{"id":122385,"date":"2026-03-13T10:00:00","date_gmt":"2026-03-13T14:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/reward-program\/pc-optimum\/"},"modified":"2026-05-08T17:13:33","modified_gmt":"2026-05-08T17:13:33","slug":"pc-optimum","status":"publish","type":"card_reward","link":"https:\/\/milesopedia.com\/en\/reward-program\/pc-optimum\/","title":{"rendered":"PC Optimum"},"content":{"rendered":"\n<p>The <strong>PC Optimum program<\/strong> is Canadians\u2019 flagship loyalty program, allowing you to earn redeemable points at Loblaws, Maxi, Shoppers Drug Mart, and Esso.<\/p>\n\n\n\n<p>Whether you live in Quebec or elsewhere in Canada, you can earn points with every purchase and redeem them for savings on your everyday shopping.<\/p>\n\n\n\n<p>This page explains in detail how to earn, use, and maximize your points, while also presenting PC Optimum credit cards and detailed guides to help you get the most out of the program.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-pc-optimum\">What is PC Optimum?<\/h2>\n\n\n\n<p>PC Optimum was created from the merger of the PC Plus and Shoppers Drug Mart Optimum programs. It is a Canadian loyalty program that rewards customer loyalty by offering points for every purchase made at participating retailers.<\/p>\n\n\n\n<p>Points are automatically earned when you scan your PC Optimum card or use the mobile app when shopping in-store or online.<\/p>\n\n\n\n<p>The program is designed to simplify points management and provide tangible value for your everyday spending.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"126411\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-value-of-pc-optimum-points\">What is the value of PC Optimum points?<\/h2>\n\n\n\n<p>Each 10,000-point increment equals $10. Therefore, 20,000 points are worth $20, 50,000 points are worth $50, and 100,000 points equal $100. This fixed value makes it easier to plan your purchases and redeem points.<\/p>\n\n\n\n<p>You can use your points as soon as you reach 10,000, with no additional minimum.<\/p>\n\n\n\n<p>Promotions and special events may offer extra points, speeding up accumulation.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"481780\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-where-can-you-use-your-pc-optimum-points\">Where can you use your PC Optimum points?<\/h2>\n\n\n\n<p>PC Optimum points can be used at several stores across Canada, including:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Loblaws \/ Provigo<\/li>\n\n\n\n<li>Maxi \/ Maxi &amp; Co.<\/li>\n\n\n\n<li>Shoppers Drug Mart \/ Shoppers Drug Mart<\/li>\n\n\n\n<li>Esso<\/li>\n<\/ul><\/div>\n\n\n\n<p>You can use your points in-store or online depending on the banner. Points can also be combined with other promotions and coupons to maximize your savings. In Quebec and in other provinces, these banners offer a consistent experience that is compatible with the program.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"475730,474053,473089\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-do-you-earn-pc-optimum-points\">How do you earn PC Optimum points?<\/h2>\n\n\n\n<p>You can earn PC Optimum points in several ways:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><strong>Regular purchases<\/strong>: every dollar spent at participating retailers earns points.<\/li>\n\n\n\n<li><strong>Offers and promotions<\/strong>: some promotions offer bonus or double points.<\/li>\n\n\n\n<li><strong>PC Optimum credit cards<\/strong>: these cards let you earn additional points on all your purchases.<\/li>\n\n\n\n<li><strong>Partners<\/strong>: certain gas stations, restaurants, and partners offer points on your transactions.<\/li>\n\n\n\n<li><strong>Special events<\/strong>: seasonal events or anniversaries may offer additional points.<\/li>\n<\/ul><\/div>\n\n\n\n<p>It is important to check the PC Optimum app to activate certain offers and take full advantage of personalized promotions.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"482266\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-redeem-pc-optimum-points-with-your-pc-optimum-card\">How to redeem PC Optimum points with your PC Optimum card<\/h2>\n\n\n\n<p>Redeeming your points is simple and flexible:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>In-store: present your card or app at checkout.