Tangerine credit card offers

To the point Here are the current offers for the Tangerine cashback credit cards with no annual fees.

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Tangerine credit cards

Here are the current offers for the Tangerine Money-Back Credit Card or the World Mastercard Tangerine.

Further on, find all the details on these no annual fee credit cards.

How do the categories work?

These are the only credit cards in Canada, available to consumers to allow this: you can choose to receive a cashback of 2% in two types of businesses of your choice.

So it’s not limited, like most other cash back credit cards to gas stations, grocery stores or pharmacies. You could, therefore, ask to get a 2% cashback on your day to day purchases where you shop the most!

Here are the categories:

Grocery stores
Furniture
Restaurants
Hotels and motels
Gas station
Recurring bills payments
Drug Stores
Home Improvement
Entertainment
Public transportation and parking

By holding one of these cards, you automatically have the right to choose two categories.

If you are a Tangerine Bank customer, and you choose to deposit your cashback into your Tangerine savings account, you can choose a 3rd category! If you’re not a customer, don’t hesitate to become a customer, it’s free as we explain here!

You can regularly change the types of shops where you get a 2% cashback, matching your consumption habits! It can be useful for travel (hotels), shopping for a new home (furniture, renovations) or drug stores expenses!

In other categories, you’ll get 0.5% cashback.

Cash back credit

The cashback is deposited monthly on your credit card balance.

There is no annual limit to earn a 2% cashback!

Other features

No annual dues

There are no annual fees. So it’s a card to keep from year to year to improve your credit report (on the historical aspect). It is also a credit card with no annual fee that we highly recommend in our ranking.

Additional cards

You can add all the extra cards you want at no cost! Practical for a family for example!

Insurance

Another highlight of the Tangerine Money-Back Credit Card is in terms of purchase insurance.

It offers:

Purchase Assurance (up to 90 days)
One-year extended warranty

Usually, only credit cards with an annual fee offer that type of insurance!

And this applies to your purchases made all over the world with your card!

As for the World Mastercard Tangerine it adds other insurance:

Collision/rental car damage insurance
Insurance for mobile devices

For more information on this card, check out this article.

Conclusion

If you have essential purchases to make (such as appliances, renovations), it would be wise to apply for one of these cards and choose the categories of purchases that suit you! Especially since these cards have no annual fee, they are perfect purchases requiring an extended warranty!