBC Credit Cards with Travel Rewards<\/a><\/li>\n<li><a href=\"#nofee\">The Best CIBC Credit Cards with No Annual Fee<\/a><\/li>\n<li><a href=\"#student\">The Best CIBC Credit Cards for Students<\/a><\/li>\n<li><a href=\"#balance\">The Best CIBC Credit Card for a Balance Transfer<\/a><\/li>\n<\/ul>\n<div class=\"wpb_text_column wpb_content_element \">\n<div class=\"wpb_wrapper\">\n<p>Here is a table summarizing the different offers.<\/p>\n<\/div>\n<\/div>\n<p>[\/vc_column_text]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='9'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--9 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"153316,22689,22695,22696,91259,22697,22690,22700,22698\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;travel&#8221;][vc_column][vc_custom_heading text=&#8221;CIBC Travel Rewards Credit Cards&#8221; el_id=&#8221;cibc_travel_rewards_credit_cards&#8221;][vc_custom_heading text=&#8221;CIBC Aventura<sup>&reg;<\/sup> Visa Infinite* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;cibc_aventura_visa_infinite_card&#8221;]<p>The CIBC Aventura\u00ae Visa Infinite* Card is one of the <strong>best Visa credit cards with travel rewards<\/strong>. <\/p>\n<p>CIBC has an <strong>offer<\/strong> with which you can earn up to <strong><span class=\"nowrap\">45,000<\/span> Aventura points:<\/strong><\/p>\n<ul>\n<li>15,000 Aventura Points when you make your first purchase<sup>\u2020<\/sup><\/li>\n<li>30,000 Aventura Points if you spend <span class=\"nowrap\">$3,000<\/span> or more in the first 4 monthly statement periods<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>In addition, you can benefit from a <strong>rebate on the first year\u2019s annual fee for the primary card holder<\/strong> (<span class=\"nowrap\">$139<\/span> value) and <strong>up to three authorized users<\/strong> (<span class=\"nowrap\">$50<\/span> each).<\/p>\n<p>With this CIBC Aventura Credit Card, you get:<\/p>\n<ul>\n<li>2 points for every $1 spent on travel purchased through the CIBC Rewards Centre<sup>\u2020<\/sup><\/li>\n<li>1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores<sup>\u2020<\/sup><\/li>\n<li>1 point for every $1 spent on all other purchases<sup>\u2020 <\/sup><\/li>\n<\/ul>\n<p>The CIBC Aventura\u00ae Visa Infinite* Card also offers:<\/p>\n<ul>\n<li>Airport lounges access: Visa Airport Companion Program membership with 4 complimentary visits per year<\/li>\n<li>Reimbursement of NEXUS membership fees ( <span class=\"nowrap\">$160<\/span> value)<\/li>\n<\/ul>\n<p>The minimum annual income required for this card is <span class=\"nowrap\">$60,000<\/span> (personal) or <span class=\"nowrap\">$100,000<\/span> (household).<\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22688,153316\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;CIBC Aventura<sup>&reg;<\/sup> Gold Visa* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;cibc_aventura_gold_visa_card&#8221;]<p>If you do not meet the income requirements of CIBC Aventura\u00ae Visa Infinite* Card, you can apply for CIBC Aventura\u00ae Gold Visa* Card. The minimum annual income required for this card is <span class=\"nowrap\">$15,000<\/span> (household).<\/p>\n<p>CIBC has a <strong>digital offer <\/strong>with which you can earn up to <strong><span class=\"nowrap\">45,000<\/span> Aventura points<\/strong> :<\/p>\n<ul>\n<li>15,000 Aventura Points when you make your first purchase<sup>\u2020<\/sup><\/li>\n<li>30,000 Aventura Points when you spend <span class=\"nowrap\">$3,000<\/span> or more in the first 4 monthly statement periods<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>In addition, you can benefit from a <strong>rebate on the first year\u2019s annual fee for the primary card holder<\/strong> (<span class=\"nowrap\">$139<\/span> value) and <strong>up to three authorized users<\/strong> (<span class=\"nowrap\">$50<\/span> each).