HSBC +Rewards™ Mastercard®

HSBC +Rewards™ Mastercard®

A low-interest HSBC credit card with rewards. Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.

Earn 20,000 Points with this offer.

Welcome Bonus

20,000 points Ends Sep 27, 2021



Best For

Annual Fee

First Year Annual Fee Rebate (terms apply)

Purchase Rates

11.9 %

Cash Advance Rates

11.9 %

Balance Transfer Rates

11.9 %


  • Apply for an HSBC +RewardsTM Mastercard® by September 27th and get 20,000 Points (up to $100 in value) when you spend $2,000 within 6 months of account opening* And get a 1st Year annual fee waiver for Primary Cardholder*($25 value)
  • Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
  • Earn 1 Point for every $1 spent on all other eligible purchases
  • HSBC’s lowest interest rate for purchases, cash advances and balance transfers:
    • Annual Interest on Purchases: 11.9%
    • Annual Interest on Cash Advances and Balance Transfers: 11.9%
  • Price Protection Service – find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item
  • Primary Cardholder Annual Fee: $25
  • Authorized User Annual Fee: $10 Per Card

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Fees & Conditions

Annual Fee $25
First Year Annual Fee Rebate
First Additional Card $10
Foreign Transaction Fee 2.5%
Purchase Rates 11.9%
Cash Advance Rates 11.9%
Balance Transfer Rates 11.9%


Offer ends on Sep 27, 2021
Welcome Bonus 20,000 points
Rewards Type Travel points
Transfer Partners HSBC Plus Rewards Program
Loyalty Program HSBC Plus Rewards Program
All Spending 2
Online transactions 2
AIR MILES partners 2
Air Canada 2
Streaming services 2



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer value
the first year
Value per point 0.5 ¢
Welcome bonus $100
Value $100


Purchase Protection
Purchase Protection - Duration 90 day(s)
Price Protection
Extended Warranty
Extended Warranty - Duration 1 year(s)
3.9 Milesopedia Rating