Find out how you can earn many Marriott Bonvoy points with Membership Rewards.
How to get Marriott Bonvoy points with the Membership Rewards Program?
Marriott Bonvoy Points in Canada
But once you’ve earned 100,000 points (or even 200,000 points if you merge Marriott Bonvoy points earned by a spouse or friend in the same account), your points balance won’t grow easily.
Actually, to earn Marriott Bonvoy points, you’ll have to charge your monthly purchases to your Marriott Bonvoy credit cards; or regularly stay in the group’s hotels (while benefiting from recurring promotions).
And don’t think about churning Marriott Bonvoy credit cards: American Express ended that in 2020. The lifetime welcome offer rule came fully into effect, accelerated by the COVID-19.
Membership Rewards and Marriott Bonvoy
American Express Membership Rewards is Canada’s best-known flexible points program.
You can transfer Membership Rewards points to partners such as Marriott Bonvoy. The conversion ratio is 1:1.2.
Thus, 10,000 Membership Rewards = 12,000 Marriott Bonvoy points.
The Membership Rewards program’s advantage is to offer 7 credit cards for consumers and small businesses, or multiple ways to earn more Membership Rewards points or Marriott Bonvoy points!
Marriott Bonvoy and the Cobalt Card
With the new welcome offer for the American Express Cobalt™ Card, you can earn up to 45,000 Membership Rewards points. That’s up to 54,000 Marriott Bonvoy points in the first year.
Every month you spend $500, American Express gives you 2,500 Membership Rewards points as a bonus (or 3,000 Marriott Bonvoy points). At the end of 12 months, this is therefore equivalent to 36,000 Marriott Bonvoy points.
But thanks to this exceptional welcome offer, you can also get 15,000 Membership Rewards Bonus Points (i.e. 18,000 Marriott Bonvoy points).
36,000 + 18,000 = 54,000 Marriott Bonvoy points.
And by concentrating your minimum spend requirement in the 5x categories (grocery, food delivery, convenience stores, restaurants), you could earn about 99,000 Marriott Bonvoy points in a year! To get that, you need to spend at least $7,500 within the first twelve months.
Below you can see the number of Marriott Bonvoy points earned over 12 months thanks to the American Express Cobalt™ Card in the 5x categories (which equals 6x Marriott Bonvoy points per dollar when transferring your points to this program):
|Month||Purchases||5x Categories||Monthly bonus||Additional Bonus||Total|
|1||$1,000||6,000 points||3,000 points||–||9,000 points|
|2||$1,000||6,000 points||3,000 points||–||9,000 points|
|3||$1,000||6,000 points||3,000 points||18,000 points||27,000 points|
|4||$500||3,000 points||3,000 points||–||6,000 points|
|5||$500||3,000 points||3,000 points||–||6,000 points|
|6||$500||3,000 points||3,000 points||–||6,000 points|
|7||$500||3,000 points||3,000 points||–||6,000 points|
|8||$500||3,000 points||3,000 points||–||6,000 points|
|9||$500||3,000 points||3,000 points||–||6,000 points|
|10||$500||3,000 points||3,000 points||–||6,000 points|
|11||$500||3,000 points||3,000 points||–||6,000 points|
|12||$500||3,000 points||3,000 points||–||6,000 points|
|Total||$7,500||45,000 points||36,000 points||15,000 points||99,000 points|
99,000 Marriott Bonvoy points for $7,500 in Card purchases over 12 months, that’s a great earn for Marriott Bonvoy point collectors!
This method is mainly intended for those who have already taken advantage of the Marriott Bonvoy credit card offers. If you don’t, it’s best to start with one of those cards since you could get 50,000 welcome bonus points after only $1,500 in Card purchases within the first three months.
Where the American Express Cobalt™ Cardᴰ makes the difference over the two Marriott Bonvoy credit cards, it is on its earning categories at 5 Membership Rewards points per dollar (or 6 Marriott Bonvoy points per dollar).
Grocery, Food Delivery, Convenience Stores, Restaurants and Bars: for every dollar you spend, you will get the equivalent of 6 Marriott Bonvoy points, where the Marriott Bonvoy credit cards only offer 2 or 3 points.
If you spend the minimum spend required monthly at these stores to earn 6 Marriott Bonvoy points per dollar in the first year, you will get 99,000 Marriott Bonvoy points! Of course, if you spend more, you’ll get more!
Actually, the only limit imposed by American Express is the limit of $30,000 in annual spending within the 5x categories (or 6 Marriott Bonvoy points per dollar), which equals $2,500 per month (that’s 15,000 Marriott Bonvoy points per month or 180,000 Marriott Bonvoy points per year)!
Reasonably, when compared to my average budget for a family of two adults and two children, $1,000 per month in grocery, food delivery, gift cards, SAQ, Amazon and gas purchased in grocery stores seems realistic.
With this type of budget, you could earn 6,000 Marriott Bonvoy points per month or 72,000 Marriott Bonvoy points per year.
To which must be added the welcome bonus equivalent to 54,000 Marriott Bonvoy points, or 126,000 Marriott Bonvoy points in 12 months! It’s up to you to calculate according to your monthly budget and your purchase categories!
What do Marriott Bonvoy points offer you?
As mentioned in the introduction, these are for free hotel nights. You will have to use your points according to the Marriott Bonvoy chart composed of 8 hotel categories. The best deals are within category 1 to 4.
This could also be interesting for Disney Theme Parks (when staying outside of the parks).
This will save you a lot of money on accomodation!