HSBC +Rewards™ Mastercard® – Quebec

HSBC +Rewards™ Mastercard® – Quebec

A low-interest HSBC credit card with rewards. Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.

Get 35,000 points with this offer.

Welcome Bonus

35,000 points Ends Jan 31, 2022



Best For

Annual Fee


Purchase Rates

11.9 %

Cash Advance Rates

11.9 %

Balance Transfer Rates

11.9 %


  • Apply for an HSBC +Rewards™ Mastercard® by January 31, 2022 and get 35,000 Points ($175 travel value) if you keep your account open and active for 180 days*
  • Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
  • Earn 1 Point for every $1 spent on all other eligible purchases
  • HSBC’s lowest interest rate for purchases, cash advances and balance transfers:
    • Annual Interest on Purchases: 11.9%
    • Annual Interest on Cash Advances and Balance Transfers: 11.9%
  • Price Protection Service – find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item
  • Primary Cardholder Annual Fee: $25
  • Authorized User Annual Fee: $10 Per Card

This offer is only available to residents of Quebec. For residents of other provinces/territories please click here.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $25
First Additional Card $10
Foreign Transaction Fee 2.5%
Purchase Rate (QC) 11.9%
Cash Advance Rate (QC) 11.9%
Balance Transfer Rates (QC) 11.9%


Offer ends on Jan 31, 2022
Welcome Bonus 35,000 points
Minimum Spending Required $0
Rewards Type Travel points
Transfer Partners HSBC Plus Rewards Program
Loyalty Program HSBC Plus Rewards Program
All Spending 2
Travel 2
Local Transport 2
Dining and Food delivery 2
Groceries 2
Convenience Stores 2
Gas 2
Drugstores 2
Office Supplies 2
Telecom/Internet 2
Entertainment 2
Online transactions 2
AIR MILES partners 2
Air Canada 2
Streaming services 2
Recurring Payments 2


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer value
the first year
Value per point 0.5 ¢
Welcome bonus $175
Annual fee $25
Value $150


Purchase Protection
Purchase Protection - Duration 90 day(s)
Price Protection
Extended Warranty
Extended Warranty - Duration 1 year(s)
3.9 Milesopedia Rating