MBNA Smart Cash World® Mastercard®

MBNA Smart Cash World® Mastercard®

One of the best cash back credit card in Canada.

Welcome Bonus

up to $150 cash back

Value

$111

Best For

Annual Fee

$39

Purchase Rates

19.99 %

Cash Advance Rates

24.99 %

Balance Transfer Rates

22.99 %


Offer

Offer
  • This offer is not available for residents of Quebec. For residents of Quebec, please click here.
  • Accelerate cash back on common purchases!
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 1% Cash Back‡ for all other eligible purchases
  • $39 annual fee
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • Your personal annual income must be greater than $60,000, or your household annual income must be $100,000 or greater††††

 

Fees & Conditions

Personal Income $60,000
Household Income $100,000
Annual Fee $39
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 24.99%
Balance Transfer Rates 22.99%

Advantages

Welcome Bonus up to $150 cash back
Minimum Spending Required $500
Minimum Spending Timeframe 30 day(s)
Rewards Type Cash Back
Transfer Partners Cashback
Loyalty Program Cashback
All Spending 1
Travel 1
Local Transport 1
Dining and Food delivery 1
Groceries 2
Convenience Stores 1
Gas 2
Drugstores 1
Office Supplies 1
Telecom/Internet 1
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 1
Streaming services 1
Recurring Payments 1
Costco

Value

Value

For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)

 

Offer Value calculation
for the first-year
Point Value (according to milesopedia) 1.0 ¢
Welcome Offer Value ≈ $150
Annual fee $39
Estimated Value ≈ $111

 

 

Insurance

Common Carrier Travel Accident Insurance
Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)