Exclusive Welcome Offer
Milesopedia.com has been a BMO partner since 2015. As such, BMO has exclusive offers on some of its products that you won’t find on the BMO website!
2,0003,000 Bonus Miles and first year free for the BMO® AIR MILES® World Elite®* Mastercard®* 8001,500 Bonus Miles for the BMO® AIR MILES® Mastercard®* 60,00070,000 points for the BMO Ascend World Elite Mastercard
To benefit from these exclusive offers, it is necessary to apply through our affiliate links. By doing so, you will get a much higher welcome bonus than the current offer for other customers, and you will support the development of Milesopedia and its community!
Today we have a new exclusive offer from BMO for Milesopedia readers:
60,00070,000 Points and a first-year free for the BMO eclipse Visa Infinite* Card
70,000 BMO Rewards points
When you sign up for our exclusive offer for the BMO eclipse Visa Infinite* Card, you can earn up to 70,000 BMO Rewards points and have the$120 annual fee waived for the first year:
- 40,000 points after $3,000 in purchases in the first three months
- 30,000 points at annual renewal if you have made $25,000 in purchases with the card in the first 12 months
Plus, you’ll get a $50 annual lifestyle credit – per calendar year – to spend however you want.
With the BMO eclipse Visa Infinite* Card, you can earn 5 BMO Rewards points per dollar spent on:
- Food delivery
And 1 BMO Rewards point for every $1 spent on everything else. Plus, if you add an authorized user to your account, you’ll earn 10% more points.
$50 Annual lifestyle credit
The New BMO eclipse Visa Infinite* Card is a first-year free card. Besides, it comes with a $50 annual credit with a calendar year cycle.
So, if you sign up for this Card between January and December 2022, you could receive the $50 annual credit for 2022, and have a new $50 annual credit in January 2023! That’s $100 for you to use as you see fit!
With the New BMO eclipse Visa Infinite* Card, you can earn 5x the BMO Rewards points for every $1 spent on:
- Food delivery
And 1 BMO Rewards point for every $1 spent on everything else.
Here are a few purchases I’ve made on my new BMO eclipse Visa Infinite* Card:
As you can see, on the points earning side, the new BMO eclipse Visa Infinite* Card focuses on everyday purchases: groceries, gas, local transportation, restaurants, bars and food delivery (trendy in 2020-2021).
All 5x categories (with a Visa credit card accepted almost anywhere)!
I’ve earned 5 points per dollar for my purchases on food delivery (GoodFood), take-out restaurant (McDonald’s) or bakery.
If you use your points for travel, that means a 3.33% return on those purchases (or 2.5% if you use the pay with points option).
For all other purchases, you’ll earn 1 point per dollar.
10% more points with supplemental cardholders
If you add an authorized user to your account, you will earn 10% more points.
So you will earn 5.5 points per dollar in the bonus categories (groceries, gas, local transportation, restaurants, bars, food delivery). That’s a return of 3.66% if you use your points for travel purchases through BMO Rewards.
The additional card fee is $50. Therefore, to break even, you’ll need to spend at least $14,000 per year. And if you spend more, you’ll get more value!
You can use your BMO Rewards points in many ways:
- Pay with your points option for any purchase
- Products or gift cards
Let’s analyze the two most common uses of BMO Rewards points.
Redeem your BMO Rewards Points for travel
To redeem your BMO Rewards points, you’ll need to use the BMO Rewards website. You can redeem BMO Rewards points for different types of trips:
- hotel nights
- Car rentals
- Vacation packages
Prices are the same as other travel agencies.
Using BMO Rewards points for travel is the best use of your points: 150 points = $1. For example, 60,000 points worth $400.
For example, if you spend $1,500 per month in the 5x categories with the new BMO eclipse Visa Infinite* card (groceries, restaurants and bars, food delivery, gas, local transportation), you’ll earn 7,500 points per month, a $50 value for travel.
Over a year, that’s $600 you can earn this way! You can get a free flight or several free hotel nights for many destinations. And 10% more if you add an authorized user to your account.
Redeem BMO Rewards points for all purchases
You can also use your BMO Rewards points for any purchase made on your card, starting at $1.
Here, 200 points = $1. For example, 60,000 points worth $300.
Regarding insurance, the New BMO eclipse Visa Infinite* Card includes:
- Travel Emergency Medical Insurance
- Rental Car Collision Loss/Damage Insurance
- Travel Accident Insurance
- Mobile device insurance
- Purchase security insurance
- Extended warranty
Would you like a Visa credit card earning 5 points per dollar in many stores, with excellent insurance and free visits to VIP lounges? Check out this offer for the BMO eclipse Visa Infinite Privilege Card!
Visa Infinite Benefits
With the new BMO eclipse Visa Infinite* Card, you can enjoy a variety of benefits reserved for Visa Infinite cardholders:
- Visa Infinite Luxury Hotel Collection
- Visa Infinite Concierge
- Visa Infinite Wine Country
- Visa Infinite Dining Series
- Troon Golf Benefit
The BMO eclipse Visa Infinite* Card was launched when travel stopped, and everyday expenses such as groceries or food delivery took precedence over other types of spending.
In this sense, earning 5 points per dollar on this type of purchase with a Visa card (accepted almost everywhere) for an effective return of more than 3.5% is particularly interesting.
And thanks to an annual statement credit you can use however you want (and not just travel like other credit cards), it’s a way for BMO to “virtually” lower the annual fee for loyal customers.
During the second year, the annual fee is equal to $70 for the BMO eclipse Visa Infinite* Card (after the $50 annual credit) This can provide the benefits of a Visa Infinite credit card at a reduced cost, year after year!
With travel starting up again this year, this exclusive offer to earn up to 70,000 BMO Rewards points (or $467 in travel rewards) is a welcome addition to your upcoming travels!
To apply for the new BMO eclipse Visa Infinite* Card, you must have a minimum annual income of $60,000 (individual) or $100,000 (household).