moi RBC Visa Credit Card - Overview
With the moi RBC Visa Credit Card, you can earn 3,000 welcome bonus points.
With this no-annual-fee RBC credit card, you can earn 2 points per dollar on:
- qualifying purchases made at participating Metro, Première Moisson and Brunet stores in Quebec, and at participating Jean Coutu stores in Quebec, Ontario and New Brunswick by swiping your Moi card and paying with your moi RBC Visa credit card
- dining, gas and EV charging purchases
And 1 point per dollar on all other purchases.
Plus, save 3¢/L on gas at Petro-Canada and earn 20% more points when you pay with a linked RBC card
moi RBC Visa Credit Card - Card Benefits
The moi RBC Visa Credit Card comes with a welcome offer of 3,000 Moi points on your first purchase. This has a value of $24, as each Moi point has an exchange ratio of 500 points = $4 (or $0.008 per point).
Then, if you keep the card active for 180 days, you’ll earn an additional 1,000 Moi points. This is worth $8, for a grand total of 4,000 Moi points ($32). This offer runs until November 15, 2023.
You’ll earn 1 Moi point per dollar with the moi RBC Visa Credit Card.
Points earned with the moi RBC Visa Credit Card AND by swiping the Moi card at the cash register of participating stores will be :
- 1 additional MOI point for every $1 spent at Metro, Première Moisson and Brunet in Quebec
- 1 additional MOI point for every $1 spent at Jean Coutu stores in Quebec, Ontario and New Brunswick.
Then, for other expenses charged to the account:
- 2 MOI points per $1 restaurant purchase, gas and electric vehicle charging
For example, for a qualifying purchase of $10 at :
- Metro = 10 base points with the Moi membership card + 10 additional points for spending at Metro with the moi RBC Visa Card = 20 MOI points
- Super C = 0 base points + 10 base points with the moi RBC Visa Credit Card = 10 Moi points plus bonus point offers on online and grocery products
moi RBC Visa Credit Card - Other Benefits
You can get other benefits, such as gas benefits, by paying with your moi RBC Visa Credit Card at the following partners:
When it comes to insurance, the moi RBC Visa card offers purchase protection, extended warranty and mobile device insurance.
Many credit cards offer an accelerated earning rate, in points or cash back, for groceries. Combined with the right rewards program, you can double dip and maximize the return on your purchases as we demonstrate in these articles: