MBNA Smart Cash Platinum Plus® Mastercard® – Non Quebec Residents

MBNA Smart Cash Platinum Plus® Mastercard® – Non Quebec Residents

A great no-fee cash back credit card.

Welcome Bonus

None

Best For

Value
Year 1

Years 2 and +

Annual Fee

$0

Interest rates
Purchase Rates

19.99 %

Cash Advance Rates

24.99 %

Balance Transfer Rates

22.99 %

Your Monthly Spending

Offer

Offer
  • This offer is not available for residents of Quebec. For residents of Quebec, please click here.
  • Accelerate cash back on common purchases!
  • No annual fee
  • Get 5% Cash Back†† on eligible gas and grocery purchases for the first 6 months (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 2% Cash Back‡ on eligible gas and grocery purchases thereafter (until the total gas and grocery purchases in the applicable month reaches $500)
  • Get 0.5% Cash Back‡ for all other eligible purchases
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances

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Fees & Conditions

Personal Income $0
Household Income $0
First Additional Card $0
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 24.99%
Balance Transfer Rates 22.99%

Value

Year 1
Years 2 and +
Welcome bonus
0 $
Annual credit
Travel benefits
VIP lounges
First-Year Offer Value
Accumulated rewards
Annual fee
Net value

Advantages

Welcome Bonus up to $150 cash back
Minimum Spending Required $6,000
Minimum Spending Timeframe 180 day(s)
Costco

Earnings

All Spending 0.005
Drugstores 0.005
Groceries 0.02
Convenience Stores 0.005
Gas 0.02
Telecom/Internet 0.005
Local Transport 0.005
Dining and Food delivery 0.005
Recurring Payments 0.005
Office Supplies 0.005
Travel 0.005
Entertainment 0.005

Insurance

Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year