<\/li>\n\n\n\n<li>Online: use the app or website to pay with your points.<\/li>\n\n\n\n<li>Minimum: redemptions are available starting at 10,000 points ($10).<\/li>\n<\/ul><\/div>\n\n\n\n<p>You can combine your points with other payment methods to pay for your entire purchase. In addition, the PC Optimum app lets you track your transactions and plan your redemptions to take advantage of the best offers.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"472308\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-pc-optimum-credit-cards\">PC Optimum credit cards<\/h2>\n\n\n\n<p>PC Optimum credit cards let you earn points even faster:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-mastercard\/\" aria-label=\"Carte Mastercard&lt;sup&gt;MD&lt;\/sup&gt; PC&lt;sup&gt;MD&lt;\/sup&gt;\">PC<sup>&reg;<\/sup> Mastercard<sup>&reg;<\/sup><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-mastercard\/\" aria-label=\"Carte World Mastercard&lt;sup&gt;MD&lt;\/sup&gt; PC&lt;sup&gt;MD&lt;\/sup&gt;\">PC<sup>&reg;<\/sup> World Mastercard<sup>&reg;<\/sup><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-elite-mastercard\/\" aria-label=\"Carte World Elite&lt;sup&gt;MD&lt;\/sup&gt; Mastercard&lt;sup&gt;MD&lt;\/sup&gt; PC&lt;sup&gt;MD&lt;\/sup&gt;\">PC World Elite<sup>MD<\/sup> Mastercard<sup>MD<\/sup> Card<sup>MD<\/sup><\/a><\/li>\n<\/ul><\/div>\n\n\n\n<p>These cards offer exclusive promotions, discounts on gas, and access to partner events. Using these cards wisely helps you optimize your points accumulation.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='compare-simple'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--compare-simple container_count--3'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22760,22761,329347\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t\n    <div class=\"card card-list card-list-header\">\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n        <div class=\"shimmer shimmer-bar shimmer-dark shimmer-bar--short card-specs--title\"><\/div>\n    <\/div>\n\n\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\n<div class=\"card card-list\">\n\n\t<div class=\"card-list--grid\">\n\n\t\t<div class=\"card-list--card\">\n\t\t\t<div class=\"card-graphic-cta shimmer shimmer-card\"><\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card-list--title-offer\">\n\n\t\t\t<div class=\"card--title\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"card-list--offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\n\t\t<\/div>\n\n\t\t<div>\n\t\t\t<div class=\"card--apply\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s-h'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='1'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"472862\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"pc_mastercard_\">PC&reg; Mastercard&reg;<\/h2>\n\t\t\t\t<p>The <a rel=\"noindex\" title=\"PC Financial Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/pc-financial-mastercard\/\" data-shortcode=\"true\">PC Mastercard<\/a> offers a <strong>20,000 PC Optimum<sup>\u2122<\/sup> welcome bonus<\/strong> after you spend $50 in the first two months, all with <strong>no annual fee<\/strong>. It\u2019s an ideal entry-level card to start earning points within the Loblaw ecosystem. <\/p>\n<ul>\n<li><strong>1% back in points<\/strong> at Loblaw banner grocery stores, including <strong>Loblaws<sup>MD<\/sup><\/strong>, <strong>No Frills<sup>MD<\/sup><\/strong>, <strong>Real Canadian Superstore<sup>MD<\/sup><\/strong>, <strong>Maxi<sup>MD<\/sup><\/strong>, and other locations<sup>3<\/sup>.<\/li>\n<li><strong>At least 3\u00a2 <\/strong><strong> per litre <\/strong>back in points on fuel at <strong>Esso<\/strong> and <strong>Mobil<\/strong> stations<\/li>\n<li><strong>2.5% back in points<\/strong> at <strong>Shoppers Drug Mart<\/strong> and <strong>Pharmaprix<\/strong><\/li>\n<li><strong>1% back in points<\/strong> at <strong>Joe Fresh<\/strong><\/li>\n<li><strong>1% back in points<\/strong> everywhere else<\/li>\n<\/ul>\n<p>This way, you earn between <strong>1% and 3% back<\/strong> on your purchases at PC Optimum stores. Your points can then be redeemed for <strong>discounts at checkout<\/strong> or a <strong>$7 credit per 10,000 points<\/strong> applied directly to your card balance. <\/p>\n<p>With its <strong>90-day purchase assurance<\/strong>, <strong>extended warranty<\/strong>, and <strong>Mastercard Global Service<\/strong>, this card offers valuable protections for a no-annual-fee card.