Up to 50,000 Points + First-Year Free!
SimplyCash™ Preferred Featured

Up to $400 cash back and 2% on all your purchases!

To the point Looking for a credit card offering a 2% cash back on all your purchases with no annual limit? Here it is!

With the decrease in credit card interchange fees in Canada, we have seen the disappearance of credit cards offering 2% on all purchases in recent years.

Actually, only one credit card still offers today 2% cash back on any purchase. And there is no annual cash back limit. This is the SimplyCash™ Preferred from American Express.

10% Cash Back as a Welcome Bonus

For a limited time, when applying for the SimplyCash™ Preferred from American Express, you can earn 10% cash back on purchases for the first 4 months.

This 10% accelerated cash back applies to the first $4,000 in Card purchases. This means you can get up to $400 cash back as a welcome bonus!

Promo Cashback SimplyCash™ Preferred

2% cash back on all purchases

Once you reach the first $4,000 in Card purchases within the 4 months, you’ll then earn 2% cash back on all your purchases.

And that’s the main advantage of this credit card: there are no purchase categories. It is an exciting credit card for those who have large purchases and only earning today the base rate offered by their credit card (often between 0.5% and 1%).

Especially since there is no annual limit on the amount of cash back you can earn, where many credit cards have a $25,000 purchase limit!

For example, if you are a contractor spending $5,000 a month on materials, or a business spending $5,000 a month on online advertising, you could earn $1,200 cash back, every year!

Or, if you don’t want to be burdened with other credit cards offering accelerated cash back based on spending categories and would like a credit card simple to use: this 2% cash back credit card is for you.

More Cashback SimplyCash™ Preferred

Other benefits

As a SimplyCash™ Preferred from American Express Cardmember, you get many benefits:

  • American Express Online Promotional Offers: Each month, you will receive personalized offers to earn more cash back at selected merchants
  • Out of Province/Country Emergency Medical Insurance up to $5,000,000
  • Flight Delay Insurance
  • Baggage Delay Insurance
  • Hotel Burglary Insurance
  • Lost or Stolen Baggage Insurance
  • $100,000 Travel Accident Insurance
  • Car Rental Theft and Damage Insurance
  • Buyer’s Assurance® Protection Plan for up to 1 additional year
  • 90-day Purchase Protection® Plan


The SimplyCash™ Preferred from American Express is one of the best cash back credit cards in Canada. This Card is mainly intended for those who do not wish to multiply the credit cards in their wallet or have many purchases that don’t fit in spending categories of other cards.

It is also a perfect Card for those who do not have the minimum income required by other cards. Actually, there is no minimum income required to apply for this card.

And for a limited time, now is the best moment to get this card with this welcome bonus of up to $400 cash back. Would you like to get it? Apply for this Card via the American Express website.

Come to discuss that topic in our Facebook Group!

Suggested Reading