National Bank World Elite Mastercard: 35,000 points and first-year free!

The National Bank of Canada (NBC) rarely runs welcome offers for its credit cards. Now it’s a great time to apply for one of the best credit cards in Canada with travel and purchase insurance!

With the Smart Traveller program, each calendar year, as a cardholder of the National Bank’s World Elite Mastercard^®, you can get a refund of up to $250 on selected travel expenses.

• Airport parking: $100
• Baggage fees: $100
• Seat selection: $50

This is a great perk for those who use an airport parking lot (note that Park & Fly also works with this benefit) or who have to pay baggage or seat selection fees.

These credits are valid per calendar year. So if you apply for the National Bank’s World Elite Mastercard^® in 2021, you can use those credits on travel expenses occurring before December 31, 2021, and you will get new credits on January 01, 2022.

However, if you don’t use your 2021 credits, they will be lost. Follow our tutorial to use your travel credits.

With the National Bank World Elite Mastercard, you can get unlimited and complimentary access to the National Bank Lounge at Montreal-Trudeau (YUL).

This benefit is valid for the main cardholder as well as an additional traveller. And up to two children.

For most of the insurance included, the National Bank’s World Elite Mastercard^® is one of Canada’s only credit cards to cover you even if you only charge a part of the cost of the trip on it.

The following expenses will be reimbursed, provided that a portion (…) of the trip was charged to the account.

Banque Nationale du Canada

For travel insurance, only baggage insurance in case of delay and vehicle rental insurance requires that the entire cost was charged to the card.

The National Bank’s World Elite Mastercard^® offers different coverage for emergency medical care while travelling depending on:

• the person’s age
• the length of the trip

With the National Bank’s World Elite Mastercard^®, you can earn up to 2 points per dollar in Card purchases:

To redeem your NBC Rewards points, you need to log in to the NBC À la carte Rewards portal.

You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.

This is simply the best use you will make of your NBC Rewards points!

You can use your NBC points as an account credit for all travel expenses charged to your credit card (you have to redeem your points within 60 days after the travel expense).

Eligible purchases are:

• Flights
• Vacation packages
• Car rentals
• Hotel nights
• Cruises
• Condominium or cottage bookings for tourism purposes
• Airbnb
• Excursions
• Camping
• And more!

However, for this type of redemption, the rate is different (see table below).

You can also redeem your points for a product in the À La Carte Rewards catalogue.

You can book your vacation with your points (plus monetary supplement if required) through the À la carte Travel Agency: 10,000 points for every $100.

Now is a great time to apply for for the National Bank’s World Elite Mastercard^®!

The National Bank’s World Elite Mastercard^® is a credit card to keep from year to year for several reasons:

• it has one of the best travel and purchases credit card insurance on the market
• up to $250 travel credit per year
• Unlimited access to the National Bank Lounge at Montreal-Trudeau airport

I myself benefited from this offer a few weeks ago, and I’ll explain why it’s the best time to apply for this Card in this post.