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22760\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"pc_world_mastercard_\">PC&reg; World Mastercard&reg;<\/h2>\n\t\t\t\t<p>With a <strong>welcome bonus of 20,000 PC Optimum points<\/strong> after spending $50 in the first two months and <strong>no annual fee<\/strong>, the <a rel=\"noindex\" title=\"PC Financial World Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/pc-financial-world-mastercard\/\" data-shortcode=\"true\">PC World Mastercard<\/a> is a solid option for regular customers in the Loblaw ecosystem. Here\u2019s what it offers: <\/p>\n<ul>\n<li><strong>3.5% back in points<\/strong> at <strong>Shoppers Drug Mart<\/strong> and <strong>Shoppers Drug Mart<\/strong><\/li>\n<li><strong>At least 3\u00a2 per litre back in points<\/strong> at <strong>Esso<\/strong> and <strong>Mobil<\/strong> stations<\/li>\n<li><strong>Earn 2% back in points<\/strong> at Loblaw banner grocery stores including <strong>Loblaws<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>No Frills<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>Real Canadian Superstore<sup>&reg;<\/sup><\/strong>, <strong>Maxi<sup><sup>&reg;<\/sup><\/sup><\/strong> and more<sup>3<\/sup>.<\/li>\n<li><strong>1% back in points<\/strong> everywhere else<\/li>\n<\/ul>\n<p>In practical terms, this represents between <strong>1% and 3.5% back<\/strong> on your purchases at PC Optimum partner stores. Your points can be redeemed for <strong>discounts<\/strong> at checkout or converted into a <strong>$7 statement credit for every 10,000 points<\/strong>. <\/p>\n<p>The card also includes a <strong>24\/7 concierge service<\/strong>, <strong>90-day purchase assurance<\/strong>, an <strong>extended warranty<\/strong>, and <strong>Mastercard Global Service<\/strong> in case of emergency \u2014 all without paying a single dollar in annual fees.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22761\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t\t\t\t<h2 id=\"pc_world_elite_mastercard_\">PC&reg; World Elite&reg; Mastercard&reg;<\/h2>\n\t\t\t\t<p>The <a rel=\"noindex\" title=\"PC Financial World Elite Mastercard\" href=\"https:\/\/milesopedia.com\/en\/go\/pc-financial-world-elite-mastercard\/\" data-shortcode=\"true\">PC World Elite Mastercard<\/a> currently offers a <strong>20,000 PC Optimum points welcome bonus<\/strong> after spending $50 in the first two months, <strong>with no annual fee<\/strong>. With this Card:<\/p>\n<ul>\n<li>4.5% back in points at <strong>Shoppers Drug Mart<sup><sup>&reg;<\/sup><\/sup><\/strong> and <strong>Pharmaprix<sup><sup>&reg;<\/sup>5<\/sup><\/strong><\/li>\n<li><strong>Get 3% back in points<\/strong> at Loblaw banner grocery stores including <strong>Loblaws<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>No Frills<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>Real Canadian Superstore<sup><sup>&reg;<\/sup><\/sup><\/strong>, <strong>Maxi<sup><sup>&reg;<\/sup><\/sup><\/strong> and at <strong>Joe Fresh<\/strong>.<\/li>\n<li><strong>At least 3\u00a2 per litre back in points<\/strong> on fuel at <strong>Esso<\/strong> and <strong>Mobil<\/strong><\/li>\n<li><strong>1% back in points<\/strong> per dollar spent <strong>everywhere else<\/strong><\/li>\n<\/ul>\n<p>This means you get between <strong>1% and 4.5% back<\/strong> on your purchases made at PC Optimum stores. You can then use your points for <strong>discounts at checkout<\/strong> or convert them into <strong>$7 credit per 10,000 points<\/strong> directly on your card balance. <\/p>\n<p>Additionally, this card includes <strong>travel medical insurance<\/strong>, <strong>rental car collision insurance<\/strong>, a <strong>concierge service<\/strong>, and <strong>90-day purchase assurance<\/strong>\u2014rare benefits for a no-annual-fee card.