{"id":177048,"date":"2026-03-14T20:00:00","date_gmt":"2026-03-15T00:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/reward-program\/desjardins-bonusdollars\/"},"modified":"2026-03-25T02:34:10","modified_gmt":"2026-03-25T06:34:10","slug":"desjardins-bonusdollars","status":"publish","type":"card_reward","link":"https:\/\/milesopedia.com\/en\/reward-program\/desjardins-bonusdollars\/","title":{"rendered":"Desjardins Bonusdollars"},"content":{"rendered":"\n<p><a href=\"https:\/\/milesopedia.com\/en\/reward-program\/desjardins-bonusdollars\/\">Desjardins Bonusdollars<\/a> make up the <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/\">loyalty program<\/a> for Caisses Desjardins. Every purchase charged to an eligible <a href=\"https:\/\/milesopedia.com\/en\/cards\/desjardins\/\">Desjardins credit card<\/a> generates Bonusdollars, which function like cash back. This guide explains how to earn and use your Desjardins Bonusdollars, as well as the cards that provide access to them.  <\/p>\n\n<p>Also, consult our selection of the <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/\">best credit cards<\/a> in Canada to compare all available options.<\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-accumuler-des-bonidollars\">Earning Bonusdollars<\/h2>\n\n<p>To earn Desjardins Bonusdollars, you need a credit card linked to the Bonusdollars rewards program. These cards allow you to earn between 1% and 2% of your purchases in Bonusdollars. Additionally, certain promotions offer a rate of up to 4%.  <\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"307077\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-utiliser-vos-bonidollars\">Using Your Bonusdollars<\/h2>\n\n<p>There are 8 ways to redeem your <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/desjardins-bonusdollars\/\">Bonusdollars<\/a>. However, some options offer better value for your money than others. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-marchandise-et-cartes-cadeaux\">Merchandise and Gift Cards<\/h3>\n\n<p>The Bonusdollars rewards catalogue provides access to multiple rewards across 29 gift reward categories:<\/p>\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Kitchen<\/li>\n\n\n\n<li>Electronics<\/li>\n\n\n\n<li>House and Garden<\/li>\n\n\n\n<li>Fashion and Luggage<\/li>\n\n\n\n<li>Health and Beauty<\/li>\n\n\n\n<li>Sports and Leisure<\/li>\n\n\n\n<li>Entertainment<\/li>\n\n\n\n<li>Gift Cards&#8230; and more!<\/li>\n<\/ul><\/div>\n\n<p>You must have a minimum of 20 Bonusdollars in your account to make a redemption.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-divertissements\">Entertainment<\/h3>\n\n<p>This option works as a retroactive rebate. First, purchase your tickets for shows, movies, theater, attractions, or museums through regular distributors (for example, Evenko). Then, once the expense appears on your Desjardins credit card statement, you can use your Bonusdollars in full or in part.  <\/p>\n\n<p>Here is the procedure to redeem your Bonusdollars:<\/p>\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Online (computer):<\/strong> Go to Acc\u00e8sD \u2192 choose the associated card \u2192 click on Bonusdollars \u2192 Redeem Bonusdollars \u2192 Eligible Transactions category<\/li>\n\n\n\n<li><strong>Mobile App:<\/strong> Open Desjardins Mobile Services \u2192 select your card \u2192 Information \u2192 Bonusdollars \u2192 Redeem Bonusdollars \u2192 Eligible Transactions category<\/li>\n<\/ul><\/div>\n\n<p>In case of difficulty, visit your Desjardins caisse counter or call Customer Service at 1-800-363-4345.<\/p>\n<aside class=\"component component__notice component__notice--warning wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-exclamation-triangle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\t<span class=\"h6 component__notice__title\">\n\t\t\t\t60-Day Deadline\t\t\t<\/span>\n\t\t\t\t\n\n<p>This rebate must be completed within 60 days following the purchase. After this period, the expense is no longer eligible. <\/p>\n\n\t<\/div>\n<\/aside>\n\n<p>This is a good use case for your Bonusdollars: you don&#8217;t pay more for your reward since you purchase the tickets yourself.