{"id":22652,"date":"2026-02-03T03:00:00","date_gmt":"2026-02-03T08:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/card\/nbc-platinum-mastercard"},"modified":"2026-03-27T09:59:18","modified_gmt":"2026-03-27T13:59:18","slug":"nbc-platinum-mastercard","status":"publish","type":"card","link":"https:\/\/milesopedia.com\/en\/credit-cards\/nbc-platinum-mastercard\/","title":{"rendered":"National Bank Platinum Mastercard<sup>&reg;<\/sup>"},"excerpt":{"rendered":"<p>Terms of the offer Earn 1 point per dollar Trip interruption \/ cancellation insurance Flight \/ Baggage insurance in case of delay Vehicle rental insurance Extended warranty Purchase protection against theft or damage &nbsp;<\/p>","protected":false},"author":3,"featured_media":344744,"menu_order":0,"template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":""},"mc_loyalty_program":[700],"class_list":["post-22652","card","type-card","status-publish","has-post-thumbnail","hentry","mc_card_type-credit-card","mc_network-mastercard-en","mc_network_product-mastercard-platinum","mc_issuer-national-bank-of-canada","mc_rewards_type-travel-rewards","mc_loyalty_program-bnc-rewards","mc_best_for-insurance","mc_best_for-travel","mc_best_of-insurance","mc_best_of-students","mc_public-consumers","mc_market-all-of-canada","mc_market-canada"],"acf":{"card_type":[691],"mc_network":721,"mc_network_product":711,"mc_rewards_type":[740],"mc_loyalty_program":700,"mc_best_for":[38932,782],"mc_hide_subscribe":false,"mc_best_of":[47760,47072],"mc_best_of_the_month":false,"mc_business_card":false,"mc_faq":[{"mc_faq_question":"Does the National Bank Platinum Mastercard\u00ae require a minimum income?","mc_faq_answer":"<p>No, the National Bank Platinum Mastercard\u00ae has no minimum income requirement. So, unlike the <a href=\"https:\/\/milesopedia.com\/en\/go\/world-elite-mastercard-from-national-bank\/\">National Bank World Elite Mastercard<\/a>, it's a Mastercard credit card accessible to the widest possible audience. <\/p>"},{"mc_faq_question":"What are the advantages of the National Bank Platinum Mastercard\u00ae (NBC Platinum Card)?","mc_faq_answer":"<p>The National Bank Platinum Mastercard\u00ae offers several advantages, including up to 2 points per dollar spent in specific categories and comprehensive travel insurance for up to 10 days of travel. It also includes various types of insurance, such as out-of-province hospital insurance, flight delay insurance and vehicle rental insurance.<\/p>"},{"mc_faq_question":"What are the annual fees associated with this National Bank Platinum Mastercard\u00ae (Platinum Card NBC)?","mc_faq_answer":"<p>The annual fee for the National Bank Platinum Mastercard\u00ae is $70. Additional cards cost $35 each.<\/p>"},{"mc_faq_question":"How does the NBC rewards program work?","mc_faq_answer":"<p>Through the <a href=\"https:\/\/milesopedia.com\/programme-fidelite\/bnc-plan-recompenses-a-la-carte\/\">BNC rewards program<\/a>, you can earn as many as 2 points for every dollar spent in select categories. These points can then be redeemed in the BNC rewards store.<\/p>\n<p>You can use NBC points for:<\/p>\n<ul>\n\t<li>Gift cards<\/li>\n\t<li>Travel (flights, hotels, cruises, etc.)<\/li>\n<\/ul>"},{"mc_faq_question":"Are there any fees for cash advances?","mc_faq_answer":"<p>Yes, cash advances are subject to an interest rate of 22.49%.<\/p>"},{"mc_faq_question":"What is the interest rate for purchases and balance transfers?","mc_faq_answer":"<p>The interest rate for purchases is 20.99% and for balance transfers it is also 22.49%.<\/p>"},{"mc_faq_question":"What are the credit approval requirements for the National Bank Platinum Mastercard\u00ae (NBC Platinum Card)?","mc_faq_answer":"<p>There is no minimum personal or family income required for approval of this National Bank Platinum Mastercard\u00ae.<\/p>\n<p>So, unlike the <a href=\"https:\/\/milesopedia.com\/en\/go\/world-elite-mastercard-from-national-bank\/\">National Bank World Elite Mastercard<\/a>, it's a Mastercard credit card accessible to the widest possible audience.<\/p>"},{"mc_faq_question":"Are there any foreign currency conversion fees?","mc_faq_answer":"<p>Yes, the foreign currency conversion fee is 2.5% with the National Bank Platinum Mastercard\u00ae.