Business Platinum Card® from American Express Centurion

Business Offer: Up To 120,000 points With The American Express Business Platinum Card!

To the point Here is the new offer for the Business Platinum Card® from American Express, the Best Small Business Card with travel rewards.
Milesopedia recommends this card from American Express Canada

Welcome offer

Earn up to 120,000 points with this welcome offer for the Business Platinum Card® from American Express:

  • 80,000 Membership Rewards® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership
  • 40,000 points when you make a purchase between 14 and 17 months of Cardmembership

You can use your Membership Rewards points in many ways:

  • Transfer points to airline partners: Aeroplan, Avios (British Airways / Qatar Airways), Flying Blue, Delta Skymiles, etc.
  • Transfer points to hotel programs (Hilton Honors, Marriott Bonvoy)
  • Redeem points for statement credits to offset any eligible purchase charged to your Card (1,000 points = $10)
  • And more!

120,000 points have a minimum value of $1,200 for a statement credit and much more if you transfer your points to a partner.

With this Card, you earn 1.25 Membership Rewards points per dollar on all purchases. What’s more, you’ll enjoy a host of travel and business benefits:

  • Complimentary and unlimited access for you and an additional traveller to over 1,300 airport lounges worldwide.
  • $200 Annual travel credit
  • $100 Card Statement Credit for Nexus
  • Marriott Bonvoy Gold Elite status
  • Hilton Honors Gold Status
  • Access to the Fine Hotels & Resorts program
  • Up to $120 in eligible Wireless Credits each year

With this Card you can maximize your cash flow with up to 55 interest free days. It is a card that is particularly appreciated by contractors when making large purchases in home improvement stores, for example.

Last but not least, the Business Platinum Card® from American Express is distinguished by the numerous insurance coverages it offers: theft and damage for rental cars, travel accident from $500,000Emergency medical expenses (out-of-province or out-of-country), lost or stolen baggage, flight delays and misdirected baggage, hotel or motel burglary, Purchase Protection, Purchase Security.

Like all American Express Canada Cards, there is no minimum income requirement.

Membership Rewards Value

120,000 Membership Rewards points have a $1,200 value if used towards any purchase charged to your card. That’s a value of 1 cent per point.

But in our opinion, the value can be much greater by transferring your points to partner loyalty programs like Aeroplan, British Airways Executive Club, Flying Blue or Marriott Bonvoy!

Personally, I use my Membership Rewards points by transferring them to Aeroplan to book flights:

Or I use my Membership Rewards points via the American Express fixed-point travel program for specific North American destinations: the return is 2 cents per point (a value of $2,400 for 120,000 points).

singapore airlines a350 – business class-09
Singapore Airlines A350 Business Class

Everyday life benefits

A single earning rate for all purchases

With the Business Platinum Card® from American Express, you earn 1.25 Membership Rewards points per dollar on all your purchases.

Membership Rewards points can be transferred to:

  • Airline programs such as Aeroplan, British Airways Executive Club, Delta Skymiles or Flying Blue
  • Hotel programs such as Marriott Bonvoy and Hilton Honors.

Annual mobile credit of up to $120

With your Business Platinum Card® from American Express, you can earn $10 in credit each month on mobile plan payments, up to a maximum of $120. Read this article to find out how to use the $120 Annual Mobile Credit.

credit platine pme dell bell mobile fr

Annual Dell Credit of up to $200

With your Business Platinum Card® from American Express, you can get a $100 statement credit every six months for your Dell purchases. That means you could earn up to $200 in Dell credit annually!

Here’s an example of a purchase made just before December 31 that qualified for the $100 semi-annual credit. From January 1 to June 30, you can get a new $100 credit, and so on!

credit platine pme dell bell mobile fr

A metal card

As a high-end card, the Platinum Card is a metal card!

The Business Platinum Card® from American Express is one of the only cards in Canada to be made of metal, which establishes the Premium (and different) side of the Business Platinum Card® from American Express against the competition.

And this Card is really beautiful with only your name on the front: all the other information is on the back (but your wallet will weigh a little more)!

Business Platinum Card® from American Express Centurion

Benefits for your travels

Access to Airport Lounges

Business Platinum Cardmembers® from American Express have access to the worldwide collection of American Express lounges.

