To the point
Are you looking for a credit card to shop at Walmart? Here is our pick of the best credit cards for Walmart Canada.
Walmart Canada Credit cards
Walmart Canada offers two credit cards:
Here are the main features of these two Walmart credit cards:
| Walmart Rewards Mastercard | Walmart Rewards World Mastercard | |
| Household income required | $0 | $100,000+ |
| Annual fee | $0 | $0 |
| Online at walmart.ca | 1,25 % | 3 % |
| At any Walmart store in Canada | 1,25 % | 1,25 % |
| At any gas station | 1 % | 1,25 % |
| Everywhere else | 1 % | 1 % |
Both Walmart Canada credit cards are attractive, with no annual fee. With the World version, you get 3% cash back on your online purchases at Walmart.ca, which is hard to beat.
Other Credit Cards for shopping at Walmart Canada
In Canada, several credit cards are interesting for shopping at Walmart, but also elsewhere. Here’s our selection of credit cards with no annual fee from 5 issuers:
MBNA Rewards Platinum Plus® Mastercard®
The MBNA Smart Cash Platinum Plus® Mastercard® is one of Canada’s best cashback credit cards with no annual fee.
With this card you can get 2% for some purchases:
- gas
- grocery stores
Until the total gas and grocery purchases in the applicable month reaches $500. And 0.5% everywhere else.
For a limited time, you can get 5% cash back for the first 6 months, up to $150.
Tangerine Money-Back Credit Card
The Tangerine Money-Back Credit Card has no annual fee and offers cash back.
Through October 31, 2022, you can earn an additional 15% back (up to $150) when you spend up to $1,000 on everyday purchases during the first 2 months.
You can choose two to three categories that interest you (groceries, gas, furniture, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there is no annual cash back limit. It is one of the best credit cards for renovations.
In addition, the Tangerine Mastercard offers several insurance coverages for your purchases :
- 90 days purchase insurance
- One year extended warranty
Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.
Tangerine World Mastercard
If you have an individual income of $60,000 or a family income of $100,000, you may want to consider the World Mastercard Tangerine.
This credit card has no annual fee and offers cashback. You can earn an additional 15% cash back (up to $150) when you spend up to $1,000 on everyday purchases in the first 2 months.
You can choose two to three categories that interest you (groceries, gas, furniture, home improvement, recurring bills, pharmacy, etc.) to earn 2% cash back ! And there is no annual cash back limit.
In addition, the Tangerine World Mastercard comes with several insurance coverages for your purchases and travel :
- 90 days purchase insurance
- One year extended warranty
- Mobile Device Insurance
- Rental Car Collision/Loss Damage Insurance
Finally, during your first 30 days, transfer balances and pay only 1.95% interest on the transferred balance for the first 6 months.
BMO® CashBack® Mastercard®*
The BMO® CashBack® Mastercard®* is a cash back credit card with no annual fee. With the BMO® CashBack® Mastercard®*, you can earn 5% cash back for the first 3 months. It’s a maximum welcome bonus of $100.
Then you get:
- 3% cash back on grocery purchases, including at Walmart Supercenters
- 1% cash back on recurring bill payments
Finally, you can also get a 0.99% introductory rate on balance transfers for nine months.
SimplyCash™ from American Express
Do you want a cash back credit card with no annual fee and a great earning rate for all your purchases? Here’s an option for you: the SimplyCash™ Card from American Express.
With this no annual fee credit card, you earn 1.25% cash back on your purchases. Note that as of October 12, 2022, you will earn 2% cash back on gas and grocery purchases, the highest rate in Canada for a credit card with no annual fee.
For the first 6 months, you’ll earn 4% cash back (up to $200 cash back) with the SimplyCash™ Card from American Express. This is exceptional for a credit card with no annual fee!
And you’ll get insurance with it: $100,000 travel accident insurance, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.
Like all American Express Canada Cards, there is no minimum income requirement.
MBNA Rewards Platinum Plus® Mastercard®
The MBNA Rewards Platinum Plus® Mastercard® is one of the best no-fee credit cards in Canada.
With this card, you earn 2 points per dollar on some purchases:
- Dining purchases
- Groceries
- Digital media purchases (Netflix, Spotify, etc.)
- Memberships
- Household utility purchases (electricity, etc.)
And 1 point per dollar everywhere else.
For a limited time, you can get 10,000 welcome bonus points, a $100 value on travel purchases charged to your Card.
HSBC Cash Rewards Mastercard®
With the HSBC Cash Rewards Mastercard®, you can earn $125 cash back as a welcome bonus with no minimum spending (for Quebec).
With this no annual fee credit card, you get:
- 1.5% cash back per dollar on online purchases
- 1% cash back per dollar on gas, grocery and drugstore purchases
- 0.5% cash back per dollar on all other everyday purchases
Plus, you get Mobile Device Insurance, Purchase Insurance and Extended Warranty Insurance.
Bottom line
You can see it: you are not limited to the two credit cards issued by Walmart Canada. Other options that are just as or even more appealing are available to you in Canada!
Check out our other credit card rankings :
Cover picture: Benchapple
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