Offer
- Apply for an HSBC +Rewards™ Mastercard® by April 4, 2022 and get 35,000 Points ($175 travel value) if you keep your account open and active for 180 days*.
- Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
- Earn 1 Point for every $1 spent on all other eligible purchases
- HSBC’s lowest interest rate for purchases, cash advances and balance transfers:
- Annual Interest on Purchases: 11.9%
- Annual Interest on Cash Advances and Balance Transfers: 11.9%
- Price Protection Service – find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item
- Primary Cardholder Annual Fee: $25
- Authorized User Annual Fee: $10 Per Card
This offer is only available to residents of Quebec. For residents of other provinces/territories please click here.
Card Awards
Fees & Conditions
Value
Reward points value
We have established a valuation of the reward point in cents for each loyalty program. More information on the points valuation page.
First-year value
For all credit cards offers, we estimate the value of the welcome offer (bonus, annual fee rebate) in the first year, plus the value of the rewards earned based on your purchases entered in the calculator for the six categories:
- Grocery
- Gas/Transit
- Meals
- Travel
- Bills
- Other purchases
First-Year Net Value = Welcome Bonus Value + Benefits (Annual Credit, VIP lounges, etc.) + Earned Rewards – First-Year Annual Fee
Value of subsequent years
For the value of subsequent years, we consider the earned rewards based on your purchases indicated in the calculator and any benefits offered.
Subsequent years’ net value = Earned Rewards + Benefits (Annual Credit, VIP lounges, etc.) – Annual fee
VIP lounges:
For credit cards with complimentary airport lounge access, this benefit is calculated as follows:
- 1 access = $40
- Unlimited access = $400 (the value of 10 annual visits)
Advantages
Earnings
Insurance
Legal
*Mastercard and World Elite are registered trademarks and the circle concept is a trademark of Mastercard International Incorporated. Used pursuant to license.