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How to use HSBC Reward Points on travel purchases?

To the point

Here's our tutorial to help you use your HSBC World Elite Mastercard Reward Points on your travels.

HSBC World Elite Mastercard Reward Points

With the HSBC World Elite® Mastercard®, you earn reward points on every purchase (and through its welcome bonus).

You can use these reward points for any travel purchase: flights, train tickets, rental cars, hotels, Airbnb rentals, etc). The same applies to any booking made through a travel agency such as Expedia.

Once you have 25,000 points in your account (a value of $125), you can use them. Then in increments of 10,000 points (i.e. $50).

Also, please note that HSBC won’t take back the statement credit if you need to cancel a hotel reservation: you will keep the cash on your credit card .

Access the HSBC Rewards portal

To use your HSBC World Elite® Mastercard® Reward Points, you will need to log in to your HSBC online account.

Then click on“Redeem your Points now.” You can also visit the HSBC Rewards portal at this address.

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Choose the expense to use your Reward Points .

Once in the HSBC Rewards portal, select the “Travel” option from the“Redeem Now” menu. Alternatively, you can click on this link to go to this page.

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Then, all you have to do is check off the eligible expense(s) such as this Easyjet flight. Then choose from the drop-down menu the number of points you would like to use. You will not be able to exceed the amount of your expense.

Then click on“Add to cart“.

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Then, once in your cart, you will have to confirm once by clicking on “Proceed to checkout”.

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Then a second time by entering your email address and clicking on “Redeem”.

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The value of the points redeemed will then appear directly on your credit card account within 48 hours.


The HSBC World Elite® Mastercard® has an annual fee of $149. Don’t forget that you also get a $100 Travel Enhancement credit each year, which virtually lowers your annual fee to $49. What’s unique about a credit card :

  • Mastercard World Elite (with insurance and accepted everywhere)
  • No foreign currency conversion fees
  • Earning 3 points per dollar on all purchases (including Costco)
  • Earning 6 points per dollar on all travel purchases

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