Choice Card from American Express™

Choice Card from American Express™

The new no annual fee credit card from American Express. Earn points for all your purchases that can be transferred to Marriott Bonvoy.



Welcome Bonus

10,000 points

Annual Fee


Our Review

This credit card is one of the best no-fee credit cards in Canada.

You can earn 10,000 welcome bonus points worth a minimum of $100 or 12,000 Marriott Bonvoy points.

With this Card, you can earn 1 point per dollar on all purchases.

You can then use your points in many ways:

  • Statement credit for travel purchases
  • Statement credit for all purchases
  • Transfer to partner programs (Marriott Bonvoy, Hilton Honors)
  • Book flights with American Express Travel at a preferential rate

Like most American Express Credit Cards, there is no minimum income required to apply for this Card.


  • New Choice Card from American ExpressTM Cardmembers, earn a Welcome Bonus of 10,000 Membership Rewards points when you charge $1,000 in purchases to your Card in the first 3 months of Cardmembership
  • Earn 1 point for every $1 in Card purchases
  • Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (Eligible travel purchases: 1,000 points = $10 statement credit. All other eligible purchases: 1,000 points = $7 statement credit)
  • With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada

American Express is not responsible for maintaining or controlling the accuracy of the information published on this website. For full details and current product information click the Apply now link. Conditions apply

Fees & Conditions

Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.99%


Welcome Bonus 10,000 points
Minimum Spending Required $1000
Minimum Spending Timeframe 90 day(s)
Rewards Type Travel points
Transfer Partners American Express Membership Rewards
Loyalty Program American Express Membership Rewards
All Spending 1
Travel 1
Local Transport 1
Dining and Food delivery 1
Groceries 1
Convenience Stores 1
Gas 1
Drugstores 1
Office Supplies 1
Telecom/Internet 1
Entertainment 1
Online transactions 1
AIR MILES partners 1
Air Canada 1
Streaming services 1
Recurring Payments 1



We estimate the value of the welcome offer during the first year for all the credit card offers. Are taken into consideration:

  • The value of cash back or points earned
  • The value of the benefits or credits earned with the Card
  • The annual fee value (offered or not)


Calculation of the offer’s value in the first year
Value per point 1.0 ¢
Welcome bonus ≈ $100
Annual fee $0
Value ≈ $100



4 Milesopedia Rating