<\/p>\n<p>With this CIBC Aventura Credit Card, you get:<\/p>\n<ul>\n<li>2 points for every $1 spent on travel purchased through the CIBC Rewards Centre<sup>\u2020<\/sup><\/li>\n<li>1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores<sup>\u2020<\/sup><\/li>\n<li>1 point for every $1 spent on all other purchases<sup>\u2020 <\/sup><\/li>\n<\/ul>\n<p>The CIBC Aventura\u00ae Gold Visa* Card also offers:<\/p>\n<ul>\n<li>Access to airport lounges: one Visa Airport Companion Program membership and 4 free visits per year<\/li>\n<li>Reimbursement of NEXUS membership fees ( <span class=\"nowrap\">$160<\/span> value)<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22689\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;cash&#8221;][vc_column][vc_custom_heading text=&#8221;CIBC Cashback Credit Cards&#8221; el_id=&#8221;cibc_cashback_credit_cards&#8221;][vc_custom_heading text=&#8221;CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;cibc_dividend_visa_infinite_card&#8221;]<p>The CIBC Dividend\u00ae Visa Infinite* Card is one of the <strong>best Visa credit cards<\/strong> <strong>with cash back<\/strong> in Canada.<\/p>\n<p>Right now, with this welcome offer, <strong>get a <span class=\"nowrap\">10%<\/span> welcome bonus<\/strong> in the form of <strong>up to <span class=\"nowrap\">$250<\/span><\/strong> cash back (period covered by your first 4 statements) and a <strong>rebate on your first year&rsquo;s <strong>annual fees<\/strong><\/strong><sup>\u2020<\/sup>!<\/p>\n<p>Plus, receive <strong> <span class=\"nowrap\">$50<\/span> cash back<\/strong> when you set up a <strong>pre-authorized payment<\/strong> within the first 4 months.<\/p>\n<p>With this CIBC cash back credit card, you earn:<\/p>\n<ul>\n<li>4% cash back on eligible gas, electric vehicle charging, and grocery purchases<sup>\u2020<\/sup><\/li>\n<li>2% cash back on eligible transportation and dining purchases and on eligible recurring bill payments<sup>\u2020<\/sup><\/li>\n<li>1% cash back on all other purchases<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>For example, if you spend <span class=\"nowrap\">$1,000<\/span> per month on groceries and\/or gas and\/or electric vehicle charging, you\u2019ll earn <span class=\"nowrap\">$40<\/span> cash back per month or <strong><span class=\"nowrap\">$480<\/span> cash back per year<\/strong> with this card for this category of purchases!<\/p>\n<p>And that&rsquo;s not counting the other purchases you&rsquo;ll make with this card and the advantages it offers (particularly in terms of insurance).<\/p>\n<p>And this CIBC Cash Back Credit Card offers <strong>many insurance coverages<\/strong>:<\/p>\n<ul>\n<li>Auto Rental Collision\/Loss Damage Insurance<\/li>\n<li>$500,000 Common Carrier Accident Insurance<\/li>\n<li>Out-of-Province Emergency Travel Medical Insurance<\/li>\n<li>Purchase Security and Extended Protection Insurance<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22695\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;cibc_dividend_platinum_visa_card&#8221;]<p>If you don\u2019t meet the income requirements for the CIBC Dividend\u00ae Visa Infinite* Card, you could apply for the CIBC Dividend\u00ae Platinum Visa* Card. The minimum annual income required for this card is <span class=\"nowrap\">$15,000<\/span> (household).<\/p>\n<p>With this offer, get a <strong> <span class=\"nowrap\">10%<\/span> welcome bonus<\/strong> in the form of <strong>up to <span class=\"nowrap\">$250<\/span><\/strong> cash back (period covered by your first 4 statements) and a <strong>rebate for your first year&rsquo;s <strong>annual fees<\/strong><\/strong>!<sup>\u2020<\/sup><\/p>\n<p>Plus, receive <strong>$50 cash back<\/strong> when you set up a pre-authorized payment within the first 4 months.<\/p>\n<p>With the CIBC Dividend\u00ae Platinum Visa* Card, you get:<\/p>\n<ul>\n<li><span class=\"nowrap\">3%<\/span> on eligible gas, electric vehicle charging, and grocery purchases<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">2%<\/span> cash back on eligible transportation and dining purchases and on eligible recurring bill payments<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">1%<\/span> cash back on all other purchases<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>And this CIBC Cash Back Credit Card offers <strong>some insurance coverage: <\/strong><\/p>\n<ul>\n<li>Auto Rental Collision\/Loss Damage Insurance<\/li>\n<li><span class=\"nowrap\">$500,000<\/span> Common Carrier Accident Insurance<\/li>\n<li>Purchase Security and Extended Protection Insurance<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22696\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;nofee&#8221;][vc_column][vc_custom_heading text=&#8221;CIBC No Annual Fee Credit Cards&#8221; el_id=&#8221;cibc_no_annual_fee_credit_cards&#8221;][vc_custom_heading text=&#8221;CIBC Dividend<sup>&reg;<\/sup> Visa* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;cibc_dividend_visa_card&#8221;]<p>The CIBC Dividend\u00ae Visa* Card is one of the <strong>best no-fee<\/strong> <strong>cash-back<\/strong> Visa credit cards in Canada.