Earn 45,000 Points + First-Year Free + 4 Airport Lounge Visits
Business Platinum Card® from American Express Centurion

Small Business Offer: 80,000 points with the Business Platinum Card from American Express!

To the point Here is the new offer for the Business Platinum Card® from American Express, the Best Small Business Card with travel rewards.

Welcome offer

Earn 80,000 points with this welcome offer when you spend $6,000 in purchases to your Business Platinum Card® from American Express within the first three months of Cardmembership.

You can use your Membership Rewards points in many ways:

  • Transfer points to airline partners (Aeroplan, British Airways Executive Club, Flying Blue, Delta Skymiles, etc.)
  • Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
  • And more!

With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. In addition, you have travel benefits:

  • Complimentary and unlimited access for you and an additional traveller to over 1,300 airport lounges worldwide.
  • Marriott Bonvoy Gold Elite status
  • Access to the Fine Hotels & Resorts program

With this Card you can maximize your cash flow with up to 55 interest free days.

Finally, the Business Platinum Card® from American Express comes with premium insurance: Car Rental Theft and Damage, $500,000 Travel Accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

Like all American Express Canada Cards, there is no minimum income requirement.

Membership Rewards Value

80,000 Membership Rewards points are worth $800 if used towards any purchase charged to your Card. That’s a value of 1 cent per point.

But in our opinion, the value can be much greater by transferring your points to partner loyalty programs like Aeroplan, British Airways Executive Club, Flying Blue or Marriott Bonvoy!

In my case, I convert my Membership Rewards points into Aeroplan points to book:

Or I use my Membership Rewards points through the American Express fixed points travel program for some North American destinations: the return is 2 cents per point (a value of $1,600 for 80,000 points).

Singapore Airlines A350 Business Class 09
Singapore Airlines A350 Business Class

Everyday life benefits

A single earning rate for all purchases

With the Business Platinum Card® from American Express, you earn 1.25 Membership Rewards points per dollar on all your purchases.

Membership Rewards points can be transferred to:

  • Airline programs such as Aeroplan, British Airways Executive Club, Delta Skymiles or Flying Blue
  • Hotel programs such as Marriott Bonvoy and Hilton Honors.

A metal card

As a high-end card, the Platinum Card is a metal card!

The Business Platinum Card® from American Express is one of the only cards in Canada to be made of metal, which establishes the premium edge of the Business Platinum Card® from American Express versus the competition.

And this Card is really beautiful with only your name on the front: all the other information is on the back (but your wallet will weigh a little more)!

carte de platine entreprise centurion

Benefits for your travels

Access to Airport Lounges

Business Platinum Cardmembers have access to the American Express Worldwide Lounge Collection.

Here are the conditions of access for each type of lounge:

Lounge Details
Priority Pass Complimentary and unlimited access for the Cardmember AND a guest
1200 airport lounges worldwide
Executive Lounges by Swissport Complimentary access for the Cardmember and his spouse
2 children under the age of 21

by presenting the Platinum Card
Ex: National Bank Lounge in Montreal, Aspire in Amsterdam, Gatwick…
V.I.P. International Airport Lounge
Jean-Lesage from Quebec City
Complimentary access for the Cardmember and a travel companion
2 children under the age of 18

by presenting the Platinum Card
Plaza Premium Lounges Complimentary access for the Cardmember and his spouse
by presenting the Platinum Card
Ex: Plaza Premium lounges in Toronto, Vancouver, Edmonton, Winnipeg
Delta Sky Club Complimentary access for the cardmember
upon presentation of the Platinum card
and a Delta Airlines boarding pass
Airspace Lounges Complimentary access for the Cardmember and his spouse
2 children under the age of 21

or 2 travel companions
by presenting the Platinum Card
San Diego and Cleveland Airports
Escape Lounges Complimentary access for the cardmember
&
2 travel companions
by presenting the Platinum Card
Oakland Airports, Minneapolis…
The Centurion Lounge Complimentary access for the cardmember
&
2 travel companions
by presenting the Platinum Card
Miami, Las Vegas, La Guardia, San Francisco, Hong Kong
International American Express Lounges
American Express
Complimentary access for the Cardmember
collection salon lounge american express

For example, you can get complimentary access to the Air France Lounge or the National Bank Lounge at Montreal-Trudeau International Airport.

