{"id":22637,"date":"2025-07-02T09:00:00","date_gmt":"2025-07-02T13:00:00","guid":{"rendered":"https:\/\/milesopedia.com\/card\/scotia-momentum-visa-infinite-card"},"modified":"2026-03-27T09:58:43","modified_gmt":"2026-03-27T13:58:43","slug":"scotia-momentum-visa-infinite-card","status":"publish","type":"card","link":"https:\/\/milesopedia.com\/en\/credit-cards\/scotia-momentum-visa-infinite-card\/","title":{"rendered":"Scotia Momentum<sup>&reg;<\/sup> VISA Infinite* card"},"excerpt":{"rendered":"<p>Terms of the offer No annual fee in the first year, including on supplementary cards\u25ca 4% on eligible recurring bill payments and grocery store purchases 2% on eligible gas station and daily transit purchases 1% cash back on all other eligible everyday purchases Complimentary Concierge Services 24\/7 Visa Infinite Dining Series Visa Infinite Music Series [&hellip;]<\/p>","protected":false},"author":3,"featured_media":484561,"menu_order":0,"template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":""},"mc_loyalty_program":[4250],"class_list":["post-22637","card","type-card","status-publish","has-post-thumbnail","hentry","mc_card_type-credit-card","mc_network-visa-en","mc_network_product-visa-infinite-en","mc_issuer-scotiabank","mc_rewards_type-cash-back","mc_loyalty_program-cashback","mc_best_for-cell-internet","mc_best_for-gas","mc_best_for-grocery","mc_best_for-insurance","mc_best_for-transit","mc_best_for-recurring-payments","mc_best_of-cashback","mc_best_of-featured","mc_best_of-first-year-free","mc_best_of-grocery","mc_public-consumers","mc_market-all-of-canada","mc_market-canada"],"acf":{"card_type":[691],"mc_network":720,"mc_network_product":722,"mc_rewards_type":[694],"mc_loyalty_program":4250,"mc_best_for":[794,38932,785,792,786,783],"mc_hide_subscribe":false,"mc_best_of":[48434,47069,47788,47059],"mc_best_of_the_month":true,"mc_business_card":false,"mc_faq":[{"mc_faq_question":"What is the Scotia Momentum Visa Infinite Card?","mc_faq_answer":"<p>The Scotia Momentum Visa Infinite Card is a cash back credit card designed to reward everyday spending such as groceries, recurring payments, gas, and transportation. The Scotia Momentum Visa Infinite Card also offers Visa Infinite benefits, including travel insurance and hotel privileges. <\/p>"},{"mc_faq_question":"What insurance coverage does the Scotia Momentum\u00ae VISA Infinite* card provide?","mc_faq_answer":"<p>With the Scotia Momentum\u00ae VISA Infinite* Card, you'll benefit from many insurance coverages:<\/p>\n<ul>\n\t<li>Travel Medical Insurance<\/li>\n\t<li>Trip Cancellation and Trip Interruption Insurance<\/li>\n\t<li>Flight Delay Insurance<\/li>\n\t<li>Delayed and Lost Baggage Insurance<\/li>\n\t<li>Common Carrier Travel Accident Insurance<\/li>\n\t<li>Rental Car Collision Loss\/Damage Insurance<\/li>\n\t<li>New Mobile Device Insurance<\/li>\n\t<li>Purchase Security Extended Warranty Protection<\/li>\n<\/ul>"},{"mc_faq_question":"How does cash back work with the Scotia Momentum Visa Infinite Card?","mc_faq_answer":"<p>The Scotia Momentum Visa Infinite Card allows you to earn cash back on every eligible purchase. Common categories such as groceries and recurring payments offer an enhanced rate, while other purchases generate a base percentage. The cash back earned with the Scotia Momentum Visa Infinite Card can be deposited into an eligible account once the minimum threshold is reached.  <\/p>"},{"mc_faq_question":"Does the cash back from the Scotia Momentum Visa Infinite Card expire?","mc_faq_answer":"<p>No. The cash back balance accumulated with the Scotia Momentum Visa Infinite Card does not expire as long as the account remains open and in good standing. If the account is closed, a limited time period is provided to use the remaining cash back. <\/p>"},{"mc_faq_question":"Who can apply for the Scotia Momentum Visa Infinite Card?","mc_faq_answer":"<p>To be eligible for the Scotia Momentum Visa Infinite Card, you must meet the minimum personal or household income criteria, or hold a certain level of assets under management. The Scotia Momentum Visa Infinite Card therefore targets individuals with an established financial profile. <\/p>"},{"mc_faq_question":"What types of purchases are most advantageous with the Scotia Momentum Visa Infinite Card?","mc_faq_answer":"<p>The Scotia Momentum Visa Infinite Card is particularly advantageous for grocery spending, recurring payments (subscriptions, utilities), gas, and public transit. Households with significant monthly spending in these categories maximize the cash back potential of the Scotia Momentum Visa Infinite Card. <\/p>"},{"mc_faq_question":"What Visa Infinite benefits are included with the Scotia Momentum Visa Infinite Card?","mc_faq_answer":"<p>In addition to cash back, the Scotia Momentum Visa Infinite Card includes Visa Infinite privileges such as:<\/p>\n<ul>\n\t<li>24\/7 Concierge Service<\/li>\n\t<li>Access to the Visa Infinite Luxury Hotel Collection<\/li>\n\t<li>Exclusive dining experiences<\/li>\n\t<li>Discounts with AVIS and Budget<\/li>\n<\/ul>\n<p>These benefits enhance the overall value of the Scotia Momentum Visa Infinite Card beyond simple cash back.<\/p>"},{"mc_faq_question":"Is The Scotia Momentum\u00ae Visa Infinite* Card the best credit card for Chexy?","mc_faq_answer":"<p>Yes, the Scotia Momentum\u00ae VISA Infinite* Card is the best cash-back credit card for paying your rent with Chexy. You'll earn 4% cash back on your Chexy rent (recurring payment). <\/p>"},{"mc_faq_question":"How do you redeem cash back from the Scotia Momentum Visa Infinite Card?","mc_faq_answer":"<p>The cash back accumulated with the Scotia Momentum Visa Infinite Card can be redeemed online via the banking portal. Once the minimum threshold is reached ($25), the primary cardholder or co-holder can select the eligible account and deposit the desired amount. <\/p>"},{"mc_faq_question":"Can you add additional cards to the Scotia Momentum Visa Infinite Card?","mc_faq_answer":"<p>Yes. The Scotia Momentum Visa Infinite Card allows the addition of supplementary cards for family members. Purchases made with supplementary cards contribute to the cash back accumulation of the primary Scotia Momentum Visa Infinite Card account. <\/p>"},{"mc_faq_question":"Is the Scotia Momentum Visa Infinite Card suitable for families?","mc_faq_answer":"<p>The Scotia Momentum Visa Infinite Card is particularly well suited for families with high spending on groceries, subscriptions, and transportation. Thanks to its enhanced rates on common categories and its insurance protections, the Scotia Momentum Visa Infinite Card is a relevant solution for maximizing everyday spending. <\/p>"}]},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.3 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Scotia Momentum\u00ae VISA Infinite* card | April 2026<\/title>\n<meta name=\"description\" content=\"The Scotiabank Momentum Visa Infinite Card is one of the best cash back credit card in Canada. 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