How to use a VISA credit card at Costco? | Milesopedia
TD Offer: Up to 145,000 points + First-Year Annual Fee Rebate
Costco Warehouse

How to use a VISA credit card at Costco?

To the point There's a simple way to use a VISA credit card at Costco, so you can earn lots of points and miles!

Costco and credit cards

Our readers often ask how to use a Visa credit card at Costco warehouses.

For a few years now, Costco Canada has only accepted Mastercard for warehouse payments (in addition to cash or debit card payments).

In fact, we have established a list of the best Mastercard credit cards to use at Costco. For example, you can earn AIR MILES Reward Miles at Costco with the BMO® AIR MILES® World Elite®* Mastercard®*.

At the warehouse, you cannot use a VISA credit card (or an American Express card). However, there is a way to use a VISA credit card: on the website!

Costco Cash Cards

The website

The website allows you to pay with a VISA credit card or a Mastercard credit card!

Costcoca Categories En
Costcoca Categories En

It is quite convenient for all products available on the website (however, most of these products will generally be more expensive than those found in the warehouse). This remains interesting for the purchase of household appliances.

But what interests us most here is the possibility of buying, with a VISA credit card, “Shop” cards you can then use at the warehouse!

Costco Shop Cards

Costco “Shop” cards are gift cards you can use :

  • At the warehouse
  • at Costco gas stations
  • on

They come in different denominations, from $50 to $2,000. And you can buy them with a VISA credit card.

costco shop card
costco shop card

Moreover, it is now possible to receive them in digital version: you will not have to wait for a delivery by mail and will be able to use them quickly!

costco digital cash card

These Purchase cards can also be used by people who are not Costco members!

If you are a Costco member, you can pass on your membership to others: in exchange for this service, you will use your credit card to buy them a Shop Card (and they will send you an Interac as a refund)!

So you’ll earn Points and Cash Back on your VISA credit card 😉

VISA credit cards for Costco

Come to discuss that topic in our Facebook Group!
Jean-Maximilien is an expert in Canada and France about Loyalty programs, Credit cards and Travel. He is the Founding President of Milesopedia.

Suggested Reading