<\/p>\n<p>For a limited time, earn <strong><span class=\"nowrap\">5%<\/span> cash back<\/strong> (up to <span class=\"nowrap\"><strong>100&nbsp;$<\/strong><\/span>) during the period covered by your first 4 monthly statements.<\/p>\n<p>Plus, get&nbsp;:<\/p>\n<ul>\n<li><span class=\"nowrap\">2%<\/span> cash back on eligible grocery purchases<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">1%<\/span> cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">0.5%<\/span> cash back on all other purchases<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>This no-annual-fee CIBC credit card offers <strong>certain insurance coverages: <\/strong><\/p>\n<ul>\n<li>Purchase Security and Extended Protection Insurance<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22697\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;CIBC Aventura<sup>&reg;<\/sup> Visa* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;cibc_aventura_visa_card&#8221;]<p>The CIBC Aventura\u1d39\u1d30 Visa* Card is one of the <strong>best no-fee Visa credit cards with travel rewards <\/strong>in Canada.<\/p>\n<p><strong>Get up to 10,000 Aventura Points<\/strong> (up to <span class=\"nowrap\">$100<\/span> in travel value<sup>\u2020<\/sup>)<\/p>\n<ul>\n<li>2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura\u00ae Visa* account approval.<sup>\u2020<\/sup><\/li>\n<li>7,500 Aventura Points after you make your first purchase within first 4 months.<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>With this no annual fee CIBC Aventura Credit Card, you get:<\/p>\n<ul>\n<li>1 point for every dollar spent at gas stations, electric vehicle charging stations, and at eligible grocery stores and pharmacies<sup>\u2020<\/sup><\/li>\n<li>1 point for every $1 spent on travel purchased through the CIBC Rewards Centre<\/li>\n<li>1 point for every $2 spent on all other purchases<\/li>\n<\/ul>\n<p>And this no-annual-fee CIBC Credit Card offers some insurance coverage:<\/p>\n<ul>\n<li><span class=\"nowrap\">$100,000<\/span> Common Carrier Accident Insurance<\/li>\n<li>Purchase Security and Extended Protection Insurance<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22690\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;student&#8221;][vc_column][vc_custom_heading text=&#8221;CIBC Credit Cards for Students&#8221; el_id=&#8221;cibc_credit_cards_for_students&#8221;][vc_custom_heading text=&#8221;CIBC Dividend<sup>&reg;<\/sup> Visa* Card for Students&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;cibc_dividend_visa_card_for_students&#8221;]<p>The CIBC Dividend\u00ae Visa* Card for Students is one of the <strong>best Visa credit cards for students <\/strong><strong>with cash back<\/strong> in Canada. Apply for the card and <strong>get up to <span class=\"nowrap\">$150<\/span> cash back<\/strong>.<\/p>\n<p>With this CIBC Student Credit Card, you get:<\/p>\n<ul>\n<li><span class=\"nowrap\">2%<\/span> cash back on eligible grocery purchases<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">1%<\/span> cash back on eligible gas, electric vehicle charging, transportation, and dining purchases and on eligible recurring payments<sup>\u2020<\/sup><\/li>\n<li><span class=\"nowrap\">0.5%<\/span> cash back on all other purchases<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>What&rsquo;s more, with this CIBC Student Credit Card, you benefit from a free <a href=\"https:\/\/milesopedia.com\/finances-personnelles\/carte-spc-rabais-etudiants\/\" target=\"_blank\" rel=\"noopener\"><strong>free membership to SPC<\/strong><\/a>, for instant savings on over 450 in-store and online transactions.<\/p>\n<p>And this CIBC Student Credit Card offers <strong>some insurance coverages<\/strong>:<\/p>\n<ul>\n<li>Purchase Security and Extended Protection Insurance <\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22700\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;CIBC Aventura<sup>&reg;<\/sup> Visa* Card for Students&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;cibc_aventura_visa_card_for_students&#8221;]<p>CIBC Aventura Visa* Card for Students is one of the <strong>best travel rewards Visa student credit cards<\/strong> in Canada.