Offer
- Get up to $200 in total value* for the first year! Must apply by August 31, 2023. Conditions apply.
- Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
- Earn 1 Point for every $1 spent on all other eligible purchases
- HSBC’s lowest interest rate for purchases, cash advances and balance transfers:
- Annual Interest on Purchases: 11.9%
- Annual Interest on Cash Advances and Balance Transfers: 11.9%
- Price Protection Service – find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item
- Primary Cardholder Annual Fee: $25
- Authorized User Annual Fee: $10 Per Card
This offer is only available to residents of Quebec. For residents of other provinces/territories, please click here.
Card Awards
Fees & Conditions
Value
Advantages
Earnings
Per dollar of purchases
Insurance
Travel Insurance
Other Insurance
Our review
The HSBC +Rewards™ Mastercard® is a credit card offering rewards and a low-interest rate (11.9%). With the HSBC +Rewards™ Mastercard®, you can earn:
- 2 points per dollar on eligible dining or entertainment purchases
- 1 point per dollar for all other purchases
This credit card is one of the only ones in Canada to offer a Price Protection Service: find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item!
For a limited time, you can get:
- 40,000 points* ($200 value in travel rewards) if you live in Quebec
- 35,000 points* ($175 value in travel rewards) and a first-year annual fee waiver* if you live outside Quebec
No minimum income is required to get this credit card.
Alternative Cards
Legal
*Terms and Conditions apply ®/TM Mastercard and World Elite are registered trademarks and the circle concept is a trademark of Mastercard International Incorporated. Used pursuant to license.