How does the PC Optimum program work?

You can earn PC Optimum points with your regular purchases and by taking advantage of frequent promotions.

Signing up for PC Optimum couldn’t be easier! Go on PC Optimum’s website and fill out the sign-up form.

Over 4,500 stores are part of the PC Optimum Loyalty Program.

You can earn PC Optimum points in two ways:

• through personalized offers you will find in your PC Optimum account
• with a fixed ratio at Shoppers Drug Mart and Esso/Mobil

You will often find personalized offers in your PC Optimum account. This is essentially the case for grocery and drugstore purchases.

These offers are perfect for quickly earning PC Optimum points!

For purchases at Shoppers Drug Mart drugstores and Esso or Mobil gas stations, a fixed ratio is applied:

To earn more PC Optimum points, there are 3 credit cards affiliated with the program:

• PC Financial Mastercard
• PC Financial World Mastercard
• PC Financial World Elite Mastercard

*At Shoppers Drug Mart drugstores and Esso/Mobil gas stations, the base points you would have earned are also included in the calculation.

These credit cards, therefore, offer a return of 1 to 3% in PC Optimum points.

You can choose to earn other types of rewards by shopping at PC Optimum stores. With the right credit cards, you could earn:

• cashback
• AIR MILES miles
• Travel points
• Aeroplan Points

Let’s take cash back or AIR MILES miles as an example.

One of the best cash back credit cards in Canada is the Scotia Momentum^® VISA Infinite* card.

With this card, you can earn:

• 4% cash back on groceries
• 4% cash back for recurring payments
• 2% cash back for gas station purchases
• 1% cash back on all other purchases

If you don’t have the minimum income required of $60,000 for the Scotia Momentum^® VISA Infinite* card, you could choose one of these three no annual fee cards earning up to 3% cash back for groceries:

• 3% cash back with the BMO^® CashBack^® Mastercard^®*
• 2% cash back with the MBNA Smart Cash Platinum Plus^® Mastercard^®
• 2% cash back with the Tangerine Money-Back Credit Card

One of the best credit cards for earning AIR MILES Reward Miles in Canada is the BMO^® AIR MILES^® World Elite^®* Mastercard^®*.

With this card, you can earn 1 mile for every $10 in purchases anywhere, including groceries, drugstores and gas stations. These businesses do not need to be AIR MILES sponsors.

If you don’t have the $80,000 minimum income required by the BMO^® AIR MILES^® World Elite^®* Mastercard^®*, you may choose the no annual fee version that allows you to earn 1 mile per $25 of purchases anywhere.

You can use your PC Optimum points at most participating stores.

The redemption value of the points is 10,000 PC Optimum points = $10.

Up to 500,000 PC Optimum points can be redeemed per transaction or a $500 value.

If the redemption value of the points is 10,000 points = $10, it will be interesting to wait for the promotional days offered by Shoppers Drug Mart.

These days are called “Bonus Days, Points Days, Bonus Event, etc”. Your points can be worth a lot more!

In the example below:

• 50,000 points = $65 instead of $50
• 100,000 points = $140 instead of $100
• 200,000 points = $300 instead of $200

The PC Optimum Rewards Program is a must-have in everyday life.

It is the fastest growing membership program in Canada and its ease of use is probably the key to its success!