Offer
Offer
Features:
- Guaranteed Approval
- No credit checks required
- Approved unconditionally
- Build credit while making purchases
- Low interest
- Low annual fee ($12.95 per year)
- No cash advance fee
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$12.95
First Additional Card
$0
Foreign Transaction Fee
2.5%
Purchase Rates
17.99%
Value
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value
Earnings
Per dollar of purchases
All Spending
0.00
Groceries
0.00
Gas
0.00
Dining and Food delivery
0.00
Convenience Stores
0.00
Drugstores
0.00
Local Transport
0.00
Travel
0.00
Entertainment
0.00
Recurring Payments
0.00
Telecom/Internet
0.00
Streaming services
0.00
Online transactions
0.00
Office Supplies
0.00
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection
Legal
Legal
This card is owned and issued by Digital Commerce Bank pursuant to license by Visa International. Use of the card is governed by the agreement under which it is issued. The Visa Brand is a registered trademark of Visa International. All credit and approvals are provided by Refresh Card Solutions Inc. Digital Commerce Bank provides no credit or loans. All funding and lending for this program is provided by Refresh Card Solutions Inc.