To the point
Get 35,000 points and the first-year free with our exclusive offer for the National Bank World Elite Mastercard!
In partnership with the National Bank, Milesopedia presents an exclusive offer:
- National Bank World Elite Mastercard: 35,000 Points and First-Year Free (main cardholder and first authorized user)
You can redeem those 35,000 Points to treat yourself for:
- Travel: Redeem your points for a travel expense or book a trip with your points with NBC’s À la carte Travel Agency (best value)
- Items or gift cards from the NBC À la carte Rewards Program catalogue
- Some financial products held at National Bank and its subsidiaries
35,000 points are worth up to $350 towards travel expenses.
In addition, with this offer, you get an annual fee refund and other travel benefits (insurance and annual travel credit).
National Bank's World Elite Mastercard®
The National Bank’s World Elite Mastercard® is the best NBC credit card.
With this exclusive welcome offer for Milesopedia readers, you can earn 35,000 points after $3,000 in purchases and the first year annual fee is waived for the primary and first additional cardholder.
With this card, you earn up to 5 points per dollar on your purchases:
- 5 points per dollar on grocery and restaurant purchases
- 2 points per dollar on gas and electric recharge purchases
- 2 points per dollar on recurring bills
- 2 points per dollar on À la carte Travel
- 1 point per dollar on all other purchases
And since this credit card is a Mastercard, you can use it at Costco. With this card, you have access to a $150 annual travel credit that you can use in any of these categories:
- Airport parking
- Baggage fees
- Seat selection
- Access to airport lounges
- Flight upgrades
In addition, you can enjoy access to DragonPass airport lounges and free Wi-Fi with Boingo. And unlimited access to the National Bank Lounge at Montreal-Trudeau.
Finally, in 2022, we voted The National Bank’s World Elite Mastercard® as the Best Travel Credit Card for Insurance.
This promotion is intended for individuals who do not have a National Bank Mastercard credit card and have not held a National Bank credit card within the last 24 months.
Benefits of The National Bank's World Elite Mastercard®
$150 travel credit per calendar year
Through the NBC Smart Traveller program, National Bank’s World Elite Mastercard® cardholders have access to a total of $150 applicable on certain travel-related expenses each calendar year.
- Airport parking
- Baggage fees
- Seat selection
- Access to airport lounges
- Flight upgrades
This is a great perk for those who use an airport parking lot (note that Park & Fly also works with this benefit) or who have to pay baggage or seat selection fees.
These credits are valid per calendar year. This means that if you sign up for the National Bank’s World Elite Mastercard® in 2022, you’ll have these credits until December 31, 2022, and then you’ll get new ones on January 1, 2023.
However, if you don’t use the 2022 ones, they will be lost.
Unlimited access to the National Bank Lounge at Montreal-Trudeau
With the National Bank World Elite Mastercard, you can get unlimited and complimentary access to the National Bank Lounge at Montreal-Trudeau (YUL).
This benefit is valid for the main cardholder as well as an additional traveller. And up to two children.
Additional National Bank World Elite Mastercard credit cardholders are also eligible for unlimited access to the National Bank Lounge with an additional guest!
Benefits common to both the World and World Elite Mastercard NBC cards
Access to DragonPass Lounges
The National Bank World Mastercard and the National Bank’s World Elite Mastercard® offer access to over 1,300 airport lounges worldwide in the DragonPass network.
For each visit, you will have to pay an entrance fee of 32 US$ per person.
Please note that as of January 1, 2023, World Elite cardholders will be able to receive reimbursement for these airport lounge accesses. This is an eligible travel expense, up to a maximum of $150 per year.
Free Wi-Fi with Boingo
The National Bank World Mastercard and the National Bank World Elite Mastercard offer free unlimited access to over 1 million Wi-Fi hotspots via Boingo worldwide.
This is particularly useful with some airlines such as WestJet, Lufthansa, Swiss, Austrian, Singapore Airlines, Etihad, etc.
Insurance coverage
For most of the insurance included, the National Bank’s World Elite Mastercard® is one of Canada’s only credit cards to cover you even if you only charge a part of the cost of the trip on it.
The following expenses will be reimbursed, provided that a portion (…) of the trip was charged to the account.
Banque Nationale du Canada
For travel insurance, only baggage insurance in case of delay and vehicle rental insurance requires that the entire cost was charged to the card.
| Insurance | Coverage |
| Medical/hospital insurance Out-of-province-of-residence |
up to $5,000,000 per person (see details below on age and duration) |
| Trip Cancellation Insurance (before departure) |
up to $2,500 per insured person |
| Trip Interruption Insurance (after departure) |
up to $5,000 per insured person |
| Departure flight delay insurance (over 4 hours) |
$250 per day (up to $500 per person) |
| Baggage insurance in case of delay (over 6 hours) |
up to $500 per person |
| Lost or Stolen Baggage Insurance | up to $1,000 per person |
| Vehicle rental insurance |
Vehicle valued up to $65,000 |
| Purchase protection in the event of theft or damage (180 days) |
up to $60,000 |
| Mobile Device Insurance | up to $1,000 |
| Possibility of tripling the manufacturer’s warranty | up to 2 additional years |
| Insurance booklet |
The National Bank’s World Elite Mastercard® offers different coverage for emergency medical care while travelling depending on:
- the person’s age
- the length of the trip
| Age | Maximum trip time frame |
| 54 and under | 60 days |
| 55 to 64 | 31 days |
| 65 to 74 | 15 days |
| 75 years or older | no coverage |
Redeeming points
À la carte Rewards
To redeem your NBC Rewards points, you need to log in to the NBC À la carte Rewards portal.
You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.
This is simply the best use you will make of your NBC Rewards points!
Statement credit
You can use your NBC points as an account credit for all travel expenses charged to your credit card (you have to redeem your points within 60 days after the travel expense).
Eligible purchases are:
- Flights
- Vacation packages
- Car rentals
- Hotel nights
- Cruises
- Condominium or cottage bookings for tourism purposes
- Airbnb
- Excursions
- Camping
- And more!
However, for this type of redemption, the rate is different (see table below).
You can also redeem your points for a product in the À La Carte Rewards catalogue.
NBC Rewards Chart
You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.
| Rewards | Points for $100 |
| A La Carte Travel Agency Redemptions | 10 000 |
| Flexible travel rebates (from 55,000 points redeemed) |
11 000 |
| Flexible travel rebates | 12 000 |
| Extras À La Carte RRSP or TFSA contribution Reimbursement of your all-in-one line of credit or mortgage loan |
12 000 |
| Gift-card | 12 000 – 13 500 |
| Statement credit | 25 000 |
In addition, the A la carte Rewards store also allows you to redeem your points for merchandise and gift cards.
If you have a promotional code, you can use it at checkout.
Conclusion
Now is the best time to apply for the National Bank World Elite Mastercard to get 35,000 points and the first-year free while having the Best Credit Card for Travel Insurance in 2022!
If you don’t have the minimum income requirement of $80,000, you may be able to get another offer with the National Bank Platinum Mastercard. This card does not require a minimum income.
Come to discuss that topic in our Facebook Group!
