Offer
- Your cause, your card. Designed for women, the Allure card allows you to support the Quebec Breast Cancer Foundation.
- Easily earn 1 point for every $2 in purchases and receive $10 cash back for every 1,000 points earned.
- Receive a 10% discount on the purchase of certain gift cards
Fees & Conditions
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
There may be a daily maximum amount depending on the type of fees paid
Other Insurance
Our review
Support the cause of the Quebec Breast Cancer Foundation by becoming a National Bank Allure Mastercard credit cardholder with this exclusive offer!
For every $2 in purchases charged to your National Bank Allure Mastercard account, you earn 1 point. Once a year, in January, you will receive a $10 cashback for every 1,000 points earned.
And for every $10 you spend with your card, the National Bank of Canada donates 10 cents to the Quebec Breast Cancer Foundation! It can be as much as $750,000 per year for all cardholders!
For example, if you charge $1,000/month to your card, National Bank will donate $10/month to the foundation, or $120/year. And since it’s a National Bank Mastercard credit card, you can use it at Costco.
Frequently Asked Questions
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What are the annual fees for the National Bank Allure Mastercard?
The National Bank Allure Mastercard has no annual fee for the main card or additional cards.
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How does the National Bank Allure Mastercard rewards program work?
For every $2 spent with the Allure Mastercard, you earn 1 point.
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What is the interest rate on the National Bank Allure Mastercard?
The interest rate on purchases is 20.99%, while for cash advances and balance transfers it is 22.49%.
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What insurance is included with the National Bank Allure Mastercard?
The card includes purchase insurance against theft or damage for 90 days from the date of purchase, and an extended warranty that doubles the manufacturer’s warranty for up to an additional year.
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How does the National Bank Allure Mastercard support the Quebec Breast Cancer Foundation?
National Bank donates $0.10 to the Quebec Breast Cancer Foundation for every $10 in purchases made with the card, with a total annual donation of up to $750,000.
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What are the rebate advantages of the National Bank Allure Mastercard?
Cardholders receive a 10% discount on gift cards purchased on yourallure.ca, redeemable at fashion and health partners such as Amerispa, Banana Republic, Gap, Old Navy and Winners/HomeSense/Marshalls.
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What are the eligibility requirements for the National Bank Allure Mastercard?
You must be a permanent resident or Canadian citizen and have reached the age of majority in your province or territory of residence. There is no minimum income required to qualify for this card.
Legal
Cash back details
The cashback is based on a point-accumulation system. You get 1 point for every $2 you spend using your Allure Mastercard® credit card, providing your account is in good standing. Once a year, in January, you will receive a $10 cashback for every 1,000 points earned. The cashback will be paid as a credit applied to your account and cannot be paid in cash. Your account is considered to be in good standing when you fulfill the obligations under your cardholder agreement (e.g., make the minimum payment by the due date). Interest charges, annual fees, balance transfers, cash advances, service charges, insurance premiums, promotional Mastercard cheques and refunded purchases are not eligible for rewards points. For details, see the Terms and conditions [PDF] [PDF].
Discount on gift cards
The 10% discount on gift cards applies to the total amount when purchasing on yourallure.ca. Gift cards are redeemable at participating Allure partners: Amerispa, Banana Republic, Gap, Old Navy and Winners/HomeSense/Marshalls. Choice of gift card amounts: $25, $50 or $100 (as per partner availability). No discount will be given in store upon presentation of the Allure card. Gift cards cannot be replaced if damaged, lost or stolen. The list of Allure partners is subject to change without notice. Gap, Old Navy and Banana Republic gift cards can be used in all Gap, Old Navy and Banana Republic stores in North America. Gift cards are redeemable for in-store items only. If you have any questions about Gap, Old Navy and Banana Republic gift cards, please call 1-800-GAP-STYLE, 1-800-OLD-NAVY and 1-888-BR-STYLE respectively.
Credit terms
Grace period: No interest will be charged on purchases made during the month, provided the client pays the balance in full within twenty-one (21) days of the statement date. This grace period does not apply to cash advances or balance transfers.
Minimum payment: If your account balance is lower than $10, you must pay the entire balance.
If you reside in the province of Quebec, your minimum payment will correspond to 5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher.
If you reside outside of Quebec, your minimum payment represents 2.5% of the credit card account balance plus any overdue payment or $10, whichever amount is higher.
Account statement: A statement is sent monthly.
Example of credit charges over a 30-day period
Annual interest rate | Average balance | |
$500 | $3,000 | |
22,49 % | $9.24 | $55.45 |
20,99 % | $8.63 | $51.76 |
12,9 % | $5.30 | $31.81 |
8,9 % | $3.66 | $21.95 |
*Variable interest rate in effect on September 1st, 2021
Balance transfer and cash advance are subject to credit approval by National Bank. Each balance transfer must be at least $250.