HSBC: How do I use the $100 HSBC Annual Travel Credit?

With the HSBC World Elite^MD Mastercard^MD, you benefit from an annual $100 Travel Privilege credit. You must wait until the eligible travel expense has been charged to your account before you can use it, 60 days after the date of purchase.

You can use this travel credit for any purchase related to an airline ticket upgrade, baggage fees, seat selection or airport lounge admission. Some travel agencies may also qualify (such as Expedia ).

This credit must be used between the card purchase date and the annual renewal date (this credit is based on the anniversary date of your card account, not on the calendar year). If it is not used, it is lost.

You get this Travel-Privilege credit when subscribing to the HSBC World Elite^® Mastercard^®. This is in addition to the card’s other benefits, including the welcome bonus.

To use the Travel Privilège credit on your HSBC World Elite^® Mastercard^®, you must log in to your HSBC online account.

Then click on the link for your HSBC credit card. Another way is to go directly to the HSBC Rewards portal at this address.

Then click on ” View more details“.

Once on the HSBC Rewards portal, select“Travel Enhancement Credit” from the”Travel” menu. Alternatively, you can click on this link to go to this page.

Then all you have to do is check off the eligible expense( s) such as this Easyjet ticket upgrade. Then indicate the amount you would like to use.

This can be useful if you have several small fees (such as baggage fees, seat selection or airport lounge admissions).

Then click on “Add to shopping cart.”

Then, once in your cart, you will have to confirm once by clicking on “Proceed to checkout”.

Then a second time by entering your email address and clicking on “Redeem”.

The travel credit will then appear directly on your credit card account within 48 hours.

Note that travel expenses, such as with Expedia can also be accepted. Convenient for 100% cancelable hotel reservations.

The HSBC World Elite^® Mastercard^® had an annual fee of $149. Using this $100 Annual Travel Privilège credit each year, you virtually lower your annual fee to $49. What’s unique about a credit card :

• Mastercard World Elite (with insurance and accepted everywhere)
• No foreign currency conversion fees
• Earning 6 points per dollar on all travel purchases
• Earning 4 points per dollar for grocery, gas and drugstore purchases
• Earning 2 points per dollar on all purchases (including Costco)

And with reward points you can use on any travel purchase.

The HSBC World Elite^MD Mastercard^MD will be converted to an RBC credit card by the end of March 2024. Use your travel credit as soon as you can!