RBC Avion Visa Infinite Card  🇨🇦

Offer

Card Awards

Fees & Conditions

Value

Advantages

Earnings

Per dollar of purchases

Insurance

Travel Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Our review

With this exceptional offer for the RBC Avion Visa Infinite Card, you can earn up to 55,000 Avion points:

• 35,000 Avion points on approval
• 20,000 Avion bonus points when you spend $5,000 in your first 6 months

You can use your Avion Rewards points for travel or redeem them with other loyalty programs such as :

• American Airlines AAdvantage
• British Airways Executive Club (and Qatar Airways Privilege Club)
• Cathay Pacific Asia Miles
• WestJet Rewards

For example, with the current welcome offer, you can get 55,000 British Airways Avios Points or 550 WestJet Dollars.

With the RBC Avion Visa Infinite Card, you earn 1 point per dollar and 1.25 points for travel purchases.

And you’ll benefit from a wide range of insurance coverage: Trip Cancellation and Interruption Insurance, Out-of-Province/Country Emergency Medical Insurance, Rental Vehicle Collision/Loss Damage Insurance, Mobile Device Insurance.

Frequently Asked Questions

• What bonus points are available for the RBC Avion Visa Infinite Card, and how do I get them?

  You can earn up to 55,000 Avion points with the RBC Avion Visa Infinite Card.

• What are the best RBC credit card offers?

  Check out the best RBC credit card offers.

• How can I earn loyalty points with the RBC Avion Visa Infinite Card when using it as an Avion credit card?

  When you use your RBC Avion Visa Infinite Card for purchases, you earn “RBC Points” for every dollar you spend. Points earned can be redeemed for flights through the RBC Avion program, allowing you to travel more and better. Moreover, during specific promotions or special offers, you can benefit from bonus points that add to your earned points.

• What additional benefits can I get by using RBC Avion for my travel purchases and reservations?

  The RBC Avion Visa Infinite Card is not just a credit card but a passport to a world of exclusive RBC Avion benefits! You benefit from trip cancellation insurance for six days and up to 10+ additional days if necessary. Moreover, in the event of theft of luggage or burglary at the hotel, you’re covered up to a certain amount. The à la carte membership also provides coverage for emergency medical care for two days, with an option to extend to 3-10 days.

• How can Avion points be used through the RBC Rewards program and other affiliations?

  Your Avion points, earned through your RBC Avion Visa Infinite Card, are redeemable through the RBC Rewards program for flights, but not only! You can also transfer your points to other partner frequent flyer programs, such as the British Airways Executive Club or Cathay Pacific Asia Miles. Moreover, they can be redeemed for essentials, gift cards and much more.

• What are the financial requirements and fees associated with the RBC Avion Visa Infinite Card?

  The RBC Avion Visa Infinite Card has a $120 annual fee. However, its benefits and rewards, such as RBC Rewards points on every purchase dollar, travel insurance and more, ensure a value far exceeding this annual fee for frequent travellers and savvy shoppers. A minimum personal income of $60,000 (or $100,000 household income) is required to qualify for this card. Please consult the Royal Bank of Canada (RBC) official website for more detailed information.

• Is access to airport lounges included with the RBC Avion Visa Infinite Card?

  No, the RBC Avion Visa Infinite Card does not include access to airport lounges. However, the next-level card (the RBC Avion Visa Infinite Privilege Card) does offer this benefit.

• What minimum income is required to get the RBC Avion Visa Infinite Card?

  To qualify for this card, you must have a minimum annual income of $60,000 (or $100,000 for the household) or at least $250,000 in investable assets.

• What rewards can I earn with the RBC Avion Visa Infinite Card?

  The RBC Avion Visa Infinite Card earns RBC Avion Rewards points. With your purchases, you earn 1 Avion point per dollar spent.

• What can I use my RBC Avion Rewards points for?

  The primary method of using your RBC Avion Rewards points is for travel, where you can redeem them via a fixed points chart, transfer them to airline partners, or use them for any trip booked through RBC Avion Rewards. There are many other ways to use your RBC rewards, including gift cards, merchandise and charitable donations, although the returns for these uses are lower than for travel.

• How are RBC Rewards points earned with the RBC Avion Visa Infinite Card, and can they be used for all flights?

  You earn 1 RBC Rewards point for every dollar charged to the card, with 25% extra points on travel-related purchases. There are no blackout periods or flight seat restrictions; if a seat is available, you can book, even during high season.

