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How to use the $100 HSBC Annual Travel Credit?

To the point

Here's our tutorial to help you use the $100 Annual Travel Enhancement Credit offered by the HSBC World Elite Mastercard.

$100 Annual Travel Enhancement Credit

With the HSBC World Elite® Mastercard®, you receive a $100 Annual Travel Enhancement Credit.

You can use this travel credit for any purchase related to flights, baggage fees, seat selection, or airport lounge admissions. Some travel agencies may also qualify (such as Expedia ).

You must use this credit between the Card approval date and the annual renewal date (this credit is based on the anniversary date of your card account, not the calendar year). If you don’t use this credit during that timeframe, you will lose it.

You get this Annual Travel Enhancement Credit as soon as you apply for the HSBC World Elite® Mastercard®. This is in addition to the other benefits of the card, including the welcome bonus.

Access the HSBC Rewards portal

To use your HSBC World Elite® Mastercard® Annual Travel Enhancement Credit, you will need to log in to your HSBC online account.

Then click on“Redeem your Points now.” You can also visit the HSBC Rewards portal at this address.

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Choose the expense to apply the travel credit

Once in the HSBC Rewards portal, select the“Travel Privilege Credit” option from the“Redeem Points Now” menu. Alternatively, you can click on this link to go to this page.

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Then, all you have to do is check off the eligible expense(s) such as this Easyjet flight. Then indicate the amount you would like to use.

This can be useful if you have several small fees (such as baggage fees, seat selection or airport lounge admissions).

Then click on “Add to shopping cart.”

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Then, once in your cart, you will have to confirm once by clicking on “Proceed to checkout”.

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Then a second time by entering your email address and clicking on “Redeem”.

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The travel credit will then appear directly on your credit card account within 48 hours.


The HSBC World Elite® Mastercard® has an annual fee of $149. Using this $100 Annual Travel Enhancement credit each year, you virtually lower your annual fee to $49. What’s unique about a credit card :

  • Mastercard World Elite (with insurance and accepted everywhere)
  • No foreign currency conversion fees
  • Earning 3 points per dollar on all purchases (including Costco)
  • Earning 6 points per dollar on all travel purchases

And with reward points you can use on any travel purchase.

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