Get Up to 130,000 points with this Welcome Offer!
Cash Back Credit Card Offers Featured Milesopedia

The Best Cash Back Credit Card Offers

To the point

Here are the best cash back credit card offers in Canada not to be missed right now!

The Best Cash Back Credit Card Offers

Here is a table summarizing the different offers. For more details, read on or click on the name of a card.

SimplyCash Preferred from American Express

SimplyCash™ Preferred from American Express is one of the only credit cards in Canada to earn a 2% cashback on all purchases. And there’s no limit to how much cash back you can earn!

Besides, with this welcome offer, you earn 10% cashback in your first 4 months (up to $400 cash back).

This Card stands out for its premium insurance: Car Rental Theft and Damage, $100,000 travel accident, Emergency medical insurance (outside the province or country), Lost or Stolen Baggage, Flight delay insurance and misdirected baggage, Hotel or motel burglary, Purchase Protection® Plan, Buyer’s Assurance® Protection Plan.

BMO® CashBack® World Elite®* Mastercard®*

The BMO® CashBack® World Elite®* Mastercard®* is one of the best Mastercard credit cards with cash back in Canada.

With the BMO® CashBack® World Elite®* Mastercard®*, you get 1.5% on all your purchases, Costco included, with no annual limit.

Currently, for a limited time, you will get 10% cash back on all your purchases during the first 3 months.

In addition, the $120 annual fee is waived in the first year!

And this card has premium insurance.

CIBC Dividend Visa Infinite Card

The CIBC Dividend® Visa Infinite Card is one of the best Visa credit cards with cash back in Canada. The minimum annual income required for this card is $60,000 (personal) or $100,000 (household).

With the CIBC Dividend® Visa Infinite Card, you earn:

  • 4% cash back on eligible gas and groceries
  • 2% cash back on Tim Hortons and TELUS purchases
  • 1% on all other purchases

Currently, you will get 10% cash back for the first 4 statements on total purchases of up to $2,000. And you’ll get a first-year annual fee rebate (a $99 value)!

BMO® CashBack® Mastercard®*

The BMO® CashBack® Mastercard®* is a cash back credit card with no annual fee.

With this card, you can get 5% cash back in your first 3 months. It’s a maximum welcome bonus of $100.

Then you get:

  • 3% on grocery purchases, including Walmart Supercenters
  • 1% cash back on recurring bill payments

Finally, you can also get a 1.99% introductory interest rate on Balance Transfers for 9 months.

MBNA Rewards Platinum Plus® Mastercard®

The MBNA Rewards Platinum Plus® Mastercard® is one of the best cashback credit cards with no annual fee in Canada.

With this card you can get 2% for some purchases:

  • gas
  • grocery stores

Until the total gas and grocery purchases in the applicable month reaches $500. And 0.5% everywhere else.

For a limited time, you can get 5% cash back for the first 6 months, up to $150.

Scotia Momentum® VISA Infinite* card

The Scotia Momentum® VISA Infinite* card is recognized year after year as one of the best cash back credit cards in Canada.

Currently, there is no annual fee in the first year, including on additional cards. Plus, you earn 10% cash back in the first three months.

After, with the Scotia Momentum® VISA Infinite* card, you earn:

  • 4% cash back on groceries and recurring bills
  • 2% cash back on gas and transit
  • 1% on all other purchases

And this card has outstanding insurance.

BMO CashBack® Business Mastercard®*

The BMO CashBack® Business Mastercard®* is one of the best Business Mastercard credit cards for cash back in Canada.

You can get 10% cash back for three months on:

  • Gas
  • office supplies
  • cell phone/internet payments

After that, you’ll get 1.5% on these purchases and 1.75% at Shell.

HSBC Canada Credit Cards

Leave a Reply

Suggested Reading