• What products and services can I redeem for my RBC Rewards points?

  Choose from the latest Apple products, over 50,000 Best Buy technology products, and a wide selection of merchandise, gift cards, RBC Financial Rewards vouchers and more. Eligible members can also redeem their points for WestJet dollars and Hudson’s Bay Rewards points.

• Are there partnerships with other companies that allow me to earn or save more with my RBC Avion Visa Infinite Card?

  Yes, by linking your card with Petro-Canada, you instantly save 3¢ per litre on fuel and earn 20% more Petro-Points. By linking it with Rexall Be Well, you earn 50 Be Well points for every dollar you spend on an eligible product at Rexall. You can also load personalized offers from significant brands before you shop to take advantage of discounts or earn bonus points faster.

• Does the RBC Avion Visa Infinite Card offer insurance and other Visa Infinite benefits?

  Yes, the card offers comprehensive insurance coverage, including mobile devices, emergency medical care, and trip cancellation or interruption. Eligible purchases made with the card are also protected. You’ll also enjoy top-of-the-range Visa Infinite benefits, including no-wait service for specific events and various hotel and dining advantages.

• What are the advantages of delivery services with the RBC Avion Visa Infinite Card?

  By adding an eligible RBC credit card to your DoorDash account, you get a free 12-month subscription to DashPass – a value of up to $120. You can also enjoy unlimited free delivery on orders of $12 or more when you pay with your eligible RBC credit card.

• How can the RBC Avion Visa Infinite Card help me save on fuel and earn more Petro-Points?

  By linking your RBC Avion Visa Infinite Card to Petro-Canada, you instantly save 3¢ per litre on gas and earn 20% more Petro-Points, allowing you to save on fuel and earn rewards faster at Petro-Canada.

• How can I enjoy the benefits of Rexall Be Well with my RBC Avion Visa Infinite Card?

  By linking your card to Rexall Be Well, you earn 50 Be Well points for every dollar you spend on eligible products at Rexall, accelerating your ability to redeem Be Well points for in-store savings on your purchases. For example, 25,000 Be Well points equals $10 in savings.

• What types of protection and insurance are included with the RBC Avion Visa Infinite Card?

  The RBC Avion Visa Infinite Card offers comprehensive insurance coverage, including mobile device, emergency medical, trip cancellation and trip interruption insurance. Your eligible purchases made with the card are also protected, giving you peace of mind when you shop and travel.

• Are there any exclusive benefits for RBC Avion Visa Infinite Card holders regarding technology products and RBC financial rewards?

  Yes, as an RBC Avion Visa Infinite Cardholder, you can choose from a range of merchandise, including the latest Apple products, over 50,000 technology products from Best Buy, and other merchandise and gift cards. You can also benefit from RBC Financial Rewards vouchers, giving you more flexibility and options for using your RBC Rewards points.

• How do I calculate RBC points with the RBC Avion Visa Infinite Card?

  To calculate the RBC points you earn with the RBC Avion Visa Infinite Card, you earn 1 RBC Rewards point for every dollar spent on the card. Moreover, you’ll earn 25% extra points when you make travel-related purchases. Multiply the amount you spend by the points earning rate to determine the total number of points you earn. For example, spending $100 on travel purchases will earn 125 points (100 points + 25 bonus points).

• How do I use RBC Avion points for travel rewards?

  RBC Avion points can be used in various ways for travel rewards. You can use them through the RBC Fixed Points chart to book flights, transfer them to airline partners, or redeem them for any travel booked through RBC Avion Rewards. You also have the flexibility to use your points for other rewards such as gift cards, merchandise, or charitable donations. However, using them for travel generally offers the best redemption value. The redemption process can be completed online via the RBC Avion Rewards Portal or by contacting RBC Customer Service for assistance with your reservation.

Alternative Cards

RBC Cash Back Preferred World Elite Mastercard  🇨🇦

No Welcome Offer

First year value : $261

• Accepted at Costco

Apply Now

Learn More

• Offer
• Card Details
• Rewards
• Advantages

• Earn up to 1.5% cash back on all your purchases
• Get unlimited cash back, no limit to what you can get back
• Stay connected with Boingo Wi-Fi at one million hotspots worldwide
• Get exclusive benefits and offers4 from a variety of on-demand apps and subscription services, like foodora and Ritual.
• Premium purchase protection for 120 days
• Extended warranty triples the manufacturer’s original Canadian warranty
• Protect your rental car with Auto Rental collision/Loss Damage Insurance
• Instantly save 3₵ per litre on gas & earn 20% more Petro-Points when you link your Petro-Points card to any RBC Card online.

Legal

Refer to RBC page for up to date offer terms and conditions

Read MoreRead Less

Annual Fee

• Primary card $99
• Additional card $0

Annual Income Required

• Individual $80,000
• Household $150,000

Conversion fees

• 2.5 %

Interest Rates

• Purchase Rates 20.99 %
• Cash Advance Rates 22.99 %
  21.99 % (QC)
• Balance Transfer Rates 22.99 %

Milesopedia Links

• Best Cash Back Credit Cards in Canada - April 2024
• Canada's Best Credit Card Offers - April 2024

Earning Rate

• All Spending1.5%
• Groceries1.5%
• Gas1.5%

Value

• Year 1 $261
• Year 2+ $261

Best For

Transfer Partners

• Cash back

Advantages

• Annual Credit
• VIP Lounges

• Concierge
• Wifi

• Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

Travel medical insurance up to 64 years old

Travel medical insurance 65+

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

Flight Delay Insurance

Delayed Baggage Insurance

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

Read MoreRead Less

Close

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RBC^® British Airways Visa Infinite  🇨🇦

Up to 60,000 Avios

First year value : $1,093

• Get AVIOS
• Premium Insurance
• 10% off British Airways flights

Apply Now

Learn More

• Offer
• Card Details
• Rewards
• Advantages

Get up to 60,000 Aviosˆ with the RBC® British Airways Visa Infinite Card

Receive up to 60,000 Aviosˆ, here’s how:

• Step 1: Receive 15,000 Avios as welcome bonus upon approval
• Step 2: 35,000 bonus Avios when you spend $6,000 CAD in the first 3 months
• Step 3: Another 10,000 bonus Avios after your first yearˆ

Benefits:

• Earn 3X Avios when you shop with British Airways and BA Holidays*
• Collect 2 Avios for every $1 CAD you spend on Grocery, Dining and Food Delivery Purchases*
• Collect 1 Avios for every $ CAD you spend on all other qualifying purchases*
• Earn a companion voucher when you spend $30,000 CAD annually. You can either take a companion with you or fly solo instead for a 50% Avios discount on the cost of one reward seat ticket. Plus, you’ll have the flexibility to pay a lower, flat fee to cover taxes, fees and carrier charges and a fixed Avios amount when you make a Reward Flight booking.˜
• 10% off British Airways flights when you book and pay with your card∞
• Redeem for travel on British Airways and oneworld partner airlines**
• Comprehensive insurances including 31–day out of country/province emergency medical insurance¹, flight delay insurance², hotel burglary³ and rental car⁴ insurance. Even eligible purchases you make with the card are protected³.
• Luxury Visa Infinite benefits⁵ such as first in line service for exclusive events and hotel and dining exclusives via www.visainfinite.ca
• Complimentary 24/7 Concierge Service⁵
• Link your RBC card with a Petro-Points membership to instantly save 3₵ per litre on fuel at Petro-Canada stations and earn 20% more Petro-Points and 20% more Avion points
• Link your RBC British Airways Visa Infinite card with a Rexall Be Well account and get 50 Be Well points for every $1 spent on eligible products at Rexall. Redeem Be Well points faster for savings in store on eligible purchases where 25,000 Be Well points = $10
• Add your eligible RBC credit card to your DoorDash account to: Get a free 12-month subscription to DashPass±, a value of up to $120. Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Legal

