HSBC +Rewards™ Mastercard®

HSBC +Rewards™ Mastercard®

A low-interest HSBC credit card with rewards. Earn 2 Points for every $1 spent on eligible dining or entertainment purchases.

Get 30,000 points with this offer.

Welcome Bonus

30,000 points Ends Jan 31, 2022



Best For

Annual Fee


First Year Annual Fee Rebate (terms apply)
Purchase Rates

11.9 %

Cash Advance Rates

11.9 %

Balance Transfer Rates

11.9 %


  • Apply for an HSBC +Rewards™ Mastercard® by January 31, 2022 and earn 30,000 Points ($150 travel value) when you spend $2,000 in the first 180 days of account opening*, and get a 1st Year annual fee rebate for Primary Cardholder*($25 value)
  • Earn 2 Points for every $1 spent on eligible dining or entertainment purchases
  • Earn 1 Point for every $1 spent on all other eligible purchases
  • HSBC’s lowest interest rate for purchases, cash advances and balance transfers:
    • Annual Interest on Purchases: 11.9%
    • Annual Interest on Cash Advances and Balance Transfers: 11.9%
  • Price Protection Service – find a lower price within 60 days of your purchase, the difference will be refunded, up to $500 per eligible item
  • Primary Cardholder Annual Fee: $25
  • Authorized User Annual Fee: $10 Per Card

This offer is not available for residents of Quebec. For residents of Quebec, please click here.

Fees & Conditions

Personal Income $0
Household Income $0
Annual Fee $25
First Year Annual Fee Rebate
First Additional Card $10
Foreign Transaction Fee 2.5%
Purchase Rates 11.9%
Cash Advance Rates 11.9%
Balance Transfer Rates 11.9%


Offer ends on Jan 31, 2022
Welcome Bonus 30,000 points
Minimum Spending Required $2,000
Minimum Spending Timeframe 180 day(s)
Rewards Type Travel points
Transfer Partners HSBC Plus Rewards Program
Loyalty Program HSBC Plus Rewards Program
All Spending 2
Travel 2
Local Transport 2
Dining and Food delivery 2
Groceries 2
Convenience Stores 2
Gas 2
Drugstores 2
Office Supplies 2
Telecom/Internet 2
Entertainment 2
Online transactions 2
AIR MILES partners 2
Air Canada 2
Streaming services 2
Recurring Payments 2


We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)
Calculation of the offer value
the first year
Value per point 0.5 ¢
Welcome bonus $150
Value $150


Purchase Protection
Purchase Protection - Duration 90 day(s)
Price Protection
Extended Warranty
Extended Warranty - Duration 1 year(s)
3.9 Milesopedia Rating