Offer
Offer
- Special offer: Earn up to 40,000 points* ($200 travel value). Must apply by October 31, 2022. Conditions apply.
- Earn 35,000 points* when you keep your account open and active for 6 months ($175 travel value)
- Earn 5,000 points* when you start your application online ($25 travel value)
- Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
- Earn 1 Point for every $1 spent on all other eligible purchases
- HSBC’s lowest interest rate for purchases, cash advances and balance transfers:
- Annual Interest on Purchases: 11.9%
- Annual Interest on Cash Advances and Balance Transfers: 11.9%
- Price Protection Service – find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item
- Primary Cardholder Annual Fee: $25
- Authorized User Annual Fee: $10 Per Card
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.
Card Awards
Fees & Conditions
Personal Income
$0
Household Income
$0
Annual Fee
$25
First Additional Card
$10
Foreign Transaction Fee
2.5%
Purchase Rate (QC)
11.9%
Cash Advance Rate (QC)
11.9%
Balance Transfer Rates (QC)
11.9%
Value
Year 1
Year 2+
Welcome Bonus
0 $
Annual Credit
Travel benefits
VIP Lounges
First year offer value
Accumulated rewards
Annual fee
Net value
Advantages
Offer ends on
Oct 31, 2022
Welcome Bonus amount
Up to 40,000 Points
Minimum Spending Required
$0
Costco
Earnings
Per dollar of purchases
All Spending
1 Point
Groceries
1 Point
Gas
1 Point
Dining and Food delivery
2 Points
Convenience Stores
1 Point
Drugstores
1 Point
Local Transport
1 Point
Travel
1 Point
Entertainment
2 Points
Recurring Payments
1 Point
Telecom/Internet
1 Point
Streaming services
1 Point
Online transactions
1 Point
Office Supplies
1 Point
Insurance
Travel Insurance
Insurance Name
Included
Amount
Duration
Travel Medical Insurance
Travel medical insurance up to 54 years old
Travel medical insurance up to 64 years old
Travel medical insurance 65+
Trip Cancellation Insurance
Trip Interruption Insurance
Common Carrier Travel Accident Insurance
Flight Delay Insurance
Delayed Baggage Insurance
Lost/Stolen Baggage Insurance
Auto Rental Loss/Insurance
Hotel/Motel Burglary Insurance
Other Insurance
Insurance Name
Included
Amount
Duration
Extended Warranty
1 year
Purchase Protection
90 day(s)
Mobile Device Insurance
Price Protection
Legal
Legal
*Terms and Conditions apply ®/TM Mastercard and World Elite are registered trademarks and the circle concept is a trademark of Mastercard International Incorporated. Used pursuant to license.