Refer to RBC page for up to date offer terms and conditions

ˆ To receive the 15,000 Avios welcome bonus, your application form must be approved by Royal Bank of Canada. Please allow up to 10 weeks after receipt of your card for the 15,000 Avios to be posted to your British Airways Executive Club account. If you are not currently a member of the Executive Club, you will be enrolled automatically once you are approved for the RBC British Airways Visa Infinite card. Please note that the address your Executive Club account membership is registered under must match the one for your RBC British Airways Visa Infinite account at all times for the Avios to be posted to your Executive Club account. The 35,000 Avios bonus will be awarded to you if a total of $6,000 CAD or more in qualifying purchases and pre-authorized bill payment transactions is posted to your RBC British Airways Visa Infinite account within the first 3 full monthly statement periods (approximately 3 months from the date your account is opened), provided your credit card account is in good standing at the time you reach $6,000 CAD in qualifying transactions. Qualifying transactions exclude cash advances (balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees. Please allow up to 15 weeks after meeting this eligibility requirement for the additional 35,000 bonus Avios points to be posted to your Executive Club account. An additional 10,000 bonus Avios will be credited to your Executive Club account within 12-15 weeks after the one year anniversary of your account opening provided your credit card account remains active and in good standing. This welcome bonus is not available to existing or former RBC British Airways Visa Infinite primary cardholders applying for or transferring to an RBC British Airways Visa Infinite credit card. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion. This offer may not be combined or used in conjunction with any other offer. Royal Bank of Canada and British Airways reserve the right to modify, cancel or withdraw this offer at any time. British Airways, not Royal Bank of Canada, is responsible for this offer and the British Airways Executive Club Programme. For all Executive Club Terms and Conditions, please visit ba.com/theclub.

Eligible members who spend a minimum of $30,000 CAD on qualifying purchases on their card in a calendar year (“calendar year” refers to the time period starting from January 1 and ending December 31) will receive a maximum of one Companion Voucher for that calendar year. See ba.com/rbc-visa for full terms and conditions.

Read MoreRead Less

Annual Fee

• Primary card $165
• Additional card $75

Annual Income Required

• Individual $60,000
• Household $100,000

Conversion fees

• 2.5 %

Interest Rates

• Purchase Rates 20.50 %
• Cash Advance Rates 22.99 %
  21.99 % (QC)
• Balance Transfer Rates 22.99 %

Milesopedia Links

• Canada's Best Credit Card Offers - April 2024
• Best RBC Credit Cards - Royal Bank of Canada - April 2024
• Best Avios Credit Cards British Airways | Qatar Airways - April 2024
• Best Travel Credit Cards - April 2024

Earning Rate

• Groceries2Avios
• Dining and Food delivery2Avios
• All Spending1Avios

Value

• Year 1 $1,093
• Year 2+ $243

Best For

Transfer Partners

• British Airways Executive Club

Advantages

• Annual Credit
• VIP Lounges

• Concierge
• Wifi

• Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

31 day(s)

Travel medical insurance up to 64 years old

31 day(s)

Travel medical insurance 65+

7 day(s)

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$500

Lost/Stolen Baggage Insurance

$500

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

Read MoreRead Less

Close

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Featured

WestJet RBC^® World Elite Mastercard  🇨🇦

Up to 450 WestJet Dollars

Ends Jul 31, 2024

First year value : $691

Best of April 2024

• Earn WestJet dollars on your purchases
• Premium Insurance
• Accepted at Costco

Apply Now

Learn More

• Offer
• Card Details
• Rewards
• Advantages

Welcome offer:

• Get up to $450 in WestJet dollars¹ with the WestJet RBC® World Elite Mastercardǂ.
• Plus, get a Round-Trip Companion Voucher Every Year – for any WestJet destination starting from $119 CAD (plus taxes, fees, charges and other ATC).

Offer Details:

Get up to 450 WestJet dollars¹ (a value of up to $450 off the base fare):

• 250 WestJet dollars upon your first purchase¹
• 200 WestJet dollars when you spend $5,000 in the first 3 months¹

Reach higher with WestJet Rewards Status Lift

Now everyday purchases on the WestJet RBC World Elite Mastercard can bring you closer to achieving status with WestJet. Learn more at www.westjet.com/statuslift

WestJet Benefits

• Earn 1.5% back in WestJet dollars for everyday purchases you make on your card
• Earn 2% back in WestJet dollars on WestJet flights or WestJet Vacations packages using your card
• First free checked bags for the primary cardholder on WestJet flights and up to 8 guests on the same reservation
• Receive an annual World Elite round-trip companion voucher to anywhere WestJet flies it allows you to book a full fare and then book a companion fare at a reduced rate. Or choose to exchange your annual round-trip companion voucher for 4 lounge vouchers
• Redeem your WestJet dollars toward all or part of a WestJet flight or WestJet Vacations packages — no blackout periods and your WestJet dollars don’t expire — anywhere WestJet flies

Other benefits

• Free Boingo Wifi for Mastercard holders at over 1 million hot spots
• Travel coverage including emergency medical insurance as well as trip interruption insurance, hotel burglary and rental car insurance. Even eligible purchases you make with the card are protected.
• Link your RBC card with a Petro-Points membership to and instantly save 3₵ per litre on fuel and always earn 20% more Petro-Points at Petro-Canada.

