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The American Express Referral System

To the point The American Express referral system can be very interesting to get points faster.

Information updated on September 21, 2022

Note that milesopedia is partnered with American Express. Therefore, American Express links available on Milesopedia are NOT referral links. Applying for an American Express card through milesopedia supports the development of the milesopedia website and its community.

However, if you would like a referral link for a specific offer, please feel free to fill out this form.

American Express card categories

American Express referral is available to any American Express cardmember.

There are 5 categories of American Express cards:

  1. Membership Rewards
  2. Aeroplan
  3. AIR MILES
  4. Marriott Bonvoy
  5. SimplyCash

You can only refer within the same category. And there are limitations in each of these categories to the cards that can be referred.

The referral card will determine the number of points/miles you will receive for the referral. Note that American Express frequently changes the points/miles earned through a referral.

Offers via referrals can be more interesting than regular offers… but the amount to spend will often be higher! So it’s a good idea to think about it before you apply through a referral offer!

Current referral offers

From September 21 to October 26, 2022, American Express is offering double points if you refer someone from your American Express Card!

Offre Parrainage Amex 2022 Fr

Referral restrictions

To limit abuse, American Express updated the terms and conditions on referrals on March 12, 2020.

Who can I refer?

If the referral is made in a personal or family context, you agree to make referrals only to family members and friends with whom you have a relationship and who have confirmed that they wish to receive this communication.

If this is a referral made in a professional context, you agree to make referrals only to professional contacts whom you know and who have consented to receive this referral from you.

You should not send referrals to people you don’t know. (…) You must not post or share your referral link in places where the audience is likely to include people with whom you have no professional, personal or family connection or who may not be interested in the offer.

American Express Canada

Thus, it is prohibited:

  • to broadcast its referral link on different platforms (websites, forums, chat, facebook group…)
  • share your referral link with people you don’t know

American Express is strengthening its control over platforms like Reddit or blogs that share referral links (Milesopedia is not one of them).

Self-referral / self-recommendation

If you already have an American Express Card, you may not refer yourself for an American Express Card. Any violation or misuse of this referral program, including, but not limited to, sending emails to individuals with whom you do not have a professional, personal or family relationship, self-referral, attempts to circumvent, manipulate, disguise or otherwise alter the accurate delivery and representation of the referral link, and sharing of tools, content, information, instructions or other materials provided by us, will be considered a breach of these Terms and Conditions and will result in your ineligibility for referral awards, cancellation of your referral awards, expulsion from the Program and cancellation of your Card account.

American Express Canada

Thus, it is now explicitly forbidden to self-sponsor (from a Business Platinum Card to a Gold Business Card for example).

The risk: losing referral points and being excluded from the program.

It is now preferred to refer only within the family, between friends or colleagues.

Membership Rewards

Platinum Card®

Card New Platinum Card
Name Platinum Card®
Points earned by the sponsor 10,000 Membership Rewards points
Maximum per year 225,000 Membership Rewards points
Card(s) available via referral Platinum Card®

And between September 21 and October 26, 2022, you can earn 20,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

American Express® Gold Rewards Card

Card gold rosegold metal diag lockup ca x
Name American Express® Gold Rewards Card
Points earned by the sponsor 7,500 Membership Rewards points
Maximum per year 75,000 Membership Rewards points
Card(s) available via referral American Express® Gold Rewards Card
American Express Cobalt® Card

And between September 21 and October 26, 2022, you can earn 15,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

American Express Cobalt® Card

Card cobalt card
Name American Express Cobalt® Card
Points earned by the sponsor 5,000 Membership Rewards points
Maximum per year 75,000 Membership Rewards points
Card(s) available via referral American Express® Gold Rewards Card
American Express Cobalt® Card

And between September 21 and October 26, 2022, you can earn 10,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

Business Platinum Card® from American Express

Card Business Platinum Card<sup>®</sup> from American Express
Name Business Platinum Card® from American Express
Points earned by the sponsor 20,000 Membership Rewards points
Maximum per year 225,000 Membership Rewards points
Card(s) available via referral Business Platinum Card® from American Express
American Express® Business Gold Rewards Card®
American Express Business Edge™ Card
Platinum Card®

And between September 21 and October 26, 2022, you can earn 40,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

