Earn 3,000 AIR MILES Bonus Miles!
the st regis bahia beach resort puerto rico 103

Get more Marriott Bonvoy points by charging purchases to your room !

To the point Don't forget to charge to your room all your Marriott Bonvoy expenses ! A way to earn many Marriott Bonvoy points, in combination with those obtained with your Marriott Bonvoy credit card

Which credit card to use in Marriott Bonvoy properties ?

In the milesopedia community, there is a question that comes up frequently:

Which credit card should I use in Marriott Bonvoy establishments?

Some members often answer that it is more interesting to use the American Express Cobalt™ Card to:

  • meals at restaurants
  • drinks at the Marriott Bonvoy bar

Because the American Express Cobalt™ Card can allow you to earn 5x the points per dollar (which represents 6 Marriott Bonvoy points per dollar).

In comparison, the two Marriott Bonvoy credit cards “only” allows you to earn 5 Marriott Bonvoy points per dollar for all expenses at Marriott Bonvoy properties:

Except we forget the combination of Marriott Bonvoy credit cards with the points brought by the Marriott Bonvoy program!

the st regis bahia beach resort puerto rico 238
The St Regis Bahia Beach Resort Puerto Rico - restaurant

10 Marriott Bonvoy points per US dollar spent

The Marriott Bonvoy program allows its members to earn 10 Marriott Bonvoy points per US dollar spent on its properties.

And members with status have a bonus of 10% to 75% in points!

To simplify things, this table show you how many points you’ll earn per US dollar spent based on your status.

Status Bonus Points per US dollar
Member 0% 10 points
Silver Elite 10% 11 points
Gold Elite 25% 12.5 points
Platinum Elite 50% 15 points
Titanium Elite 75% 17.5 points
Ambassador Elite 75% 17.5 points
the st regis bahia beach resort puerto rico concierge
St Regis Bahia Beach Resort Puerto Rico - Réception

Hotel nights

Let’s take the example of a $500 US hotel bill paid with your Marriott Bonvoy credit card that earns 5 Marriott Bonvoy points per CA dollar.

Knowing that the amount displayed on your credit card is in Canadian dollars and that American Express uses this amount to award your points, let’s convert at the rate of US$1 = CA$1.35

So our purchase of US$500 will be brought in at CA$675 and will earn 3.375 Marriott Bonvoy points (5 points per dollar).

Status Program Card Total
Member 5,000 3,375 8,375 points
Silver Elite 5,500 3,375 8,875 points
Gold Elite 6,250 3,375 9,625 points
Platinum Elite 7,500 3,375 10,875 points
Titanium Elite 8,750 3,375 12,125 points
Ambassador Elite 8,750 3,375 12,125 points

In short, our CA$675 spend at a Marriott Bonvoy property, carried on a Marriott Bonvoy credit card earns between 8,375 and 12,125 points depending on status.

Knowing that we value the Marriott Bonvoy point at $0.009, it’s a gain between $75 and $109 on a purchase of $675 CA$.

The return is 11% to 16%!

Even taking into account the fact that the Marriott Bonvoy™ American Express® Card and Marriott Bonvoy™ Business American Express® Card charge a conversion fee of 2.5% for foreign currency purchases, we still win to pay with these cards given the 5 points per dollar.

the st regis bahia beach resort puerto rico 132

Other expenses in the establishment

And the principle will be the same for all other expenses made at a Marriott Bonvoy property such as:

  • restaurant bills
  • drinks at bars
  • Activities billed by the establishment
  • spa treatments

Charge it to your room so Marriott Bonvoy can award you the points!

If you use a card like the American Express Cobalt™ Card to pay at the hotel restaurant or bar, you miss this great opportunity to earn Marriott Bonvoy points!

If you are not a hotel guest but eat at the hotel restaurant, try asking the waiter to add your Marriott Bonvoy account number to the bill. In some hotels (especially those owned by Starwood Preferred Guest), it works! You’ll get 5x the points of the Marriott Bonvoy™ American Express® Card as well as Marriott Bonvoy points for your drinks.

Reminder of the Marriott Bonvoy's card features

The two Marriott Bonvoy credit cards are quite similar in their features. They both offer:

  • 5 points per dollar of purchases at participating Marriott Bonvoy properties
  • 2 points per dollar of purchases everywhere else
  • one free night per year worth up to 35,000 points on each anniversary of the account
  • Silver Elite status
  • 15 Elite Nights in calendar year

The version for self-employed, professionals and small business owners, the Marriott Bonvoy™ Business American Express® Card stands out with an additional feature:

  • 3 points per dollar spent on gas, meals and travel

So it will be an interesting card to get if you make a lot of purchases in these categories.

carte bonvoy entreprise featured image
La carte Marriott Bonvoy entreprise American Express

Leave a Reply

Suggested Reading