Salon Air France Montreal YUL

Status in hotel programs

The Business Platinum Card® from American Express also offers Elite status with Marriott Bonvoy, which entitles you to several benefits:

Program Status Key benefits
marriott bonvoy logo Elite Gold
Room upgrade

2 p.m Late departure
10 points for every eligible U.S. dollar
and 25% more points than base members
Premium Internet access

The Fine Hotels and Resorts program

Business Platinum Cardmembers have access to the Fine Hotels & Resorts program, which provides a variety of valuable benefits at high-end hotels such as:

  • Complimentary Breakfast
  • Room upgrade
  • 4 p.m.guaranteed Late departure
  • $100 hotel property credit
Marriott Bonvoy Cosmopolitan of Las Vegas Autograph Collection featured
The Cosmopolitan of Las Vegas, Autograph Collection

High-end travel insurance

Travel insurance from the Business Platinum Card® from American Express is particularly advantageous with very high levels of reimbursement, whether for flight delays, baggage delays, foreign assistance, high-end car rentals…

Here is a summary of insurance coverages (this information is informational. Refer to the brochure provided with your Business Platinum Card® from American Express).

Insurance Coverage
Emergency Medical Insurance
Out of Province/Country
Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.
Trip Cancellation Insurance You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Card before your departure date should you cancel your trip for a covered reason.maximum of $5,000 for all insured persons), if you have to cancel a trip due to an eligible situation.
Trip Interruption Insurance When you fully charge your travel arrangements to your Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason.You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
Flight Delay Insurance Fully charge your airline ticket to your Card and receive up to $1,000 (maximum in combination with Baggage Misplacement Insurance) for any necessary and reasonable charges incurred within 48 hours at a hotel, motel or restaurant if your flight is delayed or you are denied boarding for more than four hours without providing alternative transportation.
Baggage Delay Insurance When you fully charge your airline ticket to your Card, you can receive up to $1,000 (maximum in combination with Flight Delay Insurance) for any necessary and reasonable routine purchases of clothing and sundries deemed essential that you make within four days, if your luggage is not not returned within six hours of arrival at your departure flight destination.
Lost or Stolen Baggage Insurance You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to $1,000 per trip for all insureds.
Car Rental Theft and Damage Insurance Save when you travel with flight and damage insurance for rental cars included with your Platinum card. You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency and fully charge your rental to your Platinum Card. This insurance is available at no extra cost and you do not have to pay the insurance charged by the car rental company (usually costing between $16 and $23 per day).
Hotel Burglary Insurance You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Card.
$500,000 Travel Accident Insurance You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Card. Additional cardmember, their spouse and dependent children under the age of 23 are also covered.
Purchase Protection® Plan You can be insured for eligible items charged to your Card for 120 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined). No registration required. You can be reimbursed for eligible events not covered by any other insurance.
Purchase Protection® Plan Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card. This protection applies to card items around the world, if the manufacturer’s warranty is valid in Canada and the United States and does not exceed five years. Jewelry, motor vehicles and parts are not covered. Before you have an item repaired, you must get permission. Replacement and repair costs for each eligible item may not exceed $10,000, up to a maximum of $25,000 per Cardmember, per year, for all claims.
american express centurion lounge hong kong 17
American Express Centurion Lounge Hong Kong

A Membership Rewards Card

Redeeming points to book flights with American Express

American Express has two charts:

  • Flexible points: here you use your points at a value of 1,000 Membership Rewards points = $10
  • Fixed Points: the fare will be depend on the destination
american express logo salon 1

And this is how we will be able to get the most value out of our Membership Rewards points!

Up to 1,000 Membership Rewards points = $20. That’s 80,000 points = $1,600!

Using points against any expense

Another way to use Membership Rewards points is by applying them to your purchases. The rate is 1,000 Membership Rewards points = $10.

That’s 80,000 Membership Rewards points = $800!

Membership Rewards Transfer Partners

Here are all the transfer partners for American Express Membership Rewards program:

Partners Conversion rate
Aeroplan New Logo 80,000 Membership Rewards points
=
80,000 Aeroplan points
flying blue logo 80,000 Membership Rewards points
=
60,000 miles
in asia miles 80,000 Membership Rewards points
=
60,000 miles
british airways club 80,000 Membership Rewards points
=
60,000 Avios points
pg logo delta skymiles e1496111335578 80,000 Membership Rewards points
=
60,000 miles
etihad guest 80,000 Membership Rewards points
=
60,000 miles
hilton honors e1488115875520 80,000 Membership Rewards points
=
80,000 Hilton Honors points
marriott bonvoy logo 80,000 Membership Rewards points
=
96,000 Marriott Bonvoy points

Bottom line

It’s a Card I’ve had as an entrepreneur since early 2019. I get complimentary and unlimited access, for me and another person traveling with me, to airport lounges:

  • Priority Pass
  • Plaza Premium Lounges
  • The Centurion Lounge
  • Delta Sky Club (when travelling with Delta Airlines)

And it’s on this card I spend most of my out-of-categories expenses: 1.25 Membership Rewards points per dollar, points that I then transfer to the Aeroplan or Flying Blue programs!

Come to discuss that topic in our Facebook Group!

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