American Express® Business Gold Rewards Card®

Card amex or pme bilingual
Name American Express® Business Gold Rewards Card®
Points earned by the sponsor 15,000 Membership Rewards points
Maximum per year 225,000 Membership Rewards points
Card(s) available via referral Business Platinum Card® from American Express
American Express® Business Gold Rewards Card®
American Express Business Edge™ Card
Platinum Card®

And between September 21 and October 26, 2022, you can earn 30,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

American Express Business Edge™ Card

Card American Express Business Edge™ Card
Name American Express Business Edge™ Card
Points earned by the sponsor 5,000 Membership Rewards points
Maximum per year 225,000 Membership Rewards points
Card(s) available via referral Business Platinum Card® from American Express
American Express® Business Gold Rewards Card®
American Express Business Edge™ Card
Platinum Card®

And between September 21 and October 26, 2022, you can earn 10,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

Aeroplan

American Express®* Aeroplan® Reserve Card

Card Amex Aeroplan Reserve New
Name American Express®* Aeroplan® Reserve Card
Points earned by the sponsor 10,000 Aeroplan points
Maximum per year 225,000 Aeroplan points
Card(s) available via referral American Express®* Aeroplan® Reserve Card
American Express® Aeroplan®* Business Reserve Card
American Express® Aeroplan®* Card

And between September 21 and October 26, 2022, you can earn 20,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

American Express® Aeroplan®* Business Reserve Card

Card Amex Aeroplan Business Reserve New
Name American Express® Aeroplan®* Business Reserve Card
Points earned by the sponsor 20,000 Aeroplan points
Maximum per year 225,000 Aeroplan points
Card(s) available via referral American Express®* Aeroplan® Reserve Card
American Express® Aeroplan®* Business Reserve Card
American Express® Aeroplan®* Card

And between September 21 and October 26, 2022, you can earn 20,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

American Express® Aeroplan®* Card

Card Amex Aeroplan Business Reserve New
Name American Express® Aeroplan®* Card
Points earned by the sponsor 5,000 Aeroplan points
Maximum per year 75,000 Aeroplan points
Card(s) available via referral American Express®* Aeroplan® Reserve Card
American Express® Aeroplan®* Business Reserve Card
American Express® Aeroplan®* Card

And between September 21 and October 26, 2022, you can earn 10,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

Marriott Bonvoy

Marriott Bonvoy® American Express®* Card

Card american express bonvoy
Name Marriott Bonvoy® American Express®* Card
Points earned by the sponsor 10,000 Marriott Bonvoy points
Maximum per year 150,000 Marriott Bonvoy points
Card(s) available via referral Marriott Bonvoy® American Express®* Card
Marriott Bonvoy® Business American Express®* Card

And between September 21 and October 26, 2022, you can earn 20,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

Marriott Bonvoy® American Express®* Card

Card american express bonvoy business 1
Name Marriott Bonvoy® Business American Express®* Card
Points earned by the sponsor 15,000 Marriott Bonvoy points
Maximum per year 150,000 Marriott Bonvoy points
Card(s) available via referral Marriott Bonvoy® American Express®* Card
Marriott Bonvoy® Business American Express®* Card

And between September 21 and October 26, 2022, you can earn 30,000 points per referral.

Here is the current offer for this Card available via Milesopedia:

How to get a referral link

By logging into your American Express account, you will be able to retrieve a referral link via the“Refer a Friend” option on the left side of the home screen. You can click on this link link, which will ask you to log in to your American Express account to view available referral offers.

You will then arrive on this page. If you have multiple American Express cards in your account, choose the one you would like to refer from. Below, I have chosen the Business Platinum Card.

parrainage lien entreprise

You will then have the option to make a referral via email, retrieve a referral link, or distribute the link via Facebook message.

cartes parrainage 2

With this link, your friend will arrive on this page:

parrainage lien entreprise pme

They will then have the option to subscribe to the proposed card, or to choose another card that is part of the same referral program (at the bottom of the page):

parrainage lien entreprise autres

Note that milesopedia is partnered with American Express. Therefore, American Express links available on Milesopedia are NOT referral links. Applying for an American Express Card through milesopedia supports the development of the milesopedia website and community.

However, if you would like a referral link for a specific offer, please feel free to fill out this form.

Come to discuss that topic in our Facebook Group!

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