<\/p>\n<p><strong>Get up to 10,000 Aventura Points<\/strong> (up to <span class=\"nowrap\">$100<\/span> in travel value<sup>\u2020<\/sup>):<\/p>\n<ul>\n<li>2,500 Aventura Points when you complete all five activities within 60 days of your CIBC Aventura\u00ae Visa* account approval.<sup>\u2020<\/sup><\/li>\n<li>7,500 Aventura Points after you make your first purchase within first 4 months.<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>With this CIBC Aventura Student Credit Card, you get:<\/p>\n<ul>\n<li>1 point for every $1 spent on travel purchased through the CIBC Rewards Centre<sup>\u2020<\/sup><\/li>\n<li>1 point for every dollar spent at gas stations, electric vehicle charging stations, and eligible grocery and drug stores<sup>\u2020<\/sup><\/li>\n<li>1 point per $2 spent on all other <sup>purchases\u2020<\/sup><\/li>\n<\/ul>\n<p>What&rsquo;s more, with this CIBC Student Credit Card, you benefit from a free <a href=\"https:\/\/milesopedia.com\/finances-personnelles\/carte-spc-rabais-etudiants\/\" target=\"_blank\" rel=\"noopener\"><strong>free membership to SPC<\/strong><\/a>, for instant savings on over 450 in-store and online transactions. And this CIBC Student Credit Card offers some insurance coverage:<\/p>\n<ul>\n<li><span class=\"nowrap\">$100,000<\/span> Common Carrier Accident Insurance<\/li>\n<li>Purchase Security and Extended Protection Insurance<\/li>\n<\/ul>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22698\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;Balance&#8221;][vc_column][vc_custom_heading text=&#8221;CIBC Credit Cards for Balance Transfers&#8221; el_id=&#8221;cibc_credit_cards_for_balance_transfers&#8221;][vc_custom_heading text=&#8221;CIBC Select Visa* Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;cibc_select_visa_card&#8221;]<p>The CIBC Select Visa Card* is one of the best Visa credit cards in Canada for balance transfers.<\/p>\n<p>With this exclusive digital offer for this <strong>CIBC balance transfer credit card<\/strong>, you get:<\/p>\n<ul>\n<li>a 0% interest rate on balance transfers of at least $100, for up to 10 months<\/li>\n<li>a <strong>refund of the annual fee<\/strong> for two years<sup>\u2020<\/sup><\/li>\n<\/ul>\n<p>You only pay a 1% <strong>balance transfer fee<\/strong> when transferring a <strong>balance from another credit card<\/strong> (balance transfer fees do not apply to Quebec residents). Once the promotional period ends, the card\u2019s standard interest rate of 13.99% applies to any remaining balance. This interest rate is lower than those charged by many other credit cards.  <\/p>\n<p>For example, you could make large purchases on another credit card (such as renovations or furniture and appliance purchases) and then <strong>transfer the balance<\/strong> to the <strong>CIBC Select Visa Card<\/strong> to benefit from its 0% interest rate on balance transfers for 10 months.<\/p>\n<p>CIBC Select Visa Card* cardholders can also save on gas through the card\u2019s partnership with Journie Rewards, which allows them to save up to 10 cents per litre at participating gas stations.<\/p>\n<p>The CIBC Select Visa Card* has a $29 <strong>annual fee<\/strong> (refunded for the first two years) and requires a minimum household income of $15,000 to qualify. With <strong>CIBC mobile banking<\/strong> and <strong>online banking services<\/strong>, you can easily track your credit limit and balance transfers from your phone or by <strong>signing in online<\/strong>. <\/p>\n<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"91259\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column][vc_custom_heading text=&#8221;Awards Earned&#8221; el_id=&#8221;awards_earned&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p>Here are the awards received in the <a href=\"https:\/\/milesopedia.com\/?p=424932\">Milesopedia ranking of the best credit cards in Canada in 2025<\/a>:<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row el_id=&#8221;visa&#8221;][vc_column][vc_custom_heading text=&#8221;Best Visa Credit Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;best_visa_credit_card&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;424979&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aventura-visa-infinite-card\/\">CIBC