MBNA Rewards World Elite® Mastercard®

MBNA Rewards World Elite® Mastercard®

The best credit card to earn 2 points per dollar on all your purchases.



Welcome Bonus

up to 30,000 points

Best For

Annual Fee




This offer is not available for residents of Quebec. For residents of Quebec, please click here.

  • Receive up to 30,000 bonus points:
    • 20,000 bonus points†† ($200 in travel value) after you make $2,000 or more in eligible purchases within the first 90 days of your account opening.
    • 10,000 bonus points†† ($100 in travel value) once enrolled for paperless e-statements within the first 90 days of account opening
  • Earn 2 points‡ for every $1 in eligible purchases
  • Redeem points‡ for travel, cash back, brand-name merchandise, gift cards from participating retailers, and charitable donations
  • Standard Annual Interest Rates of 19.99% on purchases, 22.99% on balance transfers✪ and access cheques, and 24.99% on cash advances
  • $120 annual fee

To qualify, your personal annual income must be greater than $80,000, or your household annual income must be $150,000 or greater††††


Fees & Conditions

Personal Income $80000
Household Income $150000
Annual Fee $120
Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 24.99%
Balance Transfer Rates 22.99%


Welcome Bonus up to 30,000 points
Rewards Type Travel points
Transfer Partners MBNA Rewards
Loyalty Program MBNA Rewards
All Spending 2
Travel 2
Local Transport 2 points / $
Dining and Food delivery 2
Groceries 2
Convenience Stores 2 points / $
Gas 2
Drugstores 2 points / $
Office Supplies 2 points / $
Telecom/Internet 2 points / $
Entertainment 2 points / $
Recurring Payments 2 points / $



For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)


Offer Value calculation
for the first-year
Point Value 1.0 ¢
Welcome Offer Value up to $300
Points earned with minimum purchases to get the Welcome Offer
(2 points per dollar)
up to $40
Annual fee $120
Estimated Value $260




Common Carrier Travel Accident Insurance
Trip Interruption Insurance
Purchase Protection
Purchase Protection - Duration 90 day(s)
Extended Warranty
Extended Warranty - Duration 1 year(s)