12 months of free delivery with DoorDash

• Add your eligible RBC credit card to your DoorDash account to:
• Get a 12-month complimentary DashPass subscription – a value of almost $120
• Enjoy unlimited deliveries with $0 delivery fees on orders of $15 or more when you pay with your eligible RBC credit card

Legal

Refer to RBC page for up to date offer terms and conditions

1 To qualify for this offer, you must apply for the WestJet RBC World Elite Mastercard between March 15 and July 31, 2024 (“Offer Period”) and be approved by Royal Bank of Canada. Once approved for the WestJet RBC World Elite Mastercard, please allow 4-6 weeks after the first purchase transaction date for the welcome bonus of 250 WestJet dollars (“Welcome WestJet dollars”) to appear in your WestJet Rewards account, accessible at www.westjet.com/account (opens to external site). To be eligible for the additional 200 WestJet dollars (“Additional WestJet dollars”) you must have applied for the WestJet RBC World Elite Mastercard during the Offer Period and have been approved by Royal Bank of Canada. The Additional WestJet dollars will be awarded to you if a total of $5,000 or more in qualifying net purchases and pre-authorized bill payment transactions (“Qualifying Transactions”) are posted to your WestJet RBC World Elite Mastercard account within the first 3 months of your account open date, provided your account is open and in good standing at the time you reach $5,000 in Qualifying Transactions. Please allow 4-6 weeks after this requirement is fulfilled for the Additional WestJet dollars to be awarded to your WestJet Rewards account. Qualifying Transactions exclude cash advances (including balance transfers, cash-like transactions and bill payments that are not pre-authorized charges that you set up with a merchant), interest charges and fees, and any credits for returns or adjustments posted to your WestJet RBC World Elite Mastercard account within the first 3 months from your account opening date will reduce the amount of your Qualifying Transactions. The Welcome WestJet dollars, and Additional WestJet dollars are not available to existing or former WestJet RBC World Elite Mastercard primary cardholders applying for or transferring to a WestJet RBC World Elite Mastercard. The Additional WestJet dollars do not apply to product changes from another RBC credit card to the WestJet RBC World Elite Mastercard. Additional cardholders are not eligible for this offer. This offer may not be combined or used in conjunction with any other offer, except as otherwise set out. Royal Bank of Canada and WestJet reserve the right to modify, cancel or withdraw this offer at any time. This offer may be revoked at any time if we suspect you may be manipulating or abusing it, or engaging in any suspicious or fraudulent activity, as determined by Royal Bank of Canada in its sole discretion.

Read MoreRead Less

Annual Fee

• Primary card $119
• Additional card $59

Annual Income Required

• Individual $80,000
• Household $150,000

Conversion fees

• 2.5 %

Interest Rates

• Purchase Rates 20.99 %
• Cash Advance Rates 22.99 %
  21.99 % (QC)
• Balance Transfer Rates 22.99 %

Milesopedia Links

• Best RBC Credit Cards - Royal Bank of Canada - April 2024
• Best Travel Credit Cards - April 2024
• Canada's Best Credit Card Offers - April 2024

Earning Rate

• All Spending1.5WestJet Dollars
• Groceries1.5WestJet Dollars
• Gas1.5WestJet Dollars

Value

• Year 1 $691
• Year 2+ $241

Best For

Transfer Partners

• WestJet Rewards

Advantages

• Annual Credit
• VIP Lounges

• Concierge
• Wifi

• Travel credit

Travel Insurance

Insurance Name

Included

Amount

Duration

Travel Medical Insurance

Travel medical insurance up to 54 years old

15 day(s)

Travel medical insurance up to 64 years old

15 day(s)

Travel medical insurance 65+

3 day(s)

Trip Cancellation Insurance

Trip Interruption Insurance

Common Carrier Travel Accident Insurance

$500,000

Flight Delay Insurance

$500

Delayed Baggage Insurance

$500

Lost/Stolen Baggage Insurance

Auto Rental Loss/Insurance

$65,000

48 day(s)

Hotel/Motel Burglary Insurance

$2,500

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