Aventura<sup>&reg;<\/sup> Visa Infinite* Card<\/a> is the <strong>Best Visa Credit Card<\/strong> in Canada in 2025 for these reasons:<\/p>\n<ul>\n<li>4 annual accesses to airport lounges<\/li>\n<li>NEXUS Membership credit<\/li>\n<li>Up to 2 Aventura points per dollar<\/li>\n<li>Generous insurance coverage<\/li>\n<li>Accepted at almost every retailer worldwide<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"153316\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;cashback&#8221;][vc_column][vc_custom_heading text=&#8221;Best cash back credit card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;best_cash_back_credit_card&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;424971&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a> is the <strong>best cashback credit card<\/strong> in Canada in 2025 for these reasons:<\/p>\n<ul>\n<li>High cash back for common merchants: 4% on groceries and gas, 2% on transit, restaurants, and recurring bill payments, and 1% everywhere else<\/li>\n<li>Option to receive a credit to your account starting at $10 in cashback<\/li>\n<li>Accepted at almost every retailer<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22695\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;balance-transfer&#8221;][vc_column][vc_custom_heading text=&#8221;Best Balance Transfer Credit Card&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;best_balance_transfer_credit_card&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;424977&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-select-visa-card\/\">CIBC Select Visa* Card<\/a> is the <strong>best credit card for balance transfers<\/strong> in Canada in 2025:<\/p>\n<ul>\n<li>Recurring offer of 0% interest on balance transfers for up to 10 months, subject to a 1% transfer fee.<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"91259\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row el_id=&#8221;students&#8221;][vc_column][vc_custom_heading text=&#8221;Best Credit Card For Students&#8221; font_container=&#8221;tag:h3|text_align:left&#8221; el_id=&#8221;best_credit_card_for_students&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][vc_single_image image=&#8221;424953&#8243; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;3\/4&#8243;][vc_column_text el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The <a title=\"CIBC Dividend<sup>&reg;<\/sup> Visa* Card for Students\" href=\"https:\/\/milesopedia.com\/en\/go\/cibc-dividend-visa-card-for-students\/\">CIBC Dividend<sup>&reg;<\/sup> Visa* Card for Students<\/a> is the <strong>best credit card for students<\/strong> in Canada in 2025 for these reasons:<\/p>\n<ul>\n<li>Cash back earning categories for everyday purchases<\/li>\n<li>Free registration in the SPC program with student discounts<\/li>\n<li>Insurance coverage<\/li>\n<li>Accepted at almost every retailer<\/li>\n<li>No minimum income required<\/li>\n<li>No annual fee<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner]<div class=\"wpb_content_element wpb_miles_element\">\t\t<div\n\t\t\t\tdata-template='ranking'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--ranking container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22700\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/div>[\/vc_column][\/vc_row][vc_row][vc_column el_class=&#8221;faq&#8221;][vc_custom_heading text=&#8221;Frequently Asked Questions&#8221; el_id=&#8221;frequently_asked_questions&#8221;][vc_column_text]Here are frequently asked questions in the <a class=\"thirstylink\" title=\"the milesopedia facebook group\" href=\"https:\/\/milesopedia.com\/en\/go\/fbgroupe\/\" rel=\"nofollow noindex\">Milesopedia community<\/a> about CIBC credit cards in Canada.[\/vc_column_text][vc_toggle title=&#8221;What are the best CIBC credit cards for travel?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The best CIBC credit cards for travel are:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aventura-visa-infinite-card\/\">CIBC Aventura<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aventura-gold-visa-card\/\">CIBC Aventura<sup>&reg;<\/sup> Gold Visa* Card<\/a><\/li>\n<\/ul>\n<p>With each of these CIBC credit cards, you will earn travel rewards through your purchases, a welcome bonus, and travel benefits (4 lounge accesses, NEXUS reimbursement, insurance, etc.). You will also benefit from insurance coverage. <\/p>\n<p>And from time to time, CIBC offers an <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/cibc-aventura-visa-infinite-card-offer\/\">exclusive welcome offer<\/a> for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aventura-visa-infinite-card\/\">CIBC Aventura<sup>&reg;<\/sup> Visa Infinite* Card<\/a>.