<\/p>\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"329347\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-pc-optimum-insiders-paid-membership\">PC Optimum Insiders: paid membership<\/h2>\n\n\n\n<p>The <a href=\"https:\/\/www.pcoptimum.ca\/insiders\/en\/\" target=\"_blank\" rel=\"noopener\">PC Optimum Insiders<\/a> membership is a paid option that allows members to earn points faster and access exclusive offers. With this membership, you receive bonus points on certain purchases, subscriber-only offers, and special promotions that are not available to regular members.<\/p>\n\n\n\n<p>Membership is available across Canada and is easily managed via the PC Optimum app. Fees are annual and membership renews automatically, ensuring you never miss the benefits offered.<\/p>\n\n\n<aside class=\"component component__notice component__notice--info wp-block-milesgutenberg-notice\">\n\t\t\t\t<i class=\"fas fa-info-circle\"><\/i>\n\t\t<div class=\"component__notice__content\">\n\t\t\t\t\n\n<p>Key benefits of the PC Optimum Insiders membership:<\/p>\n\n\t<\/div>\n<\/aside>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='m-h'\n\t\t\t\tdata-post_type='card'\n\t\t\t\tdata-per_page='4'\n\t\t\t\tclass='deferred_container--preload container_card container_template--m-h container_count--1'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"card_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"22762\"\n\t\t\t\t\t\t\tdata-utm=\"wpb\"\n\t\t\t\t\t\t\t>\n\t\t<div class=\"card\">\n\t<div class=\"card--grid\">\n\n\t\t<div class=\"card--img-outer\">\n\t\t\t<div class=\"card--img\">\n\t\t\t\t<div class=\"shimmer shimmer-card\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--title-offer-selling\">\n\t\t\t<div class=\"card--title-offer\">\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"card--selling-points\">\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t\t<div class=\"shimmer shimmer-bar shimmer-bar--short\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"card--apply\">\n\t\t\t<div class=\"apply-btn\">\n\t\t\t\t<div class=\"shimmer shimmer-btn\"><\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n<\/div>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-maximize-your-pc-optimum-points\">How to maximize your PC Optimum points<\/h2>\n\n\n\n<p>To get the most out of PC Optimum:<\/p>\n\n\n\n<div class=\"component component__list\"><ul class=\"wp-block-list\">\n<li>Combine promotions and personalized offers with your regular purchases.<\/li>\n\n\n\n<li>Use your <a href=\"https:\/\/milesopedia.com\/en\/cards\/pc-financial\/\">PC Optimum credit cards<\/a> for all your purchases.<\/li>\n\n\n\n<li>Plan your purchases during bonus points events.<\/li>\n\n\n\n<li>Keep an eye on points that are about to expire and redeem them regularly.<\/li>\n\n\n\n<li>Take advantage of partnerships to earn additional points.<\/li>\n<\/ul><\/div>\n\n\n\n<p>These strategies will help you turn your everyday spending into tangible savings and get the most out of the program.<\/p>\n\n\n<aside class=\"component component__deferred_contents wp-block-milesgutenberg-deferred-contents\">\n\t\t\t\t<div\n\t\t\t\tdata-template='s'\n\t\t\t\tdata-post_type='post'\n\t\t\t\tdata-per_page='10'\n\t\t\t\tclass='deferred_container--preload container_post container_template--s container_count--6 container_count--lots'\n\n\t\t\t\t\t\t\t\t\tdata-tag=\"post_id\"\n\t\t\t\t\t\t\tdata-post_ids=\"482266,482261,472862,475730,474053,474642\"\n\t\t\t\t\t\t\t>\n\t\t<article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article><article class=\"post-preview\">\n\t<div class=\"post-preview-thumbnail\">\n\t\t<div class=\"shimmer shimmer-image\"><\/div>\n\t<\/div>\n\t<div class=\"post-preview-content\">\n\t\t<div class=\"simmer-bar-group\">\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t\t<div class=\"shimmer shimmer-bar\"><\/div>\n\t\t<\/div>\n\t<\/div>\n<\/article>\t\t<\/div>\n\n\t\t<\/aside>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-articles\">Articles<\/h2>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bottom-line\">Bottom Line<\/h2>\n\n\n\n<p>The <strong>PC Optimum program<\/strong> is a powerful tool for saving on your purchases in Canada.<\/p>\n\n\n\n<p>By earning points through your purchases and credit cards, and by following our maximization strategies, you can turn your everyday spending into tangible savings.