Earn 45,000 Points + First-Year Free + 4 Airport Lounge Visits
mbna true line

Geet 0% interest for 12 months on balance transfers

To the point Here is the best balance transfer credit card offer in Canada (outside Quebec): 0% interest for 12 months.

Balance transfer offer

The MBNA True Line® Mastercard® credit card is one of the best balance transfer Mastercard credit cards in Canada.

With this Card, you get 0% interest on balance transfers for your first 12 months. And you have fraud protection at all times.

Our advice on credit card balance transfer

We remind you: travel should not be done through debt. However, if you are paying high-interest charges on a credit card balance every month, don’t hesitate to take advantage of a credit card balance transfer offer like this one.

Then plan a strategy to pay off your credit card debt:

  • Do not make any new purchases on the new credit card: pay off the credit card balance you transferred gradually by setting a schedule, ideally for the next 6 months
  • Make your regular expenses on your old credit card and pay it in full each month without carrying a balance as you may have done previously
  • If you can’t make it, make an appointment with your bank advisor to establish a more solid strategy (with a mortgage line of credit, for example, or a personal loan whose rate will often be much lower (4 to 5% instead of the 12 to 20% of credit card interest rates)
Come to discuss that topic in our Facebook Group!

Suggested Reading