Here are the conditions of access for each type of lounge:

Lounge Details
Priority Pass Complimentary and unlimited access for the Cardmember AND a guest
1300 airport lounges worldwide
Executive Lounges by Swissport Complimentary access for the Cardmember and his spouse
2 children under the age of 21

by presenting the Platinum Card
Ex: National Bank Lounge in Montreal, Aspire in Amsterdam, Gatwick…
V.I.P. International Airport Lounge
Jean-Lesage from Quebec City
Complimentary access for the Cardmember and a travel companion
2 children under the age of 18

by presenting the Platinum Card
Plaza Premium Lounges Complimentary access for the Cardmember and his spouse
by presenting the Platinum Card
Ex: Plaza Premium lounges in Toronto, Vancouver, Edmonton, Winnipeg
Delta Sky Club Complimentary access for the cardmember
upon presentation of the Platinum card
and a Delta Airlines boarding pass
Airspace Lounges Complimentary access for the Cardmember and his spouse
2 children under the age of 21

or 2 travel companions
by presenting the Platinum Card
San Diego and Cleveland Airports
Escape Lounges Complimentary access for the cardmember
&
2 travel companions
by presenting the Platinum Card
Oakland Airports, Minneapolis…
The Centurion Lounge Complimentary access for the cardmember
&
2 travel companions
by presenting the Platinum Card
Miami, Las Vegas, La Guardia, San Francisco, Hong Kong
International American Express Lounges
American Express
Complimentary access for the Cardmember
collection salon lounge american express

For example, you can get complimentary access to the Air France Lounge or the National Bank Lounge at Montreal-Trudeau International Airport.

Amex Platine PME Salon Air France

NEXUS credit of up to $100

The Business Platinum Card® from American Express comes with another benefit for travellers: a $100 NEXUS membership credit.

Simply charge your NEXUS membership (every 4 years) onto your Business Platinum Card® from American Express to get this credit.

Nexus Passeports Milesopedia

$200 annual travel credit

American Express Canada offers a $200 Annual Travel Credit booked through American Express Travel with the Business Platinum Card® from American Express.

This may be:

  • A flight
  • A hotel
  • A car rental
  • A travel package

This credit is renewed each year based on Cardmembership anniversary date.

Status in hotel programs

The Business Platinum Card® from American Express also offers status with Marriott Bonvoy, entitling you to several benefits:

Program Status Key benefits
Marriott Bonvoy Elite Gold Room upgrade
2 p.m Late departure
10 points for every eligible U.S. dollar
and 25% more points than base members
Premium Internet access
Hilton Honors, Gold Complimentary breakfast or restaurant credit
Room upgrade
2 p.m Late departure
10 points for every eligible U.S. dollar
& 80% more points than base level members

The Fine Hotels and Resorts program

Holders of the Business Platinum Card® from American Express have access to the Fine Hotels & Resorts program, which offers a variety of valuable benefits at high-end hotels such as:

  • Complimentary Breakfast
  • Room upgrade
  • 4 p.m.guaranteed Late departure
  • $100 hotel property credit
Marriott Bonvoy Cosmopolitan of Las Vegas Autograph Collection featured
The Cosmopolitan of Las Vegas, Autograph Collection

High-end travel insurance

Travel insurance on the Business Platinum Card® from American Express is particularly advantageous, with very high levels of reimbursement, whether for flight delays, baggage delays, assistance abroad, top-of-the-range car rentals…

Here is a summary of insurance coverages (this information is informational. Refer to the leaflet supplied with your Business Platinum Card® from American Express).

