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National Bank of Canada - NBC

Here are the Top Two National Bank Chequing Accounts – NBC

To the point

National Bank has two chequing accounts allowing you to make many transactions: The Total and The Connected.

NBC The Total Chequing Account

With the NBC The Total Chequing Account, you get:

  • Unlimited access on all digital and branches transactions
  • Access to ABMs in THE EXCHANGE® network at no additional cost
  • 100 personalized cheques per year
  • Foreign currency bank draft
  • CAD bank drafts included
  • Special rates for online trading
  • Mobile cheque deposit
  • Interac e‑Transfers unlimited and free
  • Cashback of up to $150 on the annual fees for a National Bank Mastercard credit card, at enrolment

The monthly fees for the NBC The Total Chequing Account vary according to your age and situation:

Age and situation Monthly fees
Young people (age 0-17) $18
Students (age 18-24) $13
Regular clients (age 18-59) $28,95
Seniors (age 60+) $23,95
No monthly fees

If you maintain a $6,000 balance in your NBC The Total Chequing Account, you won’t pay any monthly fee!

NBC The Connected Chequing Account

With the NBC The Connected Chequing Account, you get:

  • Unlimited access on all digital transactions
  • Access to ABMs in THE EXCHANGE® network at no additional cost
  • Special rates for online trading
  • Mobile cheque deposit
  • Interac e‑Transfers unlimited and free
  • Up to $30 off your credit card annual fee

The monthly fees for the NBC The Connected Chequing Account vary according to your age and situation:

Age and situation Monthly fees
Young people (age 0-17) $5
Students (age 18-24) $0
Regular clients (age 18-59) $15,95
Seniors (age 60+) $10,95
No monthly fees

If you maintain a $4,500 balance in your NBC The Connected Chequing Account, you won’t pay any monthly fee!

Our review about National Bank Online

In Quebec and elsewhere in Canada, National Bank Online offers many banking services for its customers. By holding a debit card from NBC, you can access National Bank’s online banking services.

Several online services are offered by the NBC:

  • Check your National Bank chequing or savings accounts online
  • Manage online your NBC loans and mortgages
  • National Bank Online Smartphone application to manage your accounts from any location
  • Send money from your National Bank account online with Interac
  • And more!

National Bank’s online banking services are complete, particularly in Quebec, with numerous NBC branches. The National Bank is thus an excellent choice.

National Bank of Canada - NBC
National Bank of Canada - NBC

Online services offered by the NBC

By being a National Bank Online client, you can benefit from many advantages:

  • 24/7 access to NBC online Banking services
  • Online payments of your transactions and bills
  • Send money quickly to the person of your choice with an Interac e-Transfer
  • Receive government deposit in the NBC account of your choice with CRA direct deposit
  • Deposit your cheques anywhere with the National Bank mobile application
  • Download a sample cheque via National Bank online
  • Take advantage of a National Bank virtual assistant available 24/7.
  • In the event of loss or theft, block, unblock or replace your credit card with National Bank online.

Also, be aware that National Bank offers discounts and benefits for newcomers, students, entrepreneurs, health professionals, engineering professionals and business professionals.

National Bank of Canada - NBC
National Bank of Canada - NBC

Frequently Asked Questions about National Bank Online

What is the difference between a chequing and a savings account?

You can use your chequing account for day-to-day transactions like making bill payments and transferring money to other people or accounts. With a National Bank chequing account, you can get a debit card, a chequebook and access to your online banking and customer service by phone or in a branch.

An NBC savings account is an account that earns interest. It’s a great way to save up for a specific goal, like a vacation or a new car, or to ensure you have an emergency fund available when you need it. A savings account offers an interest rate on the money you put in it.

How do I get my debit card?

You will receive a debit card when you open a chequing account. You’ll be able to set your personal Identification number (PIN) at the branch ABM. If there is no ABM at your branch, you will receive your card and PIN by mail.

I've lost my debit card: what do I do?

If your card is lost, stolen, misused or retained by an ATM, contact the National Bank online without delay.

Within Canada and the U.S.

By phone:

514-394-1427 (Montreal area)
National Bank’s online toll-free number: 1 888 835-6281
These numbers are accessible 24 hours a day, 7 days a week.

Elsewhere:

There are two ways you can contact us:

  • By dialing an international number free of charge
  • Making a collect call

Dial an international number free of charge

Depending on the country you are in, dial one of these international numbers at no cost. They are accessible from 50 countries.

Make a collect call:

If you are calling from a country that is not on the list of international toll-free numbers, dial an operator and place a collect call to the National Bank: 514-281-3159.

How do I get a sample cheque from National Bank?

You can get a free cheque sample with National Bank online in two ways:

By logging in to your online bank:

  • First of all, Click Overview in the left menu
  • Then Select the account for which you want to obtain a specimen cheque
  • Then click on the Options tab.
  • Finally, click on the link Download a sample cheque (under the cheque image)

Or with the National Bank app:

  • First, select the appropriate account
  • Then click on the blue banner at the top
  • Finally, click on Get a sample check

Otherwise, you can go to a National Bank branch to get your NBC specimen cheque.

How do I contact National Bank online?

You can reach out to the NBC in several ways:

  • With the secure messaging of your National Bank online account
  • By going to one of the NBC branches
  • By calling 1 888 835-6281

What are the best NBC credit cards?

The National Bank issues many Mastercard credit cards. See our page dedicated to the best National Bank credit card offers.

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