HSBC +Rewards™ Mastercard®

HSBC +Rewards™ Mastercard®

A low-interest HSBC credit card with rewards. Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.

Get 30,000 points with this offer.

Welcome Bonus

30,000 points Ends Jan 31, 2022

Value

$150

Best For

Annual Fee

$25

First Year Annual Fee Rebate (terms apply)
Purchase Rates

11.9 %

Cash Advance Rates

11.9 %

Balance Transfer Rates

11.9 %


Offer

Offer
  • Apply for an HSBC +Rewards™ Mastercard® by January 31, 2022 and earn 30,000 Points ($150 travel value) when you spend $2,000 in the first 180 days of account opening*, and get a 1st Year annual fee rebate for Primary Cardholder*($25 value)
  • Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
  • Earn 1 Point for every $1 spent on all other eligible purchases
  • HSBC’s lowest interest rate for purchases, cash advances and balance transfers:
    • Annual Interest on Purchases: 11.9%
    • Annual Interest on Cash Advances and Balance Transfers: 11.9%
  • Price Protection Service – find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item
  • Primary Cardholder Annual Fee: $25
  • Authorized User Annual Fee: $10 Per Card

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $25
First Year Annual Fee Rebate
First Additional Card $10
Foreign Transaction Fee 2.5%
Purchase Rates 11.9%
Cash Advance Rates 11.9%
Balance Transfer Rates 11.9%

Advantages

Offer ends on Jan 31, 2022
Welcome Bonus 30,000 points
Minimum Spending Required $2,000
Minimum Spending Timeframe 180 day(s)
Rewards Type Travel points
Transfer Partners HSBC Plus Rewards Program
Loyalty Program HSBC Plus Rewards Program
All Spending 2
Travel 2
Local Transport 2
Dining and Food delivery 2
Groceries 2
Convenience Stores 2
Gas 2
Drugstores 2
Office Supplies 2
Telecom/Internet 2
Entertainment 2
Online transactions 2
AIR MILES partners 2
Air Canada 2
Streaming services 2
Recurring Payments 2
Costco

Value

Value
We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer value
the first year
Value per point 0.5 ¢
Welcome bonus $150
Value $150

Insurance

Purchase Protection
Purchase Protection - Duration 90 day(s)
Price Protection
Extended Warranty
Extended Warranty - Duration 1 year(s)
3.9 Milesopedia Rating