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-produits-et-services-financiers\">Financial Products and Services<\/h3>\n\n<p>You can also use your Bonusdollars in exchange for Desjardins financial products and services:<\/p>\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Desjardins Private Management<\/li>\n\n\n\n<li>Desjardins General Insurance<\/li>\n\n\n\n<li>Savings products<\/li>\n\n\n\n<li>Desjardins Securities \/ Disnat<\/li>\n\n\n\n<li>Desjardins Funds (RRSP, Group RRSP, investments, RESP)<\/li>\n\n\n\n<li>Capital r\u00e9gional et coop\u00e9ratif Desjardins<\/li>\n\n\n\n<li>Financing and Insurance Products<\/li>\n\n\n\n<li>Transaction fees on savings accounts (EOP, ES, ET)<\/li>\n<\/ul><\/div>\n\n<p>In summary, you can use your Bonusdollars on almost all Desjardins financial products. This is an interesting option if you have no travel planned. To view the full terms and conditions, <a target=\"_blank\" href=\"https:\/\/www.bonidollars.ca\/fr-CA\/modalit%C3%A9s\">visit the Bonusdollars website<\/a>.  <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-voyages\">Travel<\/h3>\n\n<p>Travel represents the best use of your Bonusdollars, especially for holders of the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\">Desjardins Odyssey World Elite Mastercard<\/a>. By paying for your trip with your Desjardins card, you benefit from its <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/insurance\/\">travel insurance<\/a>. <\/p>\n\n<p>One of the major advantages of Bonusdollars: you can apply them to any travel expense, without restriction. If you don&#8217;t like mileage programs with constraints, Bonusdollars offer total flexibility. Additionally, you can use all or part of your balance.  <\/p>\n\n<div class=\"component component__list checkmarks\"><ul class=\"wp-block-list is-style-checkmarks\">\n<li><strong>Accommodation:<\/strong> hotel, hostel, bed and breakfast<\/li>\n\n\n\n<li><strong>Transportation:<\/strong> plane, train, or bus ticket, or car rental<\/li>\n\n\n\n<li><strong>Odyssey Lounge:<\/strong> entry cost to the Desjardins Odyssey Lounge at Montreal-Pierre Elliott Trudeau International Airport<\/li>\n<\/ul><\/div>\n\n<p>To use your Bonusdollars for a travel expense, follow the same procedure described in the Entertainment section (via Acc\u00e8sD or the mobile app).<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-dons\">Donations<\/h3>\n\n<p>Make a donation to the non-profit organization of your choice using your Desjardins credit card. You can then redeem your Bonusdollars approximately 48 business hours after the transaction is authorized. <\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-transports-en-commun\">Public Transportation<\/h3>\n\n<p>You can also exchange your Bonusdollars for public transit fares: commuter train, subway, or bus.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-repas-au-restaurant\">Restaurant Meals<\/h3>\n\n<p>Pay for your meal with your Desjardins credit card, then redeem your <a href=\"https:\/\/milesopedia.com\/en\/reward-program\/desjardins-bonusdollars\/\">Bonusdollars<\/a> to credit the expense directly to your statement.<\/p>\n\n<h3 class=\"wp-block-heading\" id=\"h-remise-au-compte\">Account Credit<\/h3>\n\n<p>Only holders of the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-visa-infinite-privilege-card\/\">Odyssey Visa Infinite Privilege card<\/a> have access to this option. You can use your Bonusdollars to directly reimburse the amount charged to your credit card. <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"h-cartes-bonidollars-desjardins\">Desjardins Bonusdollars Cards<\/h2>\n\n<p>Here are the main Desjardins credit cards that allow you to earn Bonusdollars. Use our <a href=\"https:\/\/milesopedia.com\/en\/compare\/credit-cards\/\">credit card comparison tool<\/a> to analyze them in detail. <\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22711,22712,22713\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n<div class=\"component component__list links\"><ul class=\"wp-block-list is-style-links\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-gold-visa-card\/\">Desjardins Odyssey Gold Visa Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\">Desjardins Odyssey World Elite Mastercard<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-visa-infinite-privilege-card\/\">Desjardins Odyssey Visa Infinite Privilege Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-bonus-visa-card\/\">Desjardins Bonus Visa* Credit Card<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/cards\/desjardins\/\">All Desjardins credit cards<\/a><\/li>\n<\/ul><\/div>\n\n<h2 class=\"wp-block-heading\" id=\"h-articles-connexes\">Related Articles<\/h2>\n\n<p>Find our most recent articles on the Desjardins Bonusdollars program below.