KOHO Extra Mastercard Prepaid Card  🇨🇦

KOHO Extra Mastercard Prepaid Card  🇨🇦
Welcome Bonus
$20 cash back
Annual Fee
$84
  • Prepaid card
  • No Foreign Transaction Fee
  • Accepted at Costco
Interest rates
Purchase Rates
Cash Advance Rates
Balance Transfer Rates
Prepayee-MeilleureCarte-Milesopedia-2024

KOHO Premium Mastercard Prepaid card
KOHO Extra Mastercard Prepaid Card
$20 cash back
Apply Now

Offer

Special Offer:

  • Enter the code MILESOPEDIA when you apply for your card
  • Get $20 in your KOHO account after the first purchase within the first 30 days
  • Get up to 1.5% cash back (groceries, eating & drinking and transportation)
  • No Foreign Transaction Fees
  • Financial coaching
  • Accepted at Costco
  • 1 free international ATM withdrawal per month

Card Awards

Prepayee-MeilleureCarte-Milesopedia-2024
Best credit card – prepaid
Best prepaid credit card

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $84
First Additional Card $0
Foreign Transaction Fee 0.00%

Value

Calculate the rewards
Your Monthly Spending
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Rewards Earned
Annual fee
Net value

Advantages

Welcome Bonus amount $20 cash back
Costco

Earnings

Per dollar of purchases

All Spending 0.25 %
Groceries 1.5 %
Gas 1.5 %
Dining and Food delivery 0.25 %
Convenience Stores 0.25 %
Drugstores 0.25 %
Local Transport 1.5 %
Travel 0.25 %
Entertainment 0.25 %
Recurring Payments 0.25 %
Telecom/Internet 0.25 %
Streaming services 0.25 %
Online transactions 0.25 %
Office Supplies 0.25 %

Insurance

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance

There may be a daily maximum amount depending on the type of fees paid

Other Insurance

Insurance Name
Included
Amount
Duration
Extended Warranty
Purchase Protection
Mobile Device Insurance
Price Protection

Our review

Special Offer:

  • Enter the code MILESOPEDIA when you apply for your card
  • Get $20 in your KOHO account after the first purchase within the first 30 days

The features of the KOHO Extra Mastercard Prepaid Card (formerly known as the KOHO Premium Mastercard Prepaid Card) are as follows:

  • 1.5% cash back on groceries (including Costco and Walmart), eating & drinking and transportation
  • 0.25% cash back on all other purchases
  • Accepted at Costco
  • No FX fees
  • 1 free international ATM withdrawal per month
  • Monthly fee of $9 (or $84 per year) with a 30-day free trial

Alternative Cards

  • Prepaid card
  • No annual fee
  • Accepted at Costco
Learn More

Special Offer:

  • Enter the code MILESOPEDIA when you apply for your card
  • Get $20 in your KOHO account after the first purchase within the first 30 days
  • 1% cash back on groceries and transportation
  • Accepted at Costco
  • No account fees
  • Extra cash back at select merchants
  • Lock your card in-app
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 1.5 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Groceries1%
  • Local Transport1%
  • All Spending0.00%
Value
  • Year 1 $104
  • Year 2+ $84
Best For
Transfer Partners
  • Cash back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • Ideal for teenagers
  • No annual fee
  • Accepted at Costco
Learn More

A game-changer card for teens

A card designed for teens and great for all. The JA Money card—powered by Neo gives you the tools to manage your money, save smarter, and get rewarded.

Exclusive cashback offers at Neo partners

  • Restaurants & Food Delivery: Enjoy 5% average cashback at awesome restaurants and Uber Eats.
  • Clothing & Footwear: Shop the latest styles and score 2% cashback at stores like Dynamite, JD Sports, and Simons.
  • Books & eBooks: Catch up on reading with 2% cashback at places like Chapters, Indigo, and Kobo.
  • Games & Entertainment: Level up with 2% cashback at spots like PlayStation, Xbox, Nintendo, and Steam.
  • Health & Fitness: Stay active with 2% cashback at places like GoodLife Fitness and YMCA.
  • And more: Use the Neo app to discover over 10,000 places to earn rewards— it’s like the Google Maps of cashback.

Features and benefits

  • Get notified in real time: Know what’s happening with your money at all times. Get notified anytime money goes in or out of your account, freeze and unfreeze your card instantly.
  • Safe, secure deposits: Deposits are eligible for CDIC protection², and payments are protected by a world-class security infrastructure.
  • Advanced app security: Protect your account with Face ID, fingerprint lock, and two-factor authentication.
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Dining and Food delivery5%
  • Entertainment2%
  • All Spending0.5%
Value
  • Year 1 $120
  • Year 2+ $120
Best For
Transfer Partners
  • Cash back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
  • No annual fee
  • Accepted at Costco
Learn More

Everyday cashback

  • 1% on gas and grocery
  • 0.5% monthly minimum cashback

Exclusive cashback offers at Neo partners

  • 5% average cashback at restaurants, bars and cafes
  • 3% on popular streaming services
  • 3% on ride sharing services
  • 3% on food delivery services
  • 2%+ at retail partners (online and in-store)

Features and benefits

  • Personalized insights powered by generative chat AI (coming soon)
  • Digital card available to use immediately
  • Get cashback at thousands of local and national partners
Annual Fee
  • Primary card $0
  • Additional card $0
Annual Income Required
  • Individual $0
  • Household $0
Conversion fees
  • 2.5 %
Interest Rates
  • Purchase Rates
  • Cash Advance Rates
  • Balance Transfer Rates
Earning Rate
  • Dining and Food delivery3%
  • Groceries1%
  • Gas1%
Value
  • Year 1 $120
  • Year 2+ $120
Best For
Transfer Partners
  • Cash back

Advantages

  • Annual Credit
  • VIP Lounges
  • Concierge
  • Wifi
  • Travel credit

Travel Insurance

Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
4 Milesopedia Rating