Insurance Coverage
Emergency Medical Insurance
Out of Province/Country
Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by an insured person under age 65 while travelling outside your Canadian province or territory of residence for the first 15 consecutive days of a covered trip.
Flight Cancellation You can be reimbursed for the non-refundable and non-transferable portion of your travel arrangements when charged to your Card before your departure date should you cancel your trip for a covered reason.maximum of $5,000 for all insured persons), if you have to cancel a trip due to an eligible situation.
Trip Interruption Insurance When you fully charge your travel arrangements to your Card, this insurance can cover the non-refundable and non-transferable unused portion of your travel arrangements purchased before your departure date, should your trip be interrupted or delayed for a covered reason.You can be covered for up to $2,500 per insured person, per trip, up to a maximum of $6,000 for all insured persons combined.
Flight Delay Insurance Fully charge your airline ticket to your Card and receive up to $1,000 (maximum in combination with Baggage Misplacement Insurance) for any necessary and reasonable charges incurred within 48 hours at a hotel, motel or restaurant if your flight is delayed or you are denied boarding for more than four hours without providing alternative transportation.
Baggage Delay Insurance When you fully charge your airline ticket to your Card, you can receive up to $1,000 (maximum in combination with Flight Delay Insurance) for any necessary and reasonable routine purchases of clothing and sundries deemed essential that you make within four days, if your luggage is not not returned within six hours of arrival at your departure flight destination.
Lost or Stolen Baggage Insurance You can be covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to $1,000 per trip for all insureds.
Car Rental Theft and Damage Save when you travel with flight and damage insurance for rental cars included with your Platinum card. You can be covered for theft, loss and damage of your rental car with an MSRP of up to $85,000 for rentals of 48 days or less. To take advantage of this protection, simply decline the Collision Damage Waiver (CDW), Loss Damage Waiver (LDW) or similar option offered by the car rental agency and fully charge your rental to your Platinum Card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Hotel Burglary Insurance You can receive up to $1,000 in coverage against the loss of most personal items (excluding cash) if your accommodation is burglarized when you fully charge your accommodations to your Card.
$500,000 Travel Accident Insurance You can be covered up to $500,000 of Accidental Death and Dismemberment Insurance when you fully charge your common carrier (plane, train, ship or bus) tickets to your Card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Purchase Protection® Plan You can be insured for eligible items charged to your Card for 120 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined). No registration required. You can be reimbursed for eligible events not covered by any other insurance.
Buyer’s Assurance® Protection Plan Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card. This protection applies to card items around the world, if the manufacturer’s warranty is valid in Canada and the United States and does not exceed five years. Jewelry, motorized vehicles, and their parts are excluded in this coverage. Before you have an item repaired, you must get permission. Replacement and repair costs are limited to $10,000 per eligible item up to a maximum of $25,000 per Cardmember per policy year for all occurrences combined.
american express centurion lounge hong kong 17
American Express Centurion Lounge Hong Kong

A Membership Rewards Card

Redeeming points to book flights with American Express

American Express has two charts:

  • Flexible points: here you use your points at a value of 1,000 Membership Rewards points = $10
  • Fixed Points: the fare will be depend on the destination
american express logo lounge 1

And this is how we will be able to get the most value out of our Membership Rewards points!

Up to 1,000 Membership Rewards points = $20. So 120,000 points = $2,400!

Using points against any expense

Another way to use Membership Rewards points is by applying them to your purchases. The rate is 1,000 Membership Rewards points = $10.

So 120,000 Membership Rewards points = $1,200!

Membership Rewards Transfer Partners

Here are all the transfer partners for American Express Membership Rewards program:

Partners Conversion rate
Aeroplan New Logo 120,000 Membership Rewards points
=
120,000 Aeroplan points
flying blue logo 120,000 Membership Rewards points
=
90,000 miles
in asia miles 120,000 Membership Rewards points
=
90,000 miles
british airways club 120,000 Membership Rewards points
=
120,000 Avios points
pg logo delta skymiles e1496111335578 120,000 Membership Rewards points
=
90,000 miles
etihad guest 120,000 Membership Rewards points
=
90,000 miles
hilton honors e1488115875520 120,000 Membership Rewards points
=
120,000 Hilton Honors points
marriott bonvoy logo 120,000 Membership Rewards points
=
144,000 Marriott Bonvoy points

How to apply for an American Express Business Card

Bottom Line

It’s a Card I’ve had as an entrepreneur since early 2019. I get complimentary and unlimited access, for me and another person traveling with me, to airport lounges:

  • Priority Pass
  • Plaza Premium Lounges
  • The Centurion Lounge
  • Delta Sky Club (when travelling with Delta Airlines)

And it’s on this card I spend most of my out-of-categories expenses: 1.25 Membership Rewards points per dollar, points that I then transfer to the Aeroplan or Flying Blue programs!

Come to discuss that topic in our Facebook Group!
4.8 Milesopedia Rating
Jean-Maximilien
Jean-Maximilien is an expert in Canada and France about Loyalty programs, Credit cards and Travel. He is the Founding President of Milesopedia.

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