Amex Gold Card: 60,000 bonus points | Canada | Milesopedia
Scene+ Offer: Up to 40,000 points + First-Year Annual Fee Rebate + No FX Fee + 6 visits to Airport VIP Lounges
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Amex Gold: Up to 60,000 Welcome Bonus Points!

To the point The American Express® Gold Rewards Card is an outstanding card to earn points at grocery stores, gas stations, drug stores and on travel purchases.

Welcome offer

Earn up to 60,000 Membership Rewards points with this welcome offer for the American Express® Gold Rewards Card.

You earn 5,000 Membership Rewards points for every $1,000 in net purchases you charge to your Card each month.

With this Card, you get many benefits like:

  • $100 annual travel credit
  • Priority Pass membership and 4 complimentary Plaza Premium visits per year
  • $50 NEXUS credit

You earn 2 points per dollar for travel purchases, and at:

  • gas stations
  • grocery stores
  • drugstores

And 1 point per dollar everywhere else.

Like all American Express Canada Cards, there is no minimum income requirement.

Earning points

Avec la Carte Or avec primes American ExpressMD, vous pouvez obtenir entre 1 et 3 points par dollar:

Catégorie Points par dollar
Amex Voyages: Hôtels et Location de voiture 3
Voyages 2
Épicerie 2
Station-service 2
Pharmacie 2
Autres 1

And don’t forget: grocery stores, gas stations and drug stores are great places to buy gift cards!

So, when you buy gift cards (SAQ, Amazon, Home Depot, etc.) in these stores with your American Express® Gold Rewards Card, you earn 2 points per dollar.

Transfer points to other programs

To hotel partners

With every Membership Rewards Cards, you can transfer points to two hotel partners:

Here are the transfer ratio and duration:

Programme Points-Privilèges Points obtenus Délai
Hilton Honors 1 000 1 000 5 jours
Marriott Bonvoy 1 000 1 200 5 jours
the st regis bahia beach resort puerto rico 46
The St. Regis Bahia Beach Resort, Puerto Rico - Chambre

To airline partners

American Express Canada has six airline partners.

Here are all of them, with the transfer ratio and duration:

Programme Points-Privilèges Miles obtenus Délai
Aéroplan 1 000 1 000 30 minutes
British Airways Executive Club 1 000 1 000 3 à 5 jours
Delta Skymiles 1 000 750 30 minutes
Air France KLM Flying Blue 1 000 750 5 jours
Asia Miles 1 000 750 3 à 5 jours
Etihad Guest 1 000 750 3 à 5 jours

So when you sign up for the American Express® Gold Rewards Card, you will receive a welcome bonus of up to 60,000 Membership Rewards points, which is 60,000 points with Aeroplan, Avios, Skymiles, etc.

DSC04049
First Class - A380 - Etihad Airways

Redeem for flights

American Express Fixed Points Travel Program

American Express’ fixed point travel program is a fare schedule for some economy class flights:

amex points fixes eco
Le programme de voyage à points fixes d'American Express - classe éco

And on some business class flights:

amex points fixes affaires
Le programme de voyage à points fixes d'American Express - classe affaires

To book this type of flight, you will have to go to the American Express Travel portal.

Let’s take the example of a round trip flight between Montreal and New York.

amex fixes fr
The fixed points travel program: Montreal - New York

In this example, the flight costs $462.87.

Here, with the Fixed Travel Program, you can use 15,000 Membership Rewards points and pay $162.87 in taxes.

So you save $300 with 15,000 Membership Rewards points.

So 1,000 Membership Rewards points = $20.

American Express Flexible Points Travel Program

With the soft-spot travel allows you to redeem Membership Rewards points to pay for your ticket in whole or in partincluding taxes, fees and carrier surcharges, in a ratio that entitles you to a $10 account credit for every 1,000 points.

Let’s take the same round trip between Montreal and New York with the Flexible Points option.

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Flexible Points Travel Program: Montreal - New York

In this example, the flight costs $462.87.

Here, with the flexible point travel program, it is possible to redeem 46,287 membership rewards to cover the full ticket.

To compare with fixed points, you save $150 with15,000 Membership Rewards points.

So 1,000 Membership Rewards points = $10.

Fixed points

It will therefore be particularly recommended redeem the fixed points travel option when it is offered.

IMG 7622
Un court-vol vers New York avec les points-privilèges

Statement credit for travels

American Express membership rewards can be applied to the account for any travel purchase charged on the card.

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Membership rewards applied to travel purchases

Here, 1,000 Membership Rewards points = $10.

Travel

This is the easiest way to redeem your Membership Rewards points. Especially since it saves money with companies that don’t have a loyalty program like Air Transat or airbnb…!

airbnb featured
Sur Airbnb

For all current purchases

American Express membership rewards can be applied to the account for any current purchase charged on the card.

Here, 1,000 Membership Rewards points = $10.

Annual Fee Statement credit

A little-known option: redeem your Membership Rewards Points as a statement credit for your Card Annual Fee.

