Choice Card from American Express™

Choice Card from American Express™

The Best No-Fee Travel Rewards Credit Card in Canada. Earn 1 point for every $1 in Card purchases.

For a limited time, earn 12,500 Membership Rewards points with this offer!



Welcome Bonus

12,500 points Ends May 5, 2021

Annual Fee



  • New Choice Card from American ExpressTM  Cardmembers, apply by May 5 and earn 12,500 Bonus Membership Rewards® points when you charge $1,250 in purchases to your Card in your first three months of Cardmembership
  • Earn 1 point for every $1 in Card purchases.
  • Charge an eligible purchase to your Card and redeem your Membership Rewards points for a statement credit (Eligible travel purchases: 1,000 points = $10 statement credit. All other eligible purchases: 1,000 points = $7 statement credit)
  • With American Express Experiences and Front Of The Line®, American Express Cardmembers get access to amazing events in Canada

American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details, current product information and Terms and Conditions, click the Apply now link. Conditions Apply

Fees & Conditions

Foreign Transaction Fee 2.5%
Purchase Rates 19.99%
Cash Advance Rates 21.99%


Offer ends on May 5, 2021
Welcome Bonus 12,500 points
Rewards Type Travel points
Loyalty Program American Express Points-Privilèges
All Spending 1
Travel 1
Local Transport 1
Restaurants 1
Groceries 1
Convenience Stores 1
Gas Stations 1
Pharmacies 1
Office Supplies 1
Telecom/Internet 1
Food Delivery 1
Entertainment 1
Recurring Payments 1



For all the credit card offers, we estimate the first year Offer Value according to:

  • Value of the Cashback or Points earned with the Offer
  • Value of the Benefits or travel credits earned with the Offer
  • Annual fee offer (first-year rebate or not)


Offer Value calculation
for the first-year
Point Value (according to milesopedia) 1.0 ¢
Welcome Offer Value up to $125
Annual fee $0
Estimated Value ≈ $125



Common Carrier Travel Accident Insurance Amount $250000
Common Carrier Travel Accident Insurance Details Up to $250,000 of Accidental Death and Dismemberment Insurance covers you, your spouse and dependent children under the age of 23 when any of you travel on a common carrier (plane, train, bus or ship) and charge your tickets to your card. Supplementary Cardmembers, their spouses and dependent children under age 23 are also covered.
Flight Delay Insurance Amount $500
Flight Delay Insurance Details Charge your airline ticket to your card and receive up to $500 coverage (aggregate maximum with Baggage Delay Insurance) for all necessary and reasonable hotel, motel, restaurant expenses and sundry items purchased within 48 hours when you are delayed or denied boarding for four hours or more and no alternate transportation is made available.
Delayed Baggage Amount $500
Delayed Baggage Details Book a flight with your card and receive up to $500 coverage (aggregate maximum with Flight Delay Insurance) for all immediate daily reasonable and necessary emergency purchases, made within four days, for essential clothing and sundry items when your baggage on your outbound trip is delayed by six or more hours.
Lost/Stolen Baggage Insurance Amount $500
Lost/Stolen Baggage Insurance Details When you fully charge your airline tickets to your card, you are covered for loss or damage to your checked-in or carry-on baggage and personal effects while in transit for up to a maximum of $500 per trip for all insured person(s) combined.
Travel medical insurance up to 64 years old - Details Oui
Auto Rental Loss/Insurance - Amount MSPP $85000
Auto Rental Loss/Insurance - Details Save money when travelling with the Car Rental Theft and Damage Insurance included on your card. This coverage provides compensation for theft, loss and damage up to the actual cash value of a rental car with an MSRP of up to $85,000, in its model year. To take advantage of this protection, simply decline the Loss Damage Waiver (LDW) or similar option offered by the car rental company, and fully charge your rental to your card. There’s no additional charge for this coverage, and you save yourself the daily insurance fee (usually $16 to $23 per day) charged by the car rental company.
Hotel/Motel Burglary Insurance - Amount $500
Hotel/Motel Burglary Insurance - Details Charge your Hotel/Motel arrangements to your card and receive coverage of up to $500 against the loss of most personal items if your hotel/motel is burglarized.
Purchase Protection - Duration 90
Purchase Protection - Amount $1000
Purchase Protection - Details You can be insured for eligible items charged to your Card for 90 days from the date of purchase in the event of accidental physical damage or theft for up to $1,000 per occurrence (for all purchased items combined).
Extended Warranty - Details Your coverage can automatically extend the manufacturer’s original warranty up to one additional year when you fully charge eligible items to your Card.
Extended Warranty - Duration 1