American Express: Bonus Points for Additional Cards | Milesopedia
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American Express: Bonus Points for Additional Cards

To the point The American Express Bonus Points offer is available to select cardholders who can earn points by adding supplementary cardmembers.

There is an American Express Bonus Points offer on select cardholders: the possibility to receive points by adding supplementary cardholders to your accounts and if they reach the minimum spend (if any).

The promotion is currently up and running until February 28, 2023. Since some additional cards don’t come with fees, this offer can be very beneficial if the added cardholders meet the spending requirements and use maximum-earning multipliers.

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American Express Bonus Points - Eligible Cards

Here is a summary of the select products eligible for this promotion. Also, you can earn bonus points for up to two supplementary cards for each product.

Card Bonus Points Required Spending Additional card fee
American Express Cobalt® Card 2,500 bonus Membership Rewards Points $1,000 in 3 months None
SimplyCash® Preferred Card from American Express $25 statement credit $1,000 in 3 months None
American Express Aeroplan®Card 1,000 Aeroplan points None $50 (free card does not qualify)
American Express Aeroplan®Reserve Card 10,000 bonus Aeroplan points $2,500 in 3 months $199 (free card does not qualify)
American Express® AIR MILES®* Reserve Credit Card 150 bonus AIR MILES None $50
The Platinum Card® 10,000 bonus Membership Rewards Points $2,500 in 3 months $175
American Express® Gold Rewards Card 2,500 bonus Membership Rewards Points $1,000 in 3 months $50 (first additional card is free)

American Express Bonus Points - Is it worth it?

If you already wanted to add an authorized user to your card or if the supplementary card doesn’t have a fee, it’s a no-brainer. When there’s a cost, you need to weigh the value you can get from the bonus points compared to the price of acquiring them.

For example, you maybe had the idea of adding your daughter to your American Express Aeroplan®Card so she can benefit from the First Free Checked Bag on Air Canada flights on her solo trip to Japan this spring.

Indeed, you’ll have to register for the additional paid American Express Aeroplan®Card anyways, so why not reap 1,000 Aeroplan points as well if you can do so before February 28, 2023, with the American Express Bonus Points promotion! Otherwise, I wouldn’t think of getting a 50$ additional card only for the 1,000 Aeroplan points unless I can redeem them over 5 ¢.

American express bonus points cards with fee
American express bonus points cards with fee

Another compelling offer is with the American Express Cobalt® Card since you can get up to 5,000 Membership Rewards points without any cost if you add two cards.

Both authorized holders will have to meet the minimum spend of $1,000 in three months to unlock the total 5,000 points, but you will also earn base points in addition to the bonus points.

If they maximize the 5X categories (think gift cards as well), you can get up to 15,000 Membership Rewards with this American Express Bonus Points offer at no additional fee.

Person Base points Bonus Points
Additional Card # 1 1,000$ x 5 = 5,000 2,500
Additional Card # 2 1,000$ x 5 = 5,000 2,500
Total 15,000 points

Do you think about signup for an American Express CobaltTM Card for your household? Now is the perfect time to do so!

Indeed, you could strategically split your expenses on the three cards (primary user + two supplementary cards) to unlock the welcome bonus and this American Express Bonus Points promotion! Three people working on the same goal makes it easier too!

The best approach is to start with working on spending on the additional cards before moving on to the main card of the family.

  • 2,500 points for each month where you spend over $500 in the first year
  • 2,500 bonus points for each additional card if you spend over $1,000 in 3 months (or $667 per month if you go for two cards)
  • Up to 32,500 base points in 5X-earning categories
  • Up to 67,500 points in total
MONTH PURCHASES 5X CATEGORY BONUS TOTAL
1 $667 3,335 points 2,500 points 5,835 points
2 $667 3,335 points 2,500 points 5,835 points
3 $667 3,335 points 2,500 points + 5,000 points 10,835 points
4 $500 2,500 points 2,500 points 5,000 points
5 $500 2,500 points 2,500 points 5,000 points
6 $500 2,500 points 2,500 points 5,000 points
7 $500 2,500 points 2,500 points 5,000 points
8 $500 2,500 points 2,500 points 5,000 points
9 $500 2,500 points 2,500 points 5,000 points
10 $500 2,500 points 2,500 points 5,000 points
11 $500 2,500 points 2,500 points 5,000 points
12 $500 2,500 points 2,500 points 5,000 points
Total $6,500 32,505 points 35,000 points 67,505 points

Bottom Line

The current American Express Bonus Points promotion will reward people who add supplementary cardholders to their accounts until February 28, 2023. So, there’s plenty of time to add your two authorized users and plan your spending strategy for the next three months.

If you don’t already have the American Express Cobalt® Card in your wallet, it’s a great time to do so for some extra points.

The American Express Bonus Points promotion information can be found here. In order to get the bonus points, you must add the supplementary card from the links on that page.

Come to discuss that topic in our Facebook Group!

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