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What are the best CIBC credit cards with cashback?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>The best CIBC credit cards with cashback are:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-platinum-visa-card\/\">CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card<\/a><\/li>\n<\/ul>\n<p>With the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a>, the best CIBC cashback credit card, you will receive a welcome bonus and earn up to 4% cashback on your purchases.<\/p>\n<p>If you do not meet the minimum income requirement, you could apply for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-platinum-visa-card\/\">CIBC Dividend Platinum<sup>&reg;<\/sup> Visa* Card<\/a>, which offers up to 3% cashback.<\/p>\n<p>And from time to time, CIBC offers an <a href=\"https:\/\/milesopedia.com\/en\/offers\/cards\/cibc-dividend-visa-infinite-offer\/\">exclusive welcome offer<\/a> for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a>.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What is the best CIBC Visa credit card for students?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>You have a choice of three CIBC Visa credit cards for students:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-visa-aventura-en\/\">CIBC Aventura<sup>&reg;<\/sup> Visa* Card for Students<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-visa-card-for-students\/\">CIBC Dividend<sup>&reg;<\/sup> Visa* Card for Students<\/a><\/li>\n<li>CIBC Aeroplan<sup>&reg;<\/sup> Visa* Card for Students<\/li>\n<\/ul>\n<p>These three CIBC Visa credit cards for students have no annual fees and will help you build your credit history.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What is the best CIBC credit card for balance transfers?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Looking to transfer your balance to a CIBC credit card? The best CIBC credit card for balance transfers is the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-select-visa-card\/\">CIBC Select Visa* Card<\/a>, which regularly offers promotions for balance transfers. <\/p>\n<p>Furthermore, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-select-visa-card\/\">CIBC Select Visa* Card<\/a> offers a low interest rate of 13.99% for purchases.<\/p>\n<p>The interest rate for cash advances is 13.99%. The interest rate for balance transfers is 13.99% outside of promotional periods. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Can I have multiple CIBC credit cards?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Yes, you can have multiple CIBC credit cards at the same time.<\/p>\n<p>For example, the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aventura-visa-infinite-card\/\">CIBC Aventura<sup>&reg;<\/sup> Visa Infinite* Card<\/a> and the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a>. You could even receive a rebate on annual fees with a CIBC bank account. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What is CIBC&apos;s rewards program?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>CIBC&#8217;s rewards program is the Aventura program.<\/p>\n<p>Within this rewards program, you will find these two CIBC travel credit cards:<\/p>\n<ul>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aventura-visa-infinite-card\/\">CIBC Aventura<sup>&reg;<\/sup> Visa Infinite* Card<\/a><\/li>\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-aventura-gold-visa-card\/\">CIBC Aventura<sup>&reg;<\/sup> Gold Visa* Card<\/a><\/li>\n<\/ul>\n<p>With this program, you earn travel rewards. If you prefer to earn cashback, opt instead for the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-dividend-visa-infinite-card\/\">CIBC Dividend<sup>&reg;<\/sup> Visa Infinite* Card<\/a>. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How to apply for a credit card?