<\/p>\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='9'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--6 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_tax\"\n\t\t\t\t\t\t\tdata-mc_loyalty_program=\"668\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n<h2 class=\"wp-block-heading\" id=\"h-conclusion\">Bottom Line<\/h2>\n\n<p>The Desjardins Bonusdollars program offers good flexibility for using your reward points, especially if you travel with the <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\">Odyssey World Elite Mastercard<\/a>. Travel remains the best redemption option, but the 7 other possibilities cover a wide range of daily needs. <\/p>\n\n<p>To receive our analyses and tips every week, <a href=\"https:\/\/milesopedia.com\/en\/newsletter\/\">sign up for our newsletter<\/a>. Also, consult our <a href=\"https:\/\/milesopedia.com\/en\/best-credit-cards-in-canada\/\">best credit cards<\/a> page to discover other reward programs in Canada. <\/p>\n<aside class=\"component component__promo__banner wp-block-milesgutenberg-promo-banner\">\n\t<i class=\"fontawesome-icon\">\n<svg width=\"16\" height=\"16\" viewBox=\"0 0 512 512\" aria-hidden=\"true\" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n\t\t\t   <path fill=\"currentColor\" d=\"M48 64C21.5 64 0 85.5 0 112c0 15.1 7.1 29.3 19.2 38.4L236.8 313.6c11.4 8.5 27 8.5 38.4 0L492.8 150.4c12.1-9.1 19.2-23.3 19.2-38.4c0-26.5-21.5-48-48-48L48 64zM0 176L0 384c0 35.3 28.7 64 64 64l384 0c35.3 0 64-28.7 64-64l0-208L294.4 339.2c-22.8 17.1-54 17.1-76.8 0L0 176z\"\/>\n\t\t  \t<\/svg>\n<\/i>\t<div class=\"component__promo__banner__content\">\n\t\t<div>\n\t\t\t\t\t\t\t<span class=\"component__promo__banner__title\">\n\t\t\t\t\tNe ratez rien&nbsp;!\t\t\t\t<\/span>\n\t\t\t\t\t\t\n\t\t\t\n\n<p>News, great deals, and updates directly to your inbox.<\/p>\n\n\t\t<\/div>\n\t\t\t\t\t<div>\n\t\t\t\t<a class=\"inline-btn component__promo__banner__button\" href=\"https:\/\/milesopedia.com\/infolettre\/\" target=\"_blank\" rel=\"noopener noreferrer external\" title=\"Recevez notre newsletter chaque semaine&nbsp;!\">\n\t\t\t\t\tJe m&#039;inscris\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t<\/div>\n\t<div class=\"miles-clouds\"><img decoding=\"async\" src=\"https:\/\/milesopedia.com\/wp-content\/themes\/milesopedia\/images\/clouds.png\" alt=\"Milesopedia\" loading=\"lazy\"><\/div><\/aside>\n\n<h3 class=\"wp-block-heading\" id=\"h-bonidollars-desjardins-questions-frequentes\">Desjardins Bonusdollars \u2014 Frequently Asked Questions<\/h3>\n<aside class=\"component component__faq wp-block-milesgutenberg-faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_desjardins_bonusdollars_work_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do Desjardins Bonusdollars work?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Bonusdollars is the Caisses Desjardins loyalty program. The points earned are called &#8220;Bonusdollars&#8221; and function like cash back. You earn them by using an eligible Desjardins credit card, then you redeem them for rewards, travel, or credits on your account. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_to_exchange_bonusdollars\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow to exchange Bonusdollars\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Eight redemption options exist for your Bonusdollars. Log in to Acc\u00e8sD (online or via the mobile app), select your card, then go to the Bonusdollars section to make a redemption. You can also call Customer Service at 1-800-363-4345.  <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_are_the_redemption_options_for_bonusdollars_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat are the redemption options for Bonusdollars?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Here are the 8 possibilities:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Gift Rewards:<\/strong> Kitchen, Electronics, Home and Garden, Fashion, Health, Sports, Gift Cards, etc.