For example, when you renew the American Express® Gold Rewards Card, you could use 25,000 Membership Rewards points to pay the $250 Annual Fee.

Here, 1,000 Membership Rewards points = $10.

Gift cards

You can redeem your Membership Rewards Points on American Express’ online store. The first option is gift cards. There are dozens of them.

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Gift cards with American Express Membership Rewards

For example, an Air Canada gift card:

cartes cadeaux ac amex fr
An Air Canada gift card with American Express membership rewards

You could use 13,000 Membership Rewards points to get a $100 gift card.

Here, 1,000 Membership Rewards points = $7.70

Promotions

If you’re interested in this option, keep an eye on American Express’ online store regularly. You could get a better value of your Membership Rewards Points during promotions.

For products

The second option on the American Express store is for products. Hundreds of them exist.

grille pains amex fr
A toaster with American Express membership rewards

This toaster costs $75 in stores.

Here, 1,000 Membership Rewards points = $5

Products

We strongly advise against this option because you do not get the best value for your Membership Rewards Points.

Redeem your points on Amazon.ca

Another little-known option: redeem its membership rewards on Amazon.ca.

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Redeem your membership rewards on amazon

Here, 1,000 Membership Rewards points = $7.

For charitable donations

Finally, it is possible to donate your Membership Rewards Points.

don points privileges
A donation with American Express membership rewards

Here, 1,000 Membership Rewards points = $10.

Many Promotional Offers during the year

Throughout the year, American Express runs promotional offers for American Express® Gold Rewards Cardmembers.

Access to airport lounges

With the American Express® Gold Rewards Card, you get a complimentary membership to the Priority Pass airport lounges network (you’ll have to pay for each visit at a discounted rate).

In addition, you have 4 annual complimentary visits to Plaza Premium lounges in Canada (such as the National Bank Lounge, the Air France KLM Lounge at Montreal-Trudeau, etc.).

Salon Air France Montreal YUL

Gold Card Insurance

With the American Express® Gold Rewards Card, you get great insurance!

Car Rental Theft and Damage Insurance

Out-of-province or country emergency medical insurance (under 65)

Save when you travel with the flight and damage Insurance for rental cars included with your Card This insurance provides compensation for theft, loss and damage up to the market value of the rental car with a maximum MSRP of $85,000 depending on the year of the model.

To take advantage of this benefit, you simply need to refuse loss or damage protection or any other similar option offered by the rental company and bring the entire rental to your Card. This insurance is available at no extra cost and you do not have to pay the insurance charged by the car rental company (usually costing between $16 and $23 per day).

Can provide coverage of up to a maximum of $5,000,000 for eligible emergency medical expenses incurred by a person of under 65 years old while travelling outside his province or territory of residence in Canada for First 15 consecutive days of an insured trip.

Baggage delay insurance

Having booked your flight with your Card you can receive up to $500 (maximum in combination with Flight Delay Insurance) for any necessary and reasonable routine purchases of clothing and minor items deemed essential that you make in a four-day periodIf your luggage is not returned to you within the six hours after arrival at destination of your departure flight.

Lost or Stolen Baggage Insurance

If you carry the full amount of your airfare to your Card you are insured in case of loss or damage of your personal belongings, carry-on baggage or checked baggage while travelling up to $500 per trip for all insured people.

Flight delay insurance

Charge your airline tickets to your Card and get up to $500 (maximum in combination with Misdirected Baggage Insurance) for all necessary and reasonable expenses incurred within 48 hours at a hotel, motel or restaurant, or for small items, if your flight is delayed or you are denied boarding for four hours or more without providing alternative transportation.

$500,000 Travel Accident Insurance

Travel accident insurance gives you automatic coverage of up to 250,000 for accidental death and dismemberment for you, your spouse and your dependent children under age 23 when you travel on a common carrier (plane, train, boat or bus) and you charge the full price of all tickets to your Card. Supplementary card holders, their spouses and dependent children under the age of 23 are also covered.

Hotel or motel burglary insurance

Simply pay for your hotel or motel room with your card and you will receive coverage of up to $500 in case of loss of most personal belongings in the event of a burglary at your hotel or motel room.

Purchase Protection® Plan

Eligible items purchased on your card may be insured for a period of 90 days from the date of purchase against accidental property damage and theft up to a maximum of $1,000 per claim (all items purchased combined).

Buyer’s Assurance® Protection Plan

Your coverage can automatically extend the manufacturer’s initial warranty up to an additional year when you carry all eligible items to your Card.

Bottom line

The American Express® Gold Rewards Card is, in my opinion, the best flexible rewards Card to quickly earn transferable points.

It is accessible to almost everyone (no minimum income required), and you can quickly earn miles & points for a future trip!

You would like to apply for this Card while supporting milesopedia? Click here!

This article was not sponsored. The views and opinions expressed in this article are purely my own.

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full and up-to-date product information, click on the Subscription link. Terms and conditions apply.

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4.25 Milesopedia Rating
Jean-Maximilien
Jean-Maximilien is an expert in Canada and France about Loyalty programs, Credit cards and Travel. He is the Founding President of Milesopedia.

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