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>To apply for a credit card, follow these steps:<\/p>\n<ul>\n<li>Research available credit cards on the market based on your needs, credit history, and preferences. You can consult a credit card comparison site like Milesopedia. <\/li>\n<li>Once you have found the card that suits you, visit the card issuer&#8217;s website or contact the bank to obtain an application form.<\/li>\n<li>Complete the application form by providing accurate and complete information such as your name, address, income, expenses, and credit history.<\/li>\n<li>Attach the required supporting documents, such as bank statements and proof of income.<\/li>\n<li>Submit your application by mail or online, depending on the options offered by the card issuer.<\/li>\n<li>Await a response from the card issuer, which may take a few days to a few weeks. If your application is accepted, you will receive your new credit card by mail. <\/li>\n<\/ul>\n<p>It is important to note that applying for a credit card can impact your credit history. It is therefore recommended not to make multiple applications at the same time and to only apply if you are sure you meet the card issuer&#8217;s eligibility criteria. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How do I get a CIBC Credit Card?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>To obtain a CIBC credit card, you can follow these steps:<\/p>\n<ul>\n<li>Consult the best CIBC credit card offers on Milesopedia and choose the one that best suits your needs.<\/li>\n<li>Click the &#8220;Apply&#8221; button to complete an online credit card application.<\/li>\n<li>Fill in the personal and financial information requested in the application form. Ensure you provide accurate and complete information. <\/li>\n<li>Submit the application online and await CIBC&#8217;s response. This response may take a few business days. <\/li>\n<li>If your application is approved, CIBC will send you your credit card by mail. You can then activate it and start using it. <\/li>\n<\/ul>\n<p>Find out more about <a href=\"https:\/\/milesopedia.com\/en\/?p=313617\">CIBC<\/a>.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Which credit bureau does CIBC check?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>CIBC partners with Equifax to check your credit score and determine if you can obtain a CIBC credit card (and establish your credit limit).<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;Does CIBC partner with Air Canada?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Yes, CIBC partners with Air Canada and issues Aeroplan credit cards: CIBC Aeroplan credit cards.<\/p>\n<p>These Aeroplan credit cards allow you to earn travel rewards with Air Canada and its Star Alliance partners. However, you can also redeem your Aeroplan points for other types of rewards such as products or gift cards. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How to contact CIBC Visa customer service?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]You can contact CIBC Visa at 1-800-465-4653. However, if your inquiry is for a lost or stolen card, please call 1-800-663-4575.[\/vc_toggle][vc_toggle title=&#8221;How to pay my CIBC Costco Mastercard?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>To pay your CIBC Costco Mastercard, follow these steps:<\/p>\n<ul>\n<li><strong>CIBC Online Banking<\/strong>:\n<ul>\n<li>Log in to your CIBC online account.<\/li>\n<li>Click on &#8220;Payments&#8221; or a similar option.<\/li>\n<li>Select your CIBC Costco Mastercard from the list of accounts.<\/li>\n<li>Enter the amount you wish to pay, select the payment source, then confirm.<\/li>\n<\/ul>\n<\/li>\n<li><strong>CIBC Mobile App<\/strong>:\n<ul>\n<li>Open the CIBC mobile app on your smartphone.<\/li>\n<li>Log in with your credentials.<\/li>\n<li>Navigate to the payment section and choose your CIBC Costco Mastercard to make the payment.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Automatic Payment<\/strong>:\n<ul>\n<li>You can also set up automatic payments from your bank account to ensure your card is paid on time.<\/li>\n<\/ul>\n<\/li>\n<li><strong>At a CIBC Branch<\/strong>:\n<ul>\n<li>Visit a CIBC branch.<\/li>\n<li>Provide your CIBC Costco Mastercard details to a representative or use the automated payment machines.<\/li>\n<\/ul>\n<\/li>\n<li><strong>By Phone<\/strong>:\n<ul>\n<li>Call CIBC customer service.