
Welcome offers
MBNA Rewards World Elite® Mastercard®
With the MBNA Rewards World Elite® Mastercard® you can earn 5 points per dollar on:
- Dining purchases
- Grocery purchases
- Digital media purchases (Netflix, Spotify, etc.)
- Memberships
- Household utility purchases (electricity, etc.)
Everywhere else, you will get 1 point per dollar.
Enough to make the MBNA Rewards World Elite® Mastercard® the best MBNA credit card for dining purchases, grocery purchases, digital media, subscriptions and household utility purchases.
Knowing that Mastercard recognizes Walmart Supercenters as grocery stores, this is the best credit card for Walmart customers!
Plus, depending on your province of residence, you’ll get a welcome bonus of between 20,000 and 30,000 points, a value of $200 to $300!
And each year, you will receive Birthday Bonus Points equal to 10% of the total number of Points the Account earned in the 12 months before the month of your birthday, to a maximum Birthday Bonus each year of 15,000 Points.
MBNA Rewards Platinum Plus® Mastercard®
The MBNA Rewards Platinum Plus® Mastercard® is one of Canada’s best no-annual-fee credit cards.
With this card, you can earn 2 points per dollar on:
- Dining purchases
- Grocery purchases
- Digital media purchases (Netflix, Spotify, etc.)
- Memberships
- Household utility purchases (electricity, etc.)
And 1 point per dollar everywhere else. This is the best MBNA credit card with no annual fee.
For a limited time, you can get 10,000 welcome bonus points, a $100 value on travel purchases charged to your Card.
Earning reward points
With the MBNA Rewards World Elite® Mastercard®, you can earn:
- 5 points per dollar spent on groceries, restaurants, digital media, subscriptions and utilities, to a maximum spend of $50,000 (1 point per dollar thereafter)
- 1 point per dollar on the other purchases
While with the MBNA Rewards Platinum Plus® Mastercard®, you can get:
- 2 points per dollar spent on groceries, restaurants, digital media, subscriptions and utilities, to a maximum spend of $10,000 (1 point per dollar thereafter)
- 1 point per dollar on the other purchases
Here are examples of businesses to earn rewards points at grocery stores, lunchbox memberships and restaurants:
- April, Marché Adonis, Bulk Barn, Giant Tiger, IGA, Maxi, Metro, Provigo, Super C
- FlashFood and Hello Fresh
- Instacart, Kim Phat, PA Supermarket
And since these credit cards offer between 2 and 5 points per dollar for digital media and utility subscriptions, it’s perfect if you are a subscriber to:
- Netflix, Crave, Disney+
- Apple Music, Spotify, Amazon Prime, Google Play, YouTube Premium
- Videotron, Fido Mobile, Fizz, Koodo, SiriusXM
- Énergie Cardio fitness centers and others
Accepted at Costco
The MBNA Rewards World Elite® Mastercard® and the MBNA Rewards Platinum Plus® Mastercard® are credit cards part of the Mastercard network.
This means that they will be accepted for purchases made at Costco and you will be able to earn 1 point per dollar.

Insurance
These MBNA Rewards credit cards offer several insurance coverages.
Mobile Device Insurance
In terms of Mobile Device Insurance, the MBNA Rewards World Elite® Mastercard® and the MBNA Rewards Platinum Plus® Mastercard® both offer this coverage.
Coverage of up to $1,000 in the event of loss, theft, accidental damage or mechanical failure of your eligible mobile device.
To benefit from this protection, you must use one of these MBNA Rewards Mastercard credit cards to:
- Pay all your monthly cell phone bills and any upfront costs
- OR pay for at least 75% of your mobile device when you pay the full cost of its purchase up front

Travel insurance
The MBNA Rewards World Elite® Mastercard® offers insurance coverage for your travels:
Insurance | Details |
Travel Medical Insurance | Up to $2 million for the first 21 days of travel (65 and under) |
Delayed or lost luggage insurance | Up to $1,000 per person, if more than 4 hours late |
Flight and travel delay insurance | Up to $500 per person if the flight or trip is delayed more than 4 hours |
Purchase Assurance and Extended Warranty Insurance
The MBNA Rewards World Elite® Mastercard® and the MBNA Rewards Platinum Plus® Mastercard® offer 90 days of purchase insurance. In addition, they both provide an attractive extended warranty. The extended warranty doubles the manufacturer’s written warranty on most new purchases made with this card.
The MBNA Rewards World Elite® Mastercard® sets itself apart by offering Price Protection for 60 days from the date of purchase. This refers to an eligible item paid for with your card where you find it at a lower price in Canada after purchase.

Bottom Line
The choice is yours!
The MBNA Rewards World Elite® Mastercard® is for people with incomes over $80,000 who want a fast earning of rewards points at grocery stores, restaurants and monthly memberships. Also, it offers travel insurance with an annual fee of $120. Its welcome bonus will give you up to $165 in reward points.
While the MBNA Rewards Platinum Plus® Mastercard® has no annual fee and requires no minimum income. This credit card does not have travel insurance but does offer an attractive extended warranty. Its welcome bonus will give you up to $50 in reward points.