<\/li>\n\n\n\n<li><strong>Entertainment:<\/strong> retroactive rebate (within 60 days following the purchase)<\/li>\n\n\n\n<li><strong>Desjardins financial products and services<\/strong><\/li>\n\n\n\n<li><strong>Travel:<\/strong> hotel, plane, train, bus, and Desjardins Odyssey Lounge in Montreal<\/li>\n\n\n\n<li><strong>Donations<\/strong> to a non-profit organization<\/li>\n\n\n\n<li><strong>Public Transit<\/strong> (commuter train, subway, bus)<\/li>\n\n\n\n<li><strong>Restaurant meals<\/strong><\/li>\n\n\n\n<li><strong>Account credit<\/strong> (reserved for the Odyssey Visa Infinite Privilege card)<\/li>\n<\/ul><\/div>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_use_desjardins_cash_back_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I use Desjardins cash back?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Every eligible purchase charged to Desjardins <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-cash-back-visa-card\/\">Cash Back Visa<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-cash-back-mastercard\/\">Cash Back Mastercard<\/a>, and <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-cash-back-world-elite-mastercard\/\">Cash Back World Elite Mastercard<\/a> cards generates cash back. The percentage varies according to the type of purchase and the card. For example, the Cash Back Mastercard offers 4% on groceries. As soon as the rewards reach $25 (Cash Back Visa and Mastercard) or $100 (Cash Back World Elite Mastercard), a credit is automatically paid into the account.   <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"do_odyssey_cards_give_bonusdollars_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDo Odyssey cards give Bonusdollars?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes. The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-gold-visa-card\/\">Odyssey Gold Visa<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-world-elite-mastercard-card\/\">Odyssey World Elite Mastercard<\/a>, and <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/desjardins-odyssey-visa-infinite-privilege-card\/\">Odyssey Visa Infinite Privilege<\/a> cards all allow you to earn Bonusdollars.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"do_bonusdollars_expire_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDo Bonusdollars expire?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>If no redemption or earning of Bonusdollars takes place for one consecutive year, Desjardins considers the account inactive. Desjardins may then expire unused Bonusdollars, but notifies the holder at least 30 days in advance. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"what_is_the_earning_rate_for_bonusdollars_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhat is the earning rate for Bonusdollars?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Desjardins credit cards linked to the Bonusdollars program offer an earning rate between 1% and 2% of your purchases. Certain temporary promotions allow for a rate of up to 4%. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item__title wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_bonusdollars_be_transferred_to_other_programs_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan Bonusdollars be transferred to other programs?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>No, Bonusdollars cannot be transferred to another loyalty program. They remain usable only within the Desjardins ecosystem and its redemption options. <\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>Earn Desjardins Bonusdollars every time you use your credit card. Redeem them for trips, gifts and more.<\/p>","protected":false},"featured_media":25111,"menu_order":0,"template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":""},"tags":[],"mc_loyalty_program":[748],"class_list":["post-177048","card_reward","type-card_reward","status-publish","has-post-thumbnail","hentry","mc_reward_category-cash-back","mc_loyalty_program-bonusdollars-desjardins","mc_market-all-of-canada","mc_market-canada"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Desjardins Bonusdollars: Everything You Need to Know About the 2026 Program | Milesopedia<\/title>\n<meta name=\"description\" content=\"Earn Desjardins Bonusdollars every time you use your credit card. 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