New and Improved NBC À la carte Rewards Plan

Updated May 31, 2024
bnc recompenses a la carte featured
To the point With the announcement of the new National Bank welcome offers, here is a reminder of the improvements to the NBC À la carte Rewards Plan.

With National Bank’s new welcome offers, you can earn 15,000 reward points and the first-year free. But what to do with these points? Here is an overview of the NBC À la carte Rewards Plan and its new features.

You can also listen to the podcast on the subject:

NBC Rewards Points

NBC Rewards points are flexible and can be redeemed as needed. The options are for :

  • travel purchases
  • merchandise and gift cards
  • banking products
  • donations
  • statement credits

If you have been a National Bank credit cardholder for some time, you may have noticed some changes. They have not been announced but here they are more officially.

Travel with points

Redeeming your points for travel is the best redemption value for NBC À la carte Rewards Points! Nothing has changed on this front.

To redeem your NBC Rewards points, you need to log in to the NBC À la carte Rewards portal.

  • À la Carte Travel Agency, powered by Transat: You will be able to book a trip with your points (+ additional cash if required). The redemption rate is 10,000 points per $100.

Plus, you’ll earn more points per eligible dollar of purchase when you book a package or airline tickets directly online with À la carte Travel.

World Elite
Business Platinum
World Mastercard Platinum
Additional points / $1 qualifying purchase 1.5 points 1.25 points + 1 point
  • Statement credit: Redeem your points for a travel expense (hotel, transportation, car rental, etc). 12,000 points for $100 credit (or travel rebate). If you redeem 55,000 points or more, the ratio drops to 11,000 points per $100 credit.

The travel credit will be applied when your next statement is issued.

Points for merchandise and gift cards

More than 1,000 articles are available and added according to the seasons and the following themes:

  • Gift cards
  • Electronics
  • Fashion accessories
  • Kitchen
  • Sports and Leisure, etc.

Recently, new categories have been added, including:

  • Eco-responsible (carbon credit, reusable bottle)
  • Donations (Red Cross, Quebec Breast Cancer Foundation) and get a tax receipt
  • Electronic gift cards (Goodfood, La Ronde, Amazon, WeCook, Ameublement Tanguay)
  • Experiences (Seafood platter, truLOCAL Quebec food box)

You can redeem 12,000 to 13,500 points for a $100 value. Products made in Canada have a special mention on the page.

As new partners or items are added frequently, don’t forget to check the “What’s new” section often.

BNC Store

In the last year, more than 50 new partners and shops have been added to the catalogue. Among the most popular are Apple, SAQ, Le Creuset, Dyson, Nespresso and Canadian Tire.

An improvement has been made for the payment of the products. Instead of having a maximum portion of 40% that could be paid in cash, it is now 50%.

Plus, if you have a promotional code, you can use it at checkout.

By the way, use our exclusive milesopedia promo code“PED100”, to enjoy 100 points off your redemption total. This code is valid only once, from September 15 to 30, 2021.

BNC Gift Card Rewards

The Promotions category is new. There are products that require fewer points than usual.

Points for financial products

Redeem your points in cash for a financial product held with National Bank, National Bank Direct Brokerage or National Bank Financial.

For a value of $100 for 12,000 points:

  • Make a contribution to an RRSP or TFSA
  • Paying down the principal on your line of credit or mortgage
  • Paying your bank charges

What’s new is that in addition to all the above, you can also pay your National Bank credit card balance with your points.

The redemption is as follows:

BNC rewards financial products

Travel expenses

With the National Bank World Elite Mastercard, you are entitled to travel reimbursement.

With this card, you can get travel credits:

  • $100 credit for airport parking
  • $100 credit for baggage fees
  • $50 credit for seat selection fee

Previously, you were required to upload your account statement as proof when requesting a refund.

Now the process is simplified. Simply enter the amount claimed, the transaction date and the description of the charge. A handy counter also shows the amounts already paid out and the amounts remaining.

Reimbursement of travel expenses NCB

National Bank Lounge at Montreal-Trudeau International Airport

The cardholder, 1 guest and 2 children under 12 years have free access to the lounge upon presentation of the National Bank World Elite Mastercard.

This is a significant advantage for frequent travellers and the lounge is accessible for all international flights.

salon bnc vue aerienne 1080x719 168k

Exclusive benefits of the World Elite Mastercard and World Mastercard from National Bank

Mastercard Airport Experiences - provided by LoungeKey

Since September 15, 2021, both credit cards give you access to the Mastercard Airport Experiences program provided by LoungeKey.

You will only have to pay a preferential cost of US$32/person to get in, plus discounts at certain merchants at the airport.

Enhance your travel experience with access to over 1,000 lounges worldwide, where you can enjoy Wi-Fi, drinks and snacks before your flight.

Free Wi-Fi with Boingo

In addition, you get free Wi-Fi with Boingo.

This means you get 12 annual 90-minute accesses with unlimited data at over a millionhotspots worldwide. There are no additional fees or roaming charges.

Boingo BNC

Mastercard Travel Rewards

Receive discounts when you shop at participating merchants.

All you have to do is register the credit card on their Mastercard Travel Rewards site, to get discounts and rebates through this shopping portal.

Travel insurance and purchase protection

These NBC credit cards have many useful insurance for your trip such as insurance for :

  • medical care
  • Trip cancellation/interruption
  • In case of theft, delay or loss of luggage
  • In the event of a flight delay
  • Car rentals
  • 180-day purchase protection

All the details are here.

Bottom Line

These are many positive changes!

In addition, for the second year in a row, National Bank received the highest consumer rating in an evaluation of 12 credit card financial institutions.

There is a reason why the National Bank World Elite Mastercard is one of the best Mastercards in Canada!

Come to discuss that topic in our Facebook Group!
Caroline Tremblay

Caroline Tremblay

Caroline Tremblay
Caroline, a loyalty program specialist, helps families maximize their points to travel more frequently and affordably. With expertise in Disney, AIR MILES, and Costco, she travels the world with her partner and two children through rewards. Passionate about the latest in loyalty programs, Caroline shares tips to help you earn more points and turn your travel dreams into reality.
All posts by Caroline Tremblay

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