<\/p>\n\n\n\n<p>Take advantage of our guides and detailed articles to plan your purchases and redeem your points at the most advantageous time.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-pc-optimum-faq\">PC Optimum &#8211; FAQ<\/h3>\n\n\n<aside class=\"component component__faq wp-block-milesgutenberg-faq\">\n\t\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_can_i_check_my_pc_optimum_points_balance_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow can I check my PC Optimum points balance?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>You can check your balance via the PC Optimum app or on the official website.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"do_pc_optimum_points_expire_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tDo PC Optimum points expire?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, they expire if no redemption or accumulation takes place for 24 months.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_use_my_pc_optimum_points_in_all_stores_in_canada_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I use my PC Optimum points in all stores in Canada?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, at Loblaws, Maxi, Shoppers Drug Mart, and Esso across Canada.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"which_credit_cards_allow_you_to_earn_pc_optimum_points_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tWhich credit cards allow you to earn PC Optimum points?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>The <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-mastercard\/\" target=\"_blank\" rel=\"noopener\">PC Mastercard<\/a>, <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-mastercard\/\" target=\"_blank\" rel=\"noopener\">PC World Mastercard<\/a>, and <a href=\"https:\/\/milesopedia.com\/en\/credit-cards\/pc-world-elite-mastercard\/\" target=\"_blank\" rel=\"noopener\">PC World Elite Mastercard<\/a> offer bonus points.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_pc_optimum_points_be_combined_with_other_promotions_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan PC Optimum points be combined with other promotions?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, you can combine your PC Optimum points with in-store offers or personalized promotions.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_can_i_earn_pc_optimum_points_quickly_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow can I earn PC Optimum points quickly?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Activate offers in the app and use your <a href=\"https:\/\/milesopedia.com\/en\/guide\/strategy\/pc-financial-credit-cards-which-is-the-right-one-for-you\/\">PC Optimum credit cards<\/a> for all your purchases.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"can_i_use_my_pc_optimum_points_for_gas_at_esso_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tCan I use my PC Optimum points for gas at Esso?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, points can be used to buy gas or products at Esso stations.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"are_there_bonus_points_for_special_events_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tAre there bonus points for special events?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Yes, certain seasonal events or anniversaries offer additional points.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n\n<div class=\"component component__faq__item component__faq__item--opened wp-block-milesgutenberg-faq-item\">\n\t<div class=\"component__faq__item__title\">\n\t\t<h4 id=\"how_do_i_know_which_offers_are_personalized_for_me_\" class=\"toc_exclude component__faq__item__title__heading\">\n\t\t\tHow do I know which offers are personalized for me?\t\t<\/h4>\n\t\t<i class=\"fas fa-chevron-down\"><\/i>\n\t<\/div>\n\t<div class=\"component__faq__item__content\">\n\t\t<div class=\"component__faq__item__content__inner\">\n\t\t\t\n\n<p>Log in to the PC Optimum app to see your personalized offers and active promotions.<\/p>\n\n\t\t<\/div>\n\t<\/div>\n<\/div>\n\n<\/aside>","protected":false},"excerpt":{"rendered":"<p>The complete guide to the PC Optimum program for earning and redeeming your points in Quebec and across Canada. 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