<\/li>\n<li>Follow the voice prompts or speak to a representative to make your card payment.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>It is always recommended to check the details and any potential fees associated with each payment method. Also, be sure to pay your card before the due date to avoid late fees. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What will be the new Costco credit card?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>It is the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/cibc-costco-mastercard\/\">CIBC Costco Mastercard<\/a>.<\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How to repay a CIBC credit card?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Repaying your CIBC credit card is essential to maintain good financial health and avoid additional fees. Here are the steps for repaying your CIBC credit card: <\/p>\n<ul>\n<li><strong>CIBC Online Banking<\/strong>:\n<ul>\n<li>Log in to your <strong>CIBC online account<\/strong>.<\/li>\n<li>Go to the &#8220;Payments&#8221; section or a similar option.<\/li>\n<li>Select your CIBC credit card to repay.<\/li>\n<li>Enter the amount to pay, choose the account to debit, then confirm the payment.<\/li>\n<\/ul>\n<\/li>\n<li><strong>CIBC Mobile App<\/strong>:\n<ul>\n<li>Launch the <strong>CIBC app<\/strong> on your mobile device.<\/li>\n<li>After logging in, look for the payments section.<\/li>\n<li>Follow the instructions to pay your credit card.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Automatic Payment<\/strong>:\n<ul>\n<li>Set up an <strong>automatic payment<\/strong> from your bank account to repay your CIBC credit card each month.<\/li>\n<\/ul>\n<\/li>\n<li><strong>In-Branch Payment<\/strong>:\n<ul>\n<li>Visit a nearby <strong>CIBC branch<\/strong>.<\/li>\n<li>Use the services of a representative or payment machines to repay your card.<\/li>\n<\/ul>\n<\/li>\n<li><strong>Payment by Phone<\/strong>:\n<ul>\n<li>Call <strong>CIBC customer service<\/strong>.<\/li>\n<li>Follow the instructions to make your card payment.<\/li>\n<\/ul>\n<\/li>\n<li><strong>By Cheque<\/strong>:\n<ul>\n<li>Send a cheque to the address indicated on your statement. Be sure to include your CIBC credit card reference number. <\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Remember to always check your payment due date to avoid late fees. Repaying your balance in full each month helps you avoid additional interest and maintain a good credit score. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;How to activate a CIBC credit card?&#8221; open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>Log in to your CIBC account to activate your card. If you do not have access to CIBC online banking, register now using your credit card. <\/p>\n<p>[\/vc_toggle][vc_toggle title=&#8221;What is the newest CIBC credit card?&#8221; open=&#8221;true&#8221; css=&#8221;&#8221; el_class=&#8221;checkmarks&#8221;]<\/p>\n<p>It is the <a title=\"CIBC Adapta\ud83c\udd6a Mastercard<sup>MD<\/sup> Card\" href=\"https:\/\/milesopedia.com\/en\/go\/cibc-adapta-mastercard\/\" rel=\"noindex\">CIBC Adapta\ud83c\udd6a Mastercard<sup>MD<\/sup> Card<\/a>. This is a new card with no annual fees. The main distinction of this card is that it automatically adapts to the cardholder&#8217;s spending habits.  <\/p>\n<p>Thus, you no longer need to adapt to your credit card, because it adapts to you and your spending habits.<\/p>\n<p>[\/vc_toggle][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text open=&#8221;true&#8221; el_class=&#8221;checkmarks&#8221;]Below are the best CIBC credit card offers. The Best CIBC Credit Cards with Cashback The Best CIBC Credit Cards with Travel Rewards The Best CIBC Credit Cards with No Annual Fee The Best CIBC Credit Cards for Students The Best CIBC Credit Card for a Balance Transfer Here is a table summarizing [&hellip;]<\/p>","protected":false},"author":3,"featured_media":430770,"parent":207239,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-toc.php","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"tags":[],"mc_loyalty_program":[],"class_list":["post-155142","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best CIBC Credit Cards | April 2026 | Milesopedia<\/title>\n<meta name=\"description\" content=\"Explore the best CIBC credit cards in April 2026. 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