<\/p>"},{"mc_faq_question":"What is the maximum coverage period for mobile device insurance?","mc_faq_answer":"<p>Mobile device insurance is valid for up to 2 years. This is an essential insurance policy to complement the manufacturer's warranty.<\/p>"},{"mc_faq_question":"Are there any restrictions on the purchase categories for earning points?","mc_faq_answer":"<p>Points are earned on specific categories of eligible purchases, according to the terms and conditions of the National Bank Platinum Mastercard\u00ae Rewards Plan.<\/p>"},{"mc_faq_question":"What is the minimum monthly payment required for the National Bank Platinum Mastercard\u00ae (Platinum Card NBC)?","mc_faq_answer":"<p>The minimum payment is calculated according to the terms and conditions of the National Bank Platinum Mastercard\u00ae, which will be detailed on your account statement.<\/p>"},{"mc_faq_question":"What insurance is included with the National Bank Platinum Mastercard\u00ae (Platinum Card NBC)?","mc_faq_answer":"<p>The National Bank Platinum Mastercard\u00ae includes comprehensive travel insurance, medical-hospital insurance, trip interruption and cancellation insurance, flight and baggage delay insurance, and vehicle rental insurance.<\/p>\n<p>If you want even more generous coverage, you can opt for the <a href=\"https:\/\/milesopedia.com\/en\/go\/world-elite-mastercard-from-national-bank\/\">National Bank World Elite Mastercard<\/a>.<\/p>\n<p>Consult the terms, conditions and restrictions relating to insurance directly in the booklet supplied with your card.<\/p>"},{"mc_faq_question":"How does National Bank Platinum Mastercard\u00ae (Platinum Card NBC) Purchase Security and Extended Warranty Insurance work?","mc_faq_answer":"<p>The National Bank Platinum Mastercard\u00ae offers purchase insurance against theft or damage and an extended warranty on products purchased.<\/p>\n<p>Consult the terms, conditions and restrictions relating to insurance directly in the booklet supplied with your card.<\/p>"},{"mc_faq_question":"How does car rental insurance work?","mc_faq_answer":"<p>Vehicle rental insurance covers you in the event of damage to the rented vehicle, according to the conditions specified in the National Bank Platinum Mastercard\u00ae insurance plan.<\/p>\n<p>Consult the terms, conditions and restrictions relating to insurance directly in the booklet supplied with your card.<\/p>"},{"mc_faq_question":"How does National Bank Platinum Mastercard\u00ae (Platinum Card NBC) flight delay insurance work?","mc_faq_answer":"<p>Flight delay insurance covers you in the event of a flight delay, in accordance with the terms and conditions of the insurance plan included with the National Bank Platinum Mastercard\u00ae.<\/p>\n<p>This is a great insurance policy to have if you buy airline tickets with your NBC Platinum Card.<\/p>"},{"mc_faq_question":"How does lost luggage insurance work?","mc_faq_answer":"<p>Baggage loss insurance covers you in the event of loss or theft of your baggage while travelling.<\/p>"},{"mc_faq_question":"How does hotel burglary insurance work?","mc_faq_answer":"<p>This insurance covers you in the event of a burglary in your hotel room during your stay.<\/p>"},{"mc_faq_question":"Are there any welcome bonuses for new cardholders?","mc_faq_answer":"<p>The National Bank Platinum Mastercard\u00ae offers promotions and welcome bonuses that vary according to the terms and conditions of the current promotion.<\/p>"},{"mc_faq_question":"What is the value of the offer for new cardholders?","mc_faq_answer":"<p>The value of the offer for new National Bank Platinum Mastercard\u00ae cardholders depends on current promotions and may vary.<\/p>"},{"mc_faq_question":"How are points per dollar of purchase calculated?","mc_faq_answer":"<p>Earn up to 2 points per dollar spent on eligible purchases made with the National Bank Platinum Mastercard\u00ae.<\/p>"},{"mc_faq_question":"Are there fees for additional cards?","mc_faq_answer":"<p>Yes, the first additional card costs <span class=\"nowrap\">$35<\/span>, and subsequent other additional cards are also <span class=\"nowrap\">$35<\/span> each.<\/p>"}]},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>National Bank Platinum Mastercard\u00ae | April 2026<\/title>\n<meta name=\"description\" content=\"Enjoy travel benefits